Health insurance prices in Cuyahoga County, OH (2026)

119 marketplace plans from 8 insurers. Cheapest plan $399/mo; typical Silver $620/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 11.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $399–$672 (typical $459) · Silver $489–$747 (typical $620) · Gold $566–$866 (typical $731)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Molina Healthcare19$428$443$494$572Molina Bronze Saver 7000
CareSource13$442$450$542$782Low Premium Bronze 10600 $25 Generic Drugs
Antidote Health15$399$427$552$724Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company)11$433$457$589$770Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
MedMutual12$439$453$620$702Bronze $8,300 w/ Virtual & Wellness ON-EX
Ambetter (Centene)16$507$524$639$650Standard Expanded Bronze
UnitedHealthcareUnitedHealth Group17$495$537$689$822UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
Oscar Health16$647$665$724$843Bronze Classic Standard | Cleveland Clinic

All 119 plans in Cuyahoga County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Antidote HealthBronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$399$8,700$10,600$15,388
Antidote HealthBronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$411$8,700$10,600$15,530
Antidote HealthBronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$427$8,000$10,600$15,726
Molina HealthcareMolina Bronze Saver 7000Expanded BronzeHMO$428$7,000$10,200$15,333
Molina HealthcareMolina Bronze StandardExpanded BronzeHMO$431$7,500$10,000$15,176
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult VisionExpanded BronzeHMO$431$7,000$10,200$15,377
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$433$10,600$10,600$15,790
Antidote HealthBronze StandardExpanded BronzeHMO$434$7,500$10,000$15,207
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$438$10,600$10,600$15,861
MedMutualBronze $8,300 w/ Virtual & Wellness ON-EXExpanded BronzeHMO$439$8,300$10,000$15,267
Antidote HealthBronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$439$8,000$10,600$15,868
CareSourceLow Premium Bronze 10600 $25 Generic DrugsExpanded BronzeHMO$442$10,600$10,600$15,903
Molina HealthcareMolina Bronze Enhanced 3500Expanded BronzeHMO$443$3,500$9,950$15,263
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult Dental and VisionExpanded BronzeHMO$444$7,000$10,200$15,528
CareSourceLow Premium Bronze 10600 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$446$10,600$10,600$15,946
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult VisionExpanded BronzeHMO$446$3,500$9,950$15,307
MedMutualBronze $8,300 w/ Adult Dental ON-EXExpanded BronzeHMO$448$8,300$10,000$15,375
CareSourceBronze 7500 $25 Generic DrugsExpanded BronzeHMO$455$7,500$10,000$15,464
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$457$6,000$10,600$16,084
MedMutualBronze Standard w/ Virtual & WellnessExpanded BronzeHMO$458$7,500$10,000$15,501
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult Dental and VisionExpanded BronzeHMO$459$3,500$9,950$15,458
CareSourceBronze 7500 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$459$7,500$10,000$15,508
MedMutualBronze HSA $7,300 ON-EXExpanded BronzeHMO$462$7,300$7,300$12,840
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 8500 for HSAExpanded BronzeHMO$466$8,500$8,500$14,096
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$468$7,500$10,000$15,620
Molina HealthcareMolina Silver Saver with Four Free PCP VisitsSilverHMO$489$7,000$10,150$16,021
Molina HealthcareMolina Silver CoreSilverHMO$491$6,000$8,990$14,876
Molina HealthcareMolina Silver Core Plus with Adult VisionSilverHMO$494$6,000$8,990$14,921
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)BronzeHMO$495$10,600$10,600$16,546
Molina HealthcareMolina Silver StandardSilverHMO$498$6,000$8,900$14,875
Molina HealthcareMolina Silver Core Plus with Adult Dental and VisionSilverHMO$507$6,000$8,990$15,074
