Health insurance prices in Hancock County, GA (2026)
75 marketplace plans from 4 insurers. Cheapest plan $496/mo; typical Silver $668/mo. Official marketplace: Georgia Access (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 16.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $496–$610 (typical $544) · Silver $611–$762 (typical $668) · Gold $621–$865 (typical $735) · Catastrophic $459–$459 (typical $459)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 25 | $537 | $555 | $621 | $655 | Clear Bronze HMO | |
| Oscar Health | 18 | $520 | $545 | $665 | $728 | Bronze Simple 2 HMO $9150 10% | |
| Anthem Blue Cross Blue Shield (GA)Elevance Health (Blue Cross Blue Shield company) | 12 | $496 | $523 | $688 | $748 | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs | |
| CareSource | 20 | $510 | $533 | $722 | $838 | Low Premium Bronze HMO 10600 0% |
All 75 plans in Hancock County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (GA) | Anthem Catastrophic Pathway HMO 10600 First 3 PCP Visits $40 | Catastrophic | HMO | $459 | $10,600 | $10,600 | $16,105 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs | Bronze | HMO | $496 | $8,000 | $10,600 | $16,553 | |
| CareSource | Low Premium Bronze HMO 10600 0% | Expanded Bronze | HMO | $510 | $10,600 | $10,600 | $16,720 | |
| CareSource | Low Premium Bronze HMO 10600 0% and Adult Vision and Fitness | Expanded Bronze | HMO | $514 | $10,600 | $10,600 | $16,768 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 6000 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $515 | $6,000 | $10,600 | $16,775 | |
| Oscar Health | Bronze Simple 2 HMO $9150 10% | Expanded Bronze | HMO | $520 | $9,150 | $10,150 | $16,388 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7500 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $523 | $7,500 | $10,600 | $16,870 | |
| CareSource | Core Bronze HMO 7500 $50 | Expanded Bronze | HMO | $533 | $7,500 | $10,000 | $16,395 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 5000 $45 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $537 | $5,000 | $10,600 | $17,043 | |
| CareSource | Core Bronze HMO 7500 $50 and Adult Vision and Fitness | Expanded Bronze | HMO | $537 | $7,500 | $10,000 | $16,444 | |
| Ambetter (Centene) | Clear Bronze HMO | Bronze | HMO | $537 | $9,000 | $9,000 | $15,446 | |
| Oscar Health | Buena Salud Bronce Estandar Clasico HMO $7500 $50 | Expanded Bronze | HMO | $540 | $7,500 | $10,000 | $16,481 | |
| Oscar Health | Bronze Classic Standard HMO $7500 $50 | Expanded Bronze | HMO | $540 | $7,500 | $10,000 | $16,481 | |
| Oscar Health | Bronze Classic Saver Plus HMO $8000 $0 | Expanded Bronze | HMO | $541 | $8,000 | $10,150 | $16,641 | |
| Ambetter (Centene) | Everyday Bronze HMO | Expanded Bronze | HMO | $548 | $8,450 | $10,150 | $16,726 | |
| Oscar Health | Bronze Simple Diabetes HMO $5500 $50 | Expanded Bronze | HMO | $548 | $5,500 | $10,150 | $16,728 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits HMO $5500 $50 | Expanded Bronze | HMO | $548 | $5,500 | $10,150 | $16,729 | |
| Ambetter (Centene) | Clear Bronze HMO + Vision + Adult Dental | Bronze | HMO | $549 | $9,000 | $9,000 | $15,585 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7900 0% HSA | Expanded Bronze | HMO | $549 | $7,900 | $7,900 | $14,492 | |
| Oscar Health | Bronze Classic 4700 HMO $4700 $70 | Expanded Bronze | HMO | $550 | $4,700 | $9,600 | $16,201 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO | Expanded Bronze | HMO | $550 | $7,500 | $10,000 | $16,602 | |
| Ambetter (Centene) | Everyday Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $560 | $8,450 | $10,150 | $16,868 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $562 | $7,500 | $10,000 | $16,745 | |
| Oscar Health | Bronze Elite Saver Plus HMO $0 $50 | Expanded Bronze | HMO | $571 | $0 | $10,600 | $17,447 | |
| CareSource | Bronze HMO 6000 60% HSA Eligible | Expanded Bronze | HMO | $584 | $6,000 | $7,250 | $14,262 | |
| Ambetter (Centene) | Choice Bronze HSA HMO | Expanded Bronze | HMO | $597 | $7,250 | $7,250 | $14,411 | |
| Ambetter (Centene) | Choice Bronze HSA HMO + Vision + Adult Dental | Expanded Bronze | HMO | $610 | $7,250 | $7,250 | $14,566 | |
| Ambetter (Centene) | Clear Silver HMO with $0 Insulin Options | Silver | HMO | $611 | $7,000 | $7,000 | $14,330 | |
| Ambetter (Centene) | Standard Silver HMO | Silver | HMO | $614 | $6,000 | $8,900 | $16,273 | |
| Ambetter (Centene) | Focused Silver HMO | Silver | HMO | $620 | $6,300 | $8,400 | $15,844 | |
| Ambetter (Centene) | Clear Gold HMO | Gold | HMO | $621 | $1,200 | $9,150 | $16,601 | |
| Ambetter (Centene) | Complete Silver HMO | Silver | HMO | $621 | $5,950 | $8,850 | $16,307 | |
| Ambetter (Centene) | Standard Silver HMO + Vision + Adult Dental | Silver | HMO | $628 | $6,000 | $8,900 | $16,432 | |
| Ambetter (Centene) | Focused Silver HMO + Vision + Adult Dental | Silver | HMO | $634 | $6,300 | $8,400 | $16,005 | |
