Health insurance prices in Waupaca County, WI (2026)

30 marketplace plans from 3 insurers. Cheapest plan $397/mo; typical Silver $584/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 11.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $397–$633 (typical $436) · Silver $526–$796 (typical $584) · Gold $548–$914 (typical $591)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Insurer	Plans	Cheapest plan	Typical Bronze	Typical Silver	Typical Gold	Cheapest plan name
Network Health	13	$397	$414	$543	$555	Prestige Bronze Essential + 3 Free PCP Visits
HealthPartners	8	$431	$438	$584	$722	NE WI Select $8,400 HSA Bronze
Anthem Blue Cross Blue Shield (WI)Elevance Health (Blue Cross Blue Shield company)	9	$590	$597	$796	$914	Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)

All 30 plans in Waupaca County, cheapest first

Insurer	Plan	Metal	Network	Monthly	Deductible	Out-of-pocket max	Bad year
Network Health	Prestige Bronze Essential + 3 Free PCP Visits	Expanded Bronze	HMO	$397	$7,750	$9,500	$14,264
Network Health	Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits	Expanded Bronze	HMO	$401	$7,750	$9,500	$14,313
Network Health	Prestige Bronze Plus	Expanded Bronze	HMO	$414	$7,500	$10,000	$14,963
Network Health	Prestige Bronze $0 Medical Deductible	Expanded Bronze	HMO	$429	$0	$9,200	$14,352
HealthPartners	NE WI Select $8,400 HSA Bronze	Expanded Bronze	PPO	$431	$8,400	$8,400	$13,567
Network Health	Prestige Bronze $0 Medical Deductible + Dental +Vision	Expanded Bronze	HMO	$434	$0	$9,200	$14,405
HealthPartners	NE WI Select $6,800 Plus Bronze HSA	Expanded Bronze	PPO	$438	$6,800	$10,600	$15,850
HealthPartners	NE WI Select $7,500 Standard Bronze HSA	Expanded Bronze	PPO	$453	$7,500	$10,000	$15,431
Network Health	Prestige Silver	Silver	HMO	$526	$6,000	$8,900	$15,208
Network Health	Prestige Silver Essential + 3 Free PCP Visits	Silver	HMO	$543	$4,600	$9,100	$15,618
Network Health	Prestige Gold	Gold	HMO	$548	$2,000	$8,200	$14,778
Network Health	Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits	Silver	HMO	$549	$4,600	$9,100	$15,685
Network Health	Prestige Gold Essential + 3Free PCP Visits	Gold	HMO	$549	$1,750	$8,950	$15,537
Network Health	Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits	Gold	HMO	$555	$1,750	$8,950	$15,604
HealthPartners	NE WI Select $3,800 HSA Silver	Silver	PPO	$564	$3,800	$8,000	$14,764
HealthPartners	NE WI Select $3,150 Plus Silver	Silver	PPO	$584	$3,150	$9,700	$16,712
Network Health	Prestige Gold 50 + 1 Free PCP Visit	Gold	HMO	$585	$1,000	$4,300	$11,325
Anthem Blue Cross Blue Shield (WI)	Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)	Expanded Bronze	POS	$590	$5,000	$10,600	$17,684
Network Health	Prestige Gold 50 + Dental + Vision+ 1 Free PCP Visit	Gold	HMO	$591	$1,000	$4,300	$11,398
HealthPartners	NE WI Select $6,000 Standard Silver	Silver	PPO	$594	$6,000	$8,900	$16,024
Anthem Blue Cross Blue Shield (WI)	Anthem Bronze Preferred/Broad HSA (+ Incentives)	Expanded Bronze	POS	$597	$8,450	$8,450	$15,613
Anthem Blue Cross Blue Shield (WI)	Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	POS	$598	$7,500	$10,000	$17,174
Anthem Blue Cross Blue Shield (WI)	Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives)	Expanded Bronze	POS	$633	$0	$10,600	$18,196
HealthPartners	Oak $2,000 Standard Gold	Gold	PPO	$716	$2,000	$8,200	$16,787
HealthPartners	Oak $1,300 Gold	Gold	PPO	$729	$1,300	$8,600	$17,343
Anthem Blue Cross Blue Shield (WI)	Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	POS	$795	$6,000	$8,900	$18,445
Anthem Blue Cross Blue Shield (WI)	Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)	Silver	POS	$796	$4,000	$9,400	$18,947
Anthem Blue Cross Blue Shield (WI)	Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	POS	$796	$5,500	$9,200	$18,752
Anthem Blue Cross Blue Shield (WI)	Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	POS	$914	$1,000	$7,200	$18,165
Anthem Blue Cross Blue Shield (WI)	Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	POS	$914	$2,000	$8,200	$19,166

