Health insurance prices in Morgan County, OH (2026)
113 marketplace plans from 7 insurers. Cheapest plan $383/mo; typical Silver $605/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 16.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $383–$542 (typical $497) · Silver $519–$742 (typical $605) · Gold $519–$960 (typical $732)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 16 | $383 | $392 | $521 | $530 | Bronze Classic Standard | |
| Ambetter (Centene) | 16 | $425 | $439 | $536 | $545 | Standard Expanded Bronze | |
| Molina Healthcare | 22 | $500 | $516 | $576 | $667 | Molina Bronze Saver 7000 | |
| Antidote Health | 15 | $443 | $475 | $613 | $805 | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | |
| CareSource | 21 | $509 | $518 | $624 | $899 | Low Premium Bronze 10600 $25 Generic Drugs | |
| Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company) | 11 | $487 | $515 | $663 | $868 | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | |
| MedMutual | 12 | $515 | $532 | $728 | $824 | Bronze $8,300 w/ Virtual & Wellness ON-EX |
All 113 plans in Morgan County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $383 | $7,500 | $10,000 | $14,601 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | HMO | $389 | $4,700 | $10,150 | $14,814 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $392 | $5,500 | $10,150 | $14,849 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $393 | $5,500 | $10,150 | $14,871 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $396 | $5,500 | $10,150 | $14,907 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | HMO | $416 | $0 | $10,600 | $15,590 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $425 | $7,500 | $10,000 | $15,106 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $426 | $8,450 | $10,150 | $15,265 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $439 | $7,500 | $10,000 | $15,263 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $439 | $8,450 | $10,150 | $15,423 | |
| Antidote Health | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Expanded Bronze | HMO | $443 | $8,700 | $10,600 | $15,920 | |
| Antidote Health | Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Expanded Bronze | HMO | $456 | $8,700 | $10,600 | $16,078 | |
| Ambetter (Centene) | Choice Bronze HSA | Expanded Bronze | HMO | $461 | $7,250 | $7,250 | $12,777 | |
| Antidote Health | Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Expanded Bronze | HMO | $475 | $8,000 | $10,600 | $16,295 | |
| Ambetter (Centene) | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | HMO | $475 | $7,250 | $7,250 | $12,947 | |
| Antidote Health | Bronze Standard | Expanded Bronze | HMO | $482 | $7,500 | $10,000 | $15,785 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | $487 | $10,600 | $10,600 | $16,447 | |
| Antidote Health | Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Expanded Bronze | HMO | $488 | $8,000 | $10,600 | $16,453 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | $494 | $10,600 | $10,600 | $16,526 | |
| Molina Healthcare | Molina Bronze Saver 7000 | Expanded Bronze | HMO | $500 | $7,000 | $10,200 | $16,202 | |
| Molina Healthcare | Molina Bronze Standard | Expanded Bronze | HMO | $504 | $7,500 | $10,000 | $16,053 | |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Vision | Expanded Bronze | HMO | $504 | $7,000 | $10,200 | $16,254 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $509 | $10,600 | $10,600 | $16,702 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $513 | $10,600 | $10,600 | $16,752 | |
| Molina Healthcare | Molina Bronze Smart Heart Health | Expanded Bronze | HMO | $514 | $4,000 | $9,950 | $16,118 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $515 | $6,000 | $10,600 | $16,778 | |
| MedMutual | Bronze $8,300 w/ Virtual & Wellness ON-EX | Expanded Bronze | HMO | $515 | $8,300 | $10,000 | $16,181 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Expanded Bronze | HMO | $518 | $3,500 | $9,950 | $16,163 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $519 | $2,000 | $8,200 | $14,427 | |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Dental and Vision | Expanded Bronze | HMO | $519 | $7,000 | $10,200 | $16,430 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $519 | $6,000 | $8,900 | $15,131 | |
