Cigna Healthcare in North Carolina health insurance (2026)
Cigna Healthcare sells 17 marketplace plans in 87 of 100 North Carolina counties for 2026, from $548/mo; typical Silver $906/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Cigna Healthcare plans in North Carolina
- Bronze $548–$907
- Silver $682–$1,128
- Gold $822–$1,345
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 7 plans · $548–$907/mo | ||||||
| Connect Bronze 5500 Indiv Med Deductible Expanded Bronze | HMO | $548–$894in 74 counties | $5,500 | $10,250 | $16,826–$20,983 | Benefits summary Find doctors |
| Connect Bronze CMS Standard Expanded Bronze | HMO | $548–$895in 74 counties | $7,500 | $10,000 | $16,581–$20,742 | Benefits summary Find doctors |
| Connect Bronze 6500 Indiv Med Deductible Expanded Bronze | HMO | $551–$899in 74 counties | $6,500 | $9,900 | $16,512–$20,693 | Benefits summary Find doctors |
| Connect myDiabetesCare Bronze Expanded Bronze | HMO | $556–$907in 74 counties | $6,000 | $9,900 | $16,568–$20,783 | Benefits summary Find doctors |
| Connect Bronze RD 6000 Indiv Med Deductible Expanded Bronze | HMO | $708–$818in 13 counties | $6,000 | $10,300 | $18,801–$20,115 | Benefits summary Find doctors |
| Connect Bronze RD CMS Standard Expanded Bronze | HMO | $710–$820in 13 counties | $7,500 | $10,000 | $18,517–$19,834 | Benefits summary Find doctors |
| Connect Bronze RD 5000 Indiv Med Deductible Expanded Bronze | HMO | $722–$834in 13 counties | $5,000 | $9,700 | $18,364–$19,704 | Benefits summary Find doctors |
| Silver 7 plans · $682–$1,128/mo | ||||||
| Connect Silver 5000 Indiv Med Deductible | HMO | $682–$1,113in 74 counties | $5,000 | $8,850 | $17,033–$22,207 | Benefits summary Find doctors |
| Connect Silver 3600 Indiv Med Deductible | HMO | $683–$1,115in 74 counties | $3,600 | $9,150 | $17,349–$22,532 | Benefits summary Find doctors |
| Connect Silver CMS Standard | HMO | $683–$1,116in 74 counties | $6,000 | $8,900 | $17,102–$22,287 | Benefits summary Find doctors |
| Connect myDiabetesCare Silver | HMO | $691–$1,128in 74 counties | $4,300 | $9,200 | $17,495–$22,739 | Benefits summary Find doctors |
| Connect Silver RD 5000 Indiv Med Deductible | HMO | $880–$1,016in 13 counties | $5,000 | $9,250 | $19,810–$21,443 | Benefits summary Find doctors |
| Connect Silver RD CMS Standard | HMO | $885–$1,021in 13 counties | $6,000 | $8,900 | $19,514–$21,155 | Benefits summary Find doctors |
| Connect Silver RD 3500 Indiv Med Deductible | HMO | $887–$1,024in 13 counties | $3,500 | $9,000 | $19,644–$21,290 | Benefits summary Find doctors |
| Gold 3 plans · $822–$1,345/mo | ||||||
| Connect Gold CMS Standard | HMO | $822–$1,342in 74 counties | $2,000 | $8,200 | $18,070–$24,309 | Benefits summary Find doctors |
| Connect Gold 1500 Indiv Med Deductible | HMO | $824–$1,345in 74 counties | $1,500 | $9,950 | $19,836–$26,086 | Benefits summary Find doctors |
| Connect Gold RD CMS Standard | HMO | $1,064–$1,229in 13 counties | $2,000 | $8,200 | $20,973–$22,948 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Cigna Healthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alamance County | 7 | $798–$1,199 | $996 |
| Anson County | 10 | $548–$824 | $683 |
| Avery County | 10 | $894–$1,345 | $1,115 |
| Beaufort County | 10 | $753–$1,132 | $939 |
| Bertie County | 10 | $693–$1,042 | $864 |
| Bladen County | 10 | $731–$1,098 | $911 |
| Brunswick County | 10 | $799–$1,201 | $996 |
| Buncombe County | 10 | $894–$1,345 | $1,115 |
| Cabarrus County | 10 | $548–$824 | $683 |
| Camden County | 10 | $693–$1,042 | $864 |
| Carteret County | 10 | $753–$1,132 | $939 |
| Caswell County | 7 | $798–$1,199 | $996 |
| Chatham County | 7 | $798–$1,199 | $996 |
| Cherokee County | 10 | $894–$1,345 | $1,115 |
| Chowan County | 10 | $693–$1,042 | $864 |
| Clay County | 10 | $894–$1,345 | $1,115 |
| Columbus County | 10 | $799–$1,201 | $996 |
| Craven County | 10 | $753–$1,132 | $939 |
| Cumberland County | 10 | $731–$1,098 | $911 |
| Currituck County | 10 | $693–$1,042 | $864 |
| Dare County | 10 | $753–$1,132 | $939 |
| Davidson County | 10 | $579–$871 | $723 |
