Health insurance prices in Florence County, WI (2026)
36 marketplace plans from 3 insurers. Cheapest plan $431/mo; typical Silver $708/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 13.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $431–$767 (typical $557) · Silver $564–$943 (typical $708) · Gold $696–$1,040 (typical $758) · Catastrophic $441–$497 (typical $469)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| HealthPartners | 8 | $431 | $438 | $584 | $722 | NE WI Select $8,400 HSA Bronze | |
| Aspirus Health Plan | 12 | $552 | $629 | $728 | $764 | HMO Bronze 10000 | |
| Security Health Plan | 16 | $530 | $557 | $778 | $856 | SimplyOne $9,500 |
All 36 plans in Florence County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| HealthPartners | NE WI Select $8,400 HSA Bronze | Expanded Bronze | PPO | $431 | $8,400 | $8,400 | $13,567 | |
| HealthPartners | NE WI Select $6,800 Plus Bronze HSA | Expanded Bronze | PPO | $438 | $6,800 | $10,600 | $15,850 | |
| Aspirus Health Plan | HMO Catastrophic 10600 with 3 free PCP visits | Catastrophic | HMO | $441 | $10,600 | $10,600 | $15,886 | |
| HealthPartners | NE WI Select $7,500 Standard Bronze HSA | Expanded Bronze | PPO | $453 | $7,500 | $10,000 | $15,431 | |
| Security Health Plan | SimplyOne Protection | Catastrophic | EPO | $497 | $10,600 | $10,600 | $16,567 | |
| Security Health Plan | SimplyOne $9,500 | Bronze | EPO | $530 | $9,500 | $9,500 | $15,858 | |
| Security Health Plan | SimplyOne $7,500 | Expanded Bronze | EPO | $530 | $7,500 | $10,000 | $16,360 | |
| Aspirus Health Plan | HMO Bronze 10000 | Bronze | HMO | $552 | $10,000 | $10,000 | $16,624 | |
| Security Health Plan | SimplyOne $7,500 HDHP | Expanded Bronze | EPO | $557 | $7,500 | $8,500 | $15,188 | |
| HealthPartners | NE WI Select $3,800 HSA Silver | Silver | PPO | $564 | $3,800 | $8,000 | $14,764 | |
| Aspirus Health Plan | HMO Bronze 7500 | Expanded Bronze | HMO | $571 | $7,500 | $10,000 | $16,855 | |
| HealthPartners | NE WI Select $3,150 Plus Silver | Silver | PPO | $584 | $3,150 | $9,700 | $16,712 | |
| HealthPartners | NE WI Select $6,000 Standard Silver | Silver | PPO | $594 | $6,000 | $8,900 | $16,024 | |
| Aspirus Health Plan | HMO Bronze $0 Medical Deductible | Expanded Bronze | HMO | $629 | $0 | $10,600 | $18,150 | |
| Security Health Plan | SimplyOne $6,000 - 40% | Silver | EPO | $633 | $6,000 | $8,900 | $16,491 | |
| Aspirus Health Plan | POS Bronze 8500 | Bronze | POS | $640 | $8,500 | $9,500 | $17,183 | |
| Security Health Plan | SimplyOne $4,000 - 50% | Silver | EPO | $646 | $4,000 | $8,650 | $16,404 | |
| Aspirus Health Plan | POS Bronze 7500 | Expanded Bronze | POS | $647 | $7,500 | $10,000 | $17,769 | |
| Security Health Plan | SimplyOne $5,000 HDHP | Silver | EPO | $685 | $5,000 | $6,500 | $14,723 | |
| Security Health Plan | SimplyOne $3,500 - 30% | Gold | EPO | $696 | $3,500 | $7,900 | $16,246 | |
| Aspirus Health Plan | HMO Silver 6000 | Silver | HMO | $708 | $6,000 | $8,900 | $17,391 | |
| HealthPartners | Oak $2,000 Standard Gold | Gold | PPO | $716 | $2,000 | $8,200 | $16,787 | |
| Aspirus Health Plan | HMO Silver 6600 | Silver | HMO | $717 | $6,600 | $8,600 | $17,201 | |
| HealthPartners | Oak $1,300 Gold | Gold | PPO | $729 | $1,300 | $8,600 | $17,343 | |
| Security Health Plan | Premier $7,500 | Expanded Bronze | HMO | $729 | $7,500 | $10,000 | $18,751 | |
| Aspirus Health Plan | HMO HDHP Silver 5900 | Silver | HMO | $740 | $5,900 | $5,900 | $14,779 | |
| Security Health Plan | SimplyOne $2,000 - 25% | Gold | EPO | $756 | $2,000 | $8,200 | $17,270 | |
| Aspirus Health Plan | HMO Gold 2700 | Gold | HMO | $761 | $2,700 | $7,000 | $16,133 | |
| Aspirus Health Plan | HMO Gold 2000 | Gold | HMO | $767 | $2,000 | $8,200 | $17,399 | |
| Security Health Plan | Premier $7,500 HDHP | Expanded Bronze | HMO | $767 | $7,500 | $8,500 | $17,703 | |
| Aspirus Health Plan | POS Silver 6000 | Silver | POS | $801 | $6,000 | $8,900 | $18,514 | |
| Security Health Plan | Premier $6,000 - 40% | Silver | HMO | $870 | $6,000 | $8,900 | $19,345 | |
| Security Health Plan | Premier $4,000 - 50% | Silver | HMO | $889 | $4,000 | $8,650 | $19,319 | |
| Security Health Plan | Premier $5,000 HDHP | Silver | HMO | $943 | $5,000 | $6,500 | $17,814 | |
| Security Health Plan | Premier $3,500 - 30% | Gold | HMO | $957 | $3,500 | $7,900 | $19,384 | |
| Security Health Plan | Premier $2,000 - 25% | Gold | HMO | $1,040 | $2,000 | $8,200 | $20,680 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $431 | $557 | $767 | 13 | $7,500 | $10,000 | $16,624 |
| Silver | $564 | $708 | $943 | 13 | $5,900 | $8,650 | $16,712 |
| Gold | $696 | $758 | $1,040 | 8 | $2,000 | $8,200 | $17,306 |
| CatastrophicUnder 30 or hardship exemption only | $441 | $469 | $497 | 2 | $10,600 | $10,600 | $16,226 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.