Health insurance prices in La Paz County, AZ (2026)

28 marketplace plans from 3 insurers. Cheapest plan $702/mo; typical Silver $950/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $702–$942 (typical $778) · Silver $901–$1,073 (typical $950) · Gold $1,062–$1,312 (typical $1,119)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Insurer	Plans	Cheapest plan	Typical Bronze	Typical Silver	Typical Gold	Cheapest plan name
Imperial Health Plan	5	$772	$772	$912	$1,069	Imperial Standard Bronze
UnitedHealthcareUnitedHealth Group	14	$702	$769	$946	$1,104	UHC Bronze Essential ($0 Virtual Urgent Care)
Blue Cross Blue Shield of ArizonaIndependent Blue Cross Blue Shield company	9	$791	$843	$1,062	$1,284	AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)

All 28 plans in La Paz County, cheapest first

Insurer	Plan	Metal	Network	Monthly	Deductible	Out-of-pocket max	Bad year
UnitedHealthcare	UHC Bronze Essential ($0 Virtual Urgent Care)	Bronze	HMO	$702	$10,600	$10,600	$19,021
UnitedHealthcare	UHC Bronze Standard	Expanded Bronze	HMO	$739	$7,500	$10,000	$18,866
UnitedHealthcare	UHC Bronze Standard+ (Dental + Vision)	Expanded Bronze	HMO	$769	$7,500	$10,000	$19,223
Imperial Health Plan	Imperial Standard Bronze	Expanded Bronze	HMO	$772	$7,500	$10,000	$19,262
UnitedHealthcare	UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)	Expanded Bronze	HMO	$778	$0	$10,600	$19,933
Blue Cross Blue Shield of Arizona	AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)	Expanded Bronze	HMO	$791	$10,150	$10,150	$19,639
UnitedHealthcare	UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)	Expanded Bronze	HMO	$808	$0	$10,600	$20,290
Blue Cross Blue Shield of Arizona	AZ Blue StandardHealth Bronze Neighborhood	Expanded Bronze	HMO	$843	$7,500	$10,000	$20,119
Imperial Health Plan	Imperial Standard Silver	Silver	HMO	$901	$6,000	$8,900	$19,707
UnitedHealthcare	UHC Silver Standard	Silver	HMO	$921	$6,000	$8,900	$19,955
Imperial Health Plan	Imperial Preferred Silver	Silver	HMO	$924	$7,500	$9,500	$20,583
UnitedHealthcare	UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)	Silver	HMO	$924	$4,500	$10,150	$21,233
Blue Cross Blue Shield of Arizona	AZ Blue Portfolio Bronze HSA Neighborhood	Expanded Bronze	HMO	$942	$7,100	$7,100	$18,408
UnitedHealthcare	UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)	Silver	HMO	$946	$0	$10,600	$21,951
UnitedHealthcare	UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)	Silver	HMO	$953	$4,500	$10,150	$21,586
UnitedHealthcare	UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)	Silver	HMO	$975	$0	$10,600	$22,305
Blue Cross Blue Shield of Arizona	AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)	Silver	HMO	$1,043	$7,200	$7,200	$19,711
Imperial Health Plan	Imperial Standard Gold	Gold	HMO	$1,062	$2,000	$8,200	$20,943
Blue Cross Blue Shield of Arizona	AZ Blue StandardHealth Silver Neighborhood	Silver	HMO	$1,062	$6,000	$8,900	$21,644
Blue Cross Blue Shield of Arizona	AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)	Silver	HMO	$1,073	$7,500	$9,200	$22,071
UnitedHealthcare	UHC Gold Standard	Gold	HMO	$1,076	$2,000	$8,200	$21,109
Imperial Health Plan	Imperial Preferred Gold	Gold	HMO	$1,076	$1,000	$8,000	$20,912
UnitedHealthcare	UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)	Gold	HMO	$1,089	$1,250	$8,000	$21,073
UnitedHealthcare	UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)	Gold	HMO	$1,119	$1,250	$8,000	$21,430
UnitedHealthcare	UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)	Gold	HMO	$1,120	$0	$7,800	$21,237
Blue Cross Blue Shield of Arizona	AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)	Gold	HMO	$1,246	$4,800	$4,800	$19,755
Blue Cross Blue Shield of Arizona	AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)	Gold	HMO	$1,284	$1,475	$8,000	$23,408
Blue Cross Blue Shield of Arizona	AZ Blue StandardHealth Gold Neighborhood	Gold	HMO	$1,312	$2,000	$8,200	$23,945

