Health insurance prices in Johnson County, KS (2026)
55 marketplace plans from 5 insurers. Cheapest plan $442/mo; typical Silver $665/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $442–$689 (typical $482) · Silver $571–$946 (typical $665) · Gold $610–$901 (typical $704) · Catastrophic $444–$444 (typical $444)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 6 | $452 | $462 | $571 | $614 | Bronze Classic Standard | |
| Ambetter (Centene) | 16 | $465 | $481 | $592 | $634 | Everyday Bronze | |
| Blue Cross and Blue Shield of Kansas CityIndependent Blue Cross Blue Shield company | 9 | $482 | $504 | $663 | $694 | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO | |
| UnitedHealthcareUnitedHealth Group | 15 | $442 | $479 | $675 | $718 | UHC Bronze Essential (No Referrals) | |
| Medica | 9 | $624 | $675 | $923 | $880 | Select by Medica Bronze Share |
All 55 plans in Johnson County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | EPO | $442 | $10,600 | $10,600 | $15,903 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Catastrophic BlueSelect EPO | Catastrophic | EPO | $444 | $10,600 | $10,600 | $15,922 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | EPO | $452 | $7,500 | $10,000 | $15,428 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | EPO | $460 | $5,500 | $10,150 | $15,673 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | EPO | $463 | $4,700 | $9,500 | $15,060 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | EPO | $465 | $8,450 | $10,150 | $15,725 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | EPO | $465 | $7,500 | $10,000 | $15,580 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | EPO | $467 | $7,500 | $10,000 | $15,600 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | EPO | $479 | $7,500 | $10,000 | $15,748 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $480 | $8,450 | $10,150 | $15,910 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $482 | $7,500 | $10,000 | $15,786 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO | Expanded Bronze | EPO | $482 | $8,000 | $10,600 | $16,389 | |
| Oscar Health | Bronze Elite + PCP Saver | Expanded Bronze | EPO | $489 | $0 | $10,600 | $16,468 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | EPO | $495 | $0 | $10,600 | $16,538 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO | Expanded Bronze | EPO | $504 | $8,500 | $10,600 | $16,648 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | EPO | $509 | $0 | $10,600 | $16,706 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | EPO | $531 | $0 | $10,500 | $16,867 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $548 | $0 | $10,500 | $17,079 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect EPO | Expanded Bronze | EPO | $550 | $7,500 | $10,000 | $16,601 | |
| Oscar Health | Silver Classic Standard | Silver | EPO | $571 | $6,000 | $8,900 | $15,747 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $579 | $6,000 | $8,900 | $15,853 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $585 | $6,300 | $8,400 | $15,420 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $599 | $6,000 | $8,900 | $16,084 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $604 | $6,300 | $8,400 | $15,654 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $610 | $2,000 | $8,200 | $15,517 | |
| Oscar Health | Gold Classic Standard | Gold | EPO | $614 | $2,000 | $8,200 | $15,571 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $617 | $800 | $7,250 | $14,657 | |
| Medica | Select by Medica Bronze Share | Expanded Bronze | EPO | $624 | $8,000 | $10,600 | $18,087 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $630 | $2,000 | $8,200 | $15,760 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Silver with Spira Care Blue Metro EPO | Silver | EPO | $634 | $4,600 | $8,800 | $16,405 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $638 | $800 | $7,250 | $14,903 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Silver 1 with Spira Care BlueSelect EPO | Silver | EPO | $663 | $4,150 | $8,000 | $15,952 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Silver | EPO | $664 | $4,000 | $10,150 | $18,122 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | EPO | $666 | $6,000 | $8,900 | $16,890 | |
| Medica | Select by Medica Bronze $0 Copay PCP Visits | Expanded Bronze | EPO | $675 | $7,500 | $10,600 | $18,697 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Silver | EPO | $675 | $3,250 | $9,200 | $17,305 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | EPO | $678 | $4,000 | $10,150 | $18,290 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | EPO | $681 | $2,000 | $8,200 | $16,378 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Gold with Spira Care Blue Metro EPO | Gold | EPO | $683 | $1,700 | $8,000 | $16,196 | |
| Ambetter (Centene) | Elite Gold | Gold | EPO | $688 | $0 | $6,500 | $14,762 | |
| Medica | Select by Medica Expanded Bronze Standard | Expanded Bronze | EPO | $689 | $7,500 | $10,000 | $18,263 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | EPO | $689 | $3,250 | $9,200 | $17,473 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect EPO | Silver | EPO | $692 | $6,000 | $8,900 | $17,200 | |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect EPO | Gold | EPO | $704 | $2,000 | $8,200 | $16,653 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | EPO | $706 | $500 | $7,000 | $15,467 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | EPO | $711 | $0 | $6,500 | $15,037 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | EPO | $718 | $0 | $7,000 | $15,614 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $720 | $500 | $7,000 | $15,635 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $732 | $0 | $7,000 | $15,782 | |
| Medica | Select by Medica Gold $0 Copay PCP Visits | Gold | EPO | $865 | $1,500 | $8,800 | $19,183 | |
| Medica | Select by Medica Gold Share | Gold | EPO | $880 | $2,500 | $5,900 | $16,460 | |
| Medica | Select by Medica Gold Standard | Gold | EPO | $901 | $2,000 | $8,200 | $19,010 | |
| Medica | Select by Medica Silver $0 Copay PCP Visits | Silver | EPO | $912 | $3,500 | $10,450 | $21,394 | |
| Medica | Select by Medica Silver Share | Silver | EPO | $923 | $3,525 | $8,850 | $19,923 | |
| Medica | Select by Medica Silver Standard | Silver | EPO | $946 | $6,000 | $8,900 | $20,257 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $442 | $482 | $689 | 21 | $7,500 | $10,150 | $16,389 |
| Silver | $571 | $665 | $946 | 16 | $5,300 | $8,900 | $17,045 |
| Gold | $610 | $704 | $901 | 17 | $1,500 | $7,250 | $15,635 |
| CatastrophicUnder 30 or hardship exemption only | $444 | $444 | $444 | 1 | $10,600 | $10,600 | $15,922 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.