Health insurance prices in Heard County, GA (2026)
88 marketplace plans from 5 insurers. Cheapest plan $485/mo; typical Silver $746/mo. Official marketplace: Georgia Access (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 4.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $485–$757 (typical $593) · Silver $618–$896 (typical $746) · Gold $671–$943 (typical $836) · Platinum $1,033–$1,038 (typical $1,036) · Catastrophic $578–$578 (typical $578)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 18 | $485 | $508 | $621 | $680 | Bronze Simple 2 HMO $9150 10% | |
| CareSource | 20 | $517 | $541 | $733 | $850 | Low Premium Bronze HMO 10600 0% | |
| Alliant Health Plans | 13 | $574 | $590 | $754 | $877 | SoloCare Exp Bronze HMO 110030 | |
| Ambetter (Centene) | 25 | $667 | $689 | $771 | $812 | Clear Bronze HMO | |
| Anthem Blue Cross Blue Shield (GA)Elevance Health (Blue Cross Blue Shield company) | 12 | $625 | $659 | $868 | $943 | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs |
All 88 plans in Heard County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Simple 2 HMO $9150 10% | Expanded Bronze | HMO | $485 | $9,150 | $10,150 | $15,973 | |
| Oscar Health | Buena Salud Bronce Estandar Clasico HMO $7500 $50 | Expanded Bronze | HMO | $504 | $7,500 | $10,000 | $16,050 | |
| Oscar Health | Bronze Classic Standard HMO $7500 $50 | Expanded Bronze | HMO | $504 | $7,500 | $10,000 | $16,051 | |
| Oscar Health | Bronze Classic Saver Plus HMO $8000 $0 | Expanded Bronze | HMO | $505 | $8,000 | $10,150 | $16,210 | |
| Oscar Health | Bronze Simple Diabetes HMO $5500 $50 | Expanded Bronze | HMO | $512 | $5,500 | $10,150 | $16,291 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits HMO $5500 $50 | Expanded Bronze | HMO | $512 | $5,500 | $10,150 | $16,291 | |
| Oscar Health | Bronze Classic 4700 HMO $4700 $70 | Expanded Bronze | HMO | $514 | $4,700 | $9,600 | $15,762 | |
| CareSource | Low Premium Bronze HMO 10600 0% | Expanded Bronze | HMO | $517 | $10,600 | $10,600 | $16,808 | |
| CareSource | Low Premium Bronze HMO 10600 0% and Adult Vision and Fitness | Expanded Bronze | HMO | $521 | $10,600 | $10,600 | $16,857 | |
| Oscar Health | Bronze Elite Saver Plus HMO $0 $50 | Expanded Bronze | HMO | $533 | $0 | $10,600 | $16,992 | |
| CareSource | Core Bronze HMO 7500 $50 | Expanded Bronze | HMO | $541 | $7,500 | $10,000 | $16,488 | |
| CareSource | Core Bronze HMO 7500 $50 and Adult Vision and Fitness | Expanded Bronze | HMO | $545 | $7,500 | $10,000 | $16,537 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110030 | Expanded Bronze | HMO | $574 | $9,500 | $10,150 | $17,034 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Catastrophic Pathway HMO 10600 First 3 PCP Visits $40 | Catastrophic | HMO | $578 | $10,600 | $10,600 | $17,540 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110054 | Expanded Bronze | HMO | $585 | $8,000 | $10,150 | $17,175 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110027 | Expanded Bronze | HMO | $590 | $6,800 | $10,150 | $17,226 | |
| CareSource | Bronze HMO 6000 60% HSA Eligible | Expanded Bronze | HMO | $593 | $6,000 | $7,250 | $14,363 | |
| Alliant Health Plans | SoloCare Exp Bronze HMO 110053 | Expanded Bronze | HMO | $604 | $4,000 | $10,150 | $17,392 | |
| Oscar Health | Silver Simple Saver HMO $5750 $10 | Silver | HMO | $618 | $5,750 | $9,900 | $17,315 | |
| Oscar Health | Silver Classic Standard HMO $6000 $40 | Silver | HMO | $618 | $6,000 | $8,900 | $16,316 | |
| Oscar Health | Buena Salud Plateado Estandar Clasico HMO $6000 $40 | Silver | HMO | $619 | $6,000 | $8,900 | $16,323 | |
| Oscar Health | Silver Simple Diabetes HMO $6500 $0 | Silver | HMO | $620 | $6,500 | $10,000 | $17,445 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits HMO $6000 $0 | Silver | HMO | $621 | $6,000 | $10,150 | $17,605 | |
