Health insurance prices in Fremont County, CO (2026)
42 marketplace plans from 3 insurers. Cheapest plan $438/mo; typical Silver $719/mo. Official marketplace: Connect for Health Colorado (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 8.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $438–$851 (typical $545) · Silver $533–$1,000 (typical $719) · Gold $525–$970 (typical $599) · Catastrophic $443–$481 (typical $462)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente | 16 | $438 | $472 | $582 | $586 | KP Colorado Option Bronze | |
| Anthem Blue Cross Blue Shield (CO)Elevance Health (Blue Cross Blue Shield company) | 14 | $515 | $539 | $727 | $605 | Anthem Colorado Option Bronze Pathway Std | |
| Rocky Mountain Health Plans (UnitedHealthcare)UnitedHealth Group | 12 | $697 | $826 | $994 | $887 | RMHP Valley Colorado Option Bronze |
All 42 plans in Fremont County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Kaiser Permanente | KP Colorado Option Bronze | Expanded Bronze | HMO | $438 | $7,500 | $10,000 | $15,251 | |
| Kaiser Permanente | KP CO Catastrophic | Catastrophic | HMO | $443 | $10,600 | $10,600 | $15,919 | |
| Kaiser Permanente | KP CO Bronze 8500/50 | Expanded Bronze | HMO | $462 | $8,500 | $9,200 | $14,747 | |
| Kaiser Permanente | KP CO Bronze 6500/50 | Expanded Bronze | HMO | $472 | $6,500 | $9,200 | $14,862 | |
| Kaiser Permanente | KP CO Bronze 7500/60 RX Copay | Expanded Bronze | HMO | $479 | $7,500 | $10,150 | $15,903 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Catastrophic Pathway 10600 | Catastrophic | HMO | $481 | $10,600 | $10,600 | $16,376 | |
| Kaiser Permanente | KP CO Bronze 6500/35%/HSA | Expanded Bronze | HMO | $486 | $6,500 | $7,500 | $13,333 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Bronze Pathway Std | Expanded Bronze | HMO | $515 | $7,500 | $10,000 | $16,175 | |
| Kaiser Permanente | KP Colorado Option Gold | Gold | HMO | $525 | $2,050 | $9,600 | $15,903 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 10300 $0 Select Drugs | Expanded Bronze | HMO | $528 | $10,300 | $10,300 | $16,632 | |
| Kaiser Permanente | KP Colorado Option Silver | Silver | HMO | $533 | $4,400 | $9,800 | $16,202 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 6000 $0 Select Drugs | Expanded Bronze | HMO | $539 | $6,000 | $10,600 | $17,071 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 5650 Rx Copay $0 Select Drugs | Expanded Bronze | HMO | $550 | $5,650 | $10,600 | $17,203 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 8300 for HSA | Expanded Bronze | HMO | $553 | $8,300 | $8,300 | $14,940 | |
| Kaiser Permanente | KP CO Silver 4000/25 | Silver | HMO | $581 | $4,000 | $10,000 | $16,975 | |
| Kaiser Permanente | KP CO Silver 4500/35 RX Copay | Silver | HMO | $582 | $4,500 | $10,150 | $17,138 | |
| Kaiser Permanente | KP CO Gold 2000/20 | Gold | HMO | $585 | $2,000 | $8,700 | $15,722 | |
| Kaiser Permanente | KP CO Gold 3400/15% HSA | Gold | HMO | $586 | $3,400 | $4,800 | $11,830 | |
| Kaiser Permanente | KP CO Silver 3800/25%/HSA | Silver | HMO | $589 | $3,800 | $7,500 | $14,566 | |
| Kaiser Permanente | KP CO Gold 1500/20 | Gold | HMO | $592 | $1,500 | $8,500 | $15,604 | |
| Kaiser Permanente | KP CO Silver 2500/30 | Silver | HMO | $604 | $2,500 | $9,750 | $17,003 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Gold Pathway Std | Gold | HMO | $605 | $2,050 | $9,600 | $16,864 | |
| Kaiser Permanente | KP CO Gold 0/25 RX Copay | Gold | HMO | $621 | $0 | $7,500 | $14,952 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Silver Pathway Std | Silver | HMO | $671 | $4,400 | $9,800 | $17,858 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Bronze | Expanded Bronze | HMO | $697 | $7,500 | $10,000 | $18,360 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5500 $0 Select Drugs | Silver | HMO | $705 | $5,500 | $10,150 | $18,607 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5000 $0 Select Drugs | Silver | HMO | $712 | $5,000 | $9,100 | $17,643 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 6500 Rx Copay $0 Select Drugs | Silver | HMO | $727 | $6,500 | $8,800 | $17,519 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 2800 $0 Select Drugs | Silver | HMO | $731 | $2,800 | $10,150 | $18,921 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3500 Rx Copay $0 Select Drugs | Silver | HMO | $744 | $3,500 | $10,150 | $19,083 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3400 for HSA | Silver | HMO | $748 | $3,400 | $7,500 | $16,478 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $789 | $10,600 | $10,600 | $20,065 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Gold | Gold | HMO | $803 | $2,050 | $9,600 | $19,239 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $823 | $7,000 | $10,600 | $20,474 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Silver | Silver | HMO | $825 | $4,400 | $9,800 | $19,701 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value HSA (No Referrals) | Expanded Bronze | HMO | $830 | $8,050 | $8,050 | $18,005 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) | Expanded Bronze | HMO | $840 | $8,000 | $10,600 | $20,682 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $851 | $0 | $10,600 | $20,809 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | Gold | HMO | $970 | $1,350 | $9,500 | $21,141 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $6 Tier 2 Rx) | Silver | HMO | $992 | $4,500 | $10,150 | $22,054 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $997 | $4,000 | $10,150 | $22,113 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $1,000 | $4,000 | $10,600 | $22,597 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $438 | $545 | $851 | 16 | $7,500 | $10,075 | $16,852 |
| Silver | $533 | $719 | $1,000 | 16 | $4,200 | $9,900 | $17,750 |
| Gold | $525 | $599 | $970 | 8 | $2,025 | $9,100 | $15,812 |
| CatastrophicUnder 30 or hardship exemption only | $443 | $462 | $481 | 2 | $10,600 | $10,600 | $16,147 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.