Health insurance prices in Clear Creek County, CO (2026)
77 marketplace plans from 4 insurers. Cheapest plan $402/mo; typical Silver $587/mo. Official marketplace: Connect for Health Colorado (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $402–$557 (typical $449) · Silver $500–$753 (typical $587) · Gold $492–$601 (typical $550) · Catastrophic $388–$484 (typical $402)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente | 29 | $405 | $426 | $530 | $544 | KP Select CO Bronze 8500/50 | |
| SelectHealthIntermountain Health | 11 | $402 | $414 | $596 | $564 | Select Health Value Bronze $8500 Medical Deductible | |
| Anthem Blue Cross Blue Shield (CO)Elevance Health (Blue Cross Blue Shield company) | 25 | $425 | $450 | $602 | $530 | Anthem Bronze Pathway Essentials 10300 $0 Select Drugs | |
| Rocky Mountain Health Plans (UnitedHealthcare)UnitedHealth Group | 12 | $462 | $488 | $614 | $578 | RMHP Colorado Doctors Plan Bronze Essential ($0 Virtual Urgent Care, No Referrals) |
All 77 plans in Clear Creek County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (CO) | Anthem Catastrophic Pathway Essentials 10600 | Catastrophic | HMO | $388 | $10,600 | $10,600 | $15,252 | |
| Kaiser Permanente | KP Select CO Catastrophic | Catastrophic | HMO | $388 | $10,600 | $10,600 | $15,261 | |
| SelectHealth | Select Health Value Bronze $8500 Medical Deductible | Expanded Bronze | EPO | $402 | $8,500 | $10,600 | $15,420 | |
| Kaiser Permanente | KP Select CO Bronze 8500/50 | Expanded Bronze | HMO | $405 | $8,500 | $9,200 | $14,061 | |
| Kaiser Permanente | KP Colorado Option Bronze | Expanded Bronze | HMO | $410 | $7,500 | $10,000 | $14,921 | |
| Kaiser Permanente | KP Select CO Bronze 6500/50 | Expanded Bronze | HMO | $413 | $6,500 | $9,200 | $14,161 | |
| SelectHealth | Select Health Value Bronze $6900 Medical Deductible | Expanded Bronze | EPO | $414 | $6,900 | $10,600 | $15,572 | |
| Kaiser Permanente | KP CO Catastrophic | Catastrophic | HMO | $415 | $10,600 | $10,600 | $15,585 | |
| Kaiser Permanente | KP Select CO Bronze 7500/60 RX Copay | Expanded Bronze | HMO | $420 | $7,500 | $10,150 | $15,191 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway Essentials 10300 $0 Select Drugs | Expanded Bronze | HMO | $425 | $10,300 | $10,300 | $15,400 | |
| Kaiser Permanente | KP Select CO Bronze 6500/35%/HSA | Expanded Bronze | HMO | $426 | $6,500 | $7,500 | $12,612 | |
| Kaiser Permanente | KP CO Bronze 8500/50 | Expanded Bronze | HMO | $433 | $8,500 | $9,200 | $14,399 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway Essentials 6000 $0 Select Drugs | Expanded Bronze | HMO | $434 | $6,000 | $10,600 | $15,812 | |
| Kaiser Permanente | KP CO Bronze 6500/50 | Expanded Bronze | HMO | $442 | $6,500 | $9,200 | $14,506 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway Essentials 5650 Rx Copay $0 Select Drugs | Expanded Bronze | HMO | $443 | $5,650 | $10,600 | $15,918 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway Essentials 8300 for HSA | Expanded Bronze | HMO | $446 | $8,300 | $8,300 | $13,648 | |
| Kaiser Permanente | KP CO Bronze 7500/60 RX Copay | Expanded Bronze | HMO | $449 | $7,500 | $10,150 | $15,541 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Bronze Pathway Essentials Std | Expanded Bronze | HMO | $450 | $7,500 | $10,000 | $15,402 | |
| Kaiser Permanente | KP CO Bronze 6500/35%/HSA | Expanded Bronze | HMO | $456 | $6,500 | $7,500 | $12,967 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $462 | $10,600 | $10,600 | $16,149 | |
