MercyCare in Illinois health insurance (2026)
MercyCare sells 4 marketplace plans in 3 of 101 Illinois counties for 2026, from $527/mo; typical Silver $676/mo, before tax credits. Buy on Get Covered Illinois.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
MercyCare plans in Illinois
- Silver $640–$713
- Gold $527–$569
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Silver 3 plans · $640–$713/mo | ||||||
| MercyCare Silver Standard | HMO | $640–$691in 3 counties | $6,000 | $8,900 | $16,585–$17,196 | — |
| MercyCare Silver 2500 (3 Free PCP Visits) | HMO | $646–$697in 3 counties | $2,500 | $10,000 | $17,753–$18,369 | — |
| MercyCare Silver Health Savings | HMO | $661–$713in 3 counties | $5,400 | $5,400 | $13,327–$13,957 | — |
| Gold 1 plan · $527–$569/mo | ||||||
| MercyCare Gold Standard | HMO | $527–$569in 3 counties | $2,000 | $8,200 | $14,525–$15,028 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where MercyCare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Boone County | 4 | $569–$713 | $697 |
| McHenry County | 4 | $527–$661 | $646 |
| Winnebago County | 4 | $569–$713 | $697 |
Other insurers in Illinois
- Molina Healthcare Silver $542/mo
- Oscar Health Silver $584/mo
- Ambetter (Centene) Silver $643/mo
- Cigna Healthcare Silver $651/mo
- UnitedHealthcare Silver $663/mo
- Blue Cross and Blue Shield of Illinois Silver $980/mo
All Illinois prices · Sorted by typical Silver price.
Frequently asked questions
How much does MercyCare health insurance cost in Illinois?
For plan year 2026, MercyCare marketplace plans in Illinois cost $527 to $713 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Silver $676, Gold $548. Prices depend on the county.
What is the cheapest MercyCare plan in Illinois?
MercyCare Gold Standard (Gold), from $527 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does MercyCare sell marketplace plans in Illinois?
In 3 of Illinois's 101 counties, including Boone County, McHenry County, Winnebago County.
How do I buy a MercyCare plan in Illinois?
On Get Covered Illinois (https://getcovered.illinois.gov/), the official marketplace for Illinois, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.