Health insurance prices in Hillsborough County, NH (2026)
46 marketplace plans from 4 insurers. Cheapest plan $317/mo; typical Silver $450/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $317–$568 (typical $375) · Silver $388–$699 (typical $450) · Gold $417–$716 (typical $525) · Catastrophic $278–$278 (typical $278)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| WellSense Health Plan | 7 | $317 | $320 | $388 | $417 | WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice | |
| Anthem Blue Cross Blue Shield (NH)Elevance Health (Blue Cross Blue Shield company) | 12 | $324 | $354 | $443 | $533 | Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | |
| Ambetter (Centene) | 18 | $369 | $405 | $455 | $508 | Standard Expanded Bronze | |
| Harvard Pilgrim / Tufts (Point32Health) | 9 | $520 | $546 | $678 | $701 | NH Local Choice HMO HSA Bronze 6000 |
All 46 plans in Hillsborough County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (NH) | Anthem Catastrophic Pathway X Enhanced | Catastrophic | HMO | $278 | $10,600 | $10,600 | $13,931 | |
| WellSense Health Plan | WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice | Expanded Bronze | HMO | $317 | $6,500 | $10,600 | $14,403 | |
| WellSense Health Plan | WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice | Expanded Bronze | HMO | $320 | $7,500 | $10,000 | $13,844 | |
| WellSense Health Plan | WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice | Expanded Bronze | HMO | $321 | $7,600 | $7,600 | $11,452 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $324 | $7,000 | $10,000 | $13,883 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | Expanded Bronze | HMO | $353 | $7,500 | $10,000 | $14,239 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | HMO | $355 | $6,000 | $10,000 | $14,263 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Bronze Pathway X Enhanced 6000/35% HSA | Expanded Bronze | HMO | $366 | $6,000 | $8,000 | $12,398 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | EPO | $369 | $7,500 | $10,000 | $14,428 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $381 | $7,500 | $10,000 | $14,570 | |
| WellSense Health Plan | WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | $388 | $3,400 | $10,600 | $15,256 | |
| WellSense Health Plan | WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | $388 | $6,000 | $8,900 | $13,561 | |
| WellSense Health Plan | WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | $390 | $0 | $10,250 | $14,930 | |
| Ambetter (Centene) | Choice Bronze HSA | Expanded Bronze | EPO | $398 | $7,250 | $7,250 | $12,031 | |
| Ambetter (Centene) | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | EPO | $411 | $7,250 | $7,250 | $12,185 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard | Silver | HMO | $415 | $6,000 | $8,900 | $13,875 | |
| WellSense Health Plan | WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice | Gold | HMO | $417 | $2,000 | $8,200 | $13,199 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | EPO | $417 | $0 | $10,150 | $15,153 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $430 | $0 | $10,150 | $15,314 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $440 | $5,500 | $8,500 | $13,779 | |
| Ambetter (Centene) | Clear Silver | Silver | EPO | $443 | $7,000 | $7,000 | $12,316 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Silver Pathway X Enhanced 4500/20% HSA | Silver | HMO | $445 | $4,500 | $6,000 | $11,345 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $447 | $6,000 | $8,900 | $14,266 | |
| Ambetter (Centene) | Complete Silver | Silver | EPO | $452 | $5,950 | $8,850 | $14,272 | |
| Ambetter (Centene) | Clear Silver + Vision + Adult Dental | Silver | EPO | $457 | $7,000 | $7,000 | $12,487 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $462 | $6,000 | $8,900 | $14,438 | |
| Ambetter (Centene) | Complete Silver + Vision + Adult Dental | Silver | EPO | $466 | $5,950 | $8,850 | $14,447 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | $478 | $4,000 | $9,000 | $14,732 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $490 | $2,000 | $8,200 | $14,076 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $494 | $800 | $7,250 | $13,176 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $505 | $2,000 | $8,200 | $14,265 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $510 | $800 | $7,250 | $13,367 | |
| Ambetter (Centene) | Complete Gold | Gold | EPO | $510 | $1,450 | $7,500 | $13,621 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO HSA Bronze 6000 | Expanded Bronze | HMO | $520 | $6,000 | $7,500 | $13,736 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | $525 | $700 | $7,500 | $13,800 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | EPO | $526 | $1,450 | $7,500 | $13,818 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard | Gold | HMO | $533 | $2,000 | $8,200 | $14,599 | |
| Anthem Blue Cross Blue Shield (NH) | Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | $535 | $1,200 | $9,000 | $15,423 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care | Expanded Bronze | HMO | $546 | $8,000 | $9,100 | $15,652 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care | Expanded Bronze | HMO | $568 | $7,500 | $10,000 | $16,821 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care | Silver | HMO | $656 | $6,000 | $8,900 | $16,773 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care | Gold | HMO | $678 | $2,000 | $8,200 | $16,331 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care | Silver | HMO | $678 | $5,000 | $8,500 | $16,631 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care | Silver | HMO | $699 | $3,500 | $8,200 | $16,588 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care | Gold | HMO | $701 | $1,400 | $7,500 | $15,912 | |
| Harvard Pilgrim / Tufts (Point32Health) | NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care | Gold | HMO | $716 | $0 | $8,700 | $17,287 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $317 | $375 | $568 | 16 | $7,250 | $10,000 | $14,251 |
| Silver | $388 | $450 | $699 | 16 | $5,950 | $8,875 | $14,355 |
| Gold | $417 | $525 | $716 | 13 | $1,450 | $8,200 | $14,076 |
| CatastrophicUnder 30 or hardship exemption only | $278 | $278 | $278 | 1 | $10,600 | $10,600 | $13,931 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.