Health insurance prices in Franklin County, GA (2026)
89 marketplace plans from 5 insurers. Cheapest plan $431/mo; typical Silver $610/mo. Official marketplace: Georgia Access (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 10.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $431–$625 (typical $488) · Silver $528–$748 (typical $610) · Gold $536–$832 (typical $663) · Platinum $777–$803 (typical $786) · Catastrophic $408–$408 (typical $408)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 25 | $464 | $479 | $537 | $566 | Clear Bronze HMO | |
| Alliant Health Plans | 21 | $431 | $443 | $577 | $665 | SoloCare Exp Bronze HMO 110030 | |
| Anthem Blue Cross Blue Shield (GA)Elevance Health (Blue Cross Blue Shield company) | 12 | $441 | $465 | $612 | $666 | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs | |
| CareSource | 20 | $491 | $513 | $695 | $807 | Low Premium Bronze HMO 10600 0% | |
| Cigna HealthcareCigna Group | 11 | $532 | $552 | $744 | $828 | Connect Bronze HMO $8500 $40 |
All 89 plans in Franklin County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (GA) | Anthem Catastrophic Pathway HMO 10600 First 3 PCP Visits $40 | Catastrophic | HMO | $408 | $10,600 | $10,600 | $15,496 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110030 | Expanded Bronze | HMO | $431 | $9,500 | $10,150 | $15,327 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110054 | Expanded Bronze | HMO | $440 | $8,000 | $10,150 | $15,433 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs | Bronze | HMO | $441 | $8,000 | $10,600 | $15,894 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110027 | Expanded Bronze | HMO | $443 | $6,800 | $10,150 | $15,471 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110053 | Expanded Bronze | HMO | $454 | $4,000 | $10,150 | $15,597 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 6000 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $458 | $6,000 | $10,600 | $16,092 | |
| Ambetter (Centene) | Clear Bronze HMO | Bronze | HMO | $464 | $9,000 | $9,000 | $14,568 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7500 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $465 | $7,500 | $10,600 | $16,176 | |
| Ambetter (Centene) | Everyday Bronze HMO | Expanded Bronze | HMO | $473 | $8,450 | $10,150 | $15,831 | |
| Ambetter (Centene) | Clear Bronze HMO + Vision + Adult Dental | Bronze | HMO | $474 | $9,000 | $9,000 | $14,688 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO | Expanded Bronze | HMO | $475 | $7,500 | $10,000 | $15,703 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 5000 $45 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $477 | $5,000 | $10,600 | $16,330 | |
| Ambetter (Centene) | Everyday Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $484 | $8,450 | $10,150 | $15,953 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $486 | $7,500 | $10,000 | $15,827 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7900 0% HSA | Expanded Bronze | HMO | $488 | $7,900 | $7,900 | $13,762 | |
| CareSource | Low Premium Bronze HMO 10600 0% | Expanded Bronze | HMO | $491 | $10,600 | $10,600 | $16,488 | |
| Alliant Health Plans | SoloCare Bronze HMO HSA 110019 | Expanded Bronze | HMO | $492 | $8,500 | $8,500 | $14,409 | |
| CareSource | Low Premium Bronze HMO 10600 0% and Adult Vision and Fitness | Expanded Bronze | HMO | $495 | $10,600 | $10,600 | $16,535 | |
| CareSource | Core Bronze HMO 7500 $50 | Expanded Bronze | HMO | $513 | $7,500 | $10,000 | $16,153 | |
| Ambetter (Centene) | Choice Bronze HSA HMO | Expanded Bronze | HMO | $516 | $7,250 | $7,250 | $13,436 | |
| CareSource | Core Bronze HMO 7500 $50 and Adult Vision and Fitness | Expanded Bronze | HMO | $517 | $7,500 | $10,000 | $16,200 | |
| Ambetter (Centene) | Choice Bronze HSA HMO + Vision + Adult Dental | Expanded Bronze | HMO | $527 | $7,250 | $7,250 | $13,570 | |
