Medica in Minnesota health insurance (2026)
Medica sells 84 marketplace plans in every Minnesota county for 2026, from $363/mo; typical Silver $558/mo, before tax credits. Buy on MNsure.
$363Cheapest plan
$558Typical Silver plan
87of 87 counties
84Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Medica plans in Minnesota
- Bronze $363–$624
- Silver $445–$757
- Gold $513–$876
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 36 plans · $363–$624/mo | ||||||
| Bold by M Health Fairview and Medica Bronze Share Plus Metro | EPO | $363–$375in 9 counties | $5,000 | $10,600 | $14,953–$15,096 | — |
| North Memorial Acclaim by Medica Bronze Share Plus Metro | EPO | $365in 5 counties | $5,000 | $10,600 | $14,974 | — |
| Bold by M Health Fairview and Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $377–$390in 9 counties | $7,500 | $10,600 | $15,128–$15,277 | — |
| Bold by M Health Fairview and Medica Bronze Copay (First 3) | EPO | $379–$391in 9 counties | $7,500 | $10,600 | $15,143–$15,291 | — |
| North Memorial Acclaim by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $379in 5 counties | $7,500 | $10,600 | $15,151 | — |
| North Memorial Acclaim by Medica Bronze Copay (First 3) | EPO | $380in 5 counties | $7,500 | $10,600 | $15,165 | — |
| Medica Easy Compare Bronze Bold by M Health Fairview Expanded Bronze | EPO | $384–$396in 9 counties | $7,500 | $9,700 | $14,304–$14,455 | — |
| Ridgeview Distinct by Medica Bronze Share Plus Metro | EPO | $384–$466in 7 counties | $5,000 | $10,600 | $15,211–$16,191 | — |
| Medica Easy Compare Bronze North Memorial Acclaim Expanded Bronze | EPO | $386in 5 counties | $7,500 | $9,700 | $14,326 | — |
| Bold by M Health Fairview and Medica Bronze HSA Expanded Bronze | EPO | $390–$402in 9 counties | $7,500 | $8,500 | $13,175–$13,328 | — |
| North Memorial Acclaim by Medica Bronze HSA Expanded Bronze | EPO | $391in 5 counties | $7,500 | $8,500 | $13,197 | — |
| Ridgeview Distinct by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $400–$485in 7 counties | $7,500 | $10,600 | $15,397–$16,416 | — |
| Ridgeview Distinct by Medica Bronze Copay (First 3) | EPO | $401–$486in 7 counties | $7,500 | $10,600 | $15,412–$16,435 | — |
| Essentia Choice Care with Medica Bronze Share Plus | EPO | $402–$451in 12 counties | $5,000 | $10,600 | $15,430–$16,007 | — |
| Medica Easy Compare Bronze Ridgeview Distinct Expanded Bronze | EPO | $406–$493in 7 counties | $7,500 | $9,700 | $14,577–$15,613 | — |
| Essentia Choice Care with Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $409–$458in 12 counties | $7,500 | $10,600 | $15,509–$16,096 | — |
| Essentia Choice Care with Medica Bronze Copay (First 3) | EPO | $410–$459in 12 counties | $7,500 | $10,600 | $15,525–$16,114 | — |
| Ridgeview Distinct by Medica Bronze HSA Expanded Bronze | EPO | $413–$500in 7 counties | $7,500 | $8,500 | $13,452–$14,504 | — |
| Medica Easy Compare Bronze Essentia Choice Care Expanded Bronze | EPO | $416–$466in 12 counties | $7,500 | $9,700 | $14,691–$15,288 | — |
| Altru Prime by Medica Bronze Share Plus | EPO | $419–$433in 6 counties | $5,000 | $10,600 | $15,632–$15,792 | — |
