Health insurance prices in Dane County, WI (2026)
49 marketplace plans from 3 insurers. Cheapest plan $353/mo; typical Silver $610/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $353–$509 (typical $446) · Silver $543–$647 (typical $610) · Gold $531–$687 (typical $615) · Platinum $608–$669 (typical $629) · Catastrophic $459–$459 (typical $459)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Group Health Cooperative-SCW | 12 | $438 | $464 | $548 | $550 | Better Together HMO Bronze 7500 Ded/10000 MOOP HSA | |
| Dean Health Plan | 18 | $353 | $401 | $594 | $603 | Dean Focus Bronze Share | |
| Quartz | 19 | $437 | $485 | $628 | $660 | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $10,150 DED |
All 49 plans in Dane County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Dean Health Plan | Dean Focus Bronze Share | Expanded Bronze | EPO | $353 | $8,000 | $10,600 | $14,833 | |
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | HMO | $379 | $8,000 | $10,600 | $15,152 | |
| Dean Health Plan | Dean Focus Bronze $0 Copay PCP Visits | Expanded Bronze | EPO | $388 | $7,500 | $10,600 | $15,254 | |
| Dean Health Plan | Dean Focus Expanded Bronze Standard | Expanded Bronze | EPO | $415 | $7,500 | $10,000 | $14,980 | |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | HMO | $417 | $7,500 | $10,600 | $15,604 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $10,150 DED | Expanded Bronze | HMO | $437 | $10,150 | $10,600 | $15,850 | |
| Group Health Cooperative-SCW | Better Together HMO Bronze 7500 Ded/10000 MOOP HSA | Expanded Bronze | HMO | $438 | $7,500 | $10,000 | $15,258 | |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | HMO | $446 | $7,500 | $10,000 | $15,355 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $10,150 DED | Expanded Bronze | HMO | $452 | $10,150 | $10,600 | $16,026 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $10,600 DED | Catastrophic | HMO | $459 | $10,600 | $10,600 | $16,110 | |
| Group Health Cooperative-SCW | Better Together HMO Bronze 6500 Ded/8750 MOOP HSA | Expanded Bronze | HMO | $464 | $6,500 | $8,750 | $14,316 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE STANDARD EASY PRICING | Expanded Bronze | HMO | $477 | $7,500 | $10,000 | $15,724 | |
| Group Health Cooperative-SCW | Better Together HMO Bronze No Medical Ded/10600 MOOP HSA | Expanded Bronze | HMO | $479 | $0 | $10,600 | $16,346 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $0 MEDICAL DED | Expanded Bronze | HMO | $493 | $0 | $10,400 | $16,311 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) STANDARD EASY PRICING | Expanded Bronze | HMO | $493 | $7,500 | $10,000 | $15,916 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $0 MEDICAL DED | Expanded Bronze | HMO | $509 | $0 | $10,400 | $16,510 | |
| Group Health Cooperative-SCW | Better Together HMO Gold 1500 Ded/8000 MOOP with Vision | Gold | HMO | $531 | $1,500 | $8,000 | $14,375 | |
| Group Health Cooperative-SCW | Better Together HMO Silver 6000 Ded/8900 MOOP | Silver | HMO | $543 | $6,000 | $8,900 | $15,412 | |
| Group Health Cooperative-SCW | Better Together HMO Silver 5500 Ded/8500 MOOP with Vision | Silver | HMO | $548 | $5,500 | $8,500 | $15,075 | |
| Group Health Cooperative-SCW | Better Together HMO Gold 2000 Ded/8200 MOOP | Gold | HMO | $550 | $2,000 | $8,200 | $14,803 | |
| Group Health Cooperative-SCW | Better Together HMO Gold 4000 Ded/4000 MOOP HSA | Gold | HMO | $554 | $4,000 | $4,000 | $10,643 | |
| Dean Health Plan | Dean Focus Silver $0 Copay PCP Visits | Silver | EPO | $560 | $3,500 | $10,450 | $17,175 | |