Ambetter (Centene)Standard Expanded BronzeExpanded BronzeHMO$507$7,500$10,000$16,089
Ambetter (Centene)Everyday BronzeExpanded BronzeHMO$508$8,450$10,150$16,251
Antidote HealthSilver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$510$7,500$10,600$16,714
Antidote HealthSilver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$521$7,500$10,600$16,856
UnitedHealthcareUHC Bronze Standard (No Referrals)Expanded BronzeHMO$522$7,500$10,000$16,266
Ambetter (Centene)Standard Expanded Bronze + Vision + Adult DentalExpanded BronzeHMO$523$7,500$10,000$16,277
Ambetter (Centene)Everyday Bronze + Vision + Adult DentalExpanded BronzeHMO$524$8,450$10,150$16,439
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision, No Referrals)Expanded BronzeHMO$537$7,500$10,000$16,448
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)Expanded BronzeHMO$541$0$10,600$17,087
CareSourceSilver 6000 $20 Generic DrugsSilverHMO$542$6,000$8,900$15,409
Ambetter (Centene)Choice Bronze HSAExpanded BronzeHMO$549$7,250$7,250$13,841
Antidote HealthSilver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$552$6,500$10,600$17,221
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)Expanded BronzeHMO$556$0$10,600$17,268
Antidote HealthSilver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$564$6,500$10,600$17,363
Molina HealthcareMolina Gold Core 1640GoldHMO$566$1,640$8,100$14,893
Ambetter (Centene)Choice Bronze HSA + Vision + Adult DentalExpanded BronzeHMO$566$7,250$7,250$14,044
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$567$5,000$8,950$15,758
Molina HealthcareMolina Gold Enhanced 895GoldHMO$568$895$8,700$15,516
Molina HealthcareMolina Gold Core 1640 Plus with Adult VisionGoldHMO$570$1,640$8,100$14,938
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult VisionGoldHMO$572$895$8,700$15,560
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)SilverHMO$577$6,000$8,900$15,818
Molina HealthcareMolina Gold Core 1640 Plus with Adult Dental and VisionGoldHMO$582$1,640$8,100$15,088
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult Dental and VisionGoldHMO$584$895$8,700$15,711
Antidote HealthSilver StandardSilverHMO$586$6,000$8,900$15,929
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$589$4,000$9,200$16,263
Molina HealthcareMolina Gold StandardGoldHMO$591$2,000$8,200$15,294
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)SilverHMO$594$4,000$9,200$16,333
MedMutualSilver $5,800 w/ Virtual & Wellness ON-EXSilverHMO$605$5,800$9,800$17,062
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 5500 for HSASilverHMO$615$5,500$5,500$12,886
MedMutualSilver Standard w/ Virtual & WellnessSilverHMO$620$6,000$8,900$16,339
MedMutualSilver $5,000 w/ Virtual & Wellness ON-EXSilverHMO$620$5,000$8,500$15,944
Ambetter (Centene)Clear GoldGoldHMO$622$1,200$9,150$16,616
Ambetter (Centene)Standard SilverSilverHMO$624$6,000$8,900$16,391
MedMutualSilver $5,000 w/ Adult Dental ON-EXSilverHMO$633$5,000$8,500$16,092
Ambetter (Centene)Complete SilverSilverHMO$635$5,950$8,850$16,467
Ambetter (Centene)Standard GoldGoldHMO$638$2,000$8,200$15,860
Ambetter (Centene)Clear Gold + Vision + Adult DentalGoldHMO$641$1,200$9,150$16,846
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverHMO$644$6,000$8,900$16,622
Oscar HealthBronze Classic Standard | Cleveland ClinicExpanded BronzeHMO$647$7,500$10,000$17,764
Ambetter (Centene)Complete Silver + Vision + Adult DentalSilverHMO$654$5,950$8,850$16,702
Oscar HealthBronze Classic PCP Saver | Cleveland ClinicExpanded BronzeHMO$657$7,750$9,750$17,629
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldHMO$658$2,000$8,200$16,096
Antidote HealthGold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$658$3,500$9,000$16,902
Oscar HealthBronze Simple Diabetes | Cleveland ClinicExpanded BronzeHMO$662$5,500$10,150$18,099
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland ClinicExpanded BronzeHMO$667$5,500$10,150$18,160
Ambetter (Centene)Complete GoldGoldHMO$668$1,450$7,500$15,516