| Ambetter (Centene) | Clear Silver HMO with $0 Insulin Options | Silver | HMO | $528 | $7,000 | $7,000 | $13,332 | |
| Ambetter (Centene) | Standard Silver HMO | Silver | HMO | $531 | $6,000 | $8,900 | $15,269 | |
| Cigna Healthcare | Connect Bronze HMO $8500 $40 | Bronze | HMO | $532 | $8,500 | $10,600 | $16,986 | |
| Ambetter (Centene) | Focused Silver HMO | Silver | HMO | $536 | $6,300 | $8,400 | $14,831 | |
| Ambetter (Centene) | Clear Gold HMO | Gold | HMO | $536 | $1,200 | $9,150 | $15,586 | |
| Ambetter (Centene) | Complete Silver HMO | Silver | HMO | $537 | $5,950 | $8,850 | $15,291 | |
| Cigna Healthcare | Connect Bronze HMO $6500 $30 | Expanded Bronze | HMO | $541 | $6,500 | $10,600 | $17,097 | |
| Ambetter (Centene) | Standard Silver HMO + Vision + Adult Dental | Silver | HMO | $542 | $6,000 | $8,900 | $15,407 | |
| Alliant Health Plans | SoloCare Standard Silver HMO 110025 | Silver | HMO | $542 | $6,000 | $8,900 | $15,407 | |
| Ambetter (Centene) | Focused Silver HMO + Vision + Adult Dental | Silver | HMO | $547 | $6,300 | $8,400 | $14,970 | |
| Cigna Healthcare | Connect Bronze HMO $7500 $30 | Expanded Bronze | HMO | $548 | $7,500 | $10,150 | $16,722 | |
| Ambetter (Centene) | Clear Gold HMO + Vision + Adult Dental | Gold | HMO | $548 | $1,200 | $9,150 | $15,725 | |
| Ambetter (Centene) | Complete Silver HMO + Vision + Adult Dental | Silver | HMO | $548 | $5,950 | $8,850 | $15,431 | |
| Ambetter (Centene) | Standard Gold HMO | Gold | HMO | $551 | $2,000 | $8,200 | $14,809 | |
| Cigna Healthcare | Connect Bronze HMO $7000 $50 HSA | Expanded Bronze | HMO | $556 | $7,000 | $8,300 | $14,977 | |
| Ambetter (Centene) | Everyday Gold HMO | Gold | HMO | $556 | $800 | $7,250 | $13,927 | |
| Cigna Healthcare | Connect myDiabetesCare Bronze HMO $4500 $25 | Expanded Bronze | HMO | $558 | $4,500 | $10,150 | $16,843 | |
| CareSource | Bronze HMO 6000 60% HSA Eligible | Expanded Bronze | HMO | $562 | $6,000 | $7,250 | $13,997 | |
| Ambetter (Centene) | Standard Gold HMO + Vision + Adult Dental | Gold | HMO | $563 | $2,000 | $8,200 | $14,951 | |
| Alliant Health Plans | SoloCare Standard Silver PPO Chiro 40379 | Silver | PPO | $564 | $6,000 | $8,900 | $15,667 | |
| Alliant Health Plans | SoloCare Silver HMO 110008 | Silver | HMO | $567 | $6,500 | $9,600 | $16,406 | |
| Ambetter (Centene) | Everyday Gold HMO + Vision + Adult Dental | Gold | HMO | $568 | $800 | $7,250 | $14,072 | |
| Ambetter (Centene) | Complete Gold HMO | Gold | HMO | $575 | $1,450 | $7,500 | $14,405 | |
| Alliant Health Plans | SoloCare Silver PPO Chiro 40017 | Silver | PPO | $586 | $6,500 | $9,600 | $16,637 | |
| Ambetter (Centene) | Complete Gold HMO + Vision + Adult Dental | Gold | HMO | $588 | $1,450 | $7,500 | $14,554 | |
| Alliant Health Plans | SoloCare Silver HMO 110009 | Silver | HMO | $590 | $5,000 | $9,200 | $16,276 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5500 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $608 | $5,500 | $10,000 | $17,294 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $609 | $5,000 | $9,750 | $17,064 | |
| Alliant Health Plans | SoloCare Silver PPO Chiro 40331 | Silver | PPO | $610 | $5,000 | $9,200 | $16,517 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 6000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $612 | $6,000 | $9,000 | $16,345 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 3900 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $614 | $3,900 | $10,600 | $17,963 | |
| Ambetter (Centene) | Elite Gold HMO | Gold | HMO | $621 | $0 | $6,500 | $13,954 | |
| Cigna Healthcare | Connect Bronze HMO $0 $5500 $55 | Expanded Bronze | HMO | $625 | $0 | $10,150 | $17,654 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 2800 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $632 | $2,800 | $10,150 | $17,737 | |
