Health insurance prices in Morgan County, UT (2026)
34 marketplace plans from 4 insurers. Cheapest plan $496/mo; typical Silver $718/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $496–$668 (typical $550) · Silver $602–$848 (typical $718) · Gold $694–$942 (typical $786) · Platinum $965–$1,320 (typical $1,129)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| SelectHealthIntermountain Health | 17 | $496 | $553 | $665 | $809 | Value Expanded Bronze 6900 Medical Deductible | |
| Regence BlueCross BlueShield (UT)Cambia Health (Blue Cross Blue Shield company) | 8 | $504 | $533 | $701 | $757 | Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits | |
| BridgeSpan (Cambia)Cambia Health | 3 | $550 | $550 | $722 | $780 | BridgeSpan Standard Bronze Plan | |
| University of Utah Health Plans | 6 | $559 | $567 | $839 | $938 | Healthy Premier Bronze HSA |
All 34 plans in Morgan County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| SelectHealth | Value Expanded Bronze 6900 Medical Deductible | Expanded Bronze | HMO | $496 | $6,900 | $10,000 | $15,953 | |
| Regence BlueCross BlueShield (UT) | Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits | Expanded Bronze | EPO | $504 | $9,000 | $10,600 | $16,649 | |
| SelectHealth | Value Benchmark Expanded Bronze Select Copay Plan | Expanded Bronze | HMO | $518 | $0 | $10,500 | $16,719 | |
| Regence BlueCross BlueShield (UT) | Bronze 8000 | Expanded Bronze | EPO | $523 | $8,000 | $10,600 | $16,874 | |
| Regence BlueCross BlueShield (UT) | Regence Standard Bronze 7500 | Expanded Bronze | EPO | $543 | $7,500 | $10,000 | $16,514 | |
| BridgeSpan (Cambia) | BridgeSpan Standard Bronze Plan | Expanded Bronze | HMO | $550 | $7,500 | $10,000 | $16,596 | |
| University of Utah Health Plans | Healthy Premier Bronze HSA | Expanded Bronze | EPO | $559 | $8,500 | $8,500 | $15,211 | |
| Regence BlueCross BlueShield (UT) | Bronze HSA 7000 | Expanded Bronze | EPO | $563 | $7,000 | $8,300 | $15,054 | |
| University of Utah Health Plans | Healthy Premier Expanded Bronze Standard | Expanded Bronze | EPO | $574 | $7,500 | $10,000 | $16,894 | |
| SelectHealth | Med Benchmark Expanded Bronze Select Copay Plan | Expanded Bronze | HMO | $587 | $0 | $10,500 | $17,543 | |
| SelectHealth | Value Benchmark Silver 5900 Medical Deductible | Silver | HMO | $602 | $5,900 | $9,500 | $16,727 | |
| SelectHealth | Value Silver 3000 Medical Deductible | Silver | HMO | $631 | $3,000 | $9,500 | $17,069 | |
| SelectHealth | Med Benchmark Silver 6000 Medical Deductible w/Vision | Silver | HMO | $665 | $6,000 | $9,500 | $17,480 | |
| SelectHealth | Med Benchmark Expanded Bronze Standardized Plan | Expanded Bronze | HMO | $668 | $7,500 | $10,000 | $18,013 | |
| Regence BlueCross BlueShield (UT) | Silver 6500 | Silver | EPO | $689 | $6,500 | $9,500 | $17,772 | |
| SelectHealth | Value Gold 1500 Medical Deductible | Gold | HMO | $694 | $1,500 | $8,000 | $16,330 | |
| Regence BlueCross BlueShield (UT) | Regence Standard Silver 6000 | Silver | EPO | $713 | $6,000 | $8,900 | $17,457 | |
| BridgeSpan (Cambia) | BridgeSpan Standard Silver Plan | Silver | HMO | $722 | $6,000 | $8,900 | $17,570 | |
| Regence BlueCross BlueShield (UT) | Gold 2300 | Gold | EPO | $744 | $2,300 | $10,150 | $19,075 | |
| SelectHealth | Value Benchmark Silver Standardized Plan | Silver | HMO | $746 | $6,000 | $8,900 | $17,858 | |
| Regence BlueCross BlueShield (UT) | Regence Standard Gold 2000 | Gold | EPO | $770 | $2,000 | $8,200 | $17,435 | |
| BridgeSpan (Cambia) | BridgeSpan Standard Gold Plan | Gold | HMO | $780 | $2,000 | $8,200 | $17,555 | |
| SelectHealth | Med Gold 1500 Medical Deductible | Gold | HMO | $786 | $1,500 | $8,000 | $17,434 | |
| University of Utah Health Plans | Healthy Premier Silver Standard | Silver | EPO | $830 | $6,000 | $8,900 | $18,862 | |
| SelectHealth | Value Benchmark Gold Standardized Plan | Gold | HMO | $832 | $2,000 | $8,200 | $18,185 | |
| SelectHealth | Med Benchmark Silver Standardized Plan | Silver | HMO | $845 | $6,000 | $8,900 | $19,045 | |
| University of Utah Health Plans | Healthy Premier Silver Copay Office Visits | Silver | EPO | $848 | $4,000 | $7,000 | $17,175 | |
| University of Utah Health Plans | Healthy Premier Gold Standard | Gold | EPO | $937 | $2,000 | $8,200 | $19,445 | |
| University of Utah Health Plans | Healthy Premier Gold Copay Office Visits | Gold | EPO | $938 | $1,500 | $8,500 | $19,761 | |
| SelectHealth | Med Benchmark Gold Standardized Plan | Gold | HMO | $942 | $2,000 | $8,200 | $19,508 | |
| SelectHealth | Value Benchmark Platinum | Platinum | HMO | $965 | $0 | $8,950 | $20,532 | |
| SelectHealth | Med Benchmark Platinum | Platinum | HMO | $1,093 | $0 | $8,950 | $22,067 | |
| SelectHealth | Value Benchmark Platinum Standardized Plan | Platinum | HMO | $1,166 | $0 | $5,200 | $19,188 | |
| SelectHealth | Med Benchmark Platinum Standardized Plan | Platinum | HMO | $1,320 | $0 | $5,200 | $21,042 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $496 | $550 | $668 | 11 | $7,500 | $10,000 | $16,649 |
| Silver | $602 | $718 | $848 | 10 | $6,000 | $8,900 | $17,525 |
| Gold | $694 | $786 | $942 | 9 | $2,000 | $8,200 | $18,185 |
| Platinum | $965 | $1,129 | $1,320 | 4 | $0 | $7,075 | $20,787 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.