Medica in North Dakota health insurance (2026)
Medica sells 27 marketplace plans in 48 of 53 North Dakota counties for 2026, from $358/mo; typical Silver $659/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Medica plans in North Dakota
- Bronze $358–$613
- Silver $543–$865
- Gold $548–$884
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 9 plans · $358–$613/mo | ||||||
| Essentia Choice Care with Medica Bronze Share Expanded Bronze | HMO | $358–$428in 5 counties | $8,000 | $10,600 | $14,894–$15,737 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Bronze $0 Copay PCP Visits Expanded Bronze | HMO | $391–$467in 5 counties | $7,500 | $10,600 | $15,286–$16,205 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Expanded Bronze Standard Expanded Bronze | HMO | $397–$475in 5 counties | $7,500 | $10,000 | $14,770–$15,705 | Benefits summary Find doctors |
| Altru Prime by Medica Bronze Share Expanded Bronze | HMO | $419–$436in 8 counties | $8,000 | $10,600 | $15,625–$15,833 | Benefits summary Find doctors |
| Altru Prime by Medica Bronze $0 Copay PCP Visits Expanded Bronze | HMO | $457–$476in 8 counties | $7,500 | $10,600 | $16,084–$16,311 | Benefits summary Find doctors |
| Altru Prime by Medica Expanded Bronze Standard Expanded Bronze | HMO | $465–$484in 8 counties | $7,500 | $10,000 | $15,581–$15,812 | Benefits summary Find doctors |
| Medica Individual Choice Expanded Bronze Standard Expanded Bronze | HMO | $512–$613in 47 counties | $7,500 | $10,000 | $16,147–$17,352 | Benefits summary Find doctors |
| Medica Individual Choice Bronze Share Expanded Bronze | HMO | $552in 35 counties | $8,000 | $10,600 | $17,220 | Benefits summary Find doctors |
| Medica Individual Choice Bronze $0 Copay PCP Visits Expanded Bronze | HMO | $602in 35 counties | $7,500 | $10,600 | $17,824 | Benefits summary Find doctors |
| Silver 9 plans · $543–$865/mo | ||||||
| Essentia Choice Care with Medica Silver $0 Copay PCP Visits | HMO | $543–$650in 5 counties | $3,500 | $10,450 | $16,969–$18,247 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Silver Share | HMO | $558–$668in 5 counties | $3,525 | $8,850 | $15,548–$16,862 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Silver Standard | HMO | $561–$671in 5 counties | $6,000 | $8,900 | $15,634–$16,955 | Benefits summary Find doctors |
| Altru Prime by Medica Silver $0 Copay PCP Visits | HMO | $636–$662in 8 counties | $3,500 | $10,450 | $18,078–$18,394 | Benefits summary Find doctors |
| Altru Prime by Medica Silver Share | HMO | $653–$680in 8 counties | $3,525 | $8,850 | $16,688–$17,013 | Benefits summary Find doctors |
| Altru Prime by Medica Silver Standard | HMO | $657–$684in 8 counties | $6,000 | $8,900 | $16,780–$17,106 | Benefits summary Find doctors |
| Medica Individual Choice Silver Standard | HMO | $723–$865in 47 counties | $6,000 | $8,900 | $17,578–$19,280 | Benefits summary Find doctors |
| Medica Individual Choice Silver $0 Copay PCP Visits | HMO | $837in 35 counties | $3,500 | $10,450 | $20,498 | Benefits summary Find doctors |
| Medica Individual Choice Silver Share | HMO | $860in 35 counties | $3,525 | $8,850 | $19,175 | Benefits summary Find doctors |
| Gold 9 plans · $548–$884/mo | ||||||
| Essentia Choice Care with Medica Gold $0 Copay PCP Visits | HMO | $548–$656in 5 counties | $1,500 | $8,800 | $15,377–$16,668 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Gold Share | HMO | $560–$670in 5 counties | $2,500 | $5,900 | $12,620–$13,939 | Benefits summary Find doctors |
| Essentia Choice Care with Medica Gold Standard | HMO | $573–$686in 5 counties | $2,000 | $8,200 | $15,081–$16,431 | Benefits summary Find doctors |
| Altru Prime by Medica Gold $0 Copay PCP Visits | HMO | $641–$668in 8 counties | $1,500 | $8,800 | $16,497–$16,816 | Benefits summary Find doctors |
