Health insurance prices in Idaho County, ID (2026)
48 marketplace plans from 5 insurers. Cheapest plan $345/mo; typical Silver $552/mo. Official marketplace: Your Health Idaho (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $345–$501 (typical $399) · Silver $468–$663 (typical $552) · Gold $523–$703 (typical $608) · Catastrophic $273–$313 (typical $303)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Regence BlueCross BlueShield (ID)Cambia Health (Blue Cross Blue Shield company) | 7 | $370 | $382 | $510 | $555 | ICON Bronze Essential 9000 With 4 Copay No Deductible Office Visits POS | |
| Blue Cross of IdahoIndependent Blue Cross Blue Shield company | 22 | $345 | $394 | $543 | $523 | CPN North Central Bronze 8000 | |
| Moda Health | 8 | $395 | $399 | $586 | $620 | Moda Select Idaho Bronze 10,000 + Vision Exam | |
| Mountain Health CO-OP | 5 | $464 | $469 | $641 | $703 | PEAK PPO BRONZE | |
| PacificSource | 6 | $464 | $474 | $642 | $660 | Navigator Bronze HSA 8300 |
All 48 plans in Idaho County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Blue Cross of Idaho | CPN North Central Catastrophic 10600 | Catastrophic | POS | $273 | $10,600 | $10,600 | $13,875 | |
| Mountain Health CO-OP | PEAK PPO CATASTROPHIC | Catastrophic | POS | $296 | $10,600 | $10,600 | $14,158 | |
| Blue Cross of Idaho | SLHP Catastrophic CarePoint 10600 | Catastrophic | POS | $310 | $10,600 | $10,600 | $14,322 | |
| Blue Cross of Idaho | Hometown Southwest Catastrophic 10600 | Catastrophic | POS | $313 | $10,600 | $10,600 | $14,354 | |
| Blue Cross of Idaho | CPN North Central Bronze 8000 | Expanded Bronze | POS | $345 | $8,000 | $10,600 | $14,746 | |
| Blue Cross of Idaho | CPN North Central Bronze HSA 6250 | Expanded Bronze | POS | $349 | $6,250 | $7,500 | $11,683 | |
| Regence BlueCross BlueShield (ID) | ICON Bronze Essential 9000 With 4 Copay No Deductible Office Visits POS | Expanded Bronze | POS | $370 | $9,000 | $10,600 | $15,035 | |
| Regence BlueCross BlueShield (ID) | ICON Bronze 8000 POS | Expanded Bronze | POS | $382 | $8,000 | $10,600 | $15,187 | |
| Blue Cross of Idaho | SLHP Bronze CarePoint 8000 | Expanded Bronze | POS | $393 | $8,000 | $10,600 | $15,312 | |
| Moda Health | Moda Select Idaho Bronze 10,000 + Vision Exam | Expanded Bronze | POS | $395 | $10,000 | $10,000 | $14,736 | |
| Blue Cross of Idaho | Hometown Southwest Bronze 8000 | Expanded Bronze | POS | $396 | $8,000 | $10,600 | $15,353 | |
| Blue Cross of Idaho | SLHP Bronze HSA CarePoint 6250 | Expanded Bronze | POS | $396 | $6,250 | $7,500 | $12,254 | |
| Moda Health | Moda Select Idaho Bronze 9200 + Vision Exam | Expanded Bronze | POS | $399 | $9,200 | $9,500 | $14,284 | |
| Blue Cross of Idaho | Hometown Southwest Bronze HSA 6250 | Expanded Bronze | POS | $400 | $6,250 | $7,500 | $12,295 | |
| Regence BlueCross BlueShield (ID) | ICON Bronze HSA 7000 POS | Expanded Bronze | POS | $407 | $7,000 | $8,300 | $13,182 | |
| Moda Health | Moda Select Idaho Bronze HDHP 7500 | Expanded Bronze | POS | $430 | $7,500 | $7,500 | $12,659 | |
| PacificSource | Navigator Bronze HSA 8300 | Expanded Bronze | POS | $464 | $8,300 | $8,300 | $13,868 | |
| Mountain Health CO-OP | PEAK PPO BRONZE | Expanded Bronze | POS | $464 | $9,000 | $10,500 | $16,070 | |
| Blue Cross of Idaho | CPN North Central Silver 7100 | Silver | POS | $468 | $7,100 | $8,850 | $14,467 | |
| Mountain Health CO-OP | PEAK PPO BRONZE HDHP | Expanded Bronze | POS | $473 | $8,400 | $8,400 | $14,075 | |
