Health insurance prices in Summit County, OH (2026)
125 marketplace plans from 8 insurers. Cheapest plan $386/mo; typical Silver $588/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 12.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $386–$692 (typical $468) · Silver $492–$770 (typical $588) · Gold $555–$899 (typical $743)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| SummaCare | 17 | $406 | $428 | $511 | $601 | SummaCare Bronze 8000 | |
| Antidote Health | 15 | $386 | $413 | $533 | $700 | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | |
| CareSource | 21 | $454 | $463 | $557 | $804 | Low Premium Bronze 10600 $25 Generic Drugs | |
| Ambetter (Centene) | 16 | $453 | $467 | $570 | $580 | Standard Expanded Bronze | |
| Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company) | 11 | $451 | $477 | $614 | $804 | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | |
| MedMutual | 12 | $455 | $470 | $643 | $728 | Bronze $8,300 w/ Virtual & Wellness ON-EX | |
| UnitedHealthcareUnitedHealth Group | 17 | $531 | $576 | $738 | $881 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | |
| Oscar Health | 16 | $666 | $685 | $745 | $868 | Bronze Classic Standard | Cleveland Clinic |
All 125 plans in Summit County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Antidote Health | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Expanded Bronze | HMO | $386 | $8,700 | $10,600 | $15,227 | |
| Antidote Health | Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Expanded Bronze | HMO | $397 | $8,700 | $10,600 | $15,364 | |
| SummaCare | SummaCare Bronze 8000 | Bronze | HMO | $406 | $8,000 | $10,600 | $15,471 | |
| SummaCare | SummaCare Bronze 8000 with Adult Vision Exam | Bronze | HMO | $407 | $8,000 | $10,600 | $15,486 | |
| Antidote Health | Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Expanded Bronze | HMO | $413 | $8,000 | $10,600 | $15,553 | |
| Antidote Health | Bronze Standard | Expanded Bronze | HMO | $419 | $7,500 | $10,000 | $15,032 | |
| Antidote Health | Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Expanded Bronze | HMO | $424 | $8,000 | $10,600 | $15,691 | |
| SummaCare | SummaCare Bronze 10600 with 3 Free PCP Visits | Expanded Bronze | HMO | $426 | $10,600 | $10,600 | $15,717 | |
| SummaCare | SummaCare Bronze 10600 with 3 Free PCP Visits + Adult Vision | Expanded Bronze | HMO | $430 | $10,600 | $10,600 | $15,756 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | $451 | $10,600 | $10,600 | $16,016 | |
| SummaCare | SummaCare Standard Bronze | Expanded Bronze | HMO | $452 | $7,500 | $10,000 | $15,429 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $453 | $7,500 | $10,000 | $15,434 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $454 | $8,450 | $10,150 | $15,594 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $454 | $10,600 | $10,600 | $16,054 | |
| MedMutual | Bronze $8,300 w/ Virtual & Wellness ON-EX | Expanded Bronze | HMO | $455 | $8,300 | $10,000 | $15,462 | |
| SummaCare | SummaCare Standard Bronze with Adult Vision | Expanded Bronze | HMO | $456 | $7,500 | $10,000 | $15,468 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | $457 | $10,600 | $10,600 | $16,089 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $458 | $10,600 | $10,600 | $16,098 | |
| MedMutual | Bronze $8,300 w/ Adult Dental ON-EX | Expanded Bronze | HMO | $465 | $8,300 | $10,000 | $15,574 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $467 | $7,500 | $10,000 | $15,601 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $468 | $8,450 | $10,150 | $15,762 | |
| CareSource | Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $468 | $7,500 | $10,000 | $15,619 | |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $472 | $7,500 | $10,000 | $15,664 | |
| MedMutual | Bronze Standard w/ Virtual & Wellness | Expanded Bronze | HMO | $475 | $7,500 | $10,000 | $15,704 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $477 | $6,000 | $10,600 | $16,322 | |
| MedMutual | Bronze HSA $7,300 ON-EX | Expanded Bronze | HMO | $479 | $7,300 | $7,300 | $13,046 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 8500 for HSA | Expanded Bronze | HMO | $487 | $8,500 | $8,500 | $14,339 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $489 | $7,500 | $10,000 | $15,864 | |
| Ambetter (Centene) | Choice Bronze HSA | Expanded Bronze | HMO | $490 | $7,250 | $7,250 | $13,132 | |
| Antidote Health | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | $492 | $7,500 | $10,600 | $16,508 | |
| Antidote Health | Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | $504 | $7,500 | $10,600 | $16,646 | |
| Ambetter (Centene) | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | HMO | $505 | $7,250 | $7,250 | $13,313 | |
| SummaCare | SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits | Silver | HMO | $506 | $5,000 | $9,050 | $15,125 | |
