Health insurance prices in Washington County, IN (2026)
32 marketplace plans from 2 insurers. Cheapest plan $445/mo; typical Silver $559/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 16.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $445–$479 (typical $458) · Silver $482–$566 (typical $559) · Gold $595–$873 (typical $742) · Platinum $1,062–$1,066 (typical $1,064)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 10 | $482 Silver | no Bronze | $490 | $628 | Standard Silver | |
| CareSource | 22 | $445 | $458 | $561 | $803 | Low Premium Bronze 10600 $25 Generic Drugs |
All 32 plans in Washington County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Expanded Bronze | HMO | $445 | $10,600 | $10,600 | $15,936 | |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $448 | $10,600 | $10,600 | $15,982 | |
| CareSource | Bronze 7500 $25 Generic Drugs | Expanded Bronze | HMO | $458 | $7,500 | $10,000 | $15,492 | |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Expanded Bronze | HMO | $462 | $7,500 | $10,000 | $15,539 | |
| CareSource | HSA Eligible Bronze 6000 | Expanded Bronze | HMO | $479 | $6,000 | $7,250 | $13,003 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $482 | $6,000 | $8,900 | $14,683 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $486 | $6,300 | $8,400 | $14,235 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $495 | $6,000 | $8,900 | $14,836 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $499 | $6,300 | $8,400 | $14,389 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | $546 | $6,200 | $9,800 | $16,347 | |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $549 | $6,200 | $9,800 | $16,393 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $559 | $5,000 | $9,500 | $16,206 | |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | $561 | $6,000 | $8,900 | $15,632 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | $561 | $5,000 | $9,500 | $16,235 | |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $563 | $5,000 | $9,500 | $16,252 | |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | $565 | $6,000 | $8,900 | $15,676 | |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | $565 | $5,000 | $9,500 | $16,282 | |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | $566 | $5,500 | $5,500 | $12,289 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $595 | $2,000 | $8,200 | $15,339 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $611 | $2,000 | $8,200 | $15,527 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $620 | $1,450 | $7,500 | $14,938 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $636 | $1,450 | $7,500 | $15,134 | |
| Ambetter (Centene) | Elite Gold | Gold | HMO | $669 | $0 | $6,500 | $14,532 | |
| Ambetter (Centene) | Elite Gold + Vision + Adult Dental | Gold | HMO | $687 | $0 | $6,500 | $14,744 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $797 | $3,000 | $8,500 | $18,066 | |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $801 | $3,000 | $8,500 | $18,112 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | $801 | $3,000 | $8,500 | $18,115 | |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | $805 | $3,000 | $8,500 | $18,161 | |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | HMO | $869 | $2,000 | $8,200 | $18,625 | |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | HMO | $873 | $2,000 | $8,200 | $18,671 | |
| CareSource | Platinum Zero $5 Generic Drugs | Platinum | HMO | $1,062 | $0 | $5,200 | $17,950 | |
| CareSource | Platinum Zero $5 Generic Drugs + Adult Vision & Fitness | Platinum | HMO | $1,066 | $0 | $5,200 | $17,996 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $445 | $458 | $479 | 5 | $7,500 | $10,000 | $15,539 |
| Silver | $482 | $559 | $566 | 13 | $6,000 | $8,900 | $15,676 |
| Gold | $595 | $742 | $873 | 12 | $2,000 | $8,200 | $16,796 |
| Platinum | $1,062 | $1,064 | $1,066 | 2 | $0 | $5,200 | $17,973 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.