| Oscar Health | Silver Simple PCP Saver | Silver | HMO | $520 | $5,750 | $10,150 | $16,396 | |
| Oscar Health | Silver Simple Diabetes | Silver | HMO | $521 | $6,500 | $10,000 | $16,252 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $521 | $6,200 | $9,600 | $15,854 | |
| Ambetter (Centene) | Clear Gold | Gold | HMO | $522 | $1,200 | $9,150 | $15,410 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Vision | Expanded Bronze | HMO | $522 | $3,500 | $9,950 | $16,214 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $523 | $6,000 | $8,900 | $15,182 | |
| CareSource | Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $524 | $7,500 | $10,000 | $16,287 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 8500 for HSA | Expanded Bronze | HMO | $525 | $8,500 | $8,500 | $14,804 | |
| MedMutual | Bronze $8,300 w/ Adult Dental ON-EX | Expanded Bronze | HMO | $526 | $8,300 | $10,000 | $16,308 | |
| Oscar Health | Silver Simple Chronic Care CKM | Silver | HMO | $526 | $5,900 | $10,150 | $16,462 | |
| Oscar Health | Silver Elite Saver Plus | Silver | HMO | $527 | $0 | $9,750 | $16,076 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $528 | $7,500 | $10,000 | $16,331 | |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $528 | $7,500 | $10,000 | $16,337 | |
| Oscar Health | Gold Classic | Gold | HMO | $530 | $2,250 | $7,500 | $13,863 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $531 | $6,000 | $10,150 | $16,519 | |
| Ambetter (Centene) | Complete Silver | Silver | HMO | $532 | $5,950 | $8,850 | $15,237 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $535 | $2,000 | $8,200 | $14,623 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Expanded Bronze | HMO | $537 | $3,500 | $9,950 | $16,391 | |
| Ambetter (Centene) | Clear Gold + Vision + Adult Dental | Gold | HMO | $538 | $1,200 | $9,150 | $15,603 | |
| MedMutual | Bronze Standard w/ Virtual & Wellness | Expanded Bronze | HMO | $538 | $7,500 | $10,000 | $16,455 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $540 | $6,000 | $8,900 | $15,375 | |
| MedMutual | Bronze HSA $7,300 ON-EX | Expanded Bronze | HMO | $542 | $7,300 | $7,300 | $13,802 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | HMO | $549 | $5,950 | $8,850 | $15,434 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $552 | $2,000 | $8,200 | $14,821 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $560 | $1,450 | $7,500 | $14,221 | |
| Antidote Health | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | $566 | $7,500 | $10,600 | $17,393 | |
| Oscar Health | Gold Elite Saver Plus | Gold | HMO | $566 | $0 | $8,900 | $15,694 | |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | HMO | $572 | $7,000 | $10,150 | $17,016 | |
| Molina Healthcare | Molina Silver Smart Heart Health | Silver | HMO | $572 | $6,000 | $8,990 | $15,860 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $574 | $6,000 | $8,990 | $15,873 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $577 | $1,450 | $7,500 | $14,428 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Vision | Silver | HMO | $578 | $6,000 | $8,990 | $15,926 | |
| Antidote Health | Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | $579 | $7,500 | $10,600 | $17,551 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $582 | $6,000 | $8,900 | $15,888 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | HMO | $593 | $6,000 | $8,990 | $16,105 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | $603 | $6,200 | $9,800 | $17,032 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $607 | $6,200 | $9,800 | $17,082 | |
| Antidote Health | Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | $613 | $6,500 | $10,600 | $17,956 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $620 | $5,000 | $9,500 | $16,934 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $622 | $5,000 | $9,500 | $16,961 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $624 | $5,000 | $9,500 | $16,984 | |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | $624 | $6,000 | $8,900 | $16,389 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $626 | $5,000 | $9,500 | $17,011 | |