| Davie County | 10 | $579–$871 | $723 |
| Duplin County | 10 | $799–$1,201 | $996 |
| Durham County | 7 | $798–$1,199 | $996 |
| Edgecombe County | 10 | $857–$1,288 | $1,068 |
| Forsyth County | 10 | $579–$871 | $723 |
| Franklin County | 7 | $708–$1,064 | $885 |
| Gaston County | 10 | $563–$847 | $702 |
| Gates County | 10 | $693–$1,042 | $864 |
| Graham County | 10 | $894–$1,345 | $1,115 |
| Granville County | 7 | $818–$1,229 | $1,021 |
| Greene County | 10 | $857–$1,288 | $1,068 |
| Guilford County | 10 | $576–$866 | $719 |
| Halifax County | 10 | $693–$1,042 | $864 |
| Harnett County | 10 | $731–$1,098 | $911 |
| Haywood County | 10 | $894–$1,345 | $1,115 |
| Henderson County | 10 | $894–$1,345 | $1,115 |
| Hertford County | 10 | $693–$1,042 | $864 |
| Hoke County | 10 | $731–$1,098 | $911 |
| Hyde County | 10 | $753–$1,132 | $939 |
| Jackson County | 10 | $894–$1,345 | $1,115 |
| Johnston County | 7 | $708–$1,064 | $885 |
| Jones County | 10 | $753–$1,132 | $939 |
| Lee County | 7 | $798–$1,199 | $996 |
| Lenoir County | 10 | $753–$1,132 | $939 |
| Macon County | 10 | $894–$1,345 | $1,115 |
| Madison County | 10 | $894–$1,345 | $1,115 |
| Martin County | 10 | $693–$1,042 | $864 |
| McDowell County | 10 | $894–$1,345 | $1,115 |
| Mecklenburg County | 10 | $548–$824 | $683 |
| Mitchell County | 10 | $894–$1,345 | $1,115 |
| Montgomery County | 10 | $718–$1,080 | $895 |
| Moore County | 10 | $718–$1,080 | $895 |
| Nash County | 10 | $857–$1,288 | $1,068 |
| New Hanover County | 10 | $799–$1,201 | $996 |
| Northampton County | 10 | $693–$1,042 | $864 |
| Onslow County | 10 | $799–$1,201 | $996 |
| Orange County | 7 | $798–$1,199 | $996 |
| Pamlico County | 10 | $753–$1,132 | $939 |
| Pasquotank County | 10 | $693–$1,042 | $864 |
| Pender County | 10 | $799–$1,201 | $996 |
| Perquimans County | 10 | $693–$1,042 | $864 |
| Person County | 7 | $798–$1,199 | $996 |
| Pitt County | 10 | $857–$1,288 | $1,068 |
| Polk County | 10 | $894–$1,345 | $1,115 |
| Randolph County | 10 | $576–$866 | $719 |
| Richmond County | 10 | $731–$1,098 | $911 |
| Robeson County | 10 | $731–$1,098 | $911 |
| Rockingham County | 10 | $576–$866 | $719 |
| Rowan County | 10 | $548–$824 | $683 |
| Rutherford County | 10 | $894–$1,345 | $1,115 |
| Sampson County | 10 | $731–$1,098 | $911 |
| Scotland County | 10 | $731–$1,098 | $911 |
| Stokes County | 10 | $579–$871 | $723 |
| Swain County | 10 | $894–$1,345 | $1,115 |
| Transylvania County | 10 | $894–$1,345 | $1,115 |
| Tyrrell County | 10 | $753–$1,132 | $939 |
| Union County | 10 | $548–$824 | $683 |
| Vance County | 7 | $818–$1,229 | $1,021 |
| Wake County | 7 | $708–$1,064 | $885 |
| Warren County | 7 | $818–$1,229 | $1,021 |
| Washington County | 10 | $753–$1,132 | $939 |
| Wayne County | 10 | $857–$1,288 | $1,068 |
| Wilson County | 10 | $857–$1,288 | $1,068 |
| Yadkin County | 10 | $579–$871 | $723 |
| Yancey County | 10 | $894–$1,345 | $1,115 |
Other insurers in North Carolina
- Oscar Health Silver $635/mo
- Ambetter (Centene) Silver $650/mo
- AmeriHealth Caritas Next Silver $722/mo
- Blue Cross and Blue Shield of NC Silver $834/mo
- UnitedHealthcare Silver $883/mo
All North Carolina prices · Sorted by typical Silver price.
Frequently asked questions
How much does Cigna Healthcare health insurance cost in North Carolina?
For plan year 2026, Cigna Healthcare marketplace plans in North Carolina cost $548 to $1,345 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $728, Silver $906, Gold $1,080. Prices depend on the county.
What is the cheapest Cigna Healthcare plan in North Carolina?
Connect Bronze 5500 Indiv Med Deductible (Expanded Bronze), from $548 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Cigna Healthcare sell marketplace plans in North Carolina?
In 87 of North Carolina's 100 counties, including Alamance County, Anson County, Avery County, Beaufort County, Bertie County, Bladen County and others.
How do I buy a Cigna Healthcare plan in North Carolina?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for North Carolina, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.