Health insurance prices in Esmeralda County, NV (2026)
62 marketplace plans from 4 insurers. Cheapest plan $642/mo; typical Silver $937/mo. Official marketplace: Nevada Health Link (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 4.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $642–$822 (typical $742) · Silver $830–$1,057 (typical $937) · Gold $1,015–$1,381 (typical $1,075) · Catastrophic $621–$621 (typical $621)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Health Plan of Nevada (UnitedHealthcare)UnitedHealth Group | 9 | $642 | $723 | $830 | $1,297 | Battle Born State Plan MyHPN Bronze 1.4 | |
| Ambetter (Centene) | 21 | $729 | $759 | $932 | $1,056 | Everyday Bronze | |
| Anthem Blue Cross Blue Shield (NV)Elevance Health (Blue Cross Blue Shield company) | 15 | $729 | $761 | $940 | $1,381 | Anthem Bronze 10600 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | |
| CareSource | 17 | $717 | $726 | $943 | $1,071 | Low Premium Bronze 10600 $25 Generic Drugs |
All 62 plans in Esmeralda County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (NV) | Anthem Catastrophic (+ Incentives) | Catastrophic | HMO | $621 | $10,600 | $10,600 | $18,053 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Bronze 1.4 | Expanded Bronze | HMO | $642 | $10,600 | $10,600 | $18,302 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $717 | $10,600 | $10,600 | $19,209 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Bronze 7800 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | HMO | $723 | $7,800 | $10,600 | $19,280 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $725 | $10,600 | $10,600 | $19,299 | |
| CareSource | Core Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $727 | $7,500 | $10,000 | $18,726 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 10600 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $729 | $10,600 | $10,600 | $19,349 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $729 | $8,450 | $10,150 | $18,901 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 8200 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Bronze | HMO | $732 | $8,200 | $10,600 | $19,383 | |
| CareSource | Core Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $735 | $7,500 | $10,000 | $18,815 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Bronze | Expanded Bronze | HMO | $748 | $5,750 | $7,550 | $16,532 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Bronze 8450 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | HMO | $756 | $8,450 | $9,800 | $18,872 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $759 | $8,450 | $10,150 | $19,254 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $759 | $5,500 | $10,600 | $19,712 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 6000 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $763 | $6,000 | $10,600 | $19,756 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 7000 Adult Dental/Vision ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $786 | $7,000 | $10,600 | $20,029 | |
| Ambetter (Centene) | Choice Bronze HSA | Expanded Bronze | HMO | $790 | $7,250 | $7,250 | $16,727 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 8050 for HSA (+ Incentives) | Expanded Bronze | HMO | $797 | $8,050 | $8,050 | $17,608 | |
| Ambetter (Centene) | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | HMO | $822 | $7,250 | $7,250 | $17,108 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Silver 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $830 | $7,200 | $8,485 | $18,441 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Silver | Silver | HMO | $830 | $7,600 | $8,400 | $18,358 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Silver 1.4 | Silver | HMO | $830 | $5,600 | $8,100 | $18,058 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $865 | $8,000 | $8,400 | $18,775 | |
| CareSource | Low Premium Silver Medicaid Transition Plan | Silver | HMO | $892 | $6,200 | $9,800 | $20,507 | |
| Ambetter (Centene) | Clarity Silver + Vision + Adult Dental | Silver | HMO | $899 | $8,000 | $8,400 | $19,193 | |
| CareSource | Low Premium Silver Medicaid Transition Plan + Adult Vision & Fitness | Silver | HMO | $900 | $6,200 | $9,800 | $20,596 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $917 | $5,500 | $9,700 | $20,706 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 6800 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $927 | $6,800 | $8,900 | $20,019 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $930 | $6,300 | $8,400 | $19,565 | |
| Ambetter (Centene) | Complete Silver | Silver | HMO | $932 | $5,950 | $8,850 | $20,034 | |
| Ambetter (Centene) | Principal Silver | Silver | HMO | $935 | $8,200 | $8,200 | $19,416 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 6500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $937 | $6,500 | $8,000 | $19,242 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $937 | $5,000 | $9,500 | $20,744 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 4200 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $940 | $4,200 | $8,500 | $19,775 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $943 | $5,000 | $9,500 | $20,817 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $945 | $5,000 | $9,500 | $20,834 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $947 | $3,500 | $10,600 | $21,969 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $951 | $5,000 | $9,500 | $20,906 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $968 | $6,300 | $8,400 | $20,014 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | HMO | $970 | $5,950 | $8,850 | $20,484 | |
| Ambetter (Centene) | Principal Silver + Vision + Adult Dental | Silver | HMO | $972 | $8,200 | $8,200 | $19,867 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 5/Medicaid Transition Plan | Silver | HMO | $979 | $5,200 | $9,750 | $21,498 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3300 Adult Dental/Vision ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $995 | $3,300 | $8,300 | $20,236 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3600 for HSA (+ Incentives) | Silver | HMO | $997 | $3,600 | $6,000 | $17,969 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $1,015 | $800 | $7,250 | $19,433 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Gold | Gold | HMO | $1,020 | $1,350 | $6,100 | $18,338 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Gold 1.4 | Gold | HMO | $1,034 | $1,150 | $8,500 | $20,902 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $1,049 | $1,450 | $7,500 | $20,082 | |
| CareSource | Low Premium Gold 1500 $20 Generic Drugs | Gold | HMO | $1,053 | $1,500 | $8,400 | $21,034 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $1,056 | $800 | $7,250 | $19,923 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $1,057 | $5,500 | $5,500 | $18,180 | |
| CareSource | Low Premium Gold 1500 $20 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $1,060 | $1,500 | $8,400 | $21,123 | |
| CareSource | Healthy Heart Gold Medicaid Transition Plan $0 Chronic Care Services | Gold | HMO | $1,067 | $3,000 | $8,500 | $21,305 | |
| CareSource | Healthy Heart Gold Medicaid Transition Plan $0 Chronic Care Services + Adult Vision & Fitness | Gold | HMO | $1,075 | $3,000 | $8,500 | $21,395 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $1,079 | $3,000 | $8,500 | $21,442 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $1,086 | $3,000 | $8,500 | $21,532 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $1,091 | $1,450 | $7,500 | $20,589 | |
| Ambetter (Centene) | Elite Gold | Gold | HMO | $1,133 | $0 | $6,500 | $20,100 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | HMO | $1,179 | $0 | $6,500 | $20,647 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Gold 750 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Gold | HMO | $1,297 | $750 | $7,000 | $22,562 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Gold 1450 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Gold | HMO | $1,345 | $1,450 | $7,500 | $23,640 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Gold 1100 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Gold | HMO | $1,381 | $1,100 | $6,800 | $23,378 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $642 | $742 | $822 | 18 | $7,925 | $10,375 | $19,055 |
| Silver | $830 | $937 | $1,057 | 26 | $5,950 | $8,492 | $20,016 |
| Gold | $1,015 | $1,075 | $1,381 | 17 | $1,450 | $7,500 | $21,034 |
| CatastrophicUnder 30 or hardship exemption only | $621 | $621 | $621 | 1 | $10,600 | $10,600 | $18,053 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.