Deductibles and a bad year, by metal level

Metal	Lowest	Typical*	Highest	Plans	Typical deductible	Typical out-of-pocket max	Typical bad year**
Bronze	$397	$436	$633	12	$7,500	$9,750	$15,197
Silver	$526	$584	$796	9	$4,600	$9,100	$16,024
Gold	$548	$591	$914	9	$1,750	$8,200	$15,604

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

Health sharing programs NOT INSURANCE

Health care sharing ministries and sharing communities are not insurance. They are not regulated as insurance, payment of your medical bills is not guaranteed, ACA tax credits and protections do not apply, and pre-existing conditions are often limited or excluded. Prices are national (same in every county) for one adult age 40, checked October 2026.

Side by side: the typical marketplace Bronze plan here is $436/mo with a legal out-of-pocket cap; a bad year ≈ $15,197 before tax credits. Many people get tax credits that cut ACA premiums a lot; health sharing never qualifies.

Program	Option	Monthly	You pay first, per need	One-need bad year†	Where
Christian Healthcare Ministries	Bronze	$115	$6,000	$7,380	No state limits listed
Christian Healthcare Ministries	Silver	$169	$3,000	$5,028	No state limits listed
Liberty HealthShare	Essential (single, 35-49)	$180	$4,000	—	No state limits listed
Samaritan Ministries	Basic (age 40-54, 1 person)	$185	$2,000	$6,720	No state limits listed
Zion HealthShare	Direct, $5,000 IUA (40-49, member only)	$188	$5,000	$7,256	Excludes MD, MA, PA, MT
CrowdHealth	Standard (ages 0-54), max monthly	$200	$500	$2,900	No state limits listed
Zion HealthShare	Direct, $2,500 IUA (40-49, member only)	$214	$2,500	$5,068	Excludes MD, MA, PA, MT
Sedera	SELECT+, $5,000 IUA (30+, member only, eff. 4/1/26)	$233	$5,000	$7,796	Check availability
Liberty HealthShare	Connect (single, 35-49)	$241	$1,000	—	No state limits listed
Sedera	SELECT+, $2,500 IUA	$251	$2,500	$5,512	Check availability
Zion HealthShare	Direct, $1,250 IUA (40-49, member only)	$254	$1,250	$4,298	Excludes MD, MA, PA, MT
Christian Healthcare Ministries	Gold	$299	$1,250	$4,838	No state limits listed
Sedera	SELECT+, $1,000 IUA	$309	$1,000	$4,708	Check availability
Liberty HealthShare	Unite (single, 35-49)	$312	$1,000	$4,744	No state limits listed
Samaritan Ministries	Classic (age 40-54, 1 person)	$330	$1,000	$4,960	No state limits listed
Sedera	SELECT+, $500 IUA	$437	$500	$5,744	Check availability

† 12 × monthly price + the amount you pay before sharing starts (plus any capped co-share) for one medical need. Two needs in a year can mean paying that amount twice. Not comparable 1:1 with an insurance out-of-pocket maximum, which is a legal yearly cap. Knew Health and Medi-Share publish prices by quote only. How health sharing works

How we make money: We have no affiliate links or paid placements yet. Payment never changes the order of any table or which option is labeled lowest. Disclosures