CareFirst BlueCross BlueShield (MD) in Maryland health insurance (2026)
CareFirst BlueCross BlueShield (MD) sells 17 marketplace plans in every Maryland county for 2026, from $339/mo; typical Silver $493/mo, before tax credits. Buy on Maryland Health Connection.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
CareFirst BlueCross BlueShield (MD) plans in Maryland
- Bronze $339–$510
- Silver $446–$663
- Gold $452–$649
- Catastrophic $189
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 5 plans · $339–$510/mo | ||||||
| BlueChoice HMO Bronze 6100 Virtual Connect Plus Expanded Bronze | HMO | $339in 24 counties | $6,100 | $9,300 | $13,365 | — |
| BlueChoice HMO HSA Bronze 6150 Virtual Connect Plus Expanded Bronze | HMO | $346in 24 counties | $6,150 | $7,750 | $11,897 | — |
| BlueChoice HMO Value Bronze 10150 Expanded Bronze | HMO | $351in 24 counties | $10,150 | $10,150 | $14,356 | — |
| BluePreferred PPO Value Bronze 10150 Expanded Bronze | PPO | $510in 22 counties | $10,150 | $10,150 | $16,270 | — |
| BluePreferred PPO Value Bronze 10150 Expanded Bronze | PPO | $510in 2 counties | $10,150 | $10,150 | $16,270 | — |
| Silver 7 plans · $446–$663/mo | ||||||
| BlueChoice HMO Referral Silver 2500 VisionPlus Virtual Connect Plus | HMO | $446in 24 counties | $2,500 | $9,600 | $14,952 | — |
| BlueChoice HMO HSA Silver 3400 VisionPlus Virtual Connect Plus | HMO | $490in 24 counties | $3,400 | $6,850 | $12,731 | — |
| BlueChoice HMO Value Silver 4500 VisionPlus | HMO | $493in 24 counties | $4,500 | $8,500 | $14,410 | — |
| BluePreferred PPO Value Silver 4500 VisionPlus | PPO | $659in 22 counties | $4,500 | $8,500 | $16,411 | — |
| BluePreferred PPO Value Silver 4500 VisionPlus | PPO | $659in 2 counties | $4,500 | $8,500 | $16,411 | — |
| BluePreferred PPO HSA Silver 3400 VisionPlus Virtual Connect Plus | PPO | $663in 22 counties | $3,400 | $6,850 | $14,808 | — |
| BluePreferred PPO HSA Silver 3400 VisionPlus Virtual Connect Plus | PPO | $663in 2 counties | $3,400 | $6,850 | $14,808 | — |
| Gold 4 plans · $452–$649/mo | ||||||
| BlueChoice HMO Gold 1750 Virtual Connect Plus | HMO | $452in 24 counties | $1,750 | $7,800 | $13,222 | — |
| BlueChoice HMO Value Gold 1000 | HMO | $483in 24 counties | $1,000 | $8,500 | $14,302 | — |
| BluePreferred PPO Value Gold 1000 | PPO | $649in 22 counties | $1,000 | $8,500 | $16,284 | — |
| BluePreferred PPO Value Gold 1000 | PPO | $649in 2 counties | $1,000 | $8,500 | $16,284 | — |
| Catastrophic 1 plan · $189/mo | ||||||
| BlueChoice HMO Young Adult 10600 Virtual Connect Plus | HMO | $189in 24 counties | $10,600 | $10,600 | $12,866 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where CareFirst BlueCross BlueShield (MD) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Allegany County | 13 | $339–$663 | $493 |
| Anne Arundel County | 13 | $339–$663 | $493 |
| Baltimore County | 13 | $339–$663 | $493 |
| Baltimore city | 13 | $339–$663 | $493 |
| Calvert County | 13 | $339–$663 | $493 |
| Caroline County | 13 | $339–$663 | $493 |
| Carroll County | 13 | $339–$663 | $493 |
| Cecil County | 13 | $339–$663 | $493 |
| Charles County | 13 | $339–$663 | $493 |
| Dorchester County | 13 | $339–$663 | $493 |
| Frederick County | 13 | $339–$663 | $493 |
| Garrett County | 13 | $339–$663 | $493 |
| Harford County | 13 | $339–$663 | $493 |
| Howard County | 13 | $339–$663 | $493 |
| Kent County | 13 | $339–$663 | $493 |
| Montgomery County | 13 | $339–$663 | $493 |
| Prince George's County | 13 | $339–$663 | $493 |
| Queen Anne's County | 13 | $339–$663 | $493 |
| Somerset County | 13 | $339–$663 | $493 |
| St. Mary's County | 13 | $339–$663 | $493 |
| Talbot County | 13 | $339–$663 | $493 |
| Washington County | 13 | $339–$663 | $493 |
| Wicomico County | 13 | $339–$663 | $493 |
| Worcester County | 13 | $339–$663 | $493 |
Other insurers in Maryland
- UnitedHealthcare Silver $414/mo
- Wellpoint (Elevance Health) Silver $444/mo
- Kaiser Permanente Silver $450/mo
All Maryland prices · Sorted by typical Silver price.
Frequently asked questions
How much does CareFirst BlueCross BlueShield (MD) health insurance cost in Maryland?
For plan year 2026, CareFirst BlueCross BlueShield (MD) marketplace plans in Maryland cost $339 to $663 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $348, Silver $493, Gold $483. Prices depend on the county.
What is the cheapest CareFirst BlueCross BlueShield (MD) plan in Maryland?
BlueChoice HMO Bronze 6100 Virtual Connect Plus (Expanded Bronze), from $339 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does CareFirst BlueCross BlueShield (MD) sell marketplace plans in Maryland?
In all 24 counties of Maryland.
How do I buy a CareFirst BlueCross BlueShield (MD) plan in Maryland?
On Maryland Health Connection (https://www.marylandhealthconnection.gov/), the official marketplace for Maryland, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.