Health insurance prices in Clark County, NV (2026)
106 marketplace plans from 7 insurers. Cheapest plan $377/mo; typical Silver $540/mo. Official marketplace: Nevada Health Link (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $377–$611 (typical $427) · Silver $469–$726 (typical $540) · Gold $577–$848 (typical $622) · Catastrophic $336–$381 (typical $358)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Imperial Health Plan | 5 | $377 | $377 | $475 | $592 | Imperial Standard Bronze | |
| Health Plan of Nevada (UnitedHealthcare)UnitedHealth Group | 28 | $391 | $420 | $516 | $681 | Virtual HPN | |
| SelectHealthIntermountain Health | 10 | $442 | $451 | $526 | $731 | Value Exp Bronze 9900 Health Deductible - No deductible for office visits | |
| Ambetter (Centene) | 21 | $417 | $434 | $533 | $604 | Everyday Bronze | |
| CareSource | 17 | $410 | $415 | $539 | $612 | Low Premium Bronze 10600 $25 Generic Drugs | |
| Molina Healthcare | 2 | $549 Silver | no Bronze | $549 | $662 | Molina Silver Core Plus with Adult Vision | |
| Anthem Blue Cross Blue Shield (NV)Elevance Health (Blue Cross Blue Shield company) | 23 | $421 | $466 | $575 | $822 | Anthem Bronze Convenient Care 8500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) |
All 106 plans in Clark County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Catastrophic Plan | Catastrophic | HMO | $336 | $10,600 | $10,600 | $14,629 | |
| Imperial Health Plan | Imperial Standard Bronze | Expanded Bronze | HMO | $377 | $7,500 | $10,000 | $14,519 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Catastrophic (+ Incentives) | Catastrophic | HMO | $381 | $10,600 | $10,600 | $15,173 | |
| Health Plan of Nevada (UnitedHealthcare) | Virtual HPN | Expanded Bronze | HMO | $391 | $10,600 | $10,600 | $15,294 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Select Network Bronze 1 | Bronze | HMO | $394 | $9,450 | $9,450 | $14,173 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Bronze 3 | Expanded Bronze | HMO | $408 | $10,600 | $10,600 | $15,500 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Select Network Plus Bronze 1 | Bronze | HMO | $409 | $8,700 | $8,700 | $13,612 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Bronze 7800 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | HMO | $410 | $7,800 | $10,600 | $15,515 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $410 | $10,600 | $10,600 | $15,519 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $414 | $10,600 | $10,600 | $15,570 | |
| CareSource | Core Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $415 | $7,500 | $10,000 | $14,985 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $417 | $8,450 | $10,150 | $15,151 | |
| CareSource | Core Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $420 | $7,500 | $10,000 | $15,037 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Bronze 2 - Medicaid Transition Plan | Expanded Bronze | HMO | $420 | $10,600 | $10,600 | $15,646 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze Convenient Care 8500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $421 | $8,500 | $10,600 | $15,646 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Plus Bronze 4 | Expanded Bronze | HMO | $421 | $10,600 | $10,600 | $15,656 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze Convenient Care 7500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $423 | $7,500 | $10,600 | $15,679 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Bronze | Expanded Bronze | HMO | $424 | $5,750 | $7,550 | $12,635 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Plus Bronze 6 | Expanded Bronze | HMO | $426 | $8,100 | $9,850 | $14,959 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Bronze 8450 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Expanded Bronze | HMO | $428 | $8,450 | $9,800 | $14,937 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $434 | $8,450 | $10,150 | $15,352 | |
| SelectHealth | Value Exp Bronze 9900 Health Deductible - No deductible for office visits | Expanded Bronze | HMO | $442 | $9,900 | $9,900 | $15,203 | |
| SelectHealth | Value Exp Bronze 7500 Medical Deductible - No deductible for PCP or urgent care visits | Expanded Bronze | HMO | $445 | $7,500 | $10,150 | $15,487 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Plus Bronze 5 | Expanded Bronze | HMO | $446 | $7,800 | $9,550 | $14,898 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 10600 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $447 | $10,600 | $10,600 | $15,968 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 8200 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Bronze | HMO | $449 | $8,200 | $10,600 | $15,989 | |
| Ambetter (Centene) | Choice Bronze HSA | Expanded Bronze | HMO | $451 | $7,250 | $7,250 | $12,666 | |
| SelectHealth | Med Exp Bronze 9900 Health Deductible - No deductible for office visits | Expanded Bronze | EPO | $457 | $9,900 | $9,900 | $15,389 | |