Deductibles and a bad year, by metal level

Metal	Lowest	Typical*	Highest	Plans	Typical deductible	Typical out-of-pocket max	Typical bad year**
Bronze	$702	$778	$942	9	$7,500	$10,000	$19,262
Silver	$901	$950	$1,073	10	$6,000	$9,350	$21,410
Gold	$1,062	$1,119	$1,312	9	$1,475	$8,000	$21,109

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

Health sharing programs NOT INSURANCE

Health care sharing ministries and sharing communities are not insurance. They are not regulated as insurance, payment of your medical bills is not guaranteed, ACA tax credits and protections do not apply, and pre-existing conditions are often limited or excluded. Prices are national (same in every county) for one adult age 40, checked October 2026.

Side by side: the typical marketplace Bronze plan here is $778/mo with a legal out-of-pocket cap; a bad year ≈ $19,262 before tax credits. Many people get tax credits that cut ACA premiums a lot; health sharing never qualifies.

Program	Option	Monthly	You pay first, per need	One-need bad year†	Where
Christian Healthcare Ministries	Bronze	$115	$6,000	$7,380	No state limits listed
Christian Healthcare Ministries	Silver	$169	$3,000	$5,028	No state limits listed
Liberty HealthShare	Essential (single, 35-49)	$180	$4,000	—	No state limits listed
Samaritan Ministries	Basic (age 40-54, 1 person)	$185	$2,000	$6,720	No state limits listed
Zion HealthShare	Direct, $5,000 IUA (40-49, member only)	$188	$5,000	$7,256	Excludes MD, MA, PA, MT
CrowdHealth	Standard (ages 0-54), max monthly	$200	$500	$2,900	No state limits listed
Zion HealthShare	Direct, $2,500 IUA (40-49, member only)	$214	$2,500	$5,068	Excludes MD, MA, PA, MT
Sedera	SELECT+, $5,000 IUA (30+, member only, eff. 4/1/26)	$233	$5,000	$7,796	Check availability
Liberty HealthShare	Connect (single, 35-49)	$241	$1,000	—	No state limits listed
Sedera	SELECT+, $2,500 IUA	$251	$2,500	$5,512	Check availability
Zion HealthShare	Direct, $1,250 IUA (40-49, member only)	$254	$1,250	$4,298	Excludes MD, MA, PA, MT
Christian Healthcare Ministries	Gold	$299	$1,250	$4,838	No state limits listed
Sedera	SELECT+, $1,000 IUA	$309	$1,000	$4,708	Check availability
Liberty HealthShare	Unite (single, 35-49)	$312	$1,000	$4,744	No state limits listed
Samaritan Ministries	Classic (age 40-54, 1 person)	$330	$1,000	$4,960	No state limits listed
Sedera	SELECT+, $500 IUA	$437	$500	$5,744	Check availability

† 12 × monthly price + the amount you pay before sharing starts (plus any capped co-share) for one medical need. Two needs in a year can mean paying that amount twice. Not comparable 1:1 with an insurance out-of-pocket maximum, which is a legal yearly cap. Knew Health and Medi-Share publish prices by quote only. How health sharing works

How we make money: We have no affiliate links or paid placements yet. Payment never changes the order of any table or which option is labeled lowest. Disclosures