Moda Health in Idaho health insurance (2026)
Moda Health sells 8 marketplace plans in 33 of 44 Idaho counties for 2026, from $331/mo; typical Silver $586/mo, before tax credits. Buy on Your Health Idaho.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Moda Health plans in Idaho
- Bronze $331–$430
- Silver $483–$596
- Gold $510–$631
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $331–$430/mo | ||||||
| Moda Select Idaho Bronze 10,000 + Vision Exam Expanded Bronze | POS | $331–$395in 33 counties | $10,000 | $10,000 | $13,967–$14,736 | — |
| Moda Select Idaho Bronze 9200 + Vision Exam Expanded Bronze | POS | $334–$399in 33 counties | $9,200 | $9,500 | $13,507–$14,284 | — |
| Moda Select Idaho Bronze HDHP 7500 Expanded Bronze | POS | $360–$430in 33 counties | $7,500 | $7,500 | $11,821–$12,659 | — |
| Silver 3 plans · $483–$596/mo | ||||||
| Moda Select Idaho Silver 6400 + Vision Exam | POS | $483–$577in 33 counties | $6,400 | $7,400 | $13,196–$14,320 | — |
| Moda Select Idaho Silver 4000 + Vision Exam | POS | $491–$586in 33 counties | $4,000 | $8,900 | $14,786–$15,927 | — |
| Moda Select Idaho Silver 3000 + Vision Exam | POS | $499–$596in 33 counties | $3,000 | $8,500 | $14,491–$15,653 | — |
| Gold 2 plans · $510–$631/mo | ||||||
| Moda Select Idaho Gold 2200 + Vision Exam | POS | $510–$608in 33 counties | $2,200 | $7,600 | $13,714–$14,900 | — |
| Moda Select Idaho Gold 1100 + Vision Exam | POS | $529–$631in 33 counties | $1,100 | $8,000 | $14,342–$15,572 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Moda Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Ada County | 8 | $331–$529 | $491 |
| Adams County | 8 | $331–$529 | $491 |
| Bannock County | 8 | $395–$631 | $586 |
| Bear Lake County | 8 | $395–$631 | $586 |
| Benewah County | 8 | $395–$631 | $586 |
| Bingham County | 8 | $395–$631 | $586 |
| Boise County | 8 | $331–$529 | $491 |
| Bonner County | 8 | $395–$631 | $586 |
| Bonneville County | 8 | $395–$631 | $586 |
| Boundary County | 8 | $395–$631 | $586 |
| Canyon County | 8 | $331–$529 | $491 |
| Caribou County | 8 | $395–$631 | $586 |
| Cassia County | 8 | $395–$631 | $586 |
| Clearwater County | 8 | $395–$631 | $586 |
| Elmore County | 8 | $331–$529 | $491 |
| Franklin County | 8 | $395–$631 | $586 |
| Fremont County | 8 | $395–$631 | $586 |
| Gem County | 8 | $331–$529 | $491 |
| Idaho County | 8 | $395–$631 | $586 |
| Jefferson County | 8 | $395–$631 | $586 |
| Kootenai County | 8 | $395–$631 | $586 |
| Latah County | 8 | $395–$631 | $586 |
| Lewis County | 8 | $395–$631 | $586 |
| Madison County | 8 | $395–$631 | $586 |
| Minidoka County | 8 | $395–$631 | $586 |
| Nez Perce County | 8 | $395–$631 | $586 |
| Oneida County | 8 | $395–$631 | $586 |
| Owyhee County | 8 | $331–$529 | $491 |
| Payette County | 8 | $331–$529 | $491 |
| Power County | 8 | $395–$631 | $586 |
| Shoshone County | 8 | $395–$631 | $586 |
| Teton County | 8 | $395–$631 | $586 |
| Washington County | 8 | $331–$529 | $491 |
Other insurers in Idaho
- Molina Healthcare Silver $513/mo
- Regence BlueCross BlueShield (ID) Silver $514/mo
- St. Luke's Health Plan Silver $515/mo
- Blue Cross of Idaho Silver $537/mo
- SelectHealth Silver $560/mo
- PacificSource Silver $580/mo
- Mountain Health CO-OP Silver $641/mo
All Idaho prices · Sorted by typical Silver price.
Frequently asked questions
How much does Moda Health health insurance cost in Idaho?
For plan year 2026, Moda Health marketplace plans in Idaho cost $331 to $631 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $399, Silver $586, Gold $608. Prices depend on the county.
What is the cheapest Moda Health plan in Idaho?
Moda Select Idaho Bronze 10,000 + Vision Exam (Expanded Bronze), from $331 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Moda Health sell marketplace plans in Idaho?
In 33 of Idaho's 44 counties, including Ada County, Adams County, Bannock County, Bear Lake County, Benewah County, Bingham County and others.
How do I buy a Moda Health plan in Idaho?
On Your Health Idaho (https://yourhealthidaho.org/), the official marketplace for Idaho, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.