Health insurance prices in Lehigh County, PA (2026)
94 marketplace plans from 6 insurers. Cheapest plan $345/mo; typical Silver $812/mo. Official marketplace: Pennie (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 6.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $345–$708 (typical $554) · Silver $529–$1,184 (typical $812) · Gold $472–$934 (typical $728) · Catastrophic $385–$484 (typical $449)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Jefferson Health Plans | 18 | $345 | $397 | $577 | $510 | Jefferson Health Plans + Value + Bronze + HMO | |
| Ambetter (Centene) | 12 | $593 | $634 | $802 | $756 | Everyday Bronze | |
| Oscar Health | 10 | $594 | $606 | $828 | $751 | Bronze Classic | |
| Geisinger | 14 | $513 | $541 | $841 | $728 | Geisinger Marketplace All-Access HMO Pharmacy First 8500 | |
| Capital Blue Cross (PA)Capital Blue Cross (Blue Cross Blue Shield company) | 12 | $462 | $533 | $845 | $765 | Bronze Convenience PPO 9000/0/75 | |
| Highmark Blue Cross Blue Shield (PA)Highmark Health (Blue Cross Blue Shield company) | 28 | $509 | $603 | $979 | $783 | my Direct Blue Lehigh Valley EPO Bronze 9200 |
All 94 plans in Lehigh County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Jefferson Health Plans | Jefferson Health Plans + Value + Bronze + HMO | Bronze | HMO | $345 | $10,000 | $10,000 | $14,145 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Bronze + HMO | Expanded Bronze | HMO | $359 | $8,500 | $10,600 | $14,902 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Bronze + HMO | Expanded Bronze | HMO | $379 | $0 | $10,600 | $15,153 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley Major Events EPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | EPO | $385 | $10,600 | $10,600 | $15,220 | |
| Jefferson Health Plans | Jefferson Health Plans + Value + Bronze + PPO | Expanded Bronze | PPO | $415 | $8,500 | $8,500 | $13,478 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Bronze + PPO | Expanded Bronze | PPO | $416 | $9,000 | $10,600 | $15,586 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Bronze + PPO | Expanded Bronze | PPO | $431 | $0 | $10,600 | $15,769 | |
| Geisinger | Geisinger Marketplace All-Access Value | Catastrophic | POS | $449 | $10,600 | $10,600 | $15,982 | |
| Capital Blue Cross (PA) | Bronze Convenience PPO 9000/0/75 | Bronze | PPO | $462 | $9,000 | $10,600 | $16,147 | |
| Jefferson Health Plans | Jefferson Health Plans + Value + Gold + HMO | Gold | HMO | $472 | $2,000 | $10,600 | $16,260 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Gold + HMO | Gold | HMO | $479 | $1,000 | $10,600 | $16,350 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access Major Events PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | PPO | $484 | $10,600 | $10,600 | $16,408 | |
| Capital Blue Cross (PA) | Bronze Convenience PPO 7100/0/50 | Expanded Bronze | PPO | $487 | $7,100 | $10,000 | $15,847 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Bronze 9200 | Bronze | EPO | $509 | $9,200 | $9,200 | $15,305 | |
| Jefferson Health Plans | Jefferson Health Plans + Value + Gold + PPO | Gold | PPO | $509 | $1,500 | $10,600 | $16,707 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Gold + HMO | Gold | HMO | $511 | $0 | $10,600 | $16,728 | |
| Geisinger | Geisinger Marketplace All-Access HMO Pharmacy First 8500 | Expanded Bronze | HMO | $513 | $8,500 | $8,750 | $14,911 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Gold + PPO | Gold | PPO | $517 | $500 | $10,600 | $16,804 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Silver + HMO | Silver | HMO | $529 | $5,500 | $10,600 | $16,944 | |
| Capital Blue Cross (PA) | Bronze PPO 10000/0/60 | Expanded Bronze | PPO | $533 | $10,000 | $10,600 | $16,997 | |
| Geisinger | Geisinger Marketplace All-Access HMO 40/80/8400 | Expanded Bronze | HMO | $535 | $8,400 | $10,000 | $16,423 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Gold + PPO | Gold | PPO | $543 | $0 | $10,600 | $17,114 | |
| Jefferson Health Plans | Jefferson Health Plans + Balanced + Silver + HMO | Silver | HMO | $544 | $6,900 | $10,600 | $17,130 | |
