Health insurance prices in Cleveland County, OK (2026)
94 marketplace plans from 7 insurers. Cheapest plan $436/mo; typical Silver $669/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $436–$987 (typical $519) · Silver $561–$1,300 (typical $669) · Gold $579–$1,261 (typical $709) · Catastrophic $314–$913 (typical $614)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 14 | $436 | $466 | $577 | $579 | Bronze Simple | |
| Ambetter (Centene) | 20 | $449 | $469 | $582 | $642 | Everyday Bronze | |
| CommunityCare | 10 | $509 | $517 | $668 | $667 | CommunityCare Expanded Bronze Standardized | |
| UnitedHealthcareUnitedHealth Group | 13 | $495 | $524 | $716 | $722 | UHC Bronze Essential (No Referrals) | |
| Mending Health | 6 | $543 | $548 | $742 | $737 | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | |
| Blue Cross and Blue Shield of OklahomaHCSC (Blue Cross Blue Shield company) | 22 | $515 | $610 | $824 | $802 | MyBlue Bronze HMO℠ 902 | |
| Medica | 9 | $642 | $655 | $907 | $868 | Harmony by Medica Bronze $0 Copay PCP Visits |
All 94 plans in Cleveland County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| CommunityCare | CommunityCare Catastrophic | Catastrophic | HMO | $314 | $10,600 | $10,600 | $14,368 | |
| Oscar Health | Bronze Simple | Expanded Bronze | PPO | $436 | $9,000 | $10,600 | $15,833 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | PPO | $449 | $8,450 | $10,150 | $15,543 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | PPO | $450 | $7,500 | $10,000 | $15,397 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | PPO | $456 | $7,500 | $10,000 | $15,469 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | PPO | $465 | $5,500 | $10,150 | $15,730 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | PPO | $468 | $5,500 | $10,150 | $15,763 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | PPO | $469 | $8,450 | $10,150 | $15,773 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | PPO | $469 | $7,500 | $10,000 | $15,626 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | PPO | $474 | $5,500 | $10,150 | $15,842 | |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | HMO | $495 | $10,600 | $10,600 | $16,545 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | PPO | $506 | $0 | $10,150 | $16,220 | |
| CommunityCare | CommunityCare Expanded Bronze Standardized | Expanded Bronze | HMO | $509 | $7,500 | $10,000 | $16,108 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | HMO | $513 | $7,500 | $10,000 | $16,161 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 902 | Bronze | HMO | $515 | $10,600 | $10,600 | $16,784 | |
| CommunityCare | CommunityCare Bronze IH223 | Expanded Bronze | HMO | $517 | $5,000 | $7,500 | $13,709 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | PPO | $519 | $0 | $10,500 | $16,729 | |
| CommunityCare | CommunityCare Bronze IH224 | Expanded Bronze | HMO | $520 | $7,150 | $7,150 | $13,388 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | HMO | $535 | $7,500 | $10,000 | $16,424 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ Standard | Expanded Bronze | HMO | $539 | $7,500 | $10,000 | $16,467 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | HMO | $540 | $0 | $10,600 | $17,080 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | PPO | $541 | $0 | $10,500 | $16,994 | |
| Mending Health | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Expanded Bronze | HMO | $543 | $4,950 | $10,150 | $16,663 | |
| Mending Health | MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Expanded Bronze | HMO | $553 | $7,500 | $10,000 | $16,642 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 904 | Bronze | HMO | $556 | $4,500 | $10,150 | $16,826 | |
| Ambetter (Centene) | Standard Silver | Silver | PPO | $561 | $6,000 | $8,900 | $15,635 | |
| Ambetter (Centene) | Focused Silver | Silver | PPO | $568 | $6,300 | $8,400 | $15,215 | |
| Oscar Health | Silver Simple PCP Saver | Silver | PPO | $570 | $5,750 | $8,600 | $15,440 | |
| Oscar Health | Silver Classic Standard | Silver | PPO | $572 | $6,000 | $8,900 | $15,759 | |
| Oscar Health | Silver Simple Diabetes | Silver | PPO | $575 | $6,500 | $10,000 | $16,902 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | PPO | $577 | $6,500 | $9,600 | $16,525 | |
| Ambetter (Centene) | Enhanced Asthma/COPD Care Silver with $0 Drug Options | Silver | PPO | $578 | $5,900 | $8,150 | $15,087 | |
| Oscar Health | Gold Classic Standard | Gold | PPO | $579 | $2,000 | $8,200 | $15,145 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | PPO | $579 | $5,000 | $8,650 | $15,596 | |
| Oscar Health | Silver Simple Chronic Care CKM | Silver | PPO | $583 | $5,900 | $10,150 | $17,147 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | PPO | $585 | $6,000 | $8,900 | $15,922 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | PPO | $586 | $6,000 | $10,150 | $17,180 | |
| Oscar Health | Silver Elite Saver Plus | Silver | PPO | $590 | $0 | $10,150 | $17,233 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | PPO | $592 | $6,300 | $8,400 | $15,506 | |
| Ambetter (Centene) | Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | PPO | $603 | $5,900 | $8,150 | $15,382 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | PPO | $603 | $5,000 | $8,650 | $15,892 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronze | PPO | $610 | $6,800 | $10,600 | $17,918 | |
| Ambetter (Centene) | Standard Gold | Gold | PPO | $610 | $2,000 | $8,200 | $15,523 | |