| PacificSource | Navigator Bronze HSA 10600 | Expanded Bronze | POS | $474 | $10,600 | $10,600 | $16,288 | |
| Blue Cross of Idaho | CPN North Central Silver 5500 | Silver | POS | $484 | $5,500 | $9,200 | $15,002 | |
| Blue Cross of Idaho | CPN North Central Silver 4000 | Silver | POS | $484 | $4,000 | $9,200 | $15,003 | |
| Blue Cross of Idaho | CPN North Central Silver Copay 3200 | Silver | POS | $488 | $3,200 | $9,200 | $15,054 | |
| Regence BlueCross BlueShield (ID) | ICON Silver 6500 POS | Silver | POS | $501 | $6,500 | $10,150 | $16,162 | |
| PacificSource | Navigator Bronze HSA 6000 | Expanded Bronze | POS | $501 | $6,000 | $10,600 | $16,612 | |
| Regence BlueCross BlueShield (ID) | ICON Silver 5700 Separate RX Deductible POS | Silver | POS | $518 | $5,700 | $10,150 | $16,369 | |
| Blue Cross of Idaho | CPN North Central Gold 2000 | Gold | POS | $523 | $2,000 | $8,000 | $14,277 | |
| Blue Cross of Idaho | SLHP Silver CarePoint 7100 | Silver | POS | $532 | $7,100 | $8,850 | $15,234 | |
| Blue Cross of Idaho | Hometown Southwest Silver 7100 | Silver | POS | $537 | $7,100 | $8,850 | $15,290 | |
| Regence BlueCross BlueShield (ID) | ICON Gold 2300 POS | Gold | POS | $546 | $2,300 | $10,150 | $16,699 | |
| Blue Cross of Idaho | SLHP Silver CarePoint 5500 | Silver | POS | $550 | $5,500 | $9,200 | $15,794 | |
| Blue Cross of Idaho | SLHP Silver CarePoint 4000 | Silver | POS | $550 | $4,000 | $9,200 | $15,795 | |
| Blue Cross of Idaho | Hometown Southwest Silver 5500 | Silver | POS | $554 | $5,500 | $9,200 | $15,852 | |
| Blue Cross of Idaho | Hometown Southwest Silver 4000 | Silver | POS | $554 | $4,000 | $9,200 | $15,852 | |
| Blue Cross of Idaho | SLHP Silver Copay CarePoint 3200 | Silver | POS | $554 | $3,200 | $9,200 | $15,854 | |
| Blue Cross of Idaho | Hometown Southwest Silver Copay 3200 | Silver | POS | $559 | $3,200 | $9,200 | $15,911 | |
| Regence BlueCross BlueShield (ID) | ICON Gold 1500 POS | Gold | POS | $564 | $1,500 | $10,150 | $16,924 | |
| Moda Health | Moda Select Idaho Silver 6400 + Vision Exam | Silver | POS | $577 | $6,400 | $7,400 | $14,320 | |
| Moda Health | Moda Select Idaho Silver 4000 + Vision Exam | Silver | POS | $586 | $4,000 | $8,900 | $15,927 | |
| Moda Health | Moda Select Idaho Silver 3000 + Vision Exam | Silver | POS | $596 | $3,000 | $8,500 | $15,653 | |
| Moda Health | Moda Select Idaho Gold 2200 + Vision Exam | Gold | POS | $608 | $2,200 | $7,600 | $14,900 | |
| PacificSource | Navigator Silver 6000 | Silver | POS | $620 | $6,000 | $9,300 | $16,740 | |
| Moda Health | Moda Select Idaho Gold 1100 + Vision Exam | Gold | POS | $631 | $1,100 | $8,000 | $15,572 | |
| Mountain Health CO-OP | PEAK PPO SILVER | Silver | POS | $641 | $8,000 | $9,500 | $17,189 | |
| PacificSource | Navigator Gold 2000 | Gold | POS | $660 | $2,000 | $9,200 | $17,120 | |
| PacificSource | Navigator Silver 3600 | Silver | POS | $663 | $3,600 | $10,600 | $18,556 | |
| Mountain Health CO-OP | PEAK PPO GOLD | Gold | POS | $703 | $1,500 | $7,000 | $15,442 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $345 | $399 | $501 | 17 | $8,000 | $10,000 | $14,736 |
| Silver | $468 | $552 | $663 | 20 | $5,500 | $9,200 | $15,823 |
| Gold | $523 | $608 | $703 | 7 | $2,000 | $8,000 | $15,572 |
| CatastrophicUnder 30 or hardship exemption only | $273 | $303 | $313 | 4 | $10,600 | $10,600 | $14,240 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.