| Antidote Health | Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | $626 | $6,500 | $10,600 | $18,114 | |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $628 | $6,000 | $8,900 | $16,437 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $639 | $5,000 | $8,950 | $16,620 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $649 | $6,000 | $8,900 | $16,693 | |
| Antidote Health | Silver Standard | Silver | HMO | $651 | $6,000 | $8,900 | $16,710 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $662 | $1,640 | $8,100 | $16,044 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $663 | $4,000 | $9,200 | $17,156 | |
| Molina Healthcare | Molina Gold Smart Heart Health | Gold | HMO | $664 | $1,640 | $8,100 | $16,070 | |
| Molina Healthcare | Molina Gold Enhanced 895 | Gold | HMO | $664 | $895 | $8,700 | $16,671 | |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Vision | Gold | HMO | $666 | $1,640 | $8,100 | $16,096 | |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Vision | Gold | HMO | $669 | $895 | $8,700 | $16,723 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $670 | $4,000 | $9,200 | $17,235 | |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | HMO | $681 | $1,640 | $8,100 | $16,272 | |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Gold | HMO | $683 | $895 | $8,700 | $16,899 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $691 | $2,000 | $8,200 | $16,496 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Silver Pathway 5500 for HSA | Silver | HMO | $693 | $5,500 | $5,500 | $13,820 | |
| MedMutual | Silver $5,800 w/ Virtual & Wellness ON-EX | Silver | HMO | $710 | $5,800 | $9,800 | $18,322 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $718 | $5,500 | $5,500 | $14,111 | |
| MedMutual | Silver Standard w/ Virtual & Wellness | Silver | HMO | $727 | $6,000 | $8,900 | $17,629 | |
| MedMutual | Silver $5,000 w/ Virtual & Wellness ON-EX | Silver | HMO | $728 | $5,000 | $8,500 | $17,236 | |
| Antidote Health | Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Gold | HMO | $732 | $3,500 | $9,000 | $17,780 | |
| MedMutual | Silver $5,000 w/ Adult Dental ON-EX | Silver | HMO | $742 | $5,000 | $8,500 | $17,410 | |
| Antidote Health | Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Gold | HMO | $745 | $3,500 | $9,000 | $17,943 | |
| Antidote Health | Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Gold | HMO | $805 | $3,000 | $9,000 | $18,660 | |
| MedMutual | Gold Standard w/ Virtual & Wellness | Gold | HMO | $812 | $2,000 | $8,200 | $17,946 | |
| Antidote Health | Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Gold | HMO | $819 | $3,000 | $9,000 | $18,823 | |
| MedMutual | Gold $500 w/ Virtual & Wellness ON-EX | Gold | HMO | $823 | $500 | $7,500 | $17,380 | |
| MedMutual | Gold $1,000 w/ Virtual & Wellness ON-EX | Gold | HMO | $824 | $1,000 | $8,000 | $17,893 | |
| MedMutual | Gold $1,000 w/ Adult Dental ON-EX | Gold | HMO | $839 | $1,000 | $8,000 | $18,074 | |
| Antidote Health | Gold Standard | Gold | HMO | $855 | $2,000 | $8,200 | $18,464 | |
| Anthem Blue Cross Blue Shield (OH) | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | $868 | $2,000 | $8,200 | $18,610 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $873 | $3,000 | $8,500 | $18,974 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $877 | $3,000 | $8,500 | $19,024 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $880 | $3,000 | $8,500 | $19,056 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $884 | $3,000 | $8,500 | $19,106 | |
| CareSource | Core Gold 1500 $10 Generic Drugs | Gold | HMO | $915 | $1,500 | $8,000 | $18,982 | |
| CareSource | Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $919 | $1,500 | $8,000 | $19,031 | |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | HMO | $956 | $2,000 | $8,200 | $19,676 | |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $960 | $2,000 | $8,200 | $19,726 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $383 | $497 | $542 | 38 | $7,500 | $10,075 | $16,140 |
| Silver | $519 | $605 | $742 | 40 | $6,000 | $9,095 | $16,569 |
| Gold | $519 | $732 | $960 | 35 | $2,000 | $8,200 | $17,380 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.