Health insurance prices in Caledonia County, VT (2026)
28 marketplace plans from 2 insurers. Cheapest plan $824/mo; typical Silver $1,428/mo. Official marketplace: Vermont Health Connect (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Community rating: everyone in this state pays the same premium regardless of age.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $824–$988 (typical $898) · Silver $1,289–$1,596 (typical $1,428) · Gold $1,135–$1,345 (typical $1,270) · Platinum $1,366–$1,580 (typical $1,473) · Catastrophic $400–$421 (typical $410)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| MVP Health Care | 14 | $824 | $842 | $1,301 | $1,145 | [MVP VT Plus] Bronze 5 | |
| Blue Cross and Blue Shield of VermontIndependent Blue Cross Blue Shield company | 14 | $933 | $951 | $1,519 | $1,335 | BCBSVT Bronze Plan |
All 28 plans in Caledonia County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| MVP Health Care | [MVP Secure] | Catastrophic | HMO | $400 | $10,600 | $10,600 | $15,397 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Catastrophic Plan | Catastrophic | EPO | $421 | $10,600 | $10,600 | $15,647 | |
| MVP Health Care | [MVP VT Plus] Bronze 5 | Expanded Bronze | HMO | $824 | $9,950 | $9,950 | $19,840 | |
| MVP Health Care | [MVP VT] Bronze 2 | Expanded Bronze | HMO | $831 | $6,450 | $10,150 | $20,119 | |
| MVP Health Care | [MVP VT] Bronze 4 | Expanded Bronze | HMO | $842 | $10,150 | $10,150 | $20,249 | |
| MVP Health Care | [MVP VT HDHP] Bronze 3 | Expanded Bronze | HMO | $848 | $6,000 | $7,600 | $17,774 | |
| MVP Health Care | [MVP VT Plus] Bronze 1 | Expanded Bronze | HMO | $862 | $7,250 | $8,800 | $19,147 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Bronze Plan | Expanded Bronze | EPO | $933 | $6,450 | $10,150 | $21,348 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Select Bronze CDHP Plan | Expanded Bronze | EPO | $945 | $8,200 | $8,200 | $19,543 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Preferred Bronze Plan | Expanded Bronze | EPO | $951 | $9,950 | $9,950 | $21,368 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Bronze Integrated Plan | Expanded Bronze | EPO | $987 | $10,150 | $10,150 | $21,988 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Bronze CDHP Plan | Expanded Bronze | EPO | $988 | $6,000 | $7,600 | $19,457 | |
| MVP Health Care | [MVP VT Plus] Gold 4 | Gold | HMO | $1,135 | $5,000 | $8,000 | $21,625 | |
| MVP Health Care | [MVP VT] Gold 1 | Gold | HMO | $1,145 | $1,500 | $5,700 | $19,435 | |
| MVP Health Care | [MVP VT Plus HDHP] Gold 3 | Gold | HMO | $1,205 | $3,200 | $3,200 | $17,662 | |
| MVP Health Care | [MVP VT] Silver 3 | Silver | HMO | $1,289 | $3,500 | $10,150 | $25,613 | |
| MVP Health Care | [MVP VT Plus] Silver 1 | Silver | HMO | $1,299 | $2,600 | $8,000 | $23,587 | |
| MVP Health Care | [MVP VT HDHP] Silver 4 | Silver | HMO | $1,303 | $2,300 | $7,250 | $22,891 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Preferred Gold Plan | Gold | EPO | $1,335 | $1,350 | $5,150 | $21,164 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Select Gold CDHP Plan | Gold | EPO | $1,335 | $3,200 | $3,200 | $19,225 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Gold Plan | Gold | EPO | $1,345 | $1,500 | $5,700 | $21,845 | |
| MVP Health Care | [MVP VT Plus HDHP] Silver 2 | Silver | HMO | $1,357 | $5,925 | $5,925 | $22,211 | |
| MVP Health Care | [MVP VT] Platinum 1 | Platinum | HMO | $1,366 | $500 | $1,600 | $17,987 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Preferred Silver Plan | Silver | EPO | $1,498 | $3,750 | $9,250 | $27,229 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Vermont Select Silver CDHP Plan | Silver | EPO | $1,506 | $5,975 | $5,975 | $24,047 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Silver Plan | Silver | EPO | $1,532 | $3,500 | $10,150 | $28,533 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Platinum Plan | Platinum | EPO | $1,580 | $500 | $1,600 | $20,557 | |
| Blue Cross and Blue Shield of Vermont | BCBSVT Silver CDHP Plan | Silver | EPO | $1,596 | $2,300 | $7,250 | $26,401 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $824 | $898 | $988 | 10 | $7,725 | $9,950 | $19,979 |
| Silver | $1,289 | $1,428 | $1,596 | 8 | $3,500 | $7,625 | $24,830 |
| Gold | $1,135 | $1,270 | $1,345 | 6 | $2,350 | $5,425 | $20,300 |
| Platinum | $1,366 | $1,473 | $1,580 | 2 | $500 | $1,600 | $19,272 |
| CatastrophicUnder 30 or hardship exemption only | $400 | $410 | $421 | 2 | $10,600 | $10,600 | $15,522 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.