Medica in Iowa health insurance (2026)
Medica sells 45 marketplace plans in every Iowa county for 2026, from $359/mo; typical Silver $739/mo, before tax credits. Buy on HealthCare.gov.
$359Cheapest plan
$739Typical Silver plan
99of 99 counties
45Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Medica plans in Iowa
- Bronze $359–$731
- Silver $552–$1,069
- Gold $543–$1,067
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 15 plans · $359–$731/mo | ||||||
| Inspire by Medica Bronze Share Expanded Bronze | EPO | $359–$513in 25 counties | $8,000 | $10,600 | $14,905–$16,751 | Benefits summary Find doctors |
| Inspire by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $390–$557in 25 counties | $7,500 | $10,600 | $15,280–$17,287 | Benefits summary Find doctors |
| Inspire by Medica Expanded Bronze Standard Expanded Bronze | EPO | $395–$564in 25 counties | $7,500 | $10,000 | $14,737–$16,768 | Benefits summary Find doctors |
| Elevate by Medica Bronze Share Expanded Bronze | EPO | $449in 5 counties | $8,000 | $10,600 | $15,990 | Benefits summary Find doctors |
| Medica with CHI Health Bronze Share Expanded Bronze | EPO | $460in 1 county | $8,000 | $10,600 | $16,122 | Benefits summary Find doctors |
| Medica with CHI Health Bronze Share + Adult Eye Exam Expanded Bronze | EPO | $463in 1 county | $8,000 | $10,600 | $16,155 | Benefits summary Find doctors |
| Medica Insure Bronze Share Expanded Bronze | EPO | $465–$664in 68 counties | $8,000 | $10,600 | $16,181–$18,574 | Benefits summary Find doctors |
| Elevate by Medica Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $488in 5 counties | $7,500 | $10,600 | $16,460 | Benefits summary Find doctors |
| Elevate by Medica Expanded Bronze Standard Expanded Bronze | EPO | $494in 5 counties | $7,500 | $10,000 | $15,931 | Benefits summary Find doctors |
| Medica with CHI Health Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $500in 1 county | $7,500 | $10,600 | $16,604 | Benefits summary Find doctors |
| Medica with CHI Health Bronze $0 Copay PCP Visits + Adult Eye Exam Expanded Bronze | EPO | $503in 1 county | $7,500 | $10,600 | $16,640 | Benefits summary Find doctors |
| Medica Insure Bronze $0 Copay PCP Visits Expanded Bronze | EPO | $506–$722in 68 counties | $7,500 | $10,600 | $16,668–$19,270 | Benefits summary Find doctors |
| Medica with CHI Health Expanded Bronze Standard Expanded Bronze | EPO | $506in 1 county | $7,500 | $10,000 | $16,077 | Benefits summary Find doctors |
| Medica with CHI Health Expanded Bronze Standard + Adult Eye Exam Expanded Bronze | EPO | $509in 1 county | $7,500 | $10,000 | $16,113 | Benefits summary Find doctors |
| Medica Insure Expanded Bronze Standard Expanded Bronze | EPO | $512–$731in 99 counties | $7,500 | $10,000 | $16,141–$18,774 | Benefits summary Find doctors |
| Silver 15 plans · $552–$1,069/mo | ||||||
| Inspire by Medica Silver $0 Copay PCP Visits | EPO | $552–$788in 25 counties | $3,500 | $10,450 | $17,070–$19,909 | Benefits summary Find doctors |
| Inspire by Medica Silver Share | EPO | $568–$812in 25 counties | $3,525 | $8,850 | $15,669–$18,593 | Benefits summary Find doctors |
| Inspire by Medica Silver Standard | EPO | $577–$825in 25 counties | $6,000 | $8,900 | $15,826–$18,796 | Benefits summary Find doctors |
| Elevate by Medica Silver $0 Copay PCP Visits | EPO | $691in 5 counties | $3,500 | $10,450 | $18,739 | Benefits summary Find doctors |
| Medica with CHI Health Silver $0 Copay PCP Visits | EPO | $708in 1 county | $3,500 | $10,450 | $18,943 | Benefits summary Find doctors |
| Elevate by Medica Silver Share | EPO | $711in 5 counties | $3,525 | $8,850 | $17,388 | Benefits summary Find doctors |
| Medica with CHI Health Silver $0 Copay PCP Visits + Adult Eye Exam | EPO | $712in 1 county | $3,500 | $10,450 | $18,994 | Benefits summary Find doctors |
| Medica Insure Silver $0 Copay PCP Visits | EPO | $715–$1,022in 68 counties | $3,500 | $10,450 | $19,032–$22,713 | Benefits summary Find doctors |
| Elevate by Medica Silver Standard | EPO | $723in 5 counties | $6,000 | $8,900 | $17,571 | Benefits summary Find doctors |
