Blue Cross and Blue Shield of Montana health insurance (2026)
Blue Cross and Blue Shield of Montana sells 67 marketplace plans in every Montana county for 2026, from $354/mo; typical Silver $755/mo, before tax credits. Buy on HealthCare.gov.
$354Cheapest plan
$755Typical Silver plan
56of 56 counties
67Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of Montana plans in Montana
- Bronze $354–$673
- Silver $551–$903
- Gold $566–$872
- Catastrophic $497–$602
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 21 plans · $354–$673/mo | ||||||
| Blue Focus Bronze POS℠ 705 | POS | $354in 5 counties | $10,600 | $10,600 | $14,845 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ Standard Expanded Bronze | POS | $384in 5 counties | $7,500 | $10,000 | $14,606 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ 205 Expanded Bronze | POS | $409in 5 counties | $3,500 | $9,950 | $14,852 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ 705 | POS | $424in 3 counties | $10,600 | $10,600 | $15,693 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ Standard Expanded Bronze | POS | $458in 3 counties | $7,500 | $10,000 | $15,492 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ 705 | POS | $479in 3 counties | $10,600 | $10,600 | $16,352 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ 205 Expanded Bronze | POS | $490in 3 counties | $3,500 | $9,950 | $15,827 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 201 Expanded Bronze | PPO | $497in 5 counties | $6,000 | $10,600 | $16,559 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ Standard Expanded Bronze | POS | $517in 3 counties | $7,500 | $10,000 | $16,208 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ Standard Expanded Bronze | PPO | $522in 5 counties | $7,500 | $10,000 | $16,263 | Benefits summary Find doctors |
| Blue Focus Bronze POS℠ 205 Expanded Bronze | POS | $551in 3 counties | $3,500 | $9,950 | $16,562 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 201 Expanded Bronze | PPO | $554in 38 counties | $6,000 | $10,600 | $17,248 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 202 Expanded Bronze | PPO | $558in 5 counties | $4,400 | $8,300 | $14,996 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ Standard Expanded Bronze | PPO | $581in 38 counties | $7,500 | $10,000 | $16,975 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 201 Expanded Bronze | PPO | $599in 10 counties | $6,000 | $10,600 | $17,791 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 201 Expanded Bronze | PPO | $600in 3 counties | $6,000 | $10,600 | $17,796 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 202 Expanded Bronze | PPO | $621in 38 counties | $4,400 | $8,300 | $15,752 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ Standard Expanded Bronze | PPO | $628in 10 counties | $7,500 | $10,000 | $17,537 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ Standard Expanded Bronze | PPO | $629in 3 counties | $7,500 | $10,000 | $17,549 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 202 Expanded Bronze | PPO | $671in 10 counties | $4,400 | $8,300 | $16,354 | Benefits summary Find doctors |
| Blue Preferred Bronze PPO℠ 202 Expanded Bronze | PPO | $673in 3 counties | $4,400 | $8,300 | $16,375 | Benefits summary Find doctors |
| Silver 21 plans · $551–$903/mo | ||||||
| Blue Focus Silver POS℠ Standard | POS | $551in 5 counties | $6,000 | $8,900 | $15,507 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 206 | POS | $561in 5 counties | $3,500 | $8,900 | $15,637 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 903 | POS | $573in 5 counties | $7,250 | $7,250 | $14,130 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ Standard | POS | $656in 3 counties | $6,000 | $8,900 | $16,771 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 206 | POS | $671in 3 counties | $3,500 | $8,900 | $16,956 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 903 | POS | $688in 3 counties | $7,250 | $7,250 | $15,500 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 203 | PPO | $714in 5 counties | $2,000 | $10,500 | $19,064 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ Standard | PPO | $732in 5 counties | $6,000 | $8,900 | $17,681 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ Standard | POS | $739in 3 counties | $6,000 | $8,900 | $17,772 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 308 | PPO | $750in 5 counties | $7,250 | $7,250 | $16,245 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 206 | POS | $755in 3 counties | $3,500 | $8,900 | $17,959 | Benefits summary Find doctors |
| Blue Focus Silver POS℠ 903 | POS | $772in 3 counties | $7,250 | $7,250 | $16,510 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 203 | PPO | $793in 38 counties | $2,000 | $10,500 | $20,016 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ Standard | PPO | $811in 38 counties | $6,000 | $8,900 | $18,638 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 308 | PPO | $832in 38 counties | $7,250 | $7,250 | $17,231 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 203 | PPO | $856in 10 counties | $2,000 | $10,500 | $20,775 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 203 | PPO | $859in 3 counties | $2,000 | $10,500 | $20,810 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ Standard | PPO | $876in 10 counties | $6,000 | $8,900 | $19,413 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ Standard | PPO | $880in 3 counties | $6,000 | $8,900 | $19,458 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 308 | PPO | $899in 10 counties | $7,250 | $7,250 | $18,035 | Benefits summary Find doctors |
