Health insurance prices in Butler County, OH (2026)

130 marketplace plans from 8 insurers. Cheapest plan $356/mo; typical Silver $565/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 4.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $356–$581 (typical $454) · Silver $482–$781 (typical $565) · Gold $482–$1,046 (typical $711)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Oscar Health16$356$364$484$492Bronze Classic Standard
Molina Healthcare22$451$465$519$602Molina Bronze Saver 7000
Antidote Health15$397$425$549$721Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Ambetter (Centene)16$439$453$553$562Standard Expanded Bronze
Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company)11$414$437$563$737Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
MedMutual12$445$459$628$711Bronze $8,300 w/ Virtual & Wellness ON-EX
CareSource21$554$564$679$979Low Premium Bronze 10600 $25 Generic Drugs
UnitedHealthcareUnitedHealth Group17$518$562$721$860UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)

All 130 plans in Butler County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Oscar HealthBronze Classic StandardExpanded BronzeHMO$356$7,500$10,000$14,270
Oscar HealthBronze Classic 4700Expanded BronzeHMO$361$4,700$10,150$14,479
Oscar HealthBronze Simple DiabetesExpanded BronzeHMO$363$5,500$10,150$14,511
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD BenefitsExpanded BronzeHMO$365$5,500$10,150$14,532
Oscar HealthBronze Simple Chronic Care CKMExpanded BronzeHMO$368$5,500$10,150$14,566
Oscar HealthBronze Elite + PCP Saver PlusExpanded BronzeHMO$386$0$10,600$15,231
Antidote HealthBronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$397$8,700$10,600$15,364
Antidote HealthBronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$409$8,700$10,600$15,505
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$414$10,600$10,600$15,565
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$419$10,600$10,600$15,632
Antidote HealthBronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$425$8,000$10,600$15,700
Antidote HealthBronze StandardExpanded BronzeHMO$432$7,500$10,000$15,180
Antidote HealthBronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$437$8,000$10,600$15,841
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$437$6,000$10,600$15,846
Ambetter (Centene)Standard Expanded BronzeExpanded BronzeHMO$439$7,500$10,000$15,270
Ambetter (Centene)Everyday BronzeExpanded BronzeHMO$440$8,450$10,150$15,430
MedMutualBronze $8,300 w/ Virtual & Wellness ON-EXExpanded BronzeHMO$445$8,300$10,000$15,337
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 8500 for HSAExpanded BronzeHMO$446$8,500$8,500$13,853
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$448$7,500$10,000$15,376
Molina HealthcareMolina Bronze Saver 7000Expanded BronzeHMO$451$7,000$10,200$15,613
Ambetter (Centene)Standard Expanded Bronze + Vision + Adult DentalExpanded BronzeHMO$453$7,500$10,000$15,432
Ambetter (Centene)Everyday Bronze + Vision + Adult DentalExpanded BronzeHMO$454$8,450$10,150$15,592
MedMutualBronze $8,300 w/ Adult Dental ON-EXExpanded BronzeHMO$454$8,300$10,000$15,447
Molina HealthcareMolina Bronze StandardExpanded BronzeHMO$455$7,500$10,000$15,459
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult VisionExpanded BronzeHMO$455$7,000$10,200$15,660
Molina HealthcareMolina Bronze Smart Heart HealthExpanded BronzeHMO$464$4,000$9,950$15,512
MedMutualBronze Standard w/ Virtual & WellnessExpanded BronzeHMO$465$7,500$10,000$15,574
Molina HealthcareMolina Bronze Enhanced 3500Expanded BronzeHMO$467$3,500$9,950$15,553
MedMutualBronze HSA $7,300 ON-EXExpanded BronzeHMO$468$7,300$7,300$12,915
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult Dental and VisionExpanded BronzeHMO$468$7,000$10,200$15,819
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult VisionExpanded BronzeHMO$471$3,500$9,950$15,600
Ambetter (Centene)Choice Bronze HSAExpanded BronzeHMO$475$7,250$7,250$12,954
Oscar HealthGold Classic StandardGoldHMO$482$2,000$8,200$13,979
Oscar HealthSilver Classic StandardSilverHMO$482$6,000$8,900$14,683
Oscar HealthSilver Simple PCP SaverSilverHMO$483$5,750$10,150$15,947
Oscar HealthSilver Simple DiabetesSilverHMO$484$6,500$10,000$15,802