| Essentia Choice Care with Medica Bronze HSA Expanded Bronze | EPO | $422–$473in 12 counties | $7,500 | $8,500 | $13,568–$14,174 | — |
| Altru Prime by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $426–$440in 6 counties | $7,500 | $10,600 | $15,715–$15,877 | — |
| Altru Prime by Medica Bronze Copay (First 3) | EPO | $428–$441in 6 counties | $7,500 | $10,600 | $15,731–$15,894 | — |
| Medica Easy Compare Bronze Altru Prime Expanded Bronze | EPO | $433–$447in 6 counties | $7,500 | $9,700 | $14,900–$15,065 | — |
| Medica Applause Bronze Share Plus Metro | EPO | $438in 11 counties | $5,000 | $10,600 | $15,852 | — |
| Altru Prime by Medica Bronze HSA Expanded Bronze | EPO | $440–$454in 6 counties | $7,500 | $8,500 | $13,780–$13,948 | — |
| Medica Applause Bronze Share Plus | EPO | $446–$595in 76 counties | $5,000 | $10,600 | $15,957–$17,739 | — |
| Medica Applause Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $454–$605in 87 counties | $7,500 | $10,600 | $16,045–$17,857 | — |
| Medica Applause Bronze Copay (First 3) | EPO | $455–$549in 37 counties | $7,500 | $10,600 | $16,062–$17,192 | — |
| Medica Easy Compare Bronze Applause Expanded Bronze | EPO | $461–$615in 87 counties | $7,500 | $9,700 | $15,236–$17,077 | — |
| Medica Applause Bronze HSA Expanded Bronze | EPO | $468–$624in 87 counties | $7,500 | $8,500 | $14,121–$15,991 | — |
| Engage by Medica Bronze Share Plus | EPO | $535–$591in 19 counties | $5,000 | $10,600 | $17,023–$17,692 | — |
| Engage by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $544–$601in 19 counties | $7,500 | $10,600 | $17,129–$17,809 | — |
| Engage by Medica Bronze Copay (First 3) | EPO | $546–$603in 19 counties | $7,500 | $10,600 | $17,149–$17,832 | — |
| Medica Easy Compare Bronze Engage by Medica Expanded Bronze | EPO | $553–$611in 19 counties | $7,500 | $9,700 | $16,337–$17,029 | — |
| Engage by Medica Bronze HSA Expanded Bronze | EPO | $562–$620in 19 counties | $7,500 | $8,500 | $15,240–$15,942 | — |
| Silver 34 plans · $445–$757/mo | ||||||
| Bold by M Health Fairview and Medica Silver $0 Copay PCP Visits | EPO | $445–$460in 9 counties | $3,500 | $10,450 | $15,795–$15,970 | — |
| North Memorial Acclaim by Medica Silver $0 Copay PCP Visits | EPO | $448in 5 counties | $3,500 | $10,450 | $15,821 | — |
| Bold by M Health Fairview and Medica Silver Share | EPO | $462–$477in 9 counties | $1,600 | $9,350 | $14,894–$15,075 | — |
| Bold by M Health Fairview and Medica Silver HSA | EPO | $463–$478in 9 counties | $3,700 | $8,500 | $14,053–$14,235 | — |
| North Memorial Acclaim by Medica Silver Share | EPO | $464in 5 counties | $1,600 | $9,350 | $14,921 | — |
| North Memorial Acclaim by Medica Silver HSA | EPO | $465in 5 counties | $3,700 | $8,500 | $14,080 | — |
| Ridgeview Distinct by Medica Silver $0 Copay PCP Visits | EPO | $472–$572in 7 counties | $3,500 | $10,450 | $16,112–$17,315 | — |
| Medica Easy Compare Silver and Rx Copay Bold by M Health Fairview | EPO | $472–$488in 9 counties | $4,500 | $9,200 | $14,867–$15,053 | — |
| Medica Easy Compare Silver and Rx Copay North Memorial Acclaim | EPO | $475in 5 counties | $4,500 | $9,200 | $14,895 | — |
| Bold by M Health Fairview and Medica Silver Copay (First 3) | EPO | $475–$490in 9 counties | $2,600 | $9,300 | $14,999–$15,186 | — |
