Health insurance prices in Sauk County, WI (2026)
48 marketplace plans from 4 insurers. Cheapest plan $353/mo; typical Silver $620/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 15.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $353–$585 (typical $487) · Silver $560–$736 (typical $620) · Gold $565–$844 (typical $627) · Catastrophic $360–$360 (typical $360)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Dean Health Plan | 18 | $353 | $401 | $594 | $603 | Dean Focus Bronze Share | |
| Aspirus Health Plan | 12 | $451 | $514 | $595 | $624 | HMO Bronze 10000 | |
| Group Health Cooperative-SCW | 9 | $474 | $500 | $631 | $633 | Partners HMO Bronze 6000 Ded/10600 MOOP HSA | |
| Anthem Blue Cross Blue Shield (WI)Elevance Health (Blue Cross Blue Shield company) | 9 | $546 | $552 | $735 | $844 | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) |
All 48 plans in Sauk County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Dean Health Plan | Dean Focus Bronze Share | Expanded Bronze | EPO | $353 | $8,000 | $10,600 | $14,833 | |
| Aspirus Health Plan | HMO Catastrophic 10600 with 3 free PCP visits | Catastrophic | HMO | $360 | $10,600 | $10,600 | $14,922 | |
| Dean Health Plan | Dean Bronze Share | Expanded Bronze | HMO | $379 | $8,000 | $10,600 | $15,152 | |
| Dean Health Plan | Dean Focus Bronze $0 Copay PCP Visits | Expanded Bronze | EPO | $388 | $7,500 | $10,600 | $15,254 | |
| Dean Health Plan | Dean Focus Expanded Bronze Standard | Expanded Bronze | EPO | $415 | $7,500 | $10,000 | $14,980 | |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Expanded Bronze | HMO | $417 | $7,500 | $10,600 | $15,604 | |
| Dean Health Plan | Dean Expanded Bronze Standard | Expanded Bronze | HMO | $446 | $7,500 | $10,000 | $15,355 | |
| Aspirus Health Plan | HMO Bronze 10000 | Bronze | HMO | $451 | $10,000 | $10,000 | $15,416 | |
| Aspirus Health Plan | HMO Bronze 7500 | Expanded Bronze | HMO | $467 | $7,500 | $10,000 | $15,604 | |
| Group Health Cooperative-SCW | Partners HMO Bronze 6000 Ded/10600 MOOP HSA | Bronze | HMO | $474 | $6,000 | $10,600 | $16,293 | |
| Group Health Cooperative-SCW | Partners HMO Bronze 10600 Ded/10600 MOOP HSA | Bronze | HMO | $500 | $10,600 | $10,600 | $16,602 | |
| Group Health Cooperative-SCW | Partners HMO Bronze 7500 Ded/10000 MOOP HSA | Expanded Bronze | HMO | $504 | $7,500 | $10,000 | $16,048 | |
| Aspirus Health Plan | HMO Bronze $0 Medical Deductible | Expanded Bronze | HMO | $514 | $0 | $10,600 | $16,773 | |
| Aspirus Health Plan | POS Bronze 8500 | Bronze | POS | $523 | $8,500 | $9,500 | $15,781 | |
| Aspirus Health Plan | POS Bronze 7500 | Expanded Bronze | POS | $529 | $7,500 | $10,000 | $16,352 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $546 | $5,000 | $10,600 | $17,147 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Preferred/Broad HSA (+ Incentives) | Expanded Bronze | POS | $552 | $8,450 | $8,450 | $15,069 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $552 | $7,500 | $10,000 | $16,630 | |
| Dean Health Plan | Dean Focus Silver $0 Copay PCP Visits | Silver | EPO | $560 | $3,500 | $10,450 | $17,175 | |
| Dean Health Plan | Dean Focus Gold Share | Gold | EPO | $565 | $2,500 | $5,900 | $12,681 | |
