Health insurance prices in Walworth County, WI (2026)
46 marketplace plans from 4 insurers. Cheapest plan $384/mo; typical Silver $648/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 14.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $384–$600 (typical $537) · Silver $543–$702 (typical $648) · Gold $556–$871 (typical $721)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| MercyCare | 6 | $388 | $405 | $546 | $556 | MercyCare Bronze 10,000 (1 Free PCP Visit) | |
| Dean Health Plan | 9 | $384 | $422 | $624 | $638 | Dean Bronze Share | |
| UnitedHealthcareUnitedHealth Group | 13 | $491 | $525 | $648 | $713 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | |
| CareSource | 18 | $572 | $574 | $698 | $797 | CareSource (Common Ground Healthcare) Bronze Standard $7500 |
All 46 plans in Walworth County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | HMO | $384 | $8,000 | $10,600 | $15,207 | |
| MercyCare | MercyCare Bronze 10,000 (1 Free PCP Visit) | Bronze | HMO | $388 | $10,000 | $10,000 | $14,657 | |
| MercyCare | MercyCare Bronze Standard Expanded | Expanded Bronze | HMO | $422 | $7,500 | $10,000 | $15,062 | |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | HMO | $422 | $7,500 | $10,600 | $15,665 | |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | HMO | $452 | $7,500 | $10,000 | $15,420 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | HMO | $491 | $10,600 | $10,600 | $16,497 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | HMO | $513 | $7,500 | $10,000 | $16,161 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $537 | $0 | $10,600 | $17,043 | |
| MercyCare | MercyCare Silver Standard | Silver | HMO | $543 | $6,000 | $8,900 | $15,417 | |
| MercyCare | MercyCare Silver 2,500 (3 Free PCP Visits) | Silver | HMO | $546 | $2,500 | $10,000 | $16,556 | |
| MercyCare | MercyCare Silver Health Savings | Silver | HMO | $551 | $5,400 | $5,400 | $12,009 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | HMO | $552 | $0 | $10,600 | $17,227 | |
| MercyCare | MercyCare Gold Standard | Gold | HMO | $556 | $2,000 | $8,200 | $14,875 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze Standard $7500 | Expanded Bronze | EPO | $572 | $7,500 | $10,000 | $16,865 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) | Expanded Bronze | EPO | $572 | $9,600 | $9,600 | $16,469 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam | Expanded Bronze | EPO | $574 | $7,500 | $10,000 | $16,882 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam | Expanded Bronze | EPO | $574 | $9,600 | $9,600 | $16,485 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded | Expanded Bronze | EPO | $599 | $0 | $9,500 | $16,684 | |
| CareSource | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam | Expanded Bronze | EPO | $600 | $0 | $9,500 | $16,700 | |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | HMO | $610 | $3,500 | $10,450 | $17,769 | |
| Dean Health Plan | Dean Gold Share | Gold | HMO | $615 | $2,500 | $5,900 | $13,280 | |
| Dean Health Plan | Dean Silver Share | Silver | HMO | $624 | $3,525 | $8,850 | $16,333 | |
| Dean Health Plan | Dean Gold Standard | Gold | HMO | $638 | $2,000 | $8,200 | $15,851 | |
| Dean Health Plan | Dean Silver Standard | Silver | HMO | $638 | $6,000 | $8,900 | $16,556 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | HMO | $640 | $6,000 | $8,900 | $16,584 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Silver | HMO | $640 | $4,000 | $8,750 | $16,435 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | HMO | $648 | $3,500 | $9,800 | $17,577 | |
| Dean Health Plan | Dean Gold HSA | Gold | HMO | $652 | $3,400 | $4,400 | $12,224 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $656 | $4,000 | $8,750 | $16,619 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $663 | $3,500 | $9,800 | $17,761 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded | Silver | EPO | $691 | $5,000 | $10,600 | $18,896 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam | Silver | EPO | $693 | $5,000 | $10,600 | $18,913 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded | Silver | EPO | $698 | $4,700 | $10,600 | $18,973 | |
| CareSource | CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam | Silver | EPO | $699 | $4,700 | $10,600 | $18,990 | |
| CareSource | CareSource (Common Ground Healthcare) Silver Standard $6000 | Silver | EPO | $700 | $6,000 | $8,900 | $17,303 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | HMO | $701 | $2,000 | $8,200 | $16,609 | |
| CareSource | CareSource (Common Ground Healthcare) Silver Standard $6000 - Vision Exam | Silver | EPO | $702 | $6,000 | $8,900 | $17,320 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $706 | $1,500 | $7,000 | $15,472 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $721 | $0 | $8,500 | $17,150 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | HMO | $721 | $1,500 | $7,000 | $15,656 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $3300 | Gold | EPO | $789 | $3,300 | $8,500 | $17,965 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam | Gold | EPO | $790 | $3,300 | $8,500 | $17,981 | |
| CareSource | CareSource (Common Ground Healthcare) Gold Standard $2000 | Gold | EPO | $797 | $2,000 | $8,200 | $17,758 | |
| CareSource | CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam | Gold | EPO | $798 | $2,000 | $8,200 | $17,775 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $0 Ded | Gold | EPO | $870 | $0 | $9,000 | $19,434 | |
| CareSource | CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam | Gold | EPO | $871 | $0 | $9,000 | $19,451 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $384 | $537 | $600 | 15 | $7,500 | $10,000 | $16,485 |
| Silver | $543 | $648 | $702 | 17 | $4,700 | $8,900 | $17,303 |
| Gold | $556 | $721 | $871 | 14 | $2,000 | $8,200 | $16,879 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.