| Dean Health Plan | Dean Focus Gold Share | Gold | EPO | $565 | $2,500 | $5,900 | $12,681 | |
| Dean Health Plan | Dean Focus Silver Share | Silver | EPO | $573 | $3,525 | $8,850 | $15,726 | |
| Dean Health Plan | Dean Focus Gold Standard | Gold | EPO | $586 | $2,000 | $8,200 | $15,230 | |
| Dean Health Plan | Dean Focus Silver Standard | Silver | EPO | $586 | $6,000 | $8,900 | $15,935 | |
| Group Health Cooperative-SCW | Better Together HMO Silver 5975 Ded/5975 MOOP HSA | Silver | HMO | $596 | $5,975 | $5,975 | $13,125 | |
| Dean Health Plan | Dean Focus Gold HSA | Gold | EPO | $599 | $3,400 | $4,400 | $11,589 | |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | HMO | $603 | $3,500 | $10,450 | $17,681 | |
| Dean Health Plan | Dean Gold Share | Gold | HMO | $608 | $2,500 | $5,900 | $13,191 | |
| Group Health Cooperative-SCW | Better Together HMO Platinum No Ded/3300 MOOP | Platinum | HMO | $608 | $0 | $3,300 | $10,599 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $8,000 DED | Silver | HMO | $610 | $8,000 | $9,900 | $17,222 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $9,000 DED | Silver | HMO | $611 | $9,000 | $10,250 | $17,586 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD $4,000 DED | Gold | HMO | $615 | $4,000 | $8,000 | $15,377 | |
| Dean Health Plan | Dean Silver Share | Silver | HMO | $616 | $3,525 | $8,850 | $16,243 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER STANDARD EASY PRICING | Silver | HMO | $626 | $6,000 | $8,900 | $16,407 | |
| Group Health Cooperative-SCW | Better Together HMO Platinum 750 Ded/2000 MOOP with Vision | Platinum | HMO | $629 | $750 | $2,000 | $9,546 | |
| Dean Health Plan | Dean Gold Standard | Gold | HMO | $630 | $2,000 | $8,200 | $15,760 | |
| Dean Health Plan | Dean Silver Standard | Silver | HMO | $630 | $6,000 | $8,900 | $16,464 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $8,000 DED | Silver | HMO | $631 | $8,000 | $9,900 | $17,468 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $9,000 DED | Silver | HMO | $632 | $9,000 | $10,250 | $17,833 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) $4,000 DED | Gold | HMO | $635 | $4,000 | $8,000 | $15,626 | |
| Dean Health Plan | Dean Gold HSA | Gold | HMO | $644 | $3,400 | $4,400 | $12,130 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) STANDARD EASY PRICING | Silver | HMO | $647 | $6,000 | $8,900 | $16,660 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE $700 DED | Gold | HMO | $656 | $700 | $9,300 | $17,171 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD STANDARD EASY PRICING | Gold | HMO | $665 | $2,000 | $8,200 | $16,180 | |
| Group Health Cooperative-SCW | Better Together HMO Platinum No Ded/5200 MOOP | Platinum | HMO | $669 | $0 | $5,200 | $13,228 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE (DENTAL & VISION) $700 DED | Gold | HMO | $678 | $700 | $9,300 | $17,436 | |
| Quartz | QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) STANDARD EASY PRICING | Gold | HMO | $687 | $2,000 | $8,200 | $16,448 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $353 | $446 | $509 | 15 | $7,500 | $10,400 | $15,604 |
| Silver | $543 | $610 | $647 | 15 | $6,000 | $8,900 | $16,464 |
| Gold | $531 | $615 | $687 | 15 | $2,000 | $8,000 | $15,230 |
| Platinum | $608 | $629 | $669 | 3 | $0 | $3,300 | $10,599 |
| CatastrophicUnder 30 or hardship exemption only | $459 | $459 | $459 | 1 | $10,600 | $10,600 | $16,110 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.