Oscar HealthSilver Simple Breathe Easy with Enhanced COPD BenefitsSilverHMO$484$6,200$9,600$15,405
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult Dental and VisionExpanded BronzeHMO$484$3,500$9,950$15,759
Oscar HealthSilver Simple Chronic Care CKMSilverHMO$488$5,900$10,150$16,009
Oscar HealthSilver Elite Saver PlusSilverHMO$489$0$9,750$15,621
Ambetter (Centene)Choice Bronze HSA + Vision + Adult DentalExpanded BronzeHMO$490$7,250$7,250$13,130
Oscar HealthGold ClassicGoldHMO$492$2,250$7,500$13,405
Oscar HealthSilver Simple Women's Health with Menopause BenefitsSilverHMO$493$6,000$10,150$16,061
Antidote HealthSilver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$507$7,500$10,600$16,683
Molina HealthcareMolina Silver Saver with Four Free PCP VisitsSilverHMO$516$7,000$10,150$16,342
Molina HealthcareMolina Silver Smart Heart HealthSilverHMO$516$6,000$8,990$15,186
Molina HealthcareMolina Silver CoreSilverHMO$517$6,000$8,990$15,198
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)BronzeHMO$518$10,600$10,600$16,821
Antidote HealthSilver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$519$7,500$10,600$16,824
Molina HealthcareMolina Silver Core Plus with Adult VisionSilverHMO$521$6,000$8,990$15,245
Molina HealthcareMolina Silver StandardSilverHMO$525$6,000$8,900$15,202
Oscar HealthGold Elite Saver PlusGoldHMO$525$0$8,900$15,206
Molina HealthcareMolina Silver Core Plus with Adult Dental and VisionSilverHMO$535$6,000$8,990$15,407
Ambetter (Centene)Clear GoldGoldHMO$538$1,200$9,150$15,611
Ambetter (Centene)Standard SilverSilverHMO$540$6,000$8,900$15,383
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$543$5,000$8,950$15,462
UnitedHealthcareUHC Bronze Standard (No Referrals)Expanded BronzeHMO$546$7,500$10,000$16,557
Antidote HealthSilver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$549$6,500$10,600$17,187
Ambetter (Centene)Complete SilverSilverHMO$549$5,950$8,850$15,442
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)SilverHMO$551$6,000$8,900$15,518
Ambetter (Centene)Standard GoldGoldHMO$552$2,000$8,200$14,830
CareSourceLow Premium Bronze 10600 $25 Generic DrugsExpanded BronzeHMO$554$10,600$10,600$17,243
Ambetter (Centene)Clear Gold + Vision + Adult DentalGoldHMO$555$1,200$9,150$15,810
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverHMO$557$6,000$8,900$15,583
CareSourceLow Premium Bronze 10600 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$558$10,600$10,600$17,297
Antidote HealthSilver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$561$6,500$10,600$17,328
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision, No Referrals)Expanded BronzeHMO$562$7,500$10,000$16,746
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$563$4,000$9,200$15,956
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)Expanded BronzeHMO$566$0$10,600$17,388
Ambetter (Centene)Complete Silver + Vision + Adult DentalSilverHMO$566$5,950$8,850$15,645
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)SilverHMO$569$4,000$9,200$16,023
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldHMO$569$2,000$8,200$15,034
CareSourceBronze 7500 $25 Generic DrugsExpanded BronzeHMO$570$7,500$10,000$16,844
CareSourceBronze 7500 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$575$7,500$10,000$16,899
Ambetter (Centene)Complete GoldGoldHMO$578$1,450$7,500$14,437
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)Expanded BronzeHMO$581$0$10,600$17,577
Antidote HealthSilver StandardSilverHMO$583$6,000$8,900$15,893
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 5500 for HSASilverHMO$589$5,500$5,500$12,565
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldHMO$596$1,450$7,500$14,651
Molina HealthcareMolina Gold Core 1640GoldHMO$597$1,640$8,100$15,265
Molina HealthcareMolina Gold Smart Heart HealthGoldHMO$599$1,640$8,100$15,288
Molina HealthcareMolina Gold Enhanced 895GoldHMO$599$895$8,700$15,889
Molina HealthcareMolina Gold Core 1640 Plus with Adult VisionGoldHMO$601$1,640$8,100$15,311
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult VisionGoldHMO$603$895$8,700$15,936
MedMutualSilver $5,800 w/ Virtual & Wellness ON-EXSilverHMO$613$5,800$9,800$17,159
