Ambetter (Centene) in Michigan health insurance (2026)
Ambetter (Centene) sells 9 marketplace plans in 30 of 83 Michigan counties for 2026, from $385/mo; typical Silver $461/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Ambetter (Centene) plans in Michigan
- Silver $385–$618
- Gold $409–$747
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Silver 3 plans · $385–$618/mo | ||||||
| Clear Silver | HMO | $385–$591in 30 counties | $7,000 | $7,000 | $11,620–$14,095 | Benefits summary Find doctors |
| Standard Silver | HMO | $388–$596in 30 counties | $6,000 | $8,900 | $13,556–$16,051 | Benefits summary Find doctors |
| Standard Silver + Vision + Adult Dental | HMO | $402–$618in 30 counties | $6,000 | $8,900 | $13,728–$16,314 | Benefits summary Find doctors |
| Gold 6 plans · $409–$747/mo | ||||||
| Standard Gold | HMO | $409–$629in 30 counties | $2,000 | $8,200 | $13,113–$15,745 | Benefits summary Find doctors |
| Everyday Gold | HMO | $416–$639in 30 counties | $800 | $7,250 | $12,240–$14,913 | Benefits summary Find doctors |
| Standard Gold + Vision + Adult Dental | HMO | $424–$652in 30 counties | $2,000 | $8,200 | $13,294–$16,023 | Benefits summary Find doctors |
| Everyday Gold + Vision + Adult Dental | HMO | $431–$662in 30 counties | $800 | $7,250 | $12,423–$15,195 | Benefits summary Find doctors |
| Elite Gold | HMO | $469–$720in 30 counties | $0 | $6,500 | $12,128–$15,143 | Benefits summary Find doctors |
| Elite Gold + Vision + Adult Dental | HMO | $486–$747in 30 counties | $0 | $6,500 | $12,335–$15,461 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Ambetter (Centene) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Allegan County | 9 | $471–$594 | $474 |
| Barry County | 9 | $471–$594 | $474 |
| Berrien County | 9 | $505–$638 | $509 |
| Calhoun County | 9 | $446–$564 | $450 |
| Cass County | 9 | $505–$638 | $509 |
| Genesee County | 9 | $385–$486 | $388 |
| Hillsdale County | 9 | $445–$562 | $448 |
| Ingham County | 9 | $445–$562 | $448 |
| Jackson County | 9 | $445–$562 | $448 |
| Kalamazoo County | 9 | $446–$564 | $450 |
| Kent County | 9 | $591–$747 | $596 |
| Lake County | 9 | $591–$747 | $596 |
| Lapeer County | 9 | $385–$486 | $388 |
| Mason County | 9 | $591–$747 | $596 |
| Mecosta County | 9 | $591–$747 | $596 |
| Montcalm County | 9 | $591–$747 | $596 |
| Muskegon County | 9 | $591–$747 | $596 |
| Newaygo County | 9 | $591–$747 | $596 |
| Oceana County | 9 | $591–$747 | $596 |
| Ogemaw County | 9 | $445–$563 | $449 |
| Osceola County | 9 | $591–$747 | $596 |
| Oscoda County | 9 | $445–$563 | $449 |
| Ottawa County | 9 | $591–$747 | $596 |
| Roscommon County | 9 | $445–$563 | $449 |
| Sanilac County | 9 | $438–$553 | $441 |
| St. Clair County | 9 | $429–$542 | $433 |
| St. Joseph County | 9 | $505–$638 | $509 |
| Tuscola County | 9 | $438–$553 | $441 |
| Van Buren County | 9 | $505–$638 | $509 |
| Washtenaw County | 9 | $485–$613 | $489 |
Other insurers in Michigan
- Oscar Health Silver $471/mo
- UnitedHealthcare Silver $532/mo
- Priority Health Silver $689/mo
- McLaren Health Plan Community Silver $699/mo
- Blue Cross Blue Shield of Michigan Silver $740/mo
All Michigan prices · Sorted by typical Silver price.
Frequently asked questions
How much does Ambetter (Centene) health insurance cost in Michigan?
For plan year 2026, Ambetter (Centene) marketplace plans in Michigan cost $385 to $747 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Silver $461, Gold $521. Prices depend on the county.
What is the cheapest Ambetter (Centene) plan in Michigan?
Clear Silver (Silver), from $385 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Ambetter (Centene) sell marketplace plans in Michigan?
In 30 of Michigan's 83 counties, including Allegan County, Barry County, Berrien County, Calhoun County, Cass County, Genesee County and others.
How do I buy a Ambetter (Centene) plan in Michigan?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Michigan, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.