| Oscar Health | Silver Simple HMO $5000 $20 | Silver | HMO | $623 | $5,000 | $9,500 | $16,971 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits HMO $6200 $0 | Silver | HMO | $623 | $6,200 | $9,600 | $17,080 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 8000 50% $0 Virtual PCP $0 Select Drugs | Bronze | HMO | $625 | $8,000 | $10,600 | $18,105 | |
| Oscar Health | Silver Elite Saver Plus HMO $0 $70 | Silver | HMO | $628 | $0 | $9,100 | $16,639 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 6000 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $649 | $6,000 | $10,600 | $18,385 | |
| Alliant Health Plans | SoloCare Bronze HMO HSA 110019 | Expanded Bronze | HMO | $655 | $8,500 | $8,500 | $16,358 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7500 $50 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $659 | $7,500 | $10,600 | $18,505 | |
| Ambetter (Centene) | Clear Bronze HMO | Bronze | HMO | $667 | $9,000 | $9,000 | $16,998 | |
| Oscar Health | Gold Classic Standard HMO $2000 $30 | Gold | HMO | $671 | $2,000 | $8,200 | $16,252 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 5000 $45 $0 Virtual PCP $0 Select Drugs | Expanded Bronze | HMO | $677 | $5,000 | $10,600 | $18,722 | |
| Ambetter (Centene) | Everyday Bronze HMO | Expanded Bronze | HMO | $680 | $8,450 | $10,150 | $18,310 | |
| Ambetter (Centene) | Clear Bronze HMO + Vision + Adult Dental | Bronze | HMO | $681 | $9,000 | $9,000 | $17,171 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO | Expanded Bronze | HMO | $683 | $7,500 | $10,000 | $18,193 | |
| Oscar Health | Gold Elite Saver Plus HMO $1000 $10 | Gold | HMO | $688 | $1,000 | $8,500 | $16,759 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Bronze Pathway HMO 7900 0% HSA | Expanded Bronze | HMO | $692 | $7,900 | $7,900 | $16,210 | |
| Ambetter (Centene) | Everyday Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $695 | $8,450 | $10,150 | $18,487 | |
| Ambetter (Centene) | Standard Expanded Bronze HMO + Vision + Adult Dental | Expanded Bronze | HMO | $697 | $7,500 | $10,000 | $18,370 | |
| CareSource | Low Premium Silver HMO 6200 $40 | Silver | HMO | $717 | $6,200 | $9,800 | $18,408 | |
| Alliant Health Plans | SoloCare Standard Silver HMO 110025 | Silver | HMO | $721 | $6,000 | $8,900 | $17,552 | |
| CareSource | Low Premium Silver HMO 6200 $40 and Adult Vision and Fitness | Silver | HMO | $721 | $6,200 | $9,800 | $18,457 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $729 | $5,000 | $9,500 | $18,243 | |
| CareSource | Healthy Heart Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $733 | $5,000 | $9,500 | $18,292 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services | Silver | HMO | $733 | $5,000 | $9,500 | $18,301 | |
| CareSource | Diabetes Silver HMO 5000 $30 $0 Chronic Care Services and Adult Vision and Fitness | Silver | HMO | $737 | $5,000 | $9,500 | $18,350 | |
| Ambetter (Centene) | Choice Bronze HSA HMO | Expanded Bronze | HMO | $741 | $7,250 | $7,250 | $16,136 | |
| Alliant Health Plans | SoloCare Silver HMO 110008 | Silver | HMO | $754 | $6,500 | $9,600 | $18,650 | |
| Ambetter (Centene) | Choice Bronze HSA HMO + Vision + Adult Dental | Expanded Bronze | HMO | $757 | $7,250 | $7,250 | $16,328 | |
| Ambetter (Centene) | Clear Silver HMO with $0 Insulin Options | Silver | HMO | $758 | $7,000 | $7,000 | $16,096 | |
| Ambetter (Centene) | Standard Silver HMO | Silver | HMO | $762 | $6,000 | $8,900 | $18,049 | |
| Ambetter (Centene) | Focused Silver HMO | Silver | HMO | $770 | $6,300 | $8,400 | $17,637 | |
| Ambetter (Centene) | Clear Gold HMO | Gold | HMO | $770 | $1,200 | $9,150 | $18,396 | |
| Ambetter (Centene) | Complete Silver HMO | Silver | HMO | $771 | $5,950 | $8,850 | $18,103 | |
| CareSource | HDHP Preventive Silver HMO 5500 0% $0 Chronic Care Drugs | Silver | HMO | $773 | $5,500 | $5,500 | $14,781 | |
| Ambetter (Centene) | Standard Silver HMO + Vision + Adult Dental | Silver | HMO | $779 | $6,000 | $8,900 | $18,247 | |
| Alliant Health Plans | SoloCare Silver HMO 110009 | Silver | HMO | $784 | $5,000 | $9,200 | $18,609 | |