| Geisinger | Geisinger Marketplace All-Access PPO 40/80/8400 | Expanded Bronze | PPO | $547 | $8,400 | $10,000 | $16,561 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Bronze 3800 | Expanded Bronze | EPO | $551 | $3,800 | $9,900 | $16,506 | |
| Capital Blue Cross (PA) | Bronze QHDHP PPO 6400/0/50 | Expanded Bronze | PPO | $554 | $6,400 | $8,300 | $14,948 | |
| Capital Blue Cross (PA) | Bronze PPO 7450/0/60 | Expanded Bronze | PPO | $556 | $7,450 | $10,100 | $16,777 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Bronze 3800 + Adult Dental and Vision | Expanded Bronze | EPO | $567 | $3,800 | $9,900 | $16,702 | |
| Geisinger | Geisinger Marketplace All-Access QHDHP PPO 7100 | Expanded Bronze | PPO | $567 | $7,100 | $7,100 | $13,903 | |
| Jefferson Health Plans | Jefferson Health Plans + Total + Silver + PPO | Silver | PPO | $573 | $4,900 | $10,600 | $17,478 | |
| Jefferson Health Plans | Jefferson Health Plans + Balanced + Silver + PPO | Silver | PPO | $581 | $2,900 | $10,600 | $17,574 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $593 | $8,450 | $10,150 | $17,263 | |
| Oscar Health | Bronze Classic | Expanded Bronze | HMO | $594 | $7,000 | $10,150 | $17,275 | |
| Oscar Health | Bronze Classic PCP Saver Plus | Expanded Bronze | HMO | $600 | $9,000 | $9,700 | $16,901 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $607 | $8,450 | $10,150 | $17,440 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | HMO | $612 | $4,700 | $9,500 | $16,844 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Silver + HMO | Silver | HMO | $612 | $0 | $10,600 | $17,948 | |
| Jefferson Health Plans | Jefferson Health Plans + $0 Deductible + Silver + PPO | Silver | PPO | $628 | $0 | $10,600 | $18,131 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Bronze 9200 | Bronze | PPO | $640 | $9,200 | $9,200 | $16,875 | |
| Oscar Health | Bronze Elite PCP Saver | Expanded Bronze | HMO | $649 | $150 | $10,150 | $17,939 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Gold 1700 HSA | Gold | EPO | $652 | $1,700 | $7,500 | $15,329 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Gold 1500 | Gold | EPO | $659 | $1,500 | $8,300 | $16,205 | |
| Geisinger | Geisinger Marketplace All-Access HMO 25/50/4000 | Gold | HMO | $660 | $4,000 | $7,450 | $15,371 | |
| Capital Blue Cross (PA) | Gold Convenience PPO 3000/0/30 | Gold | PPO | $660 | $3,000 | $6,100 | $14,021 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $661 | $0 | $10,500 | $18,437 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Gold 1500 + Adult Dental and Vision | Gold | EPO | $675 | $1,500 | $8,300 | $16,401 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $678 | $0 | $10,500 | $18,634 | |
| Geisinger | Geisinger Marketplace All-Access HMO 25/50/2500 | Gold | HMO | $683 | $2,500 | $6,500 | $14,697 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Bronze 3800 | Expanded Bronze | PPO | $692 | $3,800 | $9,900 | $18,205 | |
| Capital Blue Cross (PA) | Gold Convenience PPO 1800/0/25 | Gold | PPO | $700 | $1,800 | $8,550 | $16,947 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Bronze 3800 + Adult Dental and Vision | Expanded Bronze | PPO | $708 | $3,800 | $9,900 | $18,401 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Gold 0 | Gold | EPO | $711 | $0 | $7,500 | $16,030 | |
| Oscar Health | Gold Classic | Gold | HMO | $718 | $3,800 | $7,500 | $16,113 | |
| Geisinger | Geisinger Marketplace All-Access HMO 25/50/0 Copay Based | Gold | HMO | $725 | $0 | $10,150 | $18,851 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Gold 0 + Adult Dental and Vision | Gold | EPO | $727 | $0 | $7,500 | $16,226 | |
| Geisinger | Geisinger Marketplace All-Access HMO 20/50/3250 | Gold | HMO | $728 | $3,250 | $8,700 | $17,432 | |
| Geisinger | Geisinger Marketplace All-Access Extra HMO 10/50/500 | Gold | HMO | $728 | $500 | $8,700 | $17,432 | |
| Geisinger | Geisinger Marketplace All-Access HMO 25/50/250 | Gold | HMO | $728 | $250 | $8,450 | $17,182 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Premier Gold 0 | Gold | EPO | $730 | $0 | $6,900 | $15,662 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $736 | $800 | $7,250 | $16,080 | |
