WellSense Health Plan in Massachusetts health insurance (2026)
WellSense Health Plan sells 5 marketplace plans in 12 of 14 Massachusetts counties for 2026, from $379/mo; typical Silver $476/mo, before tax credits. Buy on Massachusetts Health Connector.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
WellSense Health Plan plans in Massachusetts
- Bronze $379–$435
- Silver $462–$530
- Gold $584–$698
- Platinum $732–$841
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 1 plan · $379–$435/mo | ||||||
| Standard High Bronze HSA: WellSense Clarity Bronze HSA 3800 Expanded Bronze | HMO | $379–$435in 12 counties | $3,800 | $8,450 | $12,995–$13,672 | — |
| Silver 1 plan · $462–$530/mo | ||||||
| Standard High Silver: WellSense Clarity Silver 2000 II | HMO | $462–$530in 12 counties | $2,000 | $10,150 | $15,690–$16,515 | — |
| Gold 2 plans · $584–$698/mo | ||||||
| Non-Standard Low Gold: WellSense Clarity Gold1750 | HMO | $584–$671in 12 counties | $1,750 | $5,500 | $12,504–$13,546 | — |
| Standard High Gold: WellSense Clarity Gold 1000 | HMO | $607–$698in 12 counties | $1,000 | $7,000 | $14,288–$15,373 | — |
| Platinum 1 plan · $732–$841/mo | ||||||
| Standard Platinum: WellSense Clarity Platinum 0 Deductible | HMO | $732–$841in 12 counties | $0 | $3,000 | $11,788–$13,096 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where WellSense Health Plan sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Barnstable County | 5 | $435–$841 | $530 |
| Berkshire County | 5 | $401–$775 | $489 |
| Bristol County | 5 | $379–$732 | $462 |
| Essex County | 5 | $390–$755 | $476 |
| Franklin County | 5 | $401–$775 | $489 |
| Hampden County | 5 | $401–$775 | $489 |
| Hampshire County | 5 | $401–$775 | $489 |
| Middlesex County | 5 | $390–$755 | $476 |
| Norfolk County | 5 | $379–$755 | $475 |
| Plymouth County | 5 | $379–$755 | $469 |
| Suffolk County | 5 | $390–$754 | $475 |
| Worcester County | 5 | $390–$827 | $499 |
Other insurers in Massachusetts
- Fallon Community Health Plan Silver $487/mo
- Health New England Silver $651/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $723/mo
- Mass General Brigham Health Plan Silver $749/mo
- Blue Cross and Blue Shield of Massachusetts Silver $901/mo
- UnitedHealthcare Silver $955/mo
All Massachusetts prices · Sorted by typical Silver price.
Frequently asked questions
How much does WellSense Health Plan health insurance cost in Massachusetts?
For plan year 2026, WellSense Health Plan marketplace plans in Massachusetts cost $379 to $841 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $390, Silver $476, Gold $626, Platinum $755. Prices depend on the county.
What is the cheapest WellSense Health Plan plan in Massachusetts?
Standard High Bronze HSA: WellSense Clarity Bronze HSA 3800 (Expanded Bronze), from $379 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does WellSense Health Plan sell marketplace plans in Massachusetts?
In 12 of Massachusetts's 14 counties, including Barnstable County, Berkshire County, Bristol County, Essex County, Franklin County, Hampden County and others.
How do I buy a WellSense Health Plan plan in Massachusetts?
On Massachusetts Health Connector (https://www.mahealthconnector.org/), the official marketplace for Massachusetts, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.