Health insurance prices in Union County, OH (2026)

130 marketplace plans from 8 insurers. Cheapest plan $397/mo; typical Silver $696/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 9.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $397–$679 (typical $534) · Silver $528–$922 (typical $696) · Gold $538–$1,235 (typical $809)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Oscar Health16$397$407$540$549Bronze Classic Standard
Antidote Health15$413$442$571$750Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Ambetter (Centene)16$517$533$651$662Standard Expanded Bronze
Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company)11$502$530$683$893Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
Molina Healthcare22$607$626$699$810Molina Bronze Saver 7000
MedMutual12$502$519$710$804Bronze $8,300 w/ Virtual & Wellness ON-EX
CareSource21$654$666$802$1,156Low Premium Bronze 10600 $25 Generic Drugs
UnitedHealthcareUnitedHealth Group17$592$642$824$983UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)

All 130 plans in Union County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Oscar HealthBronze Classic StandardExpanded BronzeHMO$397$7,500$10,000$14,767
Oscar HealthBronze Classic 4700Expanded BronzeHMO$403$4,700$10,150$14,983
Oscar HealthBronze Simple DiabetesExpanded BronzeHMO$406$5,500$10,150$15,019
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD BenefitsExpanded BronzeHMO$408$5,500$10,150$15,042
Oscar HealthBronze Simple Chronic Care CKMExpanded BronzeHMO$411$5,500$10,150$15,080
Antidote HealthBronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$413$8,700$10,600$15,559
Antidote HealthBronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxExpanded BronzeHMO$425$8,700$10,600$15,706
Oscar HealthBronze Elite + PCP Saver PlusExpanded BronzeHMO$431$0$10,600$15,770
Antidote HealthBronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$442$8,000$10,600$15,909
Antidote HealthBronze StandardExpanded BronzeHMO$449$7,500$10,000$15,393
Antidote HealthBronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxExpanded BronzeHMO$455$8,000$10,600$16,056
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$502$10,600$10,600$16,621
MedMutualBronze $8,300 w/ Virtual & Wellness ON-EXExpanded BronzeHMO$502$8,300$10,000$16,030
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)BronzeHMO$509$10,600$10,600$16,703
MedMutualBronze $8,300 w/ Adult Dental ON-EXExpanded BronzeHMO$513$8,300$10,000$16,154
Ambetter (Centene)Standard Expanded BronzeExpanded BronzeHMO$517$7,500$10,000$16,203
Ambetter (Centene)Everyday BronzeExpanded BronzeHMO$518$8,450$10,150$16,364
MedMutualBronze Standard w/ Virtual & WellnessExpanded BronzeHMO$525$7,500$10,000$16,297
Antidote HealthSilver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$528$7,500$10,600$16,932
MedMutualBronze HSA $7,300 ON-EXExpanded BronzeHMO$529$7,300$7,300$13,643
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$530$6,000$10,600$16,962
Ambetter (Centene)Standard Expanded Bronze + Vision + Adult DentalExpanded BronzeHMO$533$7,500$10,000$16,394
Ambetter (Centene)Everyday Bronze + Vision + Adult DentalExpanded BronzeHMO$534$8,450$10,150$16,556
Oscar HealthGold Classic StandardGoldHMO$538$2,000$8,200$14,652
Oscar HealthSilver Classic StandardSilverHMO$538$6,000$8,900$15,357
Oscar HealthSilver Simple PCP SaverSilverHMO$539$5,750$10,150$16,622
Oscar HealthSilver Simple DiabetesSilverHMO$540$6,500$10,000$16,478
Antidote HealthSilver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxSilverHMO$540$7,500$10,600$17,079
Oscar HealthSilver Simple Breathe Easy with Enhanced COPD BenefitsSilverHMO$540$6,200$9,600$16,080
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 8500 for HSAExpanded BronzeHMO$541$8,500$8,500$14,991
Anthem Blue Cross Blue Shield (OH)Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)Expanded BronzeHMO$543$7,500$10,000$16,519
Oscar HealthSilver Simple Chronic Care CKMSilverHMO$545$5,900$10,150$16,691
Oscar HealthSilver Elite Saver PlusSilverHMO$546$0$9,750$16,305
Oscar HealthGold ClassicGoldHMO$549$2,250$7,500$14,093
Oscar HealthSilver Simple Women's Health with Menopause BenefitsSilverHMO$550$6,000$10,150$16,749
Ambetter (Centene)Choice Bronze HSAExpanded BronzeHMO$559$7,250$7,250$13,964