| North Memorial Acclaim by Medica Silver Copay (First 3) | EPO | $477in 5 counties | $2,600 | $9,300 | $15,027 | — |
| Essentia Choice Care with Medica Silver $0 Copay PCP Visits | EPO | $483–$541in 12 counties | $3,500 | $10,450 | $16,244–$16,937 | — |
| Ridgeview Distinct by Medica Silver Share | EPO | $489–$593in 7 counties | $1,600 | $9,350 | $15,222–$16,470 | — |
| Ridgeview Distinct by Medica Silver HSA | EPO | $490–$594in 7 counties | $3,700 | $8,500 | $14,382–$15,632 | — |
| Medica Easy Compare Silver and Rx Copay Ridgeview Distinct | EPO | $500–$607in 7 counties | $4,500 | $9,200 | $15,203–$16,479 | — |
| Essentia Choice Care with Medica Silver Share | EPO | $501–$561in 12 counties | $1,600 | $9,350 | $15,360–$16,079 | — |
| Essentia Choice Care with Medica Silver HSA | EPO | $502–$562in 12 counties | $3,700 | $8,500 | $14,520–$15,240 | — |
| Altru Prime by Medica Silver $0 Copay PCP Visits | EPO | $503–$519in 6 counties | $3,500 | $10,450 | $16,487–$16,679 | — |
| Ridgeview Distinct by Medica Silver Copay (First 3) | EPO | $503–$610in 7 counties | $2,600 | $9,300 | $15,337–$16,620 | — |
| Medica Easy Compare Silver and Rx Copay Essentia Choice Care | EPO | $512–$573in 12 counties | $4,500 | $9,200 | $15,344–$16,078 | — |
| Essentia Choice Care with Medica Silver Copay (First 3) | EPO | $515–$576in 12 counties | $2,600 | $9,300 | $15,478–$16,217 | — |
| Altru Prime by Medica Silver Share | EPO | $522–$538in 6 counties | $1,600 | $9,350 | $15,611–$15,810 | — |
| Altru Prime by Medica Silver HSA | EPO | $523–$539in 6 counties | $3,700 | $8,500 | $14,772–$14,971 | — |
| Medica Easy Compare Silver and Rx Copay Altru Prime | EPO | $533–$550in 6 counties | $4,500 | $9,200 | $15,601–$15,804 | — |
| Medica Applause Silver $0 Copay PCP Visits | EPO | $536–$714in 87 counties | $3,500 | $10,450 | $16,877–$19,015 | — |
| Altru Prime by Medica Silver Copay (First 3) | EPO | $536–$553in 6 counties | $2,600 | $9,300 | $15,737–$15,941 | — |
| Medica Applause Silver Share | EPO | $556–$740in 87 counties | $1,600 | $9,350 | $16,016–$18,233 | — |
| Medica Applause Silver HSA | EPO | $556–$742in 87 counties | $3,700 | $8,500 | $15,177–$17,398 | — |
| Medica Easy Compare Silver and Rx Copay Applause | EPO | $568–$757in 87 counties | $4,500 | $9,200 | $16,014–$18,281 | — |
| Engage by Medica Silver $0 Copay PCP Visits | EPO | $642–$709in 19 counties | $3,500 | $10,450 | $18,156–$18,959 | — |
| Engage by Medica Silver Share | EPO | $666–$735in 19 counties | $1,600 | $9,350 | $17,342–$18,176 | — |
| Engage by Medica Silver HSA | EPO | $667–$737in 19 counties | $3,700 | $8,500 | $16,506–$17,340 | — |
| Medica Easy Compare Silver and Rx Copay Engage by Medica | EPO | $681–$752in 19 counties | $4,500 | $9,200 | $17,370–$18,222 | — |
| Engage by Medica Silver Copay (First 3) | EPO | $685–$756in 19 counties | $2,600 | $9,300 | $17,517–$18,373 | — |
| Gold 14 plans · $513–$876/mo | ||||||
| Bold by M Health Fairview and Medica Gold $0 Copay PCP Visits | EPO | $513–$530in 9 counties | $1,500 | $8,800 | $14,957–$15,159 | — |
| North Memorial Acclaim by Medica Gold $0 Copay PCP Visits | EPO | $516in 5 counties | $1,500 | $8,800 | $14,987 | — |