| Dean Health Plan | Dean Focus Silver Share | Silver | EPO | $573 | $3,525 | $8,850 | $15,726 | |
| Aspirus Health Plan | HMO Silver 6000 | Silver | HMO | $579 | $6,000 | $8,900 | $15,842 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | POS | $585 | $0 | $10,600 | $17,619 | |
| Dean Health Plan | Dean Focus Gold Standard | Gold | EPO | $586 | $2,000 | $8,200 | $15,230 | |
| Aspirus Health Plan | HMO Silver 6600 | Silver | HMO | $586 | $6,600 | $8,600 | $15,632 | |
| Dean Health Plan | Dean Focus Silver Standard | Silver | EPO | $586 | $6,000 | $8,900 | $15,935 | |
| Dean Health Plan | Dean Focus Gold HSA | Gold | EPO | $599 | $3,400 | $4,400 | $11,589 | |
| Dean Health Plan | Dean Silver $0 Copay PCP Visits | Silver | HMO | $603 | $3,500 | $10,450 | $17,681 | |
| Aspirus Health Plan | HMO HDHP Silver 5900 | Silver | HMO | $605 | $5,900 | $5,900 | $13,159 | |
| Dean Health Plan | Dean Gold Share | Gold | HMO | $608 | $2,500 | $5,900 | $13,191 | |
| Group Health Cooperative-SCW | Partners HMO Gold 1500 Ded/8000 MOOP with Vision | Gold | HMO | $612 | $1,500 | $8,000 | $15,339 | |
| Dean Health Plan | Dean Silver Share | Silver | HMO | $616 | $3,525 | $8,850 | $16,243 | |
| Aspirus Health Plan | HMO Gold 2700 | Gold | HMO | $622 | $2,700 | $7,000 | $14,467 | |
| Group Health Cooperative-SCW | Partners HMO Silver 6000 Ded/8900 MOOP | Silver | HMO | $625 | $6,000 | $8,900 | $16,398 | |
| Aspirus Health Plan | HMO Gold 2000 | Gold | HMO | $627 | $2,000 | $8,200 | $15,720 | |
| Dean Health Plan | Dean Gold Standard | Gold | HMO | $630 | $2,000 | $8,200 | $15,760 | |
| Dean Health Plan | Dean Silver Standard | Silver | HMO | $630 | $6,000 | $8,900 | $16,464 | |
| Group Health Cooperative-SCW | Partners HMO Silver 5500 Ded/8500 MOOP with Vision | Silver | HMO | $631 | $5,500 | $8,500 | $16,070 | |
| Group Health Cooperative-SCW | Partners HMO Gold 2000 Ded/8200 MOOP | Gold | HMO | $633 | $2,000 | $8,200 | $15,802 | |
| Group Health Cooperative-SCW | Partners HMO Gold 4000 Ded/4000 MOOP HSA | Gold | HMO | $637 | $4,000 | $4,000 | $11,648 | |
| Dean Health Plan | Dean Gold HSA | Gold | HMO | $644 | $3,400 | $4,400 | $12,130 | |
| Aspirus Health Plan | POS Silver 6000 | Silver | POS | $655 | $6,000 | $8,900 | $16,759 | |
| Group Health Cooperative-SCW | Partners HMO Silver 5975 Ded/5975 MOOP HSA | Silver | HMO | $686 | $5,975 | $5,975 | $14,209 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | POS | $735 | $6,000 | $8,900 | $17,720 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Silver | POS | $735 | $4,000 | $9,400 | $18,222 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | POS | $736 | $5,500 | $9,200 | $18,027 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | POS | $844 | $1,000 | $7,200 | $17,333 | |
| Anthem Blue Cross Blue Shield (WI) | Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | POS | $844 | $2,000 | $8,200 | $18,334 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $353 | $487 | $585 | 18 | $7,500 | $10,300 | $15,693 |
| Silver | $560 | $620 | $736 | 16 | $5,938 | $8,900 | $16,320 |
| Gold | $565 | $627 | $844 | 13 | $2,000 | $7,200 | $15,230 |
| CatastrophicUnder 30 or hardship exemption only | $360 | $360 | $360 | 1 | $10,600 | $10,600 | $14,922 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.