| Ambetter (Centene) | Everyday Gold | Gold | PPO | $621 | $800 | $7,250 | $14,702 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | PPO | $636 | $2,000 | $8,200 | $15,835 | |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits | Expanded Bronze | PPO | $642 | $7,500 | $10,600 | $18,302 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Expanded Bronze | PPO | $647 | $7,500 | $10,000 | $17,768 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | PPO | $647 | $800 | $7,250 | $15,019 | |
| Medica | Harmony by Medica Expanded Bronze Standard | Expanded Bronze | PPO | $655 | $7,500 | $10,000 | $17,864 | |
| CommunityCare | CommunityCare Silver Standardized | Silver | HMO | $662 | $6,000 | $8,900 | $16,839 | |
| CommunityCare | CommunityCare Gold L21 | Gold | HMO | $667 | $3,800 | $7,500 | $15,502 | |
| CommunityCare | CommunityCare Gold Standardized | Gold | HMO | $667 | $2,000 | $8,200 | $16,209 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 804 | Gold | HMO | $668 | $1,000 | $10,600 | $18,619 | |
| CommunityCare | CommunityCare Silver SLIH223 | Silver | HMO | $668 | $6,600 | $7,800 | $15,820 | |
| CommunityCare | CommunityCare Silver L21 | Silver | HMO | $669 | $7,000 | $7,600 | $15,631 | |
| CommunityCare | CommunityCare Gold IH221 | Gold | HMO | $671 | $1,100 | $8,500 | $16,552 | |
| Medica | Harmony by Medica Bronze Premier | Expanded Bronze | PPO | $678 | $2,000 | $10,600 | $18,732 | |
| Mending Health | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Gold | HMO | $692 | $0 | $8,800 | $17,106 | |
| Mending Health | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Silver | HMO | $697 | $2,300 | $10,150 | $18,513 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Expanded Bronze | PPO | $697 | $4,500 | $8,300 | $16,667 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | HMO | $702 | $6,000 | $8,900 | $17,327 | |
| Ambetter (Centene) | Elite Gold | Gold | PPO | $703 | $0 | $6,500 | $14,931 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | HMO | $704 | $2,000 | $8,200 | $16,646 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 704 | Gold | HMO | $708 | $1,000 | $7,000 | $15,491 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | HMO | $708 | $2,900 | $9,500 | $17,994 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 705 | Silver | HMO | $710 | $2,950 | $10,150 | $18,676 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Gold | HMO | $711 | $2,000 | $7,000 | $15,531 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 803 | Silver | HMO | $715 | $3,000 | $10,600 | $19,175 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ Standard | Gold | HMO | $716 | $2,000 | $8,200 | $16,790 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | HMO | $716 | $2,600 | $9,200 | $17,795 | |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ Standard | Silver | HMO | $726 | $6,000 | $8,900 | $17,611 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $730 | $2,900 | $9,500 | $18,257 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | PPO | $733 | $0 | $6,500 | $15,290 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | HMO | $733 | $2,000 | $7,000 | $15,794 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | HMO | $738 | $2,600 | $9,200 | $18,058 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | HMO | $743 | $0 | $7,000 | $15,916 | |
| Mending Health | MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | Gold | HMO | $783 | $2,000 | $8,200 | $17,593 | |
| Mending Health | MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | Silver | HMO | $788 | $6,000 | $8,900 | $18,357 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Gold | PPO | $802 | $1,050 | $10,600 | $20,229 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Silver | PPO | $824 | $3,500 | $10,600 | $20,490 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Gold | PPO | $826 | $1,100 | $8,600 | $18,506 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Gold | PPO | $855 | $2,000 | $8,200 | $18,455 | |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits | Gold | PPO | $857 | $1,500 | $8,800 | $19,081 | |
| Medica | Harmony by Medica Gold Share | Gold | PPO | $868 | $2,500 | $5,900 | $16,312 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Silver | PPO | $869 | $6,000 | $8,900 | $19,324 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Silver | PPO | $874 | $1,025 | $10,150 | $20,640 | |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits | Silver | PPO | $905 | $3,500 | $10,450 | $21,315 | |
| Medica | Harmony by Medica Silver Share | Silver | PPO | $907 | $3,525 | $8,850 | $19,733 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrophic | PPO | $913 | $10,600 | $10,600 | $21,556 | |
| Medica | Harmony by Medica Gold Standard | Gold | PPO | $937 | $2,000 | $8,200 | $19,450 | |
| Medica | Harmony by Medica Silver Standard | Silver | PPO | $965 | $6,000 | $8,900 | $20,475 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Expanded Bronze | PPO | $987 | $7,500 | $10,000 | $21,841 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Gold | PPO | $1,261 | $2,000 | $8,200 | $23,327 | |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Silver | PPO | $1,300 | $6,000 | $8,900 | $24,500 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $436 | $519 | $987 | 31 | $7,500 | $10,150 | $16,467 |
| Silver | $561 | $669 | $1,300 | 35 | $5,900 | $8,900 | $17,233 |
| Gold | $579 | $709 | $1,261 | 26 | $2,000 | $8,200 | $16,260 |
| CatastrophicUnder 30 or hardship exemption only | $314 | $614 | $913 | 2 | $10,600 | $10,600 | $17,962 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.