Ambetter (Centene) in North Carolina health insurance (2026)
Ambetter (Centene) sells 29 marketplace plans in 63 of 100 North Carolina counties for 2026, from $420/mo; typical Silver $650/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Ambetter (Centene) plans in North Carolina
- Bronze $420–$693
- Silver $540–$804
- Gold $558–$847
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 12 plans · $420–$693/mo | ||||||
| Everyday Bronze with Atrium Health Expanded Bronze | HMO | $420–$493in 16 counties | $8,450 | $10,150 | $15,191–$16,064 | Benefits summary Find doctors |
| Standard Expanded Bronze with Atrium Health Expanded Bronze | HMO | $422–$495in 16 counties | $7,500 | $10,000 | $15,061–$15,937 | Benefits summary Find doctors |
| Everyday Bronze with Atrium Health + Vision + Adult Dental Expanded Bronze | HMO | $434–$509in 16 counties | $8,450 | $10,150 | $15,361–$16,264 | Benefits summary Find doctors |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental Expanded Bronze | HMO | $436–$511in 16 counties | $7,500 | $10,000 | $15,231–$16,137 | Benefits summary Find doctors |
| Everyday Bronze Expanded Bronze | HMO | $463–$590in 47 counties | $8,450 | $10,150 | $15,711–$17,226 | Benefits summary Find doctors |
| Standard Expanded Bronze Expanded Bronze | HMO | $465–$592in 47 counties | $7,500 | $10,000 | $15,583–$17,103 | Benefits summary Find doctors |
| Elite Bronze with Atrium Health Expanded Bronze | HMO | $477–$560in 16 counties | $0 | $10,500 | $16,228–$17,220 | Benefits summary Find doctors |
| Everyday Bronze + Vision + Adult Dental Expanded Bronze | HMO | $479–$609in 47 counties | $8,450 | $10,150 | $15,898–$17,464 | Benefits summary Find doctors |
| Standard Expanded Bronze + Vision + Adult Dental Expanded Bronze | HMO | $481–$612in 47 counties | $7,500 | $10,000 | $15,770–$17,342 | Benefits summary Find doctors |
| Elite Bronze with Atrium Health + Vision + Adult Dental Expanded Bronze | HMO | $493–$579in 16 counties | $0 | $10,500 | $16,421–$17,446 | Benefits summary Find doctors |
| Elite Bronze Expanded Bronze | HMO | $527–$670in 47 counties | $0 | $10,500 | $16,818–$18,540 | Benefits summary Find doctors |
| Elite Bronze + Vision + Adult Dental Expanded Bronze | HMO | $544–$693in 47 counties | $0 | $10,500 | $17,031–$18,810 | Benefits summary Find doctors |
| Silver 9 plans · $540–$804/mo | ||||||
| Standard Silver with Atrium Health | HMO | $540–$634in 16 counties | $6,000 | $8,900 | $15,381–$16,504 | Benefits summary Find doctors |
| Focused Silver with Atrium Health | HMO | $546–$640in 16 counties | $6,300 | $8,400 | $14,948–$16,082 | Benefits summary Find doctors |
| Standard Silver with Atrium Health + Vision + Adult Dental | HMO | $558–$655in 16 counties | $6,000 | $8,900 | $15,599–$16,760 | Benefits summary Find doctors |
| Focused Silver with Atrium Health + Vision + Adult Dental | HMO | $564–$662in 16 counties | $6,300 | $8,400 | $15,168–$16,340 | Benefits summary Find doctors |
| Clear Silver with $0 Insulin Options | HMO | $596–$758in 47 counties | $7,000 | $7,000 | $14,147–$16,094 | Benefits summary Find doctors |
| Standard Silver | HMO | $596–$758in 47 counties | $6,000 | $8,900 | $16,049–$17,997 | Benefits summary Find doctors |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | HMO | $611–$778in 47 counties | $5,900 | $8,150 | $15,486–$17,484 | Benefits summary Find doctors |
| Standard Silver + Vision + Adult Dental | HMO | $616–$784in 47 counties | $6,000 | $8,900 | $16,290–$18,303 | Benefits summary Find doctors |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | HMO | $632–$804in 47 counties | $5,900 | $8,150 | $15,733–$17,799 | Benefits summary Find doctors |
| Gold 8 plans · $558–$847/mo | ||||||
| Standard Gold with Atrium Health | HMO | $558–$655in 16 counties | $2,000 | $8,200 | $14,900–$16,061 | Benefits summary Find doctors |
| Standard Gold with Atrium Health + Vision + Adult Dental | HMO | $577–$677in 16 counties | $2,000 | $8,200 | $15,126–$16,325 | Benefits summary Find doctors |
| Complete Gold with Atrium Health | HMO | $584–$685in 16 counties | $1,450 | $7,500 | $14,505–$15,718 | Benefits summary Find doctors |
| Complete Gold with Atrium Health + Vision + Adult Dental | HMO | $603–$708in 16 counties | $1,450 | $7,500 | $14,740–$15,994 | Benefits summary Find doctors |
| Standard Gold | HMO | $616–$784in 47 counties | $2,000 | $8,200 | $15,591–$17,604 | Benefits summary Find doctors |
