Mountain Health CO-OP in Montana health insurance (2026)
Mountain Health CO-OP sells 15 marketplace plans in every Montana county for 2026, from $445/mo; typical Silver $719/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Mountain Health CO-OP plans in Montana
- Bronze $445–$611
- Silver $604–$822
- Gold $681–$918
- Catastrophic $312–$357
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 5 plans · $445–$611/mo | ||||||
| Rocky Mountain Bronze Standard Expanded Bronze | PPO | $445in 4 counties | $7,500 | $10,000 | $15,339 | Benefits summary Find doctors |
| Plus Bronze Expanded Bronze | PPO | $521–$596in 56 counties | $9,000 | $10,150 | $16,404–$17,296 | Benefits summary Find doctors |
| Plus Bronze Standard Expanded Bronze | PPO | $521–$596in 56 counties | $7,500 | $10,000 | $16,256–$17,148 | Benefits summary Find doctors |
| Peak PPO Bronze Standard Expanded Bronze | PPO | $527–$602in 56 counties | $7,500 | $10,000 | $16,324–$17,226 | Benefits summary Find doctors |
| Peak PPO Bronze HDHP Expanded Bronze | PPO | $535–$611in 56 counties | $8,400 | $8,400 | $14,817–$15,733 | Benefits summary Find doctors |
| Silver 4 plans · $604–$822/mo | ||||||
| Rocky Mountain Silver Standard | PPO | $604in 4 counties | $6,000 | $8,900 | $16,152 | Benefits summary Find doctors |
| Plus Silver Standard | PPO | $706–$807in 56 counties | $6,000 | $8,900 | $17,370–$18,579 | Benefits summary Find doctors |
| Peak PPO Silver Standard | PPO | $714–$816in 56 counties | $6,000 | $8,900 | $17,468–$18,691 | Benefits summary Find doctors |
| Peak PPO Silver | PPO | $719–$822in 56 counties | $8,000 | $9,500 | $18,130–$19,361 | Benefits summary Find doctors |
| Gold 5 plans · $681–$918/mo | ||||||
| Rocky Mountain Gold Standard | PPO | $681in 4 counties | $2,000 | $8,200 | $16,369 | Benefits summary Find doctors |
| Plus Gold | PPO | $790–$903in 56 counties | $1,500 | $7,000 | $16,486–$17,839 | Benefits summary Find doctors |
| Plus Gold Standard | PPO | $792–$905in 56 counties | $2,000 | $8,200 | $17,704–$19,061 | Benefits summary Find doctors |
| Peak PPO Gold | PPO | $800–$915in 56 counties | $1,500 | $7,000 | $16,604–$17,974 | Benefits summary Find doctors |
| Peak PPO Gold Standard | PPO | $803–$918in 56 counties | $2,000 | $8,200 | $17,838–$19,213 | Benefits summary Find doctors |
| Catastrophic 1 plan · $312–$357/mo | ||||||
| Peak PPO Catastrophic | PPO | $312–$357in 56 counties | $10,600 | $10,600 | $14,349–$14,884 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Mountain Health CO-OP sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Beaverhead County | 12 | $523–$806 | $716 |
| Big Horn County | 12 | $523–$806 | $716 |
| Blaine County | 12 | $523–$806 | $716 |
| Broadwater County | 12 | $596–$918 | $816 |
| Carbon County | 15 | $445–$803 | $710 |
| Carter County | 12 | $523–$806 | $716 |
| Cascade County | 12 | $596–$918 | $816 |
| Chouteau County | 12 | $596–$918 | $816 |
| Custer County | 12 | $523–$806 | $716 |
| Daniels County | 12 | $523–$806 | $716 |
| Dawson County | 12 | $523–$806 | $716 |
| Deer Lodge County | 12 | $596–$918 | $816 |
| Fallon County | 12 | $523–$806 | $716 |
| Fergus County | 12 | $523–$806 | $716 |
| Flathead County | 12 | $529–$815 | $725 |
| Gallatin County | 12 | $596–$918 | $816 |
| Garfield County | 12 | $523–$806 | $716 |
| Glacier County | 12 | $523–$806 | $716 |
| Golden Valley County | 12 | $523–$806 | $716 |
| Granite County | 12 | $523–$806 | $716 |
| Hill County | 12 | $523–$806 | $716 |
| Jefferson County | 12 | $596–$918 | $816 |
| Judith Basin County | 12 | $596–$918 | $816 |
| Lake County | 12 | $529–$815 | $725 |
| Lewis and Clark County | 12 | $596–$918 | $816 |
| Liberty County | 12 | $523–$806 | $716 |
| Lincoln County | 12 | $523–$806 | $716 |
| Madison County | 12 | $523–$806 | $716 |
| McCone County | 12 | $523–$806 | $716 |
| Meagher County | 12 | $523–$806 | $716 |
| Mineral County | 12 | $523–$806 | $716 |
| Missoula County | 12 | $529–$815 | $725 |
| Musselshell County | 15 | $445–$803 | $710 |
| Park County | 12 | $523–$806 | $716 |
| Petroleum County | 12 | $523–$806 | $716 |
| Phillips County | 12 | $523–$806 | $716 |
| Pondera County | 12 | $523–$806 | $716 |
| Powder River County | 12 | $523–$806 | $716 |
| Powell County | 12 | $523–$806 | $716 |
| Prairie County | 12 | $523–$806 | $716 |
| Ravalli County | 12 | $523–$806 | $716 |
| Richland County | 12 | $523–$806 | $716 |
| Roosevelt County | 12 | $523–$806 | $716 |
| Rosebud County | 12 | $523–$806 | $716 |
| Sanders County | 12 | $523–$806 | $716 |
| Sheridan County | 12 | $523–$806 | $716 |
| Silver Bow County | 12 | $596–$918 | $816 |
| Stillwater County | 12 | $521–$803 | $714 |
| Sweet Grass County | 15 | $445–$803 | $710 |
| Teton County | 12 | $596–$918 | $816 |
| Toole County | 12 | $523–$806 | $716 |
| Treasure County | 12 | $523–$806 | $716 |
| Valley County | 12 | $523–$806 | $716 |
| Wheatland County | 12 | $523–$806 | $716 |
| Wibaux County | 12 | $523–$806 | $716 |
| Yellowstone County | 15 | $445–$803 | $710 |
Other insurers in Montana
- PacificSource Silver $749/mo
- Blue Cross and Blue Shield of Montana Silver $755/mo
All Montana prices · Sorted by typical Silver price.
Frequently asked questions
How much does Mountain Health CO-OP health insurance cost in Montana?
For plan year 2026, Mountain Health CO-OP marketplace plans in Montana cost $445 to $918 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $529, Silver $719, Gold $803. Prices depend on the county.
What is the cheapest Mountain Health CO-OP plan in Montana?
Rocky Mountain Bronze Standard (Expanded Bronze), from $445 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Mountain Health CO-OP sell marketplace plans in Montana?
In all 56 counties of Montana.
How do I buy a Mountain Health CO-OP plan in Montana?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Montana, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.