Health insurance prices in Honolulu County, HI (2026)
17 marketplace plans from 2 insurers. Cheapest plan $414/mo; typical Silver $551/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $414–$511 (typical $472) · Silver $533–$695 (typical $551) · Gold $542–$659 (typical $603) · Platinum $691–$726 (typical $696) · Catastrophic $297–$297 (typical $297)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente | 10 | $414 | $431 | $543 | $568 | KP HI Standard Bronze 7500/50 | |
| HMSA (Blue Cross Blue Shield of Hawaii)HMSA (Blue Cross Blue Shield company) | 7 | $496 | $504 | $695 | $640 | HMSA Bronze PPO I |
All 17 plans in Honolulu County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Catastrophic Plan | Catastrophic | PPO | $297 | $10,600 | $10,600 | $14,162 | |
| Kaiser Permanente | KP HI Standard Bronze 7500/50 | Expanded Bronze | HMO | $414 | $7,500 | $10,000 | $14,967 | |
| Kaiser Permanente | KP HI Bronze 6000/65 Plus CAM | Expanded Bronze | HMO | $448 | $6,000 | $9,400 | $14,777 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Bronze PPO I | Expanded Bronze | PPO | $496 | $7,500 | $10,000 | $15,953 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Bronze PPO II HSA | Expanded Bronze | PPO | $511 | $7,100 | $7,100 | $13,236 | |
| Kaiser Permanente | KP HI Standard Silver 6000/40 | Silver | HMO | $533 | $6,000 | $8,900 | $15,295 | |
| Kaiser Permanente | KP HI Standard Gold 2000/30 | Gold | HMO | $542 | $2,000 | $8,200 | $14,706 | |
| Kaiser Permanente | KP HI Silver 4000 Ded/600 Rx Ded | Silver | HMO | $543 | $4,000 | $8,900 | $15,417 | |
| Kaiser Permanente | KP HI Silver 3000 Ded/600 Rx Ded Plus CAM | Silver | HMO | $559 | $3,000 | $8,900 | $15,613 | |
| Kaiser Permanente | KP HI Gold 1000 Ded/250 Rx Ded | Gold | HMO | $568 | $1,000 | $8,700 | $15,514 | |
| Kaiser Permanente | KP HI Gold 0/40 Plus CAM | Gold | HMO | $603 | $0 | $8,900 | $16,132 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Gold PPO II | Gold | PPO | $621 | $2,000 | $8,200 | $15,648 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Gold PPO I | Gold | PPO | $659 | $700 | $8,200 | $16,105 | |
| Kaiser Permanente | KP HI Standard Platinum 0/10 | Platinum | HMO | $691 | $0 | $5,200 | $13,490 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Silver PPO | Silver | PPO | $695 | $6,000 | $8,900 | $17,241 | |
| Kaiser Permanente | KP HI Platinum 0/5 Plus CAM | Platinum | HMO | $696 | $0 | $4,000 | $12,358 | |
| HMSA (Blue Cross Blue Shield of Hawaii) | HMSA Platinum PPO | Platinum | PPO | $726 | $0 | $5,200 | $13,916 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $414 | $472 | $511 | 4 | $7,300 | $9,700 | $14,872 |
| Silver | $533 | $551 | $695 | 4 | $5,000 | $8,900 | $15,515 |
| Gold | $542 | $603 | $659 | 5 | $1,000 | $8,200 | $15,648 |
| Platinum | $691 | $696 | $726 | 3 | $0 | $5,200 | $13,490 |
| CatastrophicUnder 30 or hardship exemption only | $297 | $297 | $297 | 1 | $10,600 | $10,600 | $14,162 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.