| Standard Gold + Vision + Adult Dental | HMO | $637–$810in 47 counties | $2,000 | $8,200 | $15,839–$17,920 | Benefits summary Find doctors |
| Complete Gold | HMO | $644–$819in 47 counties | $1,450 | $7,500 | $15,226–$17,331 | Benefits summary Find doctors |
| Complete Gold + Vision + Adult Dental | HMO | $666–$847in 47 counties | $1,450 | $7,500 | $15,486–$17,662 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Ambetter (Centene) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alexander County | 15 | $463–$666 | $611 |
| Alleghany County | 15 | $527–$757 | $695 |
| Anson County | 14 | $464–$667 | $610 |
| Avery County | 15 | $546–$785 | $721 |
| Bladen County | 15 | $505–$725 | $666 |
| Brunswick County | 15 | $533–$766 | $704 |
| Buncombe County | 15 | $546–$785 | $721 |
| Burke County | 15 | $463–$666 | $611 |
| Cabarrus County | 14 | $464–$667 | $610 |
| Caldwell County | 15 | $463–$666 | $611 |
| Caswell County | 15 | $489–$703 | $645 |
| Catawba County | 15 | $463–$666 | $611 |
| Clay County | 15 | $546–$785 | $721 |
| Cleveland County | 14 | $493–$708 | $648 |
| Columbus County | 15 | $533–$766 | $704 |
| Cumberland County | 15 | $505–$725 | $666 |
| Davidson County | 14 | $420–$603 | $552 |
| Davie County | 14 | $420–$603 | $552 |
| Durham County | 15 | $489–$703 | $645 |
| Forsyth County | 14 | $420–$603 | $552 |
| Franklin County | 15 | $487–$700 | $643 |
| Gaston County | 14 | $493–$708 | $648 |
| Graham County | 15 | $546–$785 | $721 |
| Granville County | 15 | $498–$716 | $658 |
| Guilford County | 14 | $422–$606 | $554 |
| Harnett County | 15 | $505–$725 | $666 |
| Haywood County | 15 | $546–$785 | $721 |
| Hoke County | 15 | $505–$725 | $666 |
| Iredell County | 15 | $463–$666 | $611 |
| Jackson County | 15 | $546–$785 | $721 |
| Johnston County | 15 | $487–$700 | $643 |
| Lee County | 15 | $489–$703 | $645 |
| Lincoln County | 14 | $493–$708 | $648 |
| Macon County | 15 | $546–$785 | $721 |
| Madison County | 15 | $546–$785 | $721 |
| McDowell County | 15 | $546–$785 | $721 |
| Mecklenburg County | 14 | $464–$667 | $610 |
| Mitchell County | 15 | $546–$785 | $721 |
| Montgomery County | 15 | $590–$847 | $778 |
| Moore County | 15 | $590–$847 | $778 |
| New Hanover County | 15 | $533–$766 | $704 |
| Orange County | 15 | $489–$703 | $645 |
| Pender County | 15 | $533–$766 | $704 |
| Person County | 15 | $489–$703 | $645 |
| Polk County | 15 | $546–$785 | $721 |
| Randolph County | 14 | $422–$606 | $554 |
| Richmond County | 15 | $505–$725 | $666 |
| Robeson County | 15 | $505–$725 | $666 |
| Rowan County | 14 | $464–$667 | $610 |
| Rutherford County | 15 | $546–$785 | $721 |
| Sampson County | 15 | $505–$725 | $666 |
| Scotland County | 15 | $505–$725 | $666 |
| Stanly County | 14 | $464–$667 | $610 |
| Stokes County | 14 | $420–$603 | $552 |
| Swain County | 15 | $546–$785 | $721 |
| Transylvania County | 15 | $546–$785 | $721 |
| Union County | 14 | $464–$667 | $610 |
| Vance County | 15 | $498–$716 | $658 |
| Wake County | 15 | $487–$700 | $643 |
| Warren County | 15 | $498–$716 | $658 |
| Wilkes County | 15 | $527–$757 | $695 |
| Yadkin County | 14 | $420–$603 | $552 |
| Yancey County | 15 | $546–$785 | $721 |
Other insurers in North Carolina
- Oscar Health Silver $635/mo
- AmeriHealth Caritas Next Silver $722/mo
- Blue Cross and Blue Shield of NC Silver $834/mo
- UnitedHealthcare Silver $883/mo
- Cigna Healthcare Silver $906/mo
All North Carolina prices · Sorted by typical Silver price.
Frequently asked questions
How much does Ambetter (Centene) health insurance cost in North Carolina?
For plan year 2026, Ambetter (Centene) marketplace plans in North Carolina cost $420 to $847 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $523, Silver $650, Gold $682. Prices depend on the county.
What is the cheapest Ambetter (Centene) plan in North Carolina?
Everyday Bronze with Atrium Health (Expanded Bronze), from $420 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Ambetter (Centene) sell marketplace plans in North Carolina?
In 63 of North Carolina's 100 counties, including Alexander County, Alleghany County, Anson County, Avery County, Bladen County, Brunswick County and others.
How do I buy a Ambetter (Centene) plan in North Carolina?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for North Carolina, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.