Health insurance prices in Atchison County, KS (2026)
46 marketplace plans from 4 insurers. Cheapest plan $448/mo; typical Silver $765/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $448–$734 (typical $574) · Silver $565–$904 (typical $765) · Gold $608–$939 (typical $814)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 6 | $448 | $457 | $565 | $608 | Bronze Classic Standard | |
| UnitedHealthcareUnitedHealth Group | 15 | $464 | $503 | $710 | $754 | UHC Bronze Essential (No Referrals) | |
| Ambetter (Centene) | 16 | $613 | $635 | $781 | $836 | Everyday Bronze | |
| Blue Cross and Blue Shield of KansasIndependent Blue Cross Blue Shield company | 9 | $713 | $718 | $885 | $852 | BlueCare EPO Bronze |
All 46 plans in Atchison County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Classic Standard | Expanded Bronze | EPO | $448 | $7,500 | $10,000 | $15,374 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | EPO | $456 | $5,500 | $10,150 | $15,619 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | EPO | $459 | $4,700 | $9,500 | $15,005 | |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | EPO | $464 | $10,600 | $10,600 | $16,172 | |
| Oscar Health | Bronze Elite + PCP Saver | Expanded Bronze | EPO | $484 | $0 | $10,600 | $16,410 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | EPO | $489 | $7,500 | $10,000 | $15,863 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | EPO | $503 | $7,500 | $10,000 | $16,039 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | EPO | $520 | $0 | $10,600 | $16,839 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | EPO | $535 | $0 | $10,600 | $17,015 | |
| Oscar Health | Silver Classic Standard | Silver | EPO | $565 | $6,000 | $8,900 | $15,680 | |
| Oscar Health | Gold Classic Standard | Gold | EPO | $608 | $2,000 | $8,200 | $15,499 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | EPO | $613 | $8,450 | $10,150 | $17,506 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | EPO | $616 | $7,500 | $10,000 | $17,389 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $633 | $8,450 | $10,150 | $17,751 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $636 | $7,500 | $10,000 | $17,635 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Silver | EPO | $698 | $4,000 | $10,150 | $18,526 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | EPO | $700 | $6,000 | $8,900 | $17,295 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | EPO | $700 | $0 | $10,500 | $18,902 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Silver | EPO | $710 | $3,250 | $9,200 | $17,717 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | EPO | $713 | $4,000 | $10,150 | $18,703 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Bronze | Expanded Bronze | EPO | $713 | $8,300 | $9,300 | $17,854 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | EPO | $716 | $2,000 | $8,200 | $16,792 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Standardized Expanded Bronze | Expanded Bronze | EPO | $718 | $7,500 | $10,000 | $18,614 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $723 | $0 | $10,500 | $19,182 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | EPO | $724 | $3,250 | $9,200 | $17,893 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Simple Bronze HDHP | Expanded Bronze | EPO | $734 | $7,100 | $7,100 | $15,905 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | EPO | $741 | $500 | $7,000 | $15,897 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | EPO | $754 | $0 | $7,000 | $16,051 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $756 | $500 | $7,000 | $16,073 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $765 | $6,000 | $8,900 | $18,075 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $769 | $0 | $7,000 | $16,227 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $772 | $6,300 | $8,400 | $17,663 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $790 | $6,000 | $8,900 | $18,380 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $798 | $6,300 | $8,400 | $17,972 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $805 | $2,000 | $8,200 | $17,855 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $814 | $800 | $7,250 | $17,024 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Gold Plus | Gold | EPO | $826 | $700 | $8,300 | $18,216 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $831 | $2,000 | $8,200 | $18,176 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $842 | $800 | $7,250 | $17,349 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Gold | Gold | EPO | $852 | $1,500 | $6,400 | $16,627 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Standardized Gold | Gold | EPO | $854 | $2,000 | $8,200 | $18,451 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Simple Silver HDHP | Silver | EPO | $870 | $3,400 | $8,300 | $18,742 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Silver Plus | Silver | EPO | $885 | $5,500 | $7,500 | $18,121 | |
| Blue Cross and Blue Shield of Kansas | BlueCare EPO Standardized Silver | Silver | EPO | $904 | $6,000 | $8,900 | $19,748 | |
| Ambetter (Centene) | Elite Gold | Gold | EPO | $909 | $0 | $6,500 | $17,402 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | EPO | $939 | $0 | $6,500 | $17,765 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $448 | $574 | $734 | 18 | $7,500 | $10,075 | $16,927 |
| Silver | $565 | $765 | $904 | 13 | $6,000 | $8,900 | $18,075 |
| Gold | $608 | $814 | $939 | 15 | $800 | $7,250 | $17,024 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.