Health insurance prices in Presque Isle County, MI (2026)

36 marketplace plans from 3 insurers. Cheapest plan $443/mo; typical Silver $702/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 15.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $443–$577 (typical $502) · Silver $645–$846 (typical $702) · Gold $693–$982 (typical $819) · Catastrophic $409–$417 (typical $415)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
McLaren Health Plan Community9$452$488$686$696MHP Bronze
Priority Health9$470$492$689$837MyPriority Value Bronze
Blue Cross Blue Shield of MichiganBCBS Michigan (Blue Cross Blue Shield company)18$443$508$772$850Blue Cross® Preferred HMO Bronze Secure

All 36 plans in Presque Isle County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
McLaren Health Plan CommunityMHP Young Adult/CatastrophicCatastrophicHMO$409$10,600$10,600$15,502
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO ValueCatastrophicHMO$415$10,600$10,600$15,582
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO ValueCatastrophicPPO$417$10,600$10,600$15,606
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Bronze SecureBronzeHMO$443$10,600$10,600$15,919
McLaren Health Plan CommunityMHP BronzeBronzeHMO$452$8,250$10,150$15,575
Priority HealthMyPriority Value BronzeExpanded BronzeHMO$470$9,500$9,500$15,140
Priority HealthMyPriority Standard BronzeExpanded BronzeHMO$472$7,500$10,000$15,665
McLaren Health Plan CommunityMHP Expanded Bronze StandardExpanded BronzeHMO$488$7,500$10,000$15,860
McLaren Health Plan CommunityMHP Bronze Saver (Expanded)Expanded BronzeHMO$491$8,500$8,500$14,389
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Bronze ExtraExpanded BronzeHMO$502$7,500$10,000$16,029
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Bronze SecureBronzePPO$504$10,600$10,600$16,643
Priority HealthMyPriority Value Bronze HSAExpanded BronzeHMO$512$7,500$7,500$13,640
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Bronze Saver HSAExpanded BronzeHMO$512$8,500$8,500$14,642
Priority HealthMyPriority Standard Bronze - TravelExpanded BronzeHMO$543$7,500$10,000$16,515
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Bronze Saver HSAExpanded BronzePPO$570$8,500$8,500$15,340
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Bronze ExtraExpanded BronzePPO$577$7,500$10,000$16,922
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Silver SaverSilverHMO$645$5,800$7,650$15,395
Priority HealthMyPriority Premier SilverSilverHMO$656$5,500$9,500$17,375
McLaren Health Plan CommunityMHP Silver Exchange RewardsSilverHMO$671$2,000$9,000$17,047
Priority HealthMyPriority Balanced SilverSilverHMO$677$3,200$9,000$17,121
McLaren Health Plan CommunityMHP Silver ExchangeSilverHMO$686$4,250$10,150$18,381
McLaren Health Plan CommunityMHP GoldGoldHMO$693$2,100$8,000$16,317
McLaren Health Plan CommunityMHP Silver StandardSilverHMO$695$6,000$8,900$17,234
McLaren Health Plan CommunityMHP Gold StandardGoldHMO$699$2,000$8,200$16,594
Priority HealthMyPriority Standard SilverSilverHMO$702$6,000$8,900$17,325
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO SilverSilverHMO$723$4,500$10,600$19,275
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Silver ExtraSilverHMO$764$6,000$8,900$18,065
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Silver Saver HSASilverPPO$780$3,900$7,700$17,058
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO SilverSilverPPO$780$3,200$10,100$19,459
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO GoldGoldHMO$789$2,050$8,800$18,267
Blue Cross Blue Shield of MichiganBlue Cross® Preferred HMO Gold ExtraGoldHMO$819$2,000$8,200$18,029
Priority HealthMyPriority Standard GoldGoldHMO$837$2,000$8,200$18,249
Priority HealthMyPriority Standard Silver - TravelSilverHMO$843$6,000$8,900$19,010
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Silver ExtraSilverPPO$846$6,000$8,900$19,055
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO GoldGoldPPO$881$1,450$9,000$19,567
Blue Cross Blue Shield of MichiganBlue Cross® Premier PPO Gold ExtraGoldPPO$982$2,000$8,200$19,988
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$443$502$57713$8,250$10,000$15,665
Silver$645$702$84613$5,500$8,900$17,375
Gold$693$819$9827$2,000$8,200$18,249
CatastrophicUnder 30 or hardship exemption only$409$415$4173$10,600$10,600$15,582

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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