| Ambetter (Centene) | Focused Silver HMO + Vision + Adult Dental | Silver | HMO | $786 | $6,300 | $8,400 | $17,837 | |
| Ambetter (Centene) | Clear Gold HMO + Vision + Adult Dental | Gold | HMO | $787 | $1,200 | $9,150 | $18,595 | |
| Ambetter (Centene) | Complete Silver HMO + Vision + Adult Dental | Silver | HMO | $788 | $5,950 | $8,850 | $18,303 | |
| Ambetter (Centene) | Standard Gold HMO | Gold | HMO | $791 | $2,000 | $8,200 | $17,693 | |
| Ambetter (Centene) | Everyday Gold HMO | Gold | HMO | $799 | $800 | $7,250 | $16,842 | |
| Ambetter (Centene) | Standard Gold HMO + Vision + Adult Dental | Gold | HMO | $808 | $2,000 | $8,200 | $17,898 | |
| Ambetter (Centene) | Everyday Gold HMO + Vision + Adult Dental | Gold | HMO | $817 | $800 | $7,250 | $17,049 | |
| Ambetter (Centene) | Complete Gold HMO | Gold | HMO | $827 | $1,450 | $7,500 | $17,419 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $827 | $3,000 | $8,500 | $18,419 | |
| CareSource | Healthy Heart Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $831 | $3,000 | $8,500 | $18,468 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services | Gold | HMO | $834 | $3,000 | $8,500 | $18,507 | |
| CareSource | Diabetes Gold HMO 3000 $10 $0 Chronic Care Services and Adult Vision and Fitness | Gold | HMO | $838 | $3,000 | $8,500 | $18,556 | |
| Ambetter (Centene) | Complete Gold HMO + Vision + Adult Dental | Gold | HMO | $844 | $1,450 | $7,500 | $17,633 | |
| Alliant Health Plans | SoloCare Gold HMO 110003 | Gold | HMO | $845 | $1,500 | $8,500 | $18,640 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5500 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $862 | $5,500 | $10,000 | $20,339 | |
| CareSource | Low Premium Gold HMO 1500 $20 | Gold | HMO | $863 | $1,500 | $8,400 | $18,755 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 5000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $864 | $5,000 | $9,750 | $20,117 | |
| CareSource | Low Premium Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $867 | $1,500 | $8,400 | $18,804 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 6000 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $868 | $6,000 | $9,000 | $19,411 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 3900 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $870 | $3,900 | $10,600 | $21,037 | |
| CareSource | Core Gold HMO 1500 $20 | Gold | HMO | $873 | $1,500 | $8,000 | $18,479 | |
| Alliant Health Plans | SoloCare Gold HMO 110024 | Gold | HMO | $877 | $1,000 | $7,500 | $18,024 | |
| CareSource | Core Gold HMO 1500 $20 and Adult Vision and Fitness | Gold | HMO | $877 | $1,500 | $8,000 | $18,527 | |
| Alliant Health Plans | SoloCare Gold HMO 110052 | Gold | HMO | $891 | $500 | $6,000 | $16,691 | |
| Ambetter (Centene) | Elite Gold HMO | Gold | HMO | $892 | $0 | $6,500 | $17,208 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Silver Pathway HMO 2800 $10 $0 Virtual PCP $0 Select Drugs | Silver | HMO | $896 | $2,800 | $10,150 | $20,904 | |
| Ambetter (Centene) | Elite Gold HMO + Vision + Adult Dental | Gold | HMO | $912 | $0 | $6,500 | $17,439 | |
| Anthem Blue Cross Blue Shield (GA) | Anthem Gold Pathway HMO 1350 $20 $0 Virtual PCP $0 Select Drugs | Gold | HMO | $943 | $1,350 | $9,600 | $20,921 | |
| Alliant Health Plans | SoloCare Platinum HMO 110028 | Platinum | HMO | $1,033 | $1,000 | $1,500 | $13,896 | |
| Alliant Health Plans | SoloCare Standard Platinum HMO 110047 | Platinum | HMO | $1,038 | $0 | $5,200 | $17,660 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $485 | $593 | $757 | 31 | $7,500 | $10,150 | $16,857 |
| Silver | $618 | $746 | $896 | 30 | $5,975 | $9,500 | $18,173 |
| Gold | $671 | $836 | $943 | 24 | $1,475 | $8,200 | $18,210 |
| Platinum | $1,033 | $1,036 | $1,038 | 2 | $500 | $3,350 | $15,778 |
| CatastrophicUnder 30 or hardship exemption only | $578 | $578 | $578 | 1 | $10,600 | $10,600 | $17,540 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.