Antidote HealthSilver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$571$6,500$10,600$17,457
Ambetter (Centene)Choice Bronze HSA + Vision + Adult DentalExpanded BronzeHMO$577$7,250$7,250$14,171
Antidote HealthSilver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxSilverHMO$584$6,500$10,600$17,604
Oscar HealthGold Elite Saver PlusGoldHMO$587$0$8,900$15,940
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)BronzeHMO$592$10,600$10,600$17,709
Antidote HealthSilver StandardSilverHMO$607$6,000$8,900$16,180
Molina HealthcareMolina Bronze Saver 7000Expanded BronzeHMO$607$7,000$10,200$17,487
Molina HealthcareMolina Bronze StandardExpanded BronzeHMO$612$7,500$10,000$17,349
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult VisionExpanded BronzeHMO$612$7,000$10,200$17,550
Molina HealthcareMolina Bronze Smart Heart HealthExpanded BronzeHMO$624$4,000$9,950$17,438
UnitedHealthcareUHC Bronze Standard (No Referrals)Expanded BronzeHMO$624$7,500$10,000$17,492
Molina HealthcareMolina Bronze Enhanced 3500Expanded BronzeHMO$629$3,500$9,950$17,493
Molina HealthcareMolina Bronze Saver 7000 Plus with Adult Dental and VisionExpanded BronzeHMO$630$7,000$10,200$17,764
Ambetter (Centene)Clear GoldGoldHMO$634$1,200$9,150$16,754
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult VisionExpanded BronzeHMO$634$3,500$9,950$17,556
Ambetter (Centene)Standard SilverSilverHMO$636$6,000$8,900$16,531
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision, No Referrals)Expanded BronzeHMO$642$7,500$10,000$17,709
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)Expanded BronzeHMO$646$0$10,600$18,356
Ambetter (Centene)Complete SilverSilverHMO$647$5,950$8,850$16,609
Ambetter (Centene)Standard GoldGoldHMO$650$2,000$8,200$16,003
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult Dental and VisionExpanded BronzeHMO$652$3,500$9,950$17,770
Ambetter (Centene)Clear Gold + Vision + Adult DentalGoldHMO$653$1,200$9,150$16,989
CareSourceLow Premium Bronze 10600 $25 Generic DrugsExpanded BronzeHMO$654$10,600$10,600$18,444
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverHMO$655$6,000$8,900$16,766
Anthem Blue Cross Blue Shield (OH)Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$658$5,000$8,950$16,848
CareSourceLow Premium Bronze 10600 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$659$10,600$10,600$18,508
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)Expanded BronzeHMO$664$0$10,600$18,573
Ambetter (Centene)Complete Silver + Vision + Adult DentalSilverHMO$666$5,950$8,850$16,848
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)SilverHMO$669$6,000$8,900$16,926
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldHMO$670$2,000$8,200$16,243
CareSourceBronze 7500 $25 Generic DrugsExpanded BronzeHMO$673$7,500$10,000$18,081
CareSourceBronze 7500 $25 Generic Drugs + Adult Vision & FitnessExpanded BronzeHMO$679$7,500$10,000$18,146
Ambetter (Centene)Complete GoldGoldHMO$680$1,450$7,500$15,665
Antidote HealthGold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$682$3,500$9,000$17,184
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)SilverHMO$683$4,000$9,200$17,393
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)SilverHMO$690$4,000$9,200$17,475
MedMutualSilver $5,800 w/ Virtual & Wellness ON-EXSilverHMO$693$5,800$9,800$18,114
Antidote HealthGold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core RxGoldHMO$695$3,500$9,000$17,336
Molina HealthcareMolina Silver Saver with Four Free PCP VisitsSilverHMO$695$7,000$10,150$18,486
Molina HealthcareMolina Silver Smart Heart HealthSilverHMO$695$6,000$8,990$17,331
Molina HealthcareMolina Silver CoreSilverHMO$696$6,000$8,990$17,347
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldHMO$701$1,450$7,500$15,917
Molina HealthcareMolina Silver Core Plus with Adult VisionSilverHMO$702$6,000$8,990$17,411
Molina HealthcareMolina Silver StandardSilverHMO$707$6,000$8,900$17,384
MedMutualSilver Standard w/ Virtual & WellnessSilverHMO$710$6,000$8,900$17,416
MedMutualSilver $5,000 w/ Virtual & Wellness ON-EXSilverHMO$710$5,000$8,500$17,023
Anthem Blue Cross Blue Shield (OH)Anthem Silver Pathway 5500 for HSASilverHMO$714$5,500$5,500$14,068
Molina HealthcareMolina Silver Core Plus with Adult Dental and VisionSilverHMO$720$6,000$8,990$17,628
MedMutualSilver $5,000 w/ Adult Dental ON-EXSilverHMO$724$5,000$8,500$17,192