| Ambetter (Centene) | Clear Gold HMO + Vision + Adult Dental | Gold | HMO | $634 | $1,200 | $9,150 | $16,762 | |
| Ambetter (Centene) | Complete Silver HMO + Vision + Adult Dental | Silver | HMO | $635 | $5,950 | $8,850 | $16,468 | |
| Ambetter (Centene) | Standard Gold HMO | Gold | HMO | $638 | $2,000 | $8,200 | $15,850 | |
| Ambetter (Centene) | Everyday Gold HMO | Gold | HMO | $644 | $800 | $7,250 | $14,980 | |
| Ambetter (Centene) | Standard Gold HMO + Vision + Adult Dental | Gold | HMO | $651 | $2,000 | $8,200 | $16,015 | |
| Ambetter (Centene) | Everyday Gold HMO + Vision + Adult Dental | Gold | HMO | $658 | $800 | $7,250 | $15,147 | |
| Oscar Health | Silver Simple Saver HMO $5750 $10 | Silver | HMO | $662 | $5,750 | $9,900 | $17,843 | |
| Oscar Health | Silver Classic Standard HMO $6000 $40 | Silver | HMO | $662 | $6,000 | $8,900 | $16,844 | |
| Oscar Health | Buena Salud Plateado Estandar Clasico HMO $6000 $40 | Silver | HMO | $663 | $6,000 | $8,900 | $16,852 | |
| Oscar Health | Silver Simple Diabetes HMO $6500 $0 | Silver | HMO | $665 | $6,500 | $10,000 | $17,975 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits HMO $6000 $0 | Silver | HMO | $665 | $6,000 | $10,150 | $18,135 | |
| Ambetter (Centene) | Complete Gold HMO | Gold | HMO | $666 | $1,450 | $7,500 | $15,493 | |
| Oscar Health | Silver Simple HMO $5000 $20 | Silver | HMO | $667 | $5,000 | $9,500 | $17,503 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits HMO $6200 $0 | Silver | HMO | $668 | $6,200 | $9,600 | $17,613 | |
| Oscar Health | Silver Elite Saver Plus HMO $0 $70 | Silver | HMO | $673 | $0 | $9,100 | $17,176 | |
| Ambetter (Centene) | Complete Gold HMO + Vision + Adult Dental | Gold | HMO | $680 | $1,450 | $7,500 | $15,666 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5500 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $683 | $5,500 | $10,000 | $18,202 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $685 | $5,000 | $9,750 | $17,974 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 6000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $688 | $6,000 | $9,000 | $17,259 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 3900 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $690 | $3,900 | $10,600 | $18,880 | |
| CareSource | Low Premium Silver HMO 6200 $40 | Silver | HMO | $707 | $6,200 | $9,800 | $18,285 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 2800 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $711 | $2,800 | $10,150 | $18,681 | |
| CareSource | Low Premium Silver HMO 6200 $40 and Adult Vision and Fitness | Silver | HMO | $711 | $6,200 | $9,800 | $18,333 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $718 | $5,000 | $9,500 | $18,118 | |
| Oscar Health | Gold Classic Standard HMO $2000 $30 | Gold | HMO | $719 | $2,000 | $8,200 | $16,826 | |
| Ambetter (Centene) | Elite Gold HMO | Gold | HMO | $719 | $0 | $6,500 | $15,129 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $722 | $5,000 | $9,500 | $18,166 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $723 | $5,000 | $9,500 | $18,176 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $727 | $5,000 | $9,500 | $18,224 | |
| Ambetter (Centene) | Elite Gold HMO + Vision + Adult Dental | Gold | HMO | $735 | $0 | $6,500 | $15,316 | |
| Oscar Health | Gold Elite Saver Plus HMO $1000 $10 | Gold | HMO | $737 | $1,000 | $8,500 | $17,347 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Gold Pathway HMO 1350 $20 $0 Virtual PCP $0 Select Drugs | Gold | HMO | $748 | $1,350 | $9,600 | $18,580 | |
| CareSource | HDHP Preventive Silver HMO 5500 0% $0 Chronic Care Drugs | Silver | HMO | $762 | $5,500 | $5,500 | $14,648 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $815 | $3,000 | $8,500 | $18,278 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $819 | $3,000 | $8,500 | $18,326 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $822 | $3,000 | $8,500 | $18,364 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $826 | $3,000 | $8,500 | $18,412 | |
| CareSource | Low Premium Gold HMO 1500 $20 | Gold | HMO | $851 | $1,500 | $8,400 | $18,608 | |
| CareSource | Low Premium Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $855 | $1,500 | $8,400 | $18,656 | |
| CareSource | Core Gold HMO 1500 $20 | Gold | HMO | $861 | $1,500 | $8,000 | $18,329 | |
| CareSource | Core Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $865 | $1,500 | $8,000 | $18,377 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $496 | $544 | $610 | 26 | $7,500 | $10,075 | $16,578 |
| Silver | $611 | $668 | $762 | 27 | $5,950 | $9,500 | $17,613 |
| Gold | $621 | $735 | $865 | 21 | $1,500 | $8,200 | $16,826 |
| CatastrophicUnder 30 or hardship exemption only | $459 | $459 | $459 | 1 | $10,600 | $10,600 | $16,105 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.