| Ridgeview Distinct by Medica Gold $0 Copay PCP Visits | EPO | $544–$659in 7 counties | $1,500 | $8,800 | $15,322–$16,708 | — |
| Medica Easy Compare Gold and Rx Copay Bold by M Health Fairview | EPO | $547–$565in 9 counties | $2,000 | $8,200 | $14,760–$14,975 | — |
| Medica Easy Compare Gold and Rx Copay North Memorial Acclaim | EPO | $549in 5 counties | $2,000 | $8,200 | $14,792 | — |
| Essentia Choice Care with Medica Gold $0 Copay PCP Visits | EPO | $556–$623in 12 counties | $1,500 | $8,800 | $15,475–$16,273 | — |
| Medica Easy Compare Gold and Rx Copay Ridgeview Distinct | EPO | $579–$702in 7 counties | $2,000 | $8,200 | $15,149–$16,626 | — |
| Altru Prime by Medica Gold $0 Copay PCP Visits | EPO | $580–$598in 6 counties | $1,500 | $8,800 | $15,754–$15,975 | — |
| Medica Easy Compare Gold and Rx Copay Essentia Choice Care | EPO | $593–$664in 12 counties | $2,000 | $8,200 | $15,312–$16,162 | — |
| Medica Applause Gold $0 Copay PCP Visits | EPO | $617–$822in 87 counties | $1,500 | $8,800 | $16,204–$18,666 | — |
| Medica Easy Compare Gold and Rx Copay Altru Prime | EPO | $617–$637in 6 counties | $2,000 | $8,200 | $15,609–$15,845 | — |
| Medica Easy Compare Gold and Rx Copay Applause | EPO | $657–$876in 87 counties | $2,000 | $8,200 | $16,088–$18,712 | — |
| Engage by Medica Gold $0 Copay PCP Visits | EPO | $740–$817in 19 counties | $1,500 | $8,800 | $17,677–$18,602 | — |
| Medica Easy Compare Gold and Rx Copay Engage by Medica | EPO | $788–$870in 19 counties | $2,000 | $8,200 | $17,658–$18,644 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Medica sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Aitkin County | 11 | $463–$681 | $576 |
| Anoka County | 34 | $363–$659 | $473 |
| Becker County | 22 | $402–$657 | $515 |
| Beltrami County | 11 | $463–$681 | $576 |
| Benton County | 11 | $438–$659 | $558 |
| Big Stone County | 11 | $520–$766 | $648 |
| Blue Earth County | 22 | $540–$800 | $676 |
| Brown County | 22 | $535–$793 | $670 |
| Carlton County | 22 | $451–$736 | $576 |
| Carver County | 34 | $363–$659 | $490 |
| Cass County | 22 | $417–$681 | $533 |
| Chippewa County | 11 | $520–$766 | $648 |
| Chisago County | 22 | $375–$681 | $490 |
| Clay County | 22 | $402–$657 | $515 |
| Clearwater County | 11 | $448–$660 | $558 |
| Cook County | 11 | $500–$736 | $622 |
| Cottonwood County | 11 | $539–$793 | $671 |
| Crow Wing County | 22 | $417–$681 | $533 |
| Dakota County | 22 | $363–$659 | $475 |
| Dodge County | 22 | $591–$876 | $740 |
| Douglas County | 11 | $446–$657 | $556 |
| Faribault County | 22 | $540–$800 | $676 |
| Fillmore County | 22 | $591–$876 | $740 |
| Freeborn County | 22 | $591–$876 | $740 |
| Goodhue County | 22 | $591–$876 | $740 |
| Grant County | 11 | $446–$657 | $556 |
| Hennepin County | 46 | $363–$659 | $475 |
| Houston County | 22 | $591–$876 | $740 |
| Hubbard County | 22 | $417–$681 | $533 |
| Isanti County | 22 | $375–$681 | $490 |
| Itasca County | 22 | $451–$736 | $576 |
| Jackson County | 11 | $539–$793 | $671 |
| Kanabec County | 11 | $463–$681 | $576 |
| Kandiyohi County | 11 | $520–$766 | $648 |
| Kittson County | 22 | $419–$660 | $536 |