| SummaCare | SummaCare Silver 7000 with 3 Free PCP Visits | Silver | HMO | $507 | $7,000 | $8,600 | $14,685 | |
| SummaCare | SummaCare Silver 6000 with 3 Free PCP Visits + Adult Vision | Silver | HMO | $509 | $6,000 | $8,350 | $14,459 | |
| SummaCare | SummaCare Standard Silver | Silver | HMO | $513 | $6,000 | $8,900 | $15,060 | |
| SummaCare | SummaCare Standard Silver with Adult Vision | Silver | HMO | $517 | $6,000 | $8,900 | $15,098 | |
| SummaCare | SummaCare Silver 3500 with 3 Free PCP Visits + Adult Vision | Silver | HMO | $526 | $3,500 | $10,600 | $16,908 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $531 | $10,600 | $10,600 | $16,970 | |
| Antidote Health | Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | $533 | $6,500 | $10,600 | $16,998 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | $539 | $6,200 | $9,800 | $16,263 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $542 | $6,200 | $9,800 | $16,308 | |
| Antidote Health | Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | $545 | $6,500 | $10,600 | $17,135 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $554 | $5,000 | $9,500 | $16,144 | |
| Ambetter (Centene) | Clear Gold | Gold | HMO | $555 | $1,200 | $9,150 | $15,812 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $556 | $5,000 | $9,500 | $16,168 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $557 | $6,000 | $8,900 | $15,585 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $557 | $5,000 | $9,500 | $16,188 | |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | $558 | $6,000 | $8,900 | $15,593 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $559 | $5,000 | $9,500 | $16,212 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | HMO | $559 | $7,500 | $10,000 | $16,713 | |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $561 | $6,000 | $8,900 | $15,636 | |
| Antidote Health | Silver Standard | Silver | HMO | $566 | $6,000 | $8,900 | $15,692 | |
| Ambetter (Centene) | Complete Silver | Silver | HMO | $566 | $5,950 | $8,850 | $15,647 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $570 | $2,000 | $8,200 | $15,036 | |
| Ambetter (Centene) | Clear Gold + Vision + Adult Dental | Gold | HMO | $572 | $1,200 | $9,150 | $16,017 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $574 | $6,000 | $8,900 | $15,791 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | HMO | $576 | $7,500 | $10,000 | $16,908 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $579 | $0 | $10,600 | $17,550 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | HMO | $584 | $5,950 | $8,850 | $15,857 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $587 | $2,000 | $8,200 | $15,247 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $592 | $5,000 | $8,950 | $16,054 | |
| SummaCare | SummaCare Gold 2000 with 3 Free PCP Visits | Gold | HMO | $592 | $2,000 | $10,600 | $17,708 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | HMO | $595 | $0 | $10,600 | $17,744 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $596 | $1,450 | $7,500 | $14,653 | |
| SummaCare | SummaCare Standard Gold | Gold | HMO | $597 | $2,000 | $8,200 | $15,370 | |
| SummaCare | SummaCare Standard Gold with Adult Vision | Gold | HMO | $601 | $2,000 | $8,200 | $15,409 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $602 | $6,000 | $8,900 | $16,119 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $614 | $4,000 | $9,200 | $16,570 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $614 | $1,450 | $7,500 | $14,874 | |
| SummaCare | SummaCare Gold 2000 with 3 Free PCP Visits + Adult Vision | Gold | HMO | $618 | $2,000 | $6,000 | $13,416 | |
| SummaCare | SummaCare Gold 1000 with 3 Free PCP Visits + Adult Vision | Gold | HMO | $618 | $1,000 | $9,500 | $16,916 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $620 | $4,000 | $9,200 | $16,643 | |
| MedMutual | Silver $5,800 w/ Virtual & Wellness ON-EX | Silver | HMO | $628 | $5,800 | $9,800 | $17,331 | |
| Antidote Health | Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Gold | HMO | $636 | $3,500 | $9,000 | $16,636 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $641 | $5,500 | $5,500 | $13,196 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 5500 for HSA | Silver | HMO | $642 | $5,500 | $5,500 | $13,207 | |
| MedMutual | Silver Standard w/ Virtual & Wellness | Silver | HMO | $643 | $6,000 | $8,900 | $16,614 | |
| MedMutual | Silver $5,000 w/ Virtual & Wellness ON-EX | Silver | HMO | $643 | $5,000 | $8,500 | $16,220 | |
| Antidote Health | Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Gold | HMO | $648 | $3,500 | $9,000 | $16,778 | |
| MedMutual | Silver $5,000 w/ Adult Dental ON-EX | Silver | HMO | $656 | $5,000 | $8,500 | $16,374 | |