| Medica with CHI Health Silver Share | EPO | $729in 1 county | $3,525 | $8,850 | $17,598 | Benefits summary Find doctors |
| Medica with CHI Health Silver Share + Adult Eye Exam | EPO | $733in 1 county | $3,525 | $8,850 | $17,650 | Benefits summary Find doctors |
| Medica Insure Silver Share | EPO | $737–$1,053in 68 counties | $3,525 | $8,850 | $17,690–$21,481 | Benefits summary Find doctors |
| Medica with CHI Health Silver Standard | EPO | $740in 1 county | $6,000 | $8,900 | $17,785 | Benefits summary Find doctors |
| Medica with CHI Health Silver Standard + Adult Eye Exam | EPO | $745in 1 county | $6,000 | $8,900 | $17,838 | Benefits summary Find doctors |
| Medica Insure Silver Standard | EPO | $748–$1,069in 99 counties | $6,000 | $8,900 | $17,879–$21,728 | Benefits summary Find doctors |
| Gold 15 plans · $543–$1,067/mo | ||||||
| Inspire by Medica Gold $0 Copay PCP Visits | EPO | $543–$776in 25 counties | $1,500 | $8,800 | $15,316–$18,109 | Benefits summary Find doctors |
| Inspire by Medica Gold Share | EPO | $559–$799in 25 counties | $2,500 | $5,900 | $12,610–$15,488 | Benefits summary Find doctors |
| Inspire by Medica Gold Standard | EPO | $576–$823in 25 counties | $2,000 | $8,200 | $15,114–$18,078 | Benefits summary Find doctors |
| Elevate by Medica Gold $0 Copay PCP Visits | EPO | $680in 5 counties | $1,500 | $8,800 | $16,958 | Benefits summary Find doctors |
| Medica with CHI Health Gold $0 Copay PCP Visits | EPO | $697in 1 county | $1,500 | $8,800 | $17,158 | Benefits summary Find doctors |
| Elevate by Medica Gold Share | EPO | $700in 5 counties | $2,500 | $5,900 | $14,302 | Benefits summary Find doctors |
| Medica with CHI Health Gold $0 Copay PCP Visits + Adult Eye Exam | EPO | $701in 1 county | $1,500 | $8,800 | $17,208 | Benefits summary Find doctors |
| Medica Insure Gold $0 Copay PCP Visits | EPO | $704–$1,006in 68 counties | $1,500 | $8,800 | $17,247–$20,868 | Benefits summary Find doctors |
| Medica with CHI Health Gold Share | EPO | $717in 1 county | $2,500 | $5,900 | $14,508 | Benefits summary Find doctors |
| Elevate by Medica Gold Standard | EPO | $721in 5 counties | $2,000 | $8,200 | $16,856 | Benefits summary Find doctors |
| Medica with CHI Health Gold Share + Adult Eye Exam | EPO | $722in 1 county | $2,500 | $5,900 | $14,560 | Benefits summary Find doctors |
| Medica Insure Gold Share | EPO | $725–$1,036in 68 counties | $2,500 | $5,900 | $14,599–$18,329 | Benefits summary Find doctors |
| Medica with CHI Health Gold Standard | EPO | $739in 1 county | $2,000 | $8,200 | $17,069 | Benefits summary Find doctors |
| Medica with CHI Health Gold Standard + Adult Eye Exam | EPO | $744in 1 county | $2,000 | $8,200 | $17,122 | Benefits summary Find doctors |
| Medica Insure Gold Standard | EPO | $747–$1,067in 99 counties | $2,000 | $8,200 | $17,163–$21,006 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Medica sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adair County | 9 | $557–$896 | $883 |
| Adams County | 9 | $557–$896 | $883 |
| Allamakee County | 9 | $664–$1,069 | $1,053 |
| Appanoose County | 9 | $521–$838 | $825 |
| Audubon County | 9 | $557–$896 | $883 |
| Benton County | 12 | $425–$886 | $678 |
| Black Hawk County | 12 | $425–$886 | $678 |
| Boone County | 12 | $424–$885 | $677 |
| Bremer County | 12 | $513–$1,069 | $818 |
| Buchanan County | 12 | $425–$886 | $678 |
| Buena Vista County | 9 | $576–$927 | $912 |
| Butler County | 12 | $513–$1,069 | $818 |
| Calhoun County | 9 | $550–$885 | $871 |
| Carroll County | 9 | $550–$885 | $871 |
| Cass County | 12 | $449–$896 | $717 |
| Cedar County | 12 | $425–$886 | $678 |
| Cerro Gordo County | 9 | $664–$1,069 | $1,053 |
| Cherokee County | 9 | $576–$927 | $912 |
| Chickasaw County | 9 | $664–$1,069 | $1,053 |
| Clarke County | 9 | $557–$896 | $883 |
| Clay County | 9 | $576–$927 | $912 |
| Clayton County | 12 | $425–$886 | $678 |
| Clinton County | 9 | $551–$886 | $873 |
| Crawford County | 9 | $576–$927 | $912 |
| Dallas County | 12 | $359–$748 | $573 |