| Koochiching County | 11 | $500–$736 | $622 |
| Lac qui Parle County | 11 | $520–$766 | $648 |
| Lake County | 11 | $500–$736 | $622 |
| Lake of the Woods County | 11 | $500–$736 | $622 |
| Le Sueur County | 34 | $466–$800 | $661 |
| Lincoln County | 11 | $539–$793 | $671 |
| Lyon County | 11 | $520–$766 | $648 |
| Mahnomen County | 22 | $404–$660 | $517 |
| Marshall County | 22 | $419–$660 | $536 |
| Martin County | 22 | $540–$800 | $676 |
| McLeod County | 22 | $447–$766 | $585 |
| Meeker County | 11 | $520–$766 | $648 |
| Mille Lacs County | 11 | $463–$681 | $576 |
| Morrison County | 11 | $463–$681 | $576 |
| Mower County | 22 | $591–$876 | $740 |
| Murray County | 11 | $539–$793 | $671 |
| Nicollet County | 22 | $540–$800 | $676 |
| Nobles County | 11 | $539–$793 | $671 |
| Norman County | 22 | $404–$660 | $517 |
| Olmsted County | 22 | $591–$876 | $740 |
| Otter Tail County | 11 | $446–$657 | $556 |
| Pennington County | 22 | $419–$660 | $536 |
| Pine County | 22 | $417–$681 | $533 |
| Pipestone County | 11 | $539–$793 | $671 |
| Polk County | 22 | $419–$660 | $536 |
| Pope County | 11 | $446–$657 | $556 |
| Ramsey County | 34 | $363–$659 | $473 |
| Red Lake County | 22 | $419–$660 | $536 |
| Redwood County | 11 | $539–$793 | $671 |
| Renville County | 11 | $520–$766 | $648 |
| Rice County | 22 | $540–$800 | $676 |
| Rock County | 11 | $539–$793 | $671 |
| Roseau County | 22 | $433–$681 | $553 |
| Scott County | 22 | $384–$659 | $503 |
| Sherburne County | 34 | $363–$659 | $473 |
| Sibley County | 22 | $447–$766 | $585 |
| St. Louis County | 22 | $451–$736 | $576 |
| Stearns County | 11 | $438–$659 | $558 |
| Steele County | 22 | $591–$876 | $740 |
| Stevens County | 11 | $446–$657 | $556 |
| Swift County | 11 | $520–$766 | $648 |
| Todd County | 11 | $463–$681 | $576 |
| Traverse County | 11 | $446–$657 | $556 |
| Wabasha County | 22 | $591–$876 | $740 |
| Wadena County | 11 | $463–$681 | $576 |
| Waseca County | 22 | $540–$800 | $676 |
| Washington County | 22 | $363–$659 | $475 |
| Watonwan County | 22 | $540–$800 | $676 |
| Wilkin County | 22 | $402–$657 | $515 |
| Winona County | 22 | $591–$876 | $740 |
| Wright County | 34 | $365–$659 | $490 |
| Yellow Medicine County | 11 | $520–$766 | $648 |
Other insurers in Minnesota
- Blue Cross and Blue Shield of Minnesota Silver $512/mo
- HealthPartners Silver $543/mo
- UCare Minnesota Silver $546/mo
- Quartz Silver $602/mo
All Minnesota prices · Sorted by typical Silver price.
Frequently asked questions
How much does Medica health insurance cost in Minnesota?
For plan year 2026, Medica marketplace plans in Minnesota cost $363 to $876 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $462, Silver $558, Gold $648. Prices depend on the county.
What is the cheapest Medica plan in Minnesota?
Bold by M Health Fairview and Medica Bronze Share Plus Metro (Bronze), from $363 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Medica sell marketplace plans in Minnesota?
In all 87 counties of Minnesota.
How do I buy a Medica plan in Minnesota?
On MNsure (https://www.mnsure.org/), the official marketplace for Minnesota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.