| Oscar Health | Bronze Classic Standard | Cleveland Clinic | Expanded Bronze | HMO | $666 | $7,500 | $10,000 | $17,996 | |
| Oscar Health | Bronze Classic PCP Saver | Cleveland Clinic | Expanded Bronze | HMO | $676 | $7,750 | $9,750 | $17,865 | |
| Oscar Health | Bronze Simple Diabetes | Cleveland Clinic | Expanded Bronze | HMO | $682 | $5,500 | $10,150 | $18,336 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic | Expanded Bronze | HMO | $687 | $5,500 | $10,150 | $18,399 | |
| Oscar Health | Bronze Simple HSA | Cleveland Clinic | Expanded Bronze | HMO | $688 | $5,000 | $8,000 | $16,256 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Cleveland Clinic | Expanded Bronze | HMO | $692 | $5,500 | $10,150 | $18,457 | |
| Antidote Health | Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Gold | HMO | $700 | $3,000 | $9,000 | $17,402 | |
| Antidote Health | Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Gold | HMO | $712 | $3,000 | $9,000 | $17,544 | |
| MedMutual | Gold Standard w/ Virtual & Wellness | Gold | HMO | $718 | $2,000 | $8,200 | $16,813 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | HMO | $726 | $6,000 | $8,900 | $17,610 | |
| MedMutual | Gold $500 w/ Virtual & Wellness ON-EX | Gold | HMO | $728 | $500 | $7,500 | $16,231 | |
| MedMutual | Gold $1,000 w/ Virtual & Wellness ON-EX | Gold | HMO | $729 | $1,000 | $8,000 | $16,743 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Silver | HMO | $729 | $3,250 | $10,600 | $19,353 | |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | HMO | $735 | $0 | $9,800 | $18,619 | |
| Oscar Health | Silver Simple Diabetes | Cleveland Clinic | Silver | HMO | $739 | $6,500 | $10,000 | $18,868 | |
| Oscar Health | Silver Simple PCP Saver | Cleveland Clinic | Silver | HMO | $740 | $5,750 | $10,150 | $19,026 | |
| MedMutual | Gold $1,000 w/ Adult Dental ON-EX | Gold | HMO | $742 | $1,000 | $8,000 | $16,902 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | HMO | $742 | $6,000 | $8,900 | $17,804 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic | Silver | HMO | $742 | $6,200 | $9,600 | $18,508 | |
| Antidote Health | Gold Standard | Gold | HMO | $744 | $2,000 | $8,200 | $17,127 | |
| Oscar Health | Silver Classic Standard | Cleveland Clinic | Silver | HMO | $745 | $6,000 | $8,900 | $17,844 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $746 | $3,250 | $10,600 | $19,548 | |
| Oscar Health | Silver Simple Chronic Care CKM | Cleveland Clinic | Silver | HMO | $749 | $5,900 | $10,150 | $19,139 | |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | HMO | $751 | $0 | $9,800 | $18,813 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic | Silver | HMO | $754 | $6,000 | $10,150 | $19,203 | |
| Oscar Health | Silver Elite Saver Plus | Cleveland Clinic | Silver | HMO | $770 | $0 | $9,750 | $18,984 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $780 | $3,000 | $8,500 | $17,861 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $784 | $3,000 | $8,500 | $17,905 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $786 | $3,000 | $8,500 | $17,934 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $790 | $3,000 | $8,500 | $17,978 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | $804 | $2,000 | $8,200 | $17,843 | |
| CareSource | Core Gold 1500 $10 Generic Drugs | Gold | HMO | $818 | $1,500 | $8,000 | $17,814 | |
| CareSource | Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $822 | $1,500 | $8,000 | $17,859 | |
| Oscar Health | Gold Classic Standard | Cleveland Clinic | Gold | HMO | $842 | $2,000 | $8,200 | $18,302 | |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | HMO | $855 | $2,000 | $8,200 | $18,456 | |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $858 | $2,000 | $8,200 | $18,501 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | HMO | $862 | $2,000 | $8,200 | $18,550 | |
| Oscar Health | Gold Elite | Cleveland Clinic | Gold | HMO | $868 | $750 | $7,500 | $17,918 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $873 | $700 | $7,000 | $17,480 | |
| UnitedHealthcare | UHC Gold Standard+ (Dental + Vision, No Referrals) | Gold | HMO | $879 | $2,000 | $8,200 | $18,744 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | HMO | $883 | $0 | $7,700 | $18,292 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | HMO | $890 | $700 | $7,000 | $17,674 | |
| Oscar Health | Gold Elite Saver Plus | Cleveland Clinic | Gold | HMO | $892 | $0 | $8,900 | $19,604 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | HMO | $899 | $0 | $7,700 | $18,486 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $386 | $468 | $692 | 41 | $7,500 | $10,150 | $15,704 |
| Silver | $492 | $588 | $770 | 46 | $5,975 | $9,200 | $16,341 |
| Gold | $555 | $743 | $899 | 38 | $2,000 | $8,200 | $17,512 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.