| Altru Prime by Medica Gold Share | HMO | $655–$682in 8 counties | $2,500 | $5,900 | $13,764–$14,090 | Benefits summary Find doctors |
| Altru Prime by Medica Gold Standard | HMO | $671–$699in 8 counties | $2,000 | $8,200 | $16,252–$16,586 | Benefits summary Find doctors |
| Medica Individual Choice Gold Standard | HMO | $739–$884in 47 counties | $2,000 | $8,200 | $17,068–$18,807 | Benefits summary Find doctors |
| Medica Individual Choice Gold $0 Copay PCP Visits | HMO | $845in 35 counties | $1,500 | $8,800 | $18,939 | Benefits summary Find doctors |
| Medica Individual Choice Gold Share | HMO | $863in 35 counties | $2,500 | $5,900 | $16,260 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Medica sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 9 | $552–$884 | $860 |
| Barnes County | 9 | $552–$884 | $860 |
| Benson County | 12 | $436–$884 | $682 |
| Billings County | 9 | $552–$884 | $860 |
| Bottineau County | 9 | $552–$884 | $860 |
| Bowman County | 9 | $552–$884 | $860 |
| Burleigh County | 9 | $358–$573 | $558 |
| Cass County | 12 | $358–$739 | $560 |
| Cavalier County | 9 | $552–$884 | $860 |
| Dickey County | 9 | $552–$884 | $860 |
| Dunn County | 9 | $552–$884 | $860 |
| Eddy County | 12 | $436–$884 | $682 |
| Emmons County | 9 | $552–$884 | $860 |
| Foster County | 9 | $552–$884 | $860 |
| Golden Valley County | 9 | $552–$884 | $860 |
| Grand Forks County | 12 | $419–$849 | $655 |
| Grant County | 9 | $552–$884 | $860 |
| Griggs County | 12 | $436–$884 | $682 |
| Hettinger County | 9 | $552–$884 | $860 |
| Kidder County | 9 | $552–$884 | $860 |
| LaMoure County | 9 | $552–$884 | $860 |
| Logan County | 9 | $552–$884 | $860 |
| McHenry County | 9 | $552–$884 | $860 |
| McIntosh County | 9 | $552–$884 | $860 |
| McLean County | 9 | $552–$884 | $860 |
| Mercer County | 9 | $552–$884 | $860 |
| Nelson County | 12 | $436–$884 | $682 |
| Oliver County | 9 | $552–$884 | $860 |
| Pembina County | 9 | $552–$884 | $860 |
| Pierce County | 9 | $552–$884 | $860 |
| Ramsey County | 12 | $436–$884 | $682 |
| Ransom County | 12 | $428–$884 | $669 |
| Renville County | 9 | $552–$884 | $860 |
| Richland County | 12 | $428–$884 | $669 |
| Rolette County | 9 | $552–$884 | $860 |
| Sargent County | 12 | $428–$884 | $669 |
| Sheridan County | 9 | $552–$884 | $860 |
| Sioux County | 9 | $552–$884 | $860 |
| Slope County | 9 | $552–$884 | $860 |
| Stark County | 9 | $552–$884 | $860 |
| Steele County | 12 | $436–$884 | $682 |
| Stutsman County | 9 | $552–$884 | $860 |
| Towner County | 9 | $552–$884 | $860 |
| Traill County | 9 | $552–$884 | $860 |
| Walsh County | 12 | $436–$884 | $682 |
| Ward County | 9 | $552–$884 | $860 |
| Wells County | 9 | $552–$884 | $860 |
| Williams County | 9 | $552–$884 | $860 |
Other insurers in North Dakota
- Sanford Health Plan Silver $549/mo
- Blue Cross Blue Shield of North Dakota Silver $699/mo
All North Dakota prices · Sorted by typical Silver price.
Frequently asked questions
How much does Medica health insurance cost in North Dakota?
For plan year 2026, Medica marketplace plans in North Dakota cost $358 to $884 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $461, Silver $659, Gold $669. Prices depend on the county.
What is the cheapest Medica plan in North Dakota?
Essentia Choice Care with Medica Bronze Share (Expanded Bronze), from $358 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Medica sell marketplace plans in North Dakota?
In 48 of North Dakota's 53 counties, including Adams County, Barnes County, Benson County, Billings County, Bottineau County, Bowman County and others.
How do I buy a Medica plan in North Dakota?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for North Dakota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.