Health insurance prices in Routt County, CO (2026)
47 marketplace plans from 3 insurers. Cheapest plan $439/mo; typical Silver $756/mo. Official marketplace: Connect for Health Colorado (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 9.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $439–$737 (typical $637) · Silver $608–$950 (typical $756) · Gold $601–$841 (typical $622) · Catastrophic $611–$611 (typical $611)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| SelectHealthIntermountain Health | 11 | $439 | $452 | $651 | $616 | Select Health Value Bronze $8500 Medical Deductible | |
| Anthem Blue Cross Blue Shield (CO)Elevance Health (Blue Cross Blue Shield company) | 24 | $511 | $562 | $760 | $601 | Anthem Colorado Option Bronze Mountain Enhanced Std | |
| Rocky Mountain Health Plans (UnitedHealthcare)UnitedHealth Group | 12 | $604 | $716 | $862 | $769 | RMHP Valley Colorado Option Bronze |
All 47 plans in Routt County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| SelectHealth | Select Health Value Bronze $8500 Medical Deductible | Expanded Bronze | EPO | $439 | $8,500 | $10,600 | $15,863 | |
| SelectHealth | Select Health Value Bronze $6900 Medical Deductible | Expanded Bronze | EPO | $452 | $6,900 | $10,600 | $16,030 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Bronze Mountain Enhanced Std | Expanded Bronze | HMO | $511 | $7,500 | $10,000 | $16,133 | |
| SelectHealth | Select Health Value Colorado Option Bronze | Expanded Bronze | EPO | $513 | $7,500 | $10,000 | $16,150 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Mountain Enhanced 10300 $0 Select Drugs | Expanded Bronze | HMO | $536 | $10,300 | $10,300 | $16,733 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Mountain Enhanced 6000 $0 Select Drugs | Expanded Bronze | HMO | $548 | $6,000 | $10,600 | $17,174 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Mountain Enhanced 5650 Rx Copay $0 Select Drugs | Expanded Bronze | HMO | $559 | $5,650 | $10,600 | $17,308 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Mountain Enhanced 8300 for HSA | Expanded Bronze | HMO | $562 | $8,300 | $8,300 | $15,046 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Gold Mountain Enhanced Std | Gold | HMO | $601 | $2,050 | $9,600 | $16,814 | |
| SelectHealth | Select Health Value Gold $1500 Medical Deductible | Gold | EPO | $602 | $1,500 | $9,000 | $16,225 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Bronze | Expanded Bronze | HMO | $604 | $7,500 | $10,000 | $17,246 | |
| SelectHealth | Select Health Value Silver $3400 Medical Deductible | Silver | EPO | $608 | $3,400 | $10,000 | $17,294 | |
| SelectHealth | Select Health Value Colorado Option Gold | Gold | EPO | $610 | $2,050 | $9,600 | $16,924 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Catastrophic Pathway 10600 | Catastrophic | HMO | $611 | $10,600 | $10,600 | $17,933 | |
| SelectHealth | Select Health Value Gold $2200 Medical Deductible HSA Qualified | Gold | EPO | $622 | $2,200 | $8,500 | $15,959 | |
| SelectHealth | Select Health Value Silver $1500 Medical Deductible | Silver | EPO | $630 | $1,500 | $10,150 | $17,714 | |
| SelectHealth | Select Health Value Gold $0 Medical Deductible | Gold | EPO | $656 | $0 | $10,200 | $18,077 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Silver Mountain Enhanced Std | Silver | HMO | $667 | $4,400 | $9,800 | $17,802 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 10300 $0 Select Drugs | Expanded Bronze | HMO | $670 | $10,300 | $10,300 | $18,339 | |
| SelectHealth | Select Health Value Colorado Option Silver | Silver | EPO | $672 | $4,400 | $9,800 | $17,863 | |
| SelectHealth | Select Health Value Silver $5100 Medical Deductible Rx Copay | Silver | EPO | $678 | $5,100 | $9,600 | $17,735 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $684 | $10,600 | $10,600 | $18,804 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 6000 $0 Select Drugs | Expanded Bronze | HMO | $685 | $6,000 | $10,600 | $18,816 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Gold | Gold | HMO | $696 | $2,050 | $9,600 | $17,955 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 5650 Rx Copay $0 Select Drugs | Expanded Bronze | HMO | $699 | $5,650 | $10,600 | $18,983 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 8300 for HSA | Expanded Bronze | HMO | $703 | $8,300 | $8,300 | $16,730 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $713 | $7,000 | $10,600 | $19,159 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Colorado Option Silver | Silver | HMO | $715 | $4,400 | $9,800 | $18,383 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 5500 $0 Select Drugs | Silver | HMO | $716 | $5,500 | $10,150 | $18,742 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value HSA (No Referrals) | Expanded Bronze | HMO | $719 | $8,050 | $8,050 | $16,679 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 5000 $0 Select Drugs | Silver | HMO | $723 | $5,000 | $9,100 | $17,779 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) | Expanded Bronze | HMO | $728 | $8,000 | $10,600 | $19,339 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $737 | $0 | $10,600 | $19,450 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 6500 Rx Copay $0 Select Drugs | Silver | HMO | $738 | $6,500 | $8,800 | $17,657 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 2800 $0 Select Drugs | Silver | HMO | $743 | $2,800 | $10,150 | $19,061 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 3500 Rx Copay $0 Select Drugs | Silver | HMO | $756 | $3,500 | $10,150 | $19,225 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Mountain Enhanced 3400 for HSA | Silver | HMO | $760 | $3,400 | $7,500 | $16,620 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | Gold | HMO | $841 | $1,350 | $9,500 | $19,590 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $6 Tier 2 Rx) | Silver | HMO | $860 | $4,500 | $10,150 | $20,468 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $864 | $4,000 | $10,150 | $20,520 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $867 | $4,000 | $10,600 | $20,999 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5500 $0 Select Drugs | Silver | HMO | $895 | $5,500 | $10,150 | $20,888 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5000 $0 Select Drugs | Silver | HMO | $904 | $5,000 | $9,100 | $19,946 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 6500 Rx Copay $0 Select Drugs | Silver | HMO | $922 | $6,500 | $8,800 | $19,870 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 2800 $0 Select Drugs | Silver | HMO | $928 | $2,800 | $10,150 | $21,286 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3500 Rx Copay $0 Select Drugs | Silver | HMO | $945 | $3,500 | $10,150 | $21,491 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3400 for HSA | Silver | HMO | $950 | $3,400 | $7,500 | $18,898 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $439 | $637 | $737 | 18 | $7,500 | $10,600 | $17,210 |
| Silver | $608 | $756 | $950 | 21 | $4,400 | $10,000 | $18,898 |
| Gold | $601 | $622 | $841 | 7 | $2,050 | $9,600 | $16,924 |
| CatastrophicUnder 30 or hardship exemption only | $611 | $611 | $611 | 1 | $10,600 | $10,600 | $17,933 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.