| Davis County | 9 | $521–$838 | $825 |
| Decatur County | 9 | $557–$896 | $883 |
| Delaware County | 12 | $425–$886 | $678 |
| Des Moines County | 9 | $521–$838 | $825 |
| Dickinson County | 9 | $576–$927 | $912 |
| Dubuque County | 12 | $425–$886 | $678 |
| Emmet County | 9 | $664–$1,069 | $1,053 |
| Fayette County | 12 | $513–$1,069 | $818 |
| Floyd County | 9 | $664–$1,069 | $1,053 |
| Franklin County | 9 | $664–$1,069 | $1,053 |
| Fremont County | 9 | $557–$896 | $883 |
| Greene County | 12 | $424–$885 | $677 |
| Grundy County | 12 | $424–$885 | $677 |
| Guthrie County | 9 | $557–$896 | $883 |
| Hamilton County | 9 | $550–$885 | $871 |
| Hancock County | 9 | $664–$1,069 | $1,053 |
| Hardin County | 9 | $550–$885 | $871 |
| Harrison County | 12 | $460–$896 | $735 |
| Henry County | 9 | $521–$838 | $825 |
| Howard County | 9 | $664–$1,069 | $1,053 |
| Humboldt County | 9 | $664–$1,069 | $1,053 |
| Ida County | 9 | $576–$927 | $912 |
| Iowa County | 12 | $425–$886 | $678 |
| Jackson County | 12 | $425–$886 | $678 |
| Jasper County | 9 | $465–$748 | $737 |
| Jefferson County | 9 | $521–$838 | $825 |
| Johnson County | 9 | $551–$886 | $873 |
| Jones County | 12 | $425–$886 | $678 |
| Keokuk County | 9 | $521–$838 | $825 |
| Kossuth County | 9 | $664–$1,069 | $1,053 |
| Lee County | 9 | $521–$838 | $825 |
| Linn County | 12 | $425–$886 | $678 |
| Louisa County | 9 | $521–$838 | $825 |
| Lucas County | 9 | $521–$838 | $825 |
| Lyon County | 9 | $576–$927 | $912 |
| Madison County | 9 | $465–$748 | $737 |
| Mahaska County | 9 | $521–$838 | $825 |
| Marion County | 9 | $465–$748 | $737 |
| Marshall County | 12 | $424–$885 | $677 |
| Mills County | 12 | $449–$896 | $717 |
| Mitchell County | 9 | $664–$1,069 | $1,053 |
| Monona County | 9 | $576–$927 | $912 |
| Monroe County | 9 | $521–$838 | $825 |
| Montgomery County | 12 | $449–$896 | $717 |
| Muscatine County | 12 | $402–$838 | $641 |
| O'Brien County | 9 | $576–$927 | $912 |
| Osceola County | 9 | $576–$927 | $912 |
| Page County | 9 | $557–$896 | $883 |
| Palo Alto County | 9 | $576–$927 | $912 |
| Plymouth County | 9 | $576–$927 | $912 |
| Pocahontas County | 9 | $576–$927 | $912 |
| Polk County | 12 | $359–$748 | $573 |
| Pottawattamie County | 21 | $449–$896 | $723 |
| Poweshiek County | 9 | $550–$885 | $871 |
| Ringgold County | 9 | $557–$896 | $883 |
| Sac County | 9 | $576–$927 | $912 |
| Scott County | 12 | $425–$886 | $678 |
| Shelby County | 12 | $449–$896 | $717 |
| Sioux County | 9 | $576–$927 | $912 |
| Story County | 9 | $550–$885 | $871 |
| Tama County | 12 | $424–$885 | $677 |
| Taylor County | 9 | $557–$896 | $883 |
| Union County | 9 | $557–$896 | $883 |
| Van Buren County | 9 | $521–$838 | $825 |
| Wapello County | 9 | $521–$838 | $825 |
| Warren County | 12 | $359–$748 | $573 |
| Washington County | 9 | $521–$838 | $825 |
| Wayne County | 9 | $521–$838 | $825 |
| Webster County | 9 | $550–$885 | $871 |
| Winnebago County | 9 | $664–$1,069 | $1,053 |
| Winneshiek County | 9 | $664–$1,069 | $1,053 |
| Woodbury County | 12 | $444–$927 | $709 |
| Worth County | 9 | $664–$1,069 | $1,053 |
| Wright County | 9 | $664–$1,069 | $1,053 |
Other insurers in Iowa
- Oscar Health Silver $503/mo
- Ambetter (Centene) Silver $515/mo
- Wellmark Blue Cross Blue Shield (IA) Silver $535/mo
- Avera Health Plans Silver $577/mo
- UnitedHealthcare Silver $620/mo
All Iowa prices · Sorted by typical Silver price.
Frequently asked questions
How much does Medica health insurance cost in Iowa?
For plan year 2026, Medica marketplace plans in Iowa cost $359 to $1,069 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $506, Silver $739, Gold $732. Prices depend on the county.
What is the cheapest Medica plan in Iowa?
Inspire by Medica Bronze Share (Expanded Bronze), from $359 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Medica sell marketplace plans in Iowa?
In all 99 counties of Iowa.
How do I buy a Medica plan in Iowa?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Iowa, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.