| Ambetter (Centene) | Elite Gold HMO + Vision + Adult Dental | Gold | HMO | $635 | $0 | $6,500 | $14,115 | |
| Alliant Health Plans | SoloCare Gold HMO 110003 | Gold | HMO | $635 | $1,500 | $8,500 | $16,125 | |
| Alliant Health Plans | SoloCare Gold PPO Chiro 40002 | Gold | PPO | $652 | $1,500 | $8,500 | $16,318 | |
| Alliant Health Plans | SoloCare Gold HMO 110024 | Gold | HMO | $660 | $1,000 | $7,500 | $15,414 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Gold Pathway HMO 1350 $20 $0 Virtual PCP $0 Select Drugs | Gold | HMO | $666 | $1,350 | $9,600 | $17,586 | |
| Alliant Health Plans | SoloCare Gold HMO 110052 | Gold | HMO | $670 | $500 | $6,000 | $14,040 | |
| Alliant Health Plans | SoloCare Gold PPO Chiro 40378 | Gold | PPO | $676 | $1,000 | $7,500 | $15,607 | |
| CareSource | Low Premium Silver HMO 6200 $40 | Silver | HMO | $680 | $6,200 | $9,800 | $17,964 | |
| CareSource | Low Premium Silver HMO 6200 $40 and Adult Vision and Fitness | Silver | HMO | $684 | $6,200 | $9,800 | $18,011 | |
| Alliant Health Plans | SoloCare Gold PPO Chiro 40395 | Gold | PPO | $686 | $500 | $6,000 | $14,233 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $691 | $5,000 | $9,500 | $17,792 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $695 | $5,000 | $9,500 | $17,839 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $696 | $5,000 | $9,500 | $17,847 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $699 | $5,000 | $9,500 | $17,894 | |
| CareSource | HDHP Preventive Silver HMO 5500 0% $0 Chronic Care Drugs | Silver | HMO | $734 | $5,500 | $5,500 | $14,302 | |
| Cigna Healthcare | Connect Silver HMO $7000 $5 | Silver | HMO | $736 | $7,000 | $9,925 | $18,755 | |
| Cigna Healthcare | Connect Silver HMO $3700 $10 | Silver | HMO | $741 | $3,700 | $10,125 | $19,017 | |
| Cigna Healthcare | Connect myDiabetesCare Silver HMO $2700 $15 | Silver | HMO | $747 | $2,700 | $10,150 | $19,109 | |
| Cigna Healthcare | Connect Silver HMO $5000 $5 | Silver | HMO | $748 | $5,000 | $9,900 | $18,874 | |
| Alliant Health Plans | SoloCare Platinum HMO 110028 | Platinum | HMO | $777 | $1,000 | $1,500 | $10,822 | |
| Alliant Health Plans | SoloCare Standard Platinum HMO 110047 | Platinum | HMO | $781 | $0 | $5,200 | $14,570 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $784 | $3,000 | $8,500 | $17,908 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $788 | $3,000 | $8,500 | $17,954 | |
| Alliant Health Plans | SoloCare Platinum PPO Chiro 40380 | Platinum | PPO | $790 | $1,000 | $1,500 | $10,986 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $791 | $3,000 | $8,500 | $17,991 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $795 | $3,000 | $8,500 | $18,037 | |
| Alliant Health Plans | SoloCare Standard Platinum PPO Chiro 40377 | Platinum | PPO | $803 | $0 | $5,200 | $14,840 | |
| CareSource | Low Premium Gold HMO 1500 $20 | Gold | HMO | $818 | $1,500 | $8,400 | $18,222 | |
| CareSource | Low Premium Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $822 | $1,500 | $8,400 | $18,268 | |
| Cigna Healthcare | Connect Gold HMO $2000 $10 | Gold | HMO | $828 | $2,000 | $7,000 | $16,933 | |
| CareSource | Core Gold HMO 1500 $20 | Gold | HMO | $828 | $1,500 | $8,000 | $17,939 | |
| CareSource | Core Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $832 | $1,500 | $8,000 | $17,985 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $431 | $488 | $625 | 29 | $7,500 | $10,150 | $15,831 |
| Silver | $528 | $610 | $748 | 29 | $5,950 | $9,500 | $16,637 |
| Gold | $536 | $663 | $832 | 26 | $1,475 | $8,100 | $15,666 |
| Platinum | $777 | $786 | $803 | 4 | $500 | $3,350 | $12,778 |
| CatastrophicUnder 30 or hardship exemption only | $408 | $408 | $408 | 1 | $10,600 | $10,600 | $15,496 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.