Health insurance prices in Washington County, WI (2026)
53 marketplace plans from 4 insurers. Cheapest plan $447/mo; typical Silver $602/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 12.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $447–$563 (typical $495) · Silver $575–$677 (typical $602) · Gold $656–$735 (typical $691)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| CareSource | 18 | $476 | $477 | $581 | $663 | CareSource (Common Ground Healthcare) Bronze Standard $7500 | |
| Anthem Blue Cross Blue Shield (WI)Elevance Health (Blue Cross Blue Shield company) | 9 | $447 | $452 | $602 | $691 | Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | |
| UnitedHealthcareUnitedHealth Group | 13 | $501 | $535 | $660 | $727 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | |
| Network Health | 13 | $490 | $510 | $670 | $684 | Prestige Bronze Essential + 3 Free PCP Visits |
All 53 plans in Washington County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $447 | $5,000 | $10,600 | $15,959 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Pathway/Lean HSA (+ Incentives) | Expanded Bronze | HMO | $452 | $8,450 | $8,450 | $13,869 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $452 | $7,500 | $10,000 | $15,428 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze Standard $7500 | Expanded Bronze | EPO | $476 | $7,500 | $10,000 | $15,713 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) | Expanded Bronze | EPO | $476 | $9,600 | $9,600 | $15,315 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam | Expanded Bronze | EPO | $477 | $7,500 | $10,000 | $15,727 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam | Expanded Bronze | EPO | $477 | $9,600 | $9,600 | $15,330 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | HMO | $479 | $0 | $10,600 | $16,347 | |
| Network Health | Prestige Bronze Essential + 3 Free PCP Visits | Expanded Bronze | HMO | $490 | $7,750 | $9,500 | $15,378 | |
| Network Health | Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits | Expanded Bronze | HMO | $495 | $7,750 | $9,500 | $15,439 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded | Expanded Bronze | EPO | $498 | $0 | $9,500 | $15,478 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam | Expanded Bronze | EPO | $499 | $0 | $9,500 | $15,492 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $501 | $10,600 | $10,600 | $16,608 | |
| Network Health | Prestige Bronze Plus | Expanded Bronze | HMO | $510 | $7,500 | $10,000 | $16,124 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | HMO | $523 | $7,500 | $10,000 | $16,277 | |
| Network Health | Prestige Bronze $0 Medical Deductible | Expanded Bronze | HMO | $530 | $0 | $9,200 | $15,558 | |
| Network Health | Prestige Bronze $0 Medical Deductible + Dental + Vision | Expanded Bronze | HMO | $535 | $0 | $9,200 | $15,623 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $547 | $0 | $10,600 | $17,164 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | HMO | $563 | $0 | $10,600 | $17,352 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded | Silver | EPO | $575 | $5,000 | $10,600 | $17,503 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam | Silver | EPO | $576 | $5,000 | $10,600 | $17,517 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded | Silver | EPO | $581 | $4,700 | $10,600 | $17,568 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam | Silver | EPO | $582 | $4,700 | $10,600 | $17,582 | |
| CareSource | CareSource (Common Ground Healthcare) Silver Standard $6000 | Silver | EPO | $583 | $6,000 | $8,900 | $15,892 | |
| CareSource | CareSource (Common Ground Healthcare) Silver Standard $6000 - Vision Exam | Silver | EPO | $584 | $6,000 | $8,900 | $15,906 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $602 | $6,000 | $8,900 | $16,121 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | HMO | $602 | $4,000 | $9,400 | $16,622 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Pathway/Lean 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $602 | $5,500 | $9,200 | $16,426 | |
| Network Health | Prestige Silver | Silver | HMO | $649 | $6,000 | $8,900 | $16,684 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | HMO | $652 | $6,000 | $8,900 | $16,729 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Silver | HMO | $652 | $4,000 | $8,750 | $16,579 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $3300 | Gold | EPO | $656 | $3,300 | $8,500 | $16,376 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam | Gold | EPO | $657 | $3,300 | $8,500 | $16,390 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | HMO | $660 | $3,500 | $9,800 | $17,723 | |
| CareSource | CareSource (Common Ground Healthcare) Gold Standard $2000 | Gold | EPO | $663 | $2,000 | $8,200 | $16,154 | |
| CareSource | CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam | Gold | EPO | $664 | $2,000 | $8,200 | $16,168 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $668 | $4,000 | $8,750 | $16,766 | |
| Network Health | Prestige Silver Essential + 3 Free PCP Visits | Silver | HMO | $670 | $4,600 | $9,100 | $17,143 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $676 | $3,500 | $9,800 | $17,910 | |
| Network Health | Prestige Gold | Gold | HMO | $676 | $2,000 | $8,200 | $16,317 | |
| Network Health | Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits | Silver | HMO | $677 | $4,600 | $9,100 | $17,225 | |
| Network Health | Prestige Gold Essential + 3Free PCP Visits | Gold | HMO | $677 | $1,750 | $8,950 | $17,077 | |
| Network Health | Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits | Gold | HMO | $684 | $1,750 | $8,950 | $17,161 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $691 | $1,000 | $7,200 | $15,495 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $691 | $2,000 | $8,200 | $16,496 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | HMO | $714 | $2,000 | $8,200 | $16,767 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $719 | $1,500 | $7,000 | $15,631 | |
| Network Health | Prestige Gold 50 + 1 Free PCP Visit | Gold | HMO | $722 | $1,000 | $4,300 | $12,969 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $0 Ded | Gold | EPO | $724 | $0 | $9,000 | $17,683 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam | Gold | EPO | $725 | $0 | $9,000 | $17,696 | |
| Network Health | Prestige Gold 50 + Dental + Vision + 1 Free PCP Visit | Gold | HMO | $730 | $1,000 | $4,300 | $13,058 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $734 | $0 | $8,500 | $17,312 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | HMO | $735 | $1,500 | $7,000 | $15,818 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $447 | $495 | $563 | 19 | $7,500 | $10,000 | $15,623 |
| Silver | $575 | $602 | $677 | 17 | $4,700 | $9,100 | $16,766 |
| Gold | $656 | $691 | $735 | 17 | $1,750 | $8,200 | $16,376 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.