| SelectHealth | Select Health Value Colorado Option Bronze | Expanded Bronze | EPO | $469 | $7,500 | $10,000 | $15,632 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Colorado Option Bronze | Expanded Bronze | HMO | $478 | $7,500 | $10,000 | $15,733 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Catastrophic Pathway 10600 | Catastrophic | HMO | $484 | $10,600 | $10,600 | $16,413 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $486 | $7,000 | $10,600 | $16,434 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Bronze Value HSA (No Referrals) | Expanded Bronze | HMO | $490 | $8,050 | $8,050 | $13,935 | |
| Kaiser Permanente | KP Colorado Option Gold | Gold | HMO | $492 | $2,050 | $9,600 | $15,507 | |
| Kaiser Permanente | KP Colorado Option Silver | Silver | HMO | $500 | $4,400 | $9,800 | $15,800 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) | Expanded Bronze | HMO | $502 | $8,000 | $10,600 | $16,624 | |
| Kaiser Permanente | KP Select CO Silver 4000/25 | Silver | HMO | $509 | $4,000 | $10,000 | $16,112 | |
| Kaiser Permanente | KP Select CO Silver 4500/35 RX Copay | Silver | HMO | $510 | $4,500 | $10,150 | $16,273 | |
| Kaiser Permanente | KP Select CO Gold 2000/20 | Gold | HMO | $513 | $2,000 | $8,700 | $14,854 | |
| Kaiser Permanente | KP Select CO Gold 3400/15% HSA | Gold | HMO | $513 | $3,400 | $4,800 | $10,960 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $514 | $0 | $10,600 | $16,766 | |
| Kaiser Permanente | KP Select CO Silver 3800/25%/HSA | Silver | HMO | $516 | $3,800 | $7,500 | $13,692 | |
| Kaiser Permanente | KP Select CO Gold 1500/20 | Gold | HMO | $519 | $1,500 | $8,500 | $14,725 | |
| Kaiser Permanente | KP Select CO Silver 2500/30 | Silver | HMO | $530 | $2,500 | $9,750 | $16,105 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Gold Pathway Essentials Std | Gold | HMO | $530 | $2,050 | $9,600 | $15,956 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 10300 $0 Select Drugs | Expanded Bronze | HMO | $531 | $10,300 | $10,300 | $16,673 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 6000 $0 Select Drugs | Expanded Bronze | HMO | $543 | $6,000 | $10,600 | $17,113 | |
| Kaiser Permanente | KP Select CO Gold 0/25 RX Copay | Gold | HMO | $544 | $0 | $7,500 | $14,030 | |
| Kaiser Permanente | KP CO Silver 4000/25 | Silver | HMO | $545 | $4,000 | $10,000 | $16,537 | |
| Kaiser Permanente | KP CO Silver 4500/35 RX Copay | Silver | HMO | $546 | $4,500 | $10,150 | $16,699 | |
| Kaiser Permanente | KP CO Gold 2000/20 | Gold | HMO | $548 | $2,000 | $8,700 | $15,281 | |
| Kaiser Permanente | KP CO Gold 3400/15% HSA | Gold | HMO | $549 | $3,400 | $4,800 | $11,389 | |
| SelectHealth | Select Health Value Gold $1500 Medical Deductible | Gold | EPO | $551 | $1,500 | $9,000 | $15,616 | |
| Kaiser Permanente | KP CO Silver 3800/25%/HSA | Silver | HMO | $552 | $3,800 | $7,500 | $14,123 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 5650 Rx Copay $0 Select Drugs | Expanded Bronze | HMO | $554 | $5,650 | $10,600 | $17,246 | |
| Kaiser Permanente | KP CO Gold 1500/20 | Gold | HMO | $555 | $1,500 | $8,500 | $15,158 | |
| SelectHealth | Select Health Value Silver $3400 Medical Deductible | Silver | EPO | $557 | $3,400 | $10,000 | $16,680 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Bronze Pathway 8300 for HSA | Expanded Bronze | HMO | $557 | $8,300 | $8,300 | $14,983 | |
| SelectHealth | Select Health Value Colorado Option Gold | Gold | EPO | $559 | $2,050 | $9,600 | $16,307 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Colorado Option Gold | Gold | HMO | $563 | $2,050 | $9,600 | $16,353 | |
