Harvard Pilgrim / Tufts (Point32Health) in Massachusetts health insurance (2026)
Harvard Pilgrim / Tufts (Point32Health) sells 12 marketplace plans in every Massachusetts county for 2026, from $414/mo; typical Silver $723/mo, before tax credits. Buy on Massachusetts Health Connector.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Harvard Pilgrim / Tufts (Point32Health) plans in Massachusetts
- Bronze $414–$784
- Silver $486–$1,019
- Gold $618–$1,117
- Platinum $763–$1,355
- Catastrophic $365–$466
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $414–$784/mo | ||||||
| Standard High Bronze: Tufts Health Direct Bronze 2900 Expanded Bronze | HMO | $414–$528in 12 counties | $2,900 | $10,150 | $15,122–$16,486 | — |
| Standard High Bronze HSA - Flex Expanded Bronze | HMO | $618–$763in 14 counties | $3,800 | $8,450 | $15,866–$17,604 | — |
| Non-Standard Bronze: HMO 3500 - Flex Expanded Bronze | HMO | $635–$784in 14 counties | $3,500 | $8,900 | $16,518–$18,304 | — |
| Silver 2 plans · $486–$1,019/mo | ||||||
| Standard High Silver: Tufts Health Direct Silver 2000 II | HMO | $486–$620in 12 counties | $2,000 | $10,150 | $15,984–$17,585 | — |
| Standard Silver II | HMO | $826–$1,019in 14 counties | $2,000 | $10,150 | $20,057–$22,379 | — |
| Gold 4 plans · $618–$1,117/mo | ||||||
| Non-Standard Low Gold: Tufts Health Direct Gold 1600 | HMO | $618–$788in 12 counties | $1,600 | $5,900 | $13,317–$15,353 | — |
| Standard High Gold: Tufts Health Direct Gold 1000 | HMO | $631–$805in 12 counties | $1,000 | $7,000 | $14,578–$16,657 | — |
| Non-Standard Gold: HMO 2000 Value II - Flex | HMO | $774–$955in 14 counties | $2,000 | $5,750 | $15,033–$17,209 | — |
| Standard High Gold | HMO | $905–$1,117in 14 counties | $1,000 | $7,000 | $17,856–$20,400 | — |
| Platinum 2 plans · $763–$1,355/mo | ||||||
| Standard Platinum: Tufts Health Direct Platinum | HMO | $763–$973in 12 counties | $0 | $3,000 | $12,161–$14,676 | — |
| Standard Platinum - Flex | HMO | $1,098–$1,355in 14 counties | $0 | $3,000 | $16,176–$19,265 | — |
| Catastrophic 1 plan · $365–$466/mo | ||||||
| Tufts Health Direct Catastrophic | HMO | $365–$466in 12 counties | $10,600 | $10,600 | $14,983–$16,186 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Harvard Pilgrim / Tufts (Point32Health) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Barnstable County | 12 | $528–$1,355 | $819 |
| Berkshire County | 12 | $414–$1,098 | $656 |
| Bristol County | 12 | $431–$1,192 | $701 |
| Dukes County | 6 | $763–$1,355 | $1,019 |
| Essex County | 12 | $440–$1,220 | $717 |
| Franklin County | 12 | $414–$1,098 | $656 |
| Hampden County | 12 | $414–$1,098 | $656 |
| Hampshire County | 12 | $414–$1,098 | $656 |
| Middlesex County | 12 | $432–$1,236 | $704 |
| Nantucket County | 6 | $763–$1,355 | $1,019 |
| Norfolk County | 12 | $431–$1,236 | $704 |
| Plymouth County | 12 | $431–$1,192 | $704 |
| Suffolk County | 12 | $432–$1,236 | $718 |
| Worcester County | 12 | $440–$1,186 | $696 |
Other insurers in Massachusetts
- WellSense Health Plan Silver $476/mo
- Fallon Community Health Plan Silver $487/mo
- Health New England Silver $651/mo
- Mass General Brigham Health Plan Silver $749/mo
- Blue Cross and Blue Shield of Massachusetts Silver $901/mo
- UnitedHealthcare Silver $955/mo
All Massachusetts prices · Sorted by typical Silver price.
Frequently asked questions
How much does Harvard Pilgrim / Tufts (Point32Health) health insurance cost in Massachusetts?
For plan year 2026, Harvard Pilgrim / Tufts (Point32Health) marketplace plans in Massachusetts cost $414 to $1,355 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $658, Silver $723, Gold $795, Platinum $1,035. Prices depend on the county.
What is the cheapest Harvard Pilgrim / Tufts (Point32Health) plan in Massachusetts?
Standard High Bronze: Tufts Health Direct Bronze 2900 (Expanded Bronze), from $414 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Harvard Pilgrim / Tufts (Point32Health) sell marketplace plans in Massachusetts?
In all 14 counties of Massachusetts.
How do I buy a Harvard Pilgrim / Tufts (Point32Health) plan in Massachusetts?
On Massachusetts Health Connector (https://www.mahealthconnector.org/), the official marketplace for Massachusetts, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.