| SelectHealth | Med Exp Bronze 7500 Medical Deductible - No deductible for PCP or urgent care visits | Expanded Bronze | EPO | $460 | $7,500 | $10,150 | $15,673 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Copay Focus Bronze 1 | Expanded Bronze | HMO | $464 | $0 | $10,600 | $16,169 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $466 | $5,500 | $10,600 | $16,191 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 6000 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $468 | $6,000 | $10,600 | $16,218 | |
| Imperial Health Plan | Imperial Standard Silver | Silver | HMO | $469 | $6,000 | $8,900 | $14,527 | |
| Ambetter (Centene) | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | HMO | $469 | $7,250 | $7,250 | $12,884 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Silver 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $470 | $7,200 | $8,485 | $14,123 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Select Network Silver 1 | Silver | HMO | $470 | $7,000 | $8,200 | $13,838 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Silver | Silver | HMO | $470 | $7,600 | $8,400 | $14,038 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Select Network Silver 3 | Silver | HMO | $476 | $5,600 | $8,450 | $14,159 | |
| Imperial Health Plan | Imperial Preferred Silver | Silver | HMO | $480 | $7,500 | $9,500 | $15,264 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 7000 Adult Dental/Vision ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $482 | $7,000 | $10,600 | $16,386 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze 8050 for HSA (+ Incentives) | Expanded Bronze | HMO | $489 | $8,050 | $8,050 | $13,915 | |
| SelectHealth | Value Silver 7500 Health Deductible - No deductible for office visits | Silver | HMO | $493 | $7,500 | $8,500 | $14,417 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $494 | $8,000 | $8,400 | $14,329 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Select Network Silver 4 | Silver | HMO | $503 | $6,000 | $9,000 | $15,038 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Select Network Silver 1 | Silver | HMO | $504 | $5,450 | $9,300 | $15,344 | |
| CareSource | Low Premium Silver Medicaid Transition Plan | Silver | HMO | $510 | $6,200 | $9,800 | $15,917 | |
| SelectHealth | Med Silver 7500 Health Deductible - No deductible for office visits | Silver | EPO | $510 | $7,500 | $8,500 | $14,624 | |
| Ambetter (Centene) | Clarity Silver + Vision + Adult Dental | Silver | HMO | $514 | $8,000 | $8,400 | $14,568 | |
| CareSource | Low Premium Silver Medicaid Transition Plan + Adult Vision & Fitness | Silver | HMO | $514 | $6,200 | $9,800 | $15,968 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 11 | Silver | HMO | $516 | $6,500 | $8,900 | $15,098 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver Convenient Care 5000 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $529 | $5,000 | $8,500 | $14,847 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $532 | $6,300 | $8,400 | $14,780 | |
| Ambetter (Centene) | Complete Silver | Silver | HMO | $533 | $5,950 | $8,850 | $15,241 | |
| Ambetter (Centene) | Principal Silver | Silver | HMO | $534 | $8,200 | $8,200 | $14,610 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $535 | $5,000 | $9,500 | $15,924 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver Convenient Care 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $536 | $5,500 | $8,600 | $15,036 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $539 | $5,000 | $9,500 | $15,966 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $540 | $5,000 | $9,500 | $15,976 | |
| SelectHealth | Value Silver 5000 Medical Deductible - No deductible for office visits | Silver | HMO | $541 | $5,000 | $8,000 | $14,488 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver Convenient Care 4500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $543 | $4,500 | $8,000 | $14,516 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $543 | $5,000 | $9,500 | $16,017 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 10 | Silver | HMO | $547 | $4,000 | $7,300 | $13,858 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Vision | Silver | HMO | $549 | $6,000 | $8,990 | $15,583 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $553 | $6,300 | $8,400 | $15,037 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | HMO | $554 | $5,950 | $8,850 | $15,498 | |
| Ambetter (Centene) | Principal Silver + Vision + Adult Dental | Silver | HMO | $556 | $8,200 | $8,200 | $14,867 | |
| SelectHealth | Med Silver 5000 Medical Deductible - No deductible for office visits | Silver | EPO | $560 | $5,000 | $8,000 | $14,716 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $563 | $5,500 | $9,700 | $16,453 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 6800 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $569 | $6,800 | $8,900 | $15,722 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 6500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $575 | $6,500 | $8,000 | $14,897 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 4200 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $577 | $4,200 | $8,500 | $15,418 | |