Molina HealthcareMolina Gold Core 1640 Plus with Adult Dental and VisionGoldHMO$614$1,640$8,100$15,471
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult Dental and VisionGoldHMO$616$895$8,700$16,095
Molina HealthcareMolina Gold StandardGoldHMO$623$2,000$8,200$15,682
MedMutualSilver Standard w/ Virtual & WellnessSilverHMO$628$6,000$8,900$16,438
MedMutualSilver $5,000 w/ Virtual & Wellness ON-EXSilverHMO$629$5,000$8,500$16,044
MedMutualSilver $5,000 w/ Adult Dental ON-EXSilverHMO$641$5,000$8,500$16,194
Antidote HealthGold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$655$3,500$9,000$16,861
CareSourceLow Premium Silver 6200 $3 Generic DrugsSilverHMO$656$6,200$9,800$17,673
CareSourceLow Premium Silver 6200 $3 Generic Drugs + Adult Vision & FitnessSilverHMO$661$6,200$9,800$17,727
Antidote HealthGold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$667$3,500$9,000$17,008
CareSourceHealthy Heart Silver 5000 $0 Chronic Care Drugs & ServicesSilverHMO$674$5,000$9,500$17,593
CareSourceDiabetes Silver 5000 $0 Chronic Care Drugs & ServicesSilverHMO$677$5,000$9,500$17,622
CareSourceHealthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessSilverHMO$679$5,000$9,500$17,647
CareSourceSilver 6000 $20 Generic DrugsSilverHMO$679$6,000$8,900$17,052
CareSourceDiabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessSilverHMO$681$5,000$9,500$17,676
CareSourceSilver 6000 $20 Generic Drugs + Adult Vision & FitnessSilverHMO$684$6,000$8,900$17,104
MedMutualGold Standard w/ Virtual & WellnessGoldHMO$701$2,000$8,200$16,616
UnitedHealthcareUHC Silver Standard (No Referrals)SilverHMO$709$6,000$8,900$17,407
MedMutualGold $500 w/ Virtual & Wellness ON-EXGoldHMO$711$500$7,500$16,032
MedMutualGold $1,000 w/ Virtual & Wellness ON-EXGoldHMO$712$1,000$8,000$16,543
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)SilverHMO$712$3,250$10,600$19,149
UnitedHealthcareUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)SilverHMO$718$0$9,800$18,413
Antidote HealthGold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$721$3,000$9,000$17,650
UnitedHealthcareUHC Silver Standard+ (Dental + Vision, No Referrals)SilverHMO$725$6,000$8,900$17,596
MedMutualGold $1,000 w/ Adult Dental ON-EXGoldHMO$725$1,000$8,000$16,699
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)SilverHMO$728$3,250$10,600$19,339
Antidote HealthGold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$733$3,000$9,000$17,796
UnitedHealthcareUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)SilverHMO$734$0$9,800$18,603
Anthem Blue Cross Blue Shield (OH)Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)GoldHMO$737$2,000$8,200$17,040
Antidote HealthGold StandardGoldHMO$766$2,000$8,200$17,390
CareSourceHDHP Preventive Silver 5500 $0 Chronic Care DrugsSilverHMO$781$5,500$5,500$14,874
UnitedHealthcareUHC Gold Standard (No Referrals)GoldHMO$842$2,000$8,200$18,308
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)GoldHMO$853$700$7,000$17,235
UnitedHealthcareUHC Gold Standard+ (Dental + Vision, No Referrals)GoldHMO$858$2,000$8,200$18,498
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)GoldHMO$862$0$7,700$18,045
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$869$700$7,000$17,425
UnitedHealthcareUHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$878$0$7,700$18,234
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$950$3,000$8,500$19,902
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$955$3,000$8,500$19,956
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$958$3,000$8,500$19,991
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$962$3,000$8,500$20,045
CareSourceCore Gold 1500 $10 Generic DrugsGoldHMO$996$1,500$8,000$19,955
CareSourceCore Gold 1500 $10 Generic Drugs + Adult Vision & FitnessGoldHMO$1,001$1,500$8,000$20,009
CareSourceGold 2000 $15 Generic DrugsGoldHMO$1,041$2,000$8,200$20,693
CareSourceGold 2000 $15 Generic Drugs + Adult Vision & FitnessGoldHMO$1,046$2,000$8,200$20,747
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$356$454$58143$7,500$10,150$15,553
Silver$482$565$78146$6,000$9,200$16,052
Gold$482$711$1,04641$1,640$8,200$16,699

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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