Antidote HealthGold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$750$3,000$9,000$18,004
Antidote HealthGold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced RxGoldHMO$763$3,000$9,000$18,157
CareSourceLow Premium Silver 6200 $3 Generic DrugsSilverHMO$775$6,200$9,800$19,096
CareSourceLow Premium Silver 6200 $3 Generic Drugs + Adult Vision & FitnessSilverHMO$780$6,200$9,800$19,160
MedMutualGold Standard w/ Virtual & WellnessGoldHMO$792$2,000$8,200$17,708
CareSourceHealthy Heart Silver 5000 $0 Chronic Care Drugs & ServicesSilverHMO$796$5,000$9,500$19,056
Antidote HealthGold StandardGoldHMO$797$2,000$8,200$17,767
CareSourceDiabetes Silver 5000 $0 Chronic Care Drugs & ServicesSilverHMO$799$5,000$9,500$19,091
CareSourceHealthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessSilverHMO$802$5,000$9,500$19,120
CareSourceSilver 6000 $20 Generic DrugsSilverHMO$802$6,000$8,900$18,526
MedMutualGold $500 w/ Virtual & Wellness ON-EXGoldHMO$803$500$7,500$17,139
Molina HealthcareMolina Gold Core 1640GoldHMO$804$1,640$8,100$17,745
MedMutualGold $1,000 w/ Virtual & Wellness ON-EXGoldHMO$804$1,000$8,000$17,652
CareSourceDiabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessSilverHMO$805$5,000$9,500$19,154
Molina HealthcareMolina Gold Smart Heart HealthGoldHMO$806$1,640$8,100$17,776
Molina HealthcareMolina Gold Enhanced 895GoldHMO$806$895$8,700$18,378
CareSourceSilver 6000 $20 Generic Drugs + Adult Vision & FitnessSilverHMO$807$6,000$8,900$18,588
Molina HealthcareMolina Gold Core 1640 Plus with Adult VisionGoldHMO$809$1,640$8,100$17,808
UnitedHealthcareUHC Silver Standard (No Referrals)SilverHMO$810$6,000$8,900$18,620
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult VisionGoldHMO$812$895$8,700$18,441
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)SilverHMO$814$3,250$10,600$20,369
MedMutualGold $1,000 w/ Adult Dental ON-EXGoldHMO$819$1,000$8,000$17,828
UnitedHealthcareUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)SilverHMO$820$0$9,800$19,642
Molina HealthcareMolina Gold Core 1640 Plus with Adult Dental and VisionGoldHMO$827$1,640$8,100$18,022
UnitedHealthcareUHC Silver Standard+ (Dental + Vision, No Referrals)SilverHMO$828$6,000$8,900$18,837
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult Dental and VisionGoldHMO$830$895$8,700$18,655
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)SilverHMO$832$3,250$10,600$20,586
UnitedHealthcareUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)SilverHMO$838$0$9,800$19,859
Molina HealthcareMolina Gold StandardGoldHMO$839$2,000$8,200$18,272
Anthem Blue Cross Blue Shield (OH)Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)GoldHMO$893$2,000$8,200$18,920
CareSourceHDHP Preventive Silver 5500 $0 Chronic Care DrugsSilverHMO$922$5,500$5,500$16,569
UnitedHealthcareUHC Gold Standard (No Referrals)GoldHMO$963$2,000$8,200$19,750
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)GoldHMO$975$700$7,000$18,696
UnitedHealthcareUHC Gold Standard+ (Dental + Vision, No Referrals)GoldHMO$981$2,000$8,200$19,967
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)GoldHMO$985$0$7,700$19,521
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$993$700$7,000$18,913
UnitedHealthcareUHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)GoldHMO$1,003$0$7,700$19,737
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$1,122$3,000$8,500$21,964
CareSourceHealthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$1,127$3,000$8,500$22,028
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & ServicesGoldHMO$1,131$3,000$8,500$22,069
CareSourceDiabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & FitnessGoldHMO$1,136$3,000$8,500$22,133
CareSourceCore Gold 1500 $10 Generic DrugsGoldHMO$1,176$1,500$8,000$22,116
CareSourceCore Gold 1500 $10 Generic Drugs + Adult Vision & FitnessGoldHMO$1,182$1,500$8,000$22,180
CareSourceGold 2000 $15 Generic DrugsGoldHMO$1,229$2,000$8,200$22,952
CareSourceGold 2000 $15 Generic Drugs + Adult Vision & FitnessGoldHMO$1,235$2,000$8,200$23,016
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$397$534$67943$7,500$10,150$16,519
Silver$528$696$92246$6,000$9,200$17,388
Gold$538$809$1,23541$1,640$8,200$18,022

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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