Blue Cross and Blue Shield of New Mexico health insurance (2026)
Blue Cross and Blue Shield of New Mexico sells 8 marketplace plans in every New Mexico county for 2026, from $390/mo; typical Silver $734/mo, before tax credits. Buy on beWellnm.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of New Mexico plans in New Mexico
- Bronze $390–$556
- Silver $524–$815
- Gold $515–$763
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $390–$556/mo | ||||||
| Blue Community Bronze HMOâ 603 Expanded Bronze | HMO | $390–$546in 33 counties | $6,000 | $10,150 | $14,833–$16,707 | — |
| Blue Community Bronze HMOâ 201 Expanded Bronze | HMO | $397–$556in 33 counties | $8,000 | $10,150 | $14,912–$16,816 | — |
| Silver 3 plans · $524–$815/mo | ||||||
| Blue Community Silver HMOâ 203 | HMO | $524–$734in 33 counties | $1,800 | $10,150 | $16,443–$18,960 | — |
| Blue Community Silver HMOâ 308 | HMO | $538–$753in 33 counties | $4,250 | $10,150 | $16,604–$19,185 | — |
| Blue Cross Blue Shield Clear Cost Silver Planâ | HMO | $582–$815in 33 counties | $4,800 | $9,300 | $16,288–$19,083 | — |
| Gold 3 plans · $515–$763/mo | ||||||
| Blue Community Gold HMOâ 705 | HMO | $515–$722in 33 counties | $1,700 | $5,750 | $11,936–$14,410 | — |
| Blue Community Gold HMOâ 205 | HMO | $531–$743in 33 counties | $350 | $10,150 | $16,519–$19,067 | — |
| Blue Cross Blue Shield Clear Cost Gold Planâ | HMO | $545–$763in 33 counties | $3,000 | $6,000 | $12,540–$15,157 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of New Mexico sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bernalillo County | 8 | $390–$582 | $538 |
| Catron County | 8 | $546–$815 | $753 |
| Chaves County | 8 | $546–$815 | $753 |
| Cibola County | 8 | $546–$815 | $753 |
| Colfax County | 8 | $546–$815 | $753 |
| Curry County | 8 | $546–$815 | $753 |
| De Baca County | 8 | $546–$815 | $753 |
| Doña Ana County | 8 | $546–$815 | $753 |
| Eddy County | 8 | $546–$815 | $753 |
| Grant County | 8 | $546–$815 | $753 |
| Guadalupe County | 8 | $546–$815 | $753 |
| Harding County | 8 | $546–$815 | $753 |
| Hidalgo County | 8 | $546–$815 | $753 |
| Lea County | 8 | $546–$815 | $753 |
| Lincoln County | 8 | $546–$815 | $753 |
| Los Alamos County | 8 | $546–$815 | $753 |
| Luna County | 8 | $546–$815 | $753 |
| McKinley County | 8 | $546–$815 | $753 |
| Mora County | 8 | $546–$815 | $753 |
| Otero County | 8 | $546–$815 | $753 |
| Quay County | 8 | $546–$815 | $753 |
| Rio Arriba County | 8 | $546–$815 | $753 |
| Roosevelt County | 8 | $546–$815 | $753 |
| San Juan County | 8 | $529–$790 | $730 |
| San Miguel County | 8 | $546–$815 | $753 |
| Sandoval County | 8 | $390–$582 | $538 |
| Santa Fe County | 8 | $533–$796 | $735 |
| Sierra County | 8 | $546–$815 | $753 |
| Socorro County | 8 | $546–$815 | $753 |
| Taos County | 8 | $546–$815 | $753 |
| Torrance County | 8 | $390–$582 | $538 |
| Union County | 8 | $546–$815 | $753 |
| Valencia County | 8 | $390–$582 | $538 |
Other insurers in New Mexico
- Molina Healthcare Silver $564/mo
- Presbyterian Health Plan Silver $788/mo
- UnitedHealthcare Silver $815/mo
All New Mexico prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of New Mexico health insurance cost in New Mexico?
For plan year 2026, Blue Cross and Blue Shield of New Mexico marketplace plans in New Mexico cost $390 to $815 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $540, Silver $734, Gold $722. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of New Mexico plan in New Mexico?
Blue Community Bronze HMOâ 603 (Expanded Bronze), from $390 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of New Mexico sell marketplace plans in New Mexico?
In all 33 counties of New Mexico.
How do I buy a Blue Cross and Blue Shield of New Mexico plan in New Mexico?
On beWellnm (https://www.bewellnm.com/), the official marketplace for New Mexico, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.