| Kaiser Permanente | KP CO Silver 2500/30 | Silver | HMO | $566 | $2,500 | $9,750 | $16,547 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 5500 $0 Select Drugs | Silver | HMO | $568 | $5,500 | $10,150 | $16,961 | |
| SelectHealth | Select Health Value Gold $2200 Medical Deductible HSA Qualified | Gold | EPO | $569 | $2,200 | $8,500 | $15,331 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 5000 $0 Select Drugs | Silver | HMO | $573 | $5,000 | $9,100 | $15,980 | |
| SelectHealth | Select Health Value Silver $1500 Medical Deductible | Silver | EPO | $577 | $1,500 | $10,150 | $17,077 | |
| Kaiser Permanente | KP CO Gold 0/25 RX Copay | Gold | HMO | $582 | $0 | $7,500 | $14,484 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 6500 Rx Copay $0 Select Drugs | Silver | HMO | $585 | $6,500 | $8,800 | $15,822 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Colorado Option Silver | Silver | HMO | $586 | $4,400 | $9,800 | $16,831 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Colorado Option Silver Pathway Essentials Std | Silver | HMO | $587 | $4,400 | $9,800 | $16,850 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 2800 $0 Select Drugs | Silver | HMO | $589 | $2,800 | $10,150 | $17,214 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | Gold | HMO | $593 | $1,350 | $9,500 | $16,612 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 3500 Rx Copay $0 Select Drugs | Silver | HMO | $600 | $3,500 | $10,150 | $17,344 | |
| SelectHealth | Select Health Value Gold $0 Medical Deductible | Gold | EPO | $601 | $0 | $10,200 | $17,414 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway Essentials 3400 for HSA | Silver | HMO | $602 | $3,400 | $7,500 | $14,730 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $6 Tier 2 Rx) | Silver | HMO | $611 | $4,500 | $10,150 | $17,485 | |
| SelectHealth | Select Health Value Colorado Option Silver | Silver | EPO | $615 | $4,400 | $9,800 | $17,183 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $616 | $4,000 | $10,150 | $17,546 | |
| Rocky Mountain Health Plans (UnitedHealthcare) | RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | Silver | HMO | $618 | $4,000 | $10,600 | $18,020 | |
| SelectHealth | Select Health Value Silver $5100 Medical Deductible Rx Copay | Silver | EPO | $621 | $5,100 | $9,600 | $17,049 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5500 $0 Select Drugs | Silver | HMO | $709 | $5,500 | $10,150 | $18,663 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 5000 $0 Select Drugs | Silver | HMO | $717 | $5,000 | $9,100 | $17,698 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 6500 Rx Copay $0 Select Drugs | Silver | HMO | $731 | $6,500 | $8,800 | $17,576 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 2800 $0 Select Drugs | Silver | HMO | $736 | $2,800 | $10,150 | $18,979 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3500 Rx Copay $0 Select Drugs | Silver | HMO | $749 | $3,500 | $10,150 | $19,141 | |
| Anthem Blue Cross Blue Shield (CO) | Anthem Silver Pathway 3400 for HSA | Silver | HMO | $753 | $3,400 | $7,500 | $16,536 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $402 | $449 | $557 | 27 | $7,500 | $10,150 | $15,420 |
| Silver | $500 | $587 | $753 | 30 | $4,000 | $9,900 | $16,840 |
| Gold | $492 | $550 | $601 | 16 | $2,000 | $8,700 | $15,306 |
| CatastrophicUnder 30 or hardship exemption only | $388 | $402 | $484 | 4 | $10,600 | $10,600 | $15,423 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.