Oscar HealthBronze Simple HSA | Cleveland ClinicExpanded BronzeHMO$668$5,000$8,000$16,016
Antidote HealthGold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$671$3,500$9,000$17,049
Oscar HealthBronze Simple Chronic Care CKM | Cleveland ClinicExpanded BronzeHMO$672$5,500$10,150$18,216
UnitedHealthcareUHC Silver Standard (No Referrals)SilverHMO$677$6,000$8,900$17,030
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)SilverHMO$681$3,250$10,600$18,770
UnitedHealthcareUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)SilverHMO$686$0$9,800$18,032
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldHMO$689$1,450$7,500$15,763
MedMutualGold Standard w/ Virtual & WellnessGoldHMO$692$2,000$8,200$16,505
UnitedHealthcareUHC Silver Standard+ (Dental + Vision, No Referrals)SilverHMO$693$6,000$8,900$17,211
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)SilverHMO$696$3,250$10,600$18,952
UnitedHealthcareUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)SilverHMO$701$0$9,800$18,213
MedMutualGold $500 w/ Virtual & Wellness ON-EXGoldHMO$702$500$7,500$15,919
MedMutualGold $1,000 w/ Virtual & Wellness ON-EXGoldHMO$703$1,000$8,000$16,430
MedMutualGold $1,000 w/ Adult Dental ON-EXGoldHMO$715$1,000$8,000$16,584
Oscar HealthSilver Simple Diabetes | Cleveland ClinicSilverHMO$718$6,500$10,000$18,610
Oscar HealthSilver Simple PCP Saver | Cleveland ClinicSilverHMO$718$5,750$10,150$18,768
Oscar HealthSilver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland ClinicSilverHMO$721$6,200$9,600$18,249
Oscar HealthSilver Classic Standard | Cleveland ClinicSilverHMO$724$6,000$8,900$17,584
Antidote HealthGold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$724$3,000$9,000$17,694
Oscar HealthSilver Simple Chronic Care CKM | Cleveland ClinicSilverHMO$727$5,900$10,150$18,877
Oscar HealthSilver Simple Women's Health with Menopause Benefits | Cleveland ClinicSilverHMO$732$6,000$10,150$18,940
Antidote HealthGold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$737$3,000$9,000$17,841
Oscar HealthSilver Elite Saver Plus | Cleveland ClinicSilverHMO$747$0$9,750$18,716
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$759$3,000$8,500$17,603
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$762$3,000$8,500$17,646
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$765$3,000$8,500$17,674
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$768$3,000$8,500$17,717
Antidote HealthGold StandardGoldHMO$770$2,000$8,200$17,437
Anthem Blue Cross Blue Shield (OH)Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)GoldHMO$770$2,000$8,200$17,441
CareSourceCore Gold 1500 $10 Generic DrugsGoldHMO$795$1,500$8,000$17,544
CareSourceCore Gold 1500 $10 Generic Drugs + Adult Vision & FitnessGoldHMO$799$1,500$8,000$17,587
UnitedHealthcareUHC Gold Standard (No Referrals)GoldHMO$805$2,000$8,200$17,860
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)GoldHMO$815$700$7,000$16,782
Oscar HealthGold Classic Standard | Cleveland ClinicGoldHMO$817$2,000$8,200$18,009
UnitedHealthcareUHC Gold Standard+ (Dental + Vision, No Referrals)GoldHMO$820$2,000$8,200$18,042
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)GoldHMO$824$0$7,700$17,586
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$830$700$7,000$16,963
CareSourceGold 2000 $15 Generic DrugsGoldHMO$831$2,000$8,200$18,174
CareSourceGold 2000 $15 Generic Drugs + Adult Vision & FitnessGoldHMO$835$2,000$8,200$18,217
UnitedHealthcareUHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$839$0$7,700$17,768
Oscar HealthGold Elite | Cleveland ClinicGoldHMO$843$750$7,500$17,615
Oscar HealthGold Elite Saver Plus | Cleveland ClinicGoldHMO$866$0$8,900$19,293
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$399$459$67242$7,500$10,000$15,758
Silver$489$620$74737$6,000$8,990$16,702
Gold$566$731$86640$1,640$8,200$17,006

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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