| Ambetter (Centene) | Battle Born State Plan Ambetter PCP Referral Required Gold | Gold | HMO | $577 | $1,350 | $6,100 | $13,029 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 1.1 | Silver | HMO | $578 | $5,400 | $9,700 | $16,634 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 12 | Silver | HMO | $580 | $7,000 | $8,950 | $15,910 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $580 | $800 | $7,250 | $14,212 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $581 | $3,500 | $10,600 | $17,575 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Silver 5/Medicaid Transition Plan | Silver | HMO | $582 | $5,200 | $9,750 | $16,735 | |
| Imperial Health Plan | Imperial Standard Gold | Gold | HMO | $588 | $2,000 | $8,200 | $15,257 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Copay Focus Silver 1 | Silver | HMO | $592 | $0 | $10,600 | $17,702 | |
| Imperial Health Plan | Imperial Preferred Gold | Gold | HMO | $596 | $1,200 | $8,000 | $15,152 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $599 | $1,450 | $7,500 | $14,690 | |
| CareSource | Low Premium Gold 1500 $20 Generic Drugs | Gold | HMO | $602 | $1,500 | $8,400 | $15,618 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $604 | $800 | $7,250 | $14,492 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $604 | $5,500 | $5,500 | $12,744 | |
| CareSource | Low Premium Gold 1500 $20 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $606 | $1,500 | $8,400 | $15,669 | |
| CareSource | Healthy Heart Gold Medicaid Transition Plan $0 Chronic Care Services | Gold | HMO | $610 | $3,000 | $8,500 | $15,816 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3300 Adult Dental/Vision ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | HMO | $610 | $3,300 | $8,300 | $15,623 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Bronze EPO 6300 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Expanded Bronze | EPO | $611 | $6,300 | $9,100 | $16,430 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver 3600 for HSA (+ Incentives) | Silver | HMO | $612 | $3,600 | $6,000 | $13,344 | |
| CareSource | Healthy Heart Gold Medicaid Transition Plan $0 Chronic Care Services + Adult Vision & Fitness | Gold | HMO | $614 | $3,000 | $8,500 | $15,868 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $616 | $3,000 | $8,500 | $15,895 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $620 | $3,000 | $8,500 | $15,946 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan MyHPN Select Network Gold 1 | Gold | HMO | $622 | $900 | $8,600 | $16,069 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $623 | $1,450 | $7,500 | $14,980 | |
| Ambetter (Centene) | Elite Gold | Gold | HMO | $648 | $0 | $6,500 | $14,272 | |
| Molina Healthcare | Molina Gold Core Plus with Adult Vision | Gold | HMO | $662 | $1,640 | $8,100 | $16,049 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Select Network Gold 1 | Gold | HMO | $674 | $2,000 | $8,500 | $16,584 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | HMO | $674 | $0 | $6,500 | $14,585 | |
| Health Plan of Nevada (UnitedHealthcare) | MyHPN Gold 6 | Gold | HMO | $681 | $1,800 | $7,900 | $16,076 | |
| SelectHealth | Value Gold 1500 Medical Deductible - No deductible for office visits | Gold | HMO | $718 | $1,500 | $8,500 | $17,118 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Silver EPO 5500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Silver | EPO | $726 | $5,500 | $8,500 | $17,216 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Gold 750 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Gold | HMO | $734 | $750 | $7,000 | $15,812 | |
| SelectHealth | Med Gold 1500 Medical Deductible - No deductible for office visits | Gold | EPO | $743 | $1,500 | $8,500 | $17,420 | |
| Health Plan of Nevada (UnitedHealthcare) | Battle Born State Plan Anthem Gold 1450 ($0 Virtual PCP+$0 Select Drugs+Incentives) | Gold | HMO | $762 | $1,450 | $7,500 | $16,639 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Gold Convenient Care 1000 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Gold | HMO | $796 | $1,000 | $6,000 | $15,551 | |
| Anthem Blue Cross Blue Shield (NV) | Anthem Gold 1100 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) | Gold | HMO | $848 | $1,100 | $6,800 | $16,972 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $377 | $427 | $611 | 34 | $8,075 | $10,150 | $15,438 |
| Silver | $469 | $540 | $726 | 45 | $5,950 | $8,500 | $15,038 |
| Gold | $577 | $622 | $848 | 25 | $1,450 | $8,000 | $15,812 |
| CatastrophicUnder 30 or hardship exemption only | $336 | $358 | $381 | 2 | $10,600 | $10,600 | $14,901 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.