Health insurance prices in Boone County, IN (2026)
71 marketplace plans from 5 insurers. Cheapest plan $401/mo; typical Silver $574/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 10.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $401–$575 (typical $470) · Silver $469–$667 (typical $574) · Gold $597–$912 (typical $780) · Platinum $1,087–$1,091 (typical $1,089) · Catastrophic $397–$397 (typical $397)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (IN)Elevance Health (Blue Cross Blue Shield company) | 15 | $401 | $424 | $477 | $765 | Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Ambetter (Centene) | 10 | $483 Silver | no Bronze | $492 | $630 | Standard Silver | |
| CareSource | 22 | $455 | $468 | $574 | $822 | Low Premium Bronze 10600 $25 Generic Drugs | |
| UnitedHealthcareUnitedHealth Group | 15 | $501 | $543 | $642 | $780 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | |
| Cigna HealthcareCigna Group | 9 | $487 | $495 | $650 | $907 | Connect Bronze 7900 Indiv Med Deductible |
All 71 plans in Boone County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (IN) | Anthem Catastrophic Essential (+ Incentives) | Catastrophic | HMO | $397 | $10,600 | $10,600 | $15,369 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | HMO | $401 | $10,150 | $10,150 | $14,958 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronze | HMO | $409 | $10,150 | $10,150 | $15,059 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $417 | $5,500 | $10,150 | $15,156 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $424 | $4,500 | $10,150 | $15,243 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $427 | $7,500 | $10,000 | $15,123 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $427 | $7,500 | $10,000 | $15,123 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Bronze Essential 6500 HSA (+ Incentives) | Expanded Bronze | HMO | $441 | $6,500 | $8,450 | $13,736 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $455 | $10,600 | $10,600 | $16,059 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $459 | $10,600 | $10,600 | $16,105 | |
| CareSource | Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $468 | $7,500 | $10,000 | $15,619 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $469 | $7,000 | $8,850 | $14,478 | |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $472 | $7,500 | $10,000 | $15,667 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $476 | $6,000 | $8,900 | $14,607 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $477 | $4,500 | $8,800 | $14,519 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $477 | $7,000 | $8,850 | $14,578 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $483 | $6,000 | $8,900 | $14,699 | |
| Cigna Healthcare | Connect Bronze 7900 Indiv Med Deductible | Expanded Bronze | EPO | $487 | $7,900 | $10,500 | $16,339 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $488 | $6,300 | $8,400 | $14,251 | |
| CareSource | HSA Eligible Bronze 6000 | Expanded Bronze | HMO | $490 | $6,000 | $7,250 | $13,136 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Silver Essential 3500 HSA (+ Incentives) | Silver | HMO | $494 | $3,500 | $8,450 | $14,372 | |
| Cigna Healthcare | Connect Bronze CMS Standard | Expanded Bronze | EPO | $494 | $7,500 | $10,000 | $15,925 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $496 | $6,000 | $8,900 | $14,852 | |
| Cigna Healthcare | Connect myDiabetesCare Bronze | Expanded Bronze | EPO | $497 | $7,000 | $9,800 | $15,764 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $500 | $6,300 | $8,400 | $14,405 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | $501 | $10,600 | $10,600 | $16,609 | |
| Cigna Healthcare | Connect Bronze 3800 Indiv Med Deductible | Expanded Bronze | EPO | $501 | $3,800 | $9,950 | $15,964 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | EPO | $531 | $7,500 | $10,000 | $16,369 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | EPO | $555 | $0 | $10,600 | $17,257 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | $558 | $6,200 | $9,800 | $16,498 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $562 | $6,200 | $9,800 | $16,544 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $572 | $5,000 | $9,500 | $16,360 | |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | $574 | $6,000 | $8,900 | $15,786 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $574 | $5,000 | $9,500 | $16,390 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | EPO | $575 | $0 | $10,600 | $17,504 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $576 | $5,000 | $9,500 | $16,407 | |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $578 | $6,000 | $8,900 | $15,832 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $578 | $5,000 | $9,500 | $16,438 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $579 | $5,500 | $5,500 | $12,446 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $597 | $2,000 | $8,200 | $15,359 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $612 | $2,000 | $8,200 | $15,548 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Silver | EPO | $616 | $7,000 | $10,600 | $17,994 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $622 | $1,450 | $7,500 | $14,959 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | EPO | $626 | $6,000 | $8,900 | $16,410 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | EPO | $637 | $7,000 | $10,600 | $18,241 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $638 | $1,450 | $7,500 | $15,155 | |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | EPO | $646 | $0 | $10,150 | $17,906 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | EPO | $646 | $6,000 | $8,900 | $16,657 | |
| Cigna Healthcare | Connect Silver 6300 Indiv Med Deductible | Silver | EPO | $650 | $6,300 | $9,800 | $17,597 | |
| Cigna Healthcare | Connect Silver CMS Standard | Silver | EPO | $650 | $6,000 | $8,900 | $16,701 | |
| Cigna Healthcare | Connect Silver 3000 Indiv Med Deductible | Silver | EPO | $665 | $3,000 | $9,175 | $17,156 | |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | EPO | $667 | $0 | $10,150 | $18,153 | |
| Ambetter (Centene) | Elite Gold | Gold | HMO | $671 | $0 | $6,500 | $14,555 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | HMO | $689 | $0 | $6,500 | $14,767 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $758 | $2,200 | $4,700 | $13,800 | |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | Gold | EPO | $760 | $2,350 | $8,700 | $17,817 | |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | EPO | $771 | $2,000 | $8,200 | $17,449 | |
| Anthem Blue Cross Blue Shield (IN) | Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $772 | $2,000 | $8,200 | $17,465 | |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $780 | $2,350 | $8,700 | $18,064 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | EPO | $785 | $0 | $7,700 | $17,122 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | $806 | $0 | $7,700 | $17,369 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $815 | $3,000 | $8,500 | $18,286 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $819 | $3,000 | $8,500 | $18,333 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $820 | $3,000 | $8,500 | $18,336 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $824 | $3,000 | $8,500 | $18,383 | |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | HMO | $889 | $2,000 | $8,200 | $18,865 | |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $893 | $2,000 | $8,200 | $18,912 | |
| Cigna Healthcare | Connect Gold 2700 Indiv Med Deductible | Gold | EPO | $901 | $2,700 | $6,700 | $17,512 | |
| Cigna Healthcare | Connect Gold CMS Standard | Gold | EPO | $912 | $2,000 | $8,200 | $19,146 | |
| CareSource | Platinum Zero $5 Generic Drugs | Platinum | HMO | $1,087 | $0 | $5,200 | $18,243 | |
| CareSource | Platinum Zero $5 Generic Drugs + Adult Vision & Fitness | Platinum | HMO | $1,091 | $0 | $5,200 | $18,290 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $401 | $470 | $575 | 20 | $7,500 | $10,075 | $15,715 |
| Silver | $469 | $574 | $667 | 27 | $6,000 | $8,900 | $16,390 |
| Gold | $597 | $780 | $912 | 21 | $2,000 | $8,200 | $17,465 |
| Platinum | $1,087 | $1,089 | $1,091 | 2 | $0 | $5,200 | $18,267 |
| CatastrophicUnder 30 or hardship exemption only | $397 | $397 | $397 | 1 | $10,600 | $10,600 | $15,369 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.