| Geisinger | Geisinger Marketplace All-Access PPO 20/50/3250 | Gold | PPO | $742 | $3,250 | $8,700 | $17,603 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Premier Gold 0 + Adult Dental and Vision | Gold | EPO | $747 | $0 | $6,900 | $15,858 | |
| Oscar Health | Gold Elite | Gold | HMO | $751 | $500 | $6,000 | $15,017 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $754 | $800 | $7,250 | $16,299 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $757 | $1,450 | $7,500 | $16,588 | |
| Capital Blue Cross (PA) | Gold PPO 2900/10/30 | Gold | PPO | $765 | $2,900 | $6,250 | $15,425 | |
| Capital Blue Cross (PA) | Silver Convenience PPO 4500/20/35 | Silver | PPO | $765 | $4,500 | $8,550 | $17,726 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $776 | $1,450 | $7,500 | $16,813 | |
| Oscar Health | Gold Elite Saver Plus | Gold | HMO | $784 | $0 | $8,500 | $17,908 | |
| Capital Blue Cross (PA) | Gold PPO 1800/10/20 | Gold | PPO | $787 | $1,800 | $8,550 | $17,993 | |
| Ambetter (Centene) | Complete Silver | Silver | HMO | $791 | $5,950 | $8,850 | $18,340 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $793 | $6,300 | $8,400 | $17,914 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Silver 6000 | Silver | EPO | $806 | $6,000 | $8,600 | $18,273 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | HMO | $810 | $5,950 | $8,850 | $18,575 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $812 | $6,300 | $8,400 | $18,149 | |
| Oscar Health | Silver Simple PCP Saver | Silver | HMO | $819 | $5,750 | $9,800 | $19,626 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Gold 1700 HSA | Gold | PPO | $820 | $1,700 | $7,500 | $17,340 | |
| Oscar Health | Silver Classic | Silver | HMO | $828 | $5,600 | $8,900 | $18,837 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Gold 1500 | Gold | PPO | $828 | $1,500 | $8,300 | $18,238 | |
| Geisinger | Geisinger Marketplace All-Access HMO 30/60/4900 | Silver | HMO | $830 | $4,900 | $9,100 | $19,062 | |
| Oscar Health | Silver Elite Saver Plus | Silver | HMO | $834 | $0 | $9,700 | $19,711 | |
| Capital Blue Cross (PA) | Gold Simple PPO 0/0/25 | Gold | PPO | $835 | $0 | $8,550 | $18,573 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Gold 1500 + Adult Dental and Vision | Gold | PPO | $845 | $1,500 | $8,300 | $18,434 | |
| Geisinger | Geisinger Marketplace All-Access PPO 30/60/4900 | Silver | PPO | $852 | $4,900 | $9,100 | $19,322 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Gold 0 | Gold | PPO | $894 | $0 | $7,500 | $18,223 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Gold 0 + Adult Dental and Vision | Gold | PPO | $910 | $0 | $7,500 | $18,419 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Premier Gold 0 | Gold | PPO | $918 | $0 | $6,900 | $17,916 | |
| Capital Blue Cross (PA) | Silver PPO 3500/0/40 Rx 250 | Silver | PPO | $925 | $3,500 | $8,700 | $19,801 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Premier Silver 0 | Silver | EPO | $929 | $0 | $9,700 | $20,846 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Premier Gold 0 + Adult Dental and Vision | Gold | PPO | $934 | $0 | $6,900 | $18,112 | |
| Highmark Blue Cross Blue Shield (PA) | my Direct Blue Lehigh Valley EPO Premier Silver 0 + Adult Dental and Vision | Silver | EPO | $945 | $0 | $9,700 | $21,042 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Silver 6000 | Silver | PPO | $1,013 | $6,000 | $8,600 | $20,760 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Premier Silver 0 | Silver | PPO | $1,168 | $0 | $9,700 | $23,713 | |
| Highmark Blue Cross Blue Shield (PA) | my Blue Access PPO Premier Silver 0 + Adult Dental and Vision | Silver | PPO | $1,184 | $0 | $9,700 | $23,908 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $345 | $554 | $708 | 29 | $7,450 | $10,000 | $16,561 |
| Silver | $529 | $812 | $1,184 | 23 | $4,900 | $9,700 | $18,575 |
| Gold | $472 | $728 | $934 | 39 | $1,000 | $7,500 | $16,728 |
| CatastrophicUnder 30 or hardship exemption only | $385 | $449 | $484 | 3 | $10,600 | $10,600 | $15,982 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.