| Blue Preferred Silver PPO℠ 308 | PPO | $903in 3 counties | $7,250 | $7,250 | $18,082 | Benefits summary Find doctors |
| Gold 21 plans · $566–$872/mo | ||||||
| Blue Focus Gold POS℠ 207 | POS | $566in 5 counties | $250 | $8,900 | $15,689 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ Standard | POS | $572in 5 counties | $2,000 | $8,200 | $15,062 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ 902 | POS | $580in 5 counties | $1,000 | $8,500 | $15,459 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ 207 | POS | $681in 3 counties | $250 | $8,900 | $17,075 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ Standard | POS | $684in 3 counties | $2,000 | $8,200 | $16,404 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ 902 | POS | $695in 3 counties | $1,000 | $8,500 | $16,836 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 204 | PPO | $701in 5 counties | $1,500 | $9,950 | $18,367 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 901 | PPO | $711in 5 counties | $1,400 | $9,200 | $17,737 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ Standard | PPO | $727in 5 counties | $2,000 | $8,200 | $16,921 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ 207 | POS | $761in 3 counties | $250 | $8,900 | $18,028 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ Standard | POS | $766in 3 counties | $2,000 | $8,200 | $17,392 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 204 | PPO | $775in 38 counties | $1,500 | $9,950 | $19,256 | Benefits summary Find doctors |
| Blue Focus Gold POS℠ 902 | POS | $777in 3 counties | $1,000 | $8,500 | $17,823 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 901 | PPO | $787in 38 counties | $1,400 | $9,200 | $18,642 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ Standard | PPO | $803in 38 counties | $2,000 | $8,200 | $17,841 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 204 | PPO | $836in 10 counties | $1,500 | $9,950 | $19,986 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 204 | PPO | $842in 3 counties | $1,500 | $9,950 | $20,056 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 901 | PPO | $848in 10 counties | $1,400 | $9,200 | $19,382 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ 901 | PPO | $854in 3 counties | $1,400 | $9,200 | $19,448 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ Standard | PPO | $866in 10 counties | $2,000 | $8,200 | $18,595 | Benefits summary Find doctors |
| Blue Preferred Gold PPO℠ Standard | PPO | $872in 3 counties | $2,000 | $8,200 | $18,667 | Benefits summary Find doctors |
| Catastrophic 4 plans · $497–$602/mo | ||||||
| Blue Preferred Security PPO℠ 200 | PPO | $497in 5 counties | $10,600 | $10,600 | $16,566 | Benefits summary Find doctors |
| Blue Preferred Security PPO℠ 200 | PPO | $556in 38 counties | $10,600 | $10,600 | $17,268 | Benefits summary Find doctors |
| Blue Preferred Security PPO℠ 200 | PPO | $601in 3 counties | $10,600 | $10,600 | $17,817 | Benefits summary Find doctors |
| Blue Preferred Security PPO℠ 200 | PPO | $602in 10 counties | $10,600 | $10,600 | $17,820 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of Montana sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Beaverhead County | 10 | $554–$832 | $811 |
| Big Horn County | 10 | $554–$832 | $811 |
| Blaine County | 10 | $554–$832 | $811 |
| Broadwater County | 10 | $599–$899 | $876 |
| Carbon County | 19 | $354–$750 | $644 |
| Carter County | 10 | $554–$832 | $811 |
| Cascade County | 19 | $479–$899 | $814 |
| Chouteau County | 10 | $599–$899 | $876 |
| Custer County | 10 | $554–$832 | $811 |
| Daniels County | 10 | $554–$832 | $811 |
| Dawson County | 10 | $554–$832 | $811 |
| Deer Lodge County | 10 | $599–$899 | $876 |
| Fallon County | 10 | $554–$832 | $811 |
| Fergus County | 10 | $554–$832 | $811 |
| Flathead County | 19 | $424–$903 | $773 |
| Gallatin County | 19 | $479–$899 | $814 |
| Garfield County | 10 | $554–$832 | $811 |
| Glacier County | 10 | $554–$832 | $811 |
| Golden Valley County | 10 | $554–$832 | $811 |
| Granite County | 10 | $554–$832 | $811 |
| Hill County | 10 | $554–$832 | $811 |
| Jefferson County | 10 | $599–$899 | $876 |
| Judith Basin County | 10 | $599–$899 | $876 |
| Lake County | 19 | $424–$903 | $773 |
| Lewis and Clark County | 19 | $479–$899 | $814 |
| Liberty County | 10 | $554–$832 | $811 |
| Lincoln County | 10 | $554–$832 | $811 |
| Madison County | 10 | $554–$832 | $811 |
| McCone County | 10 | $554–$832 | $811 |
| Meagher County | 10 | $554–$832 | $811 |
| Mineral County | 10 | $554–$832 | $811 |
| Missoula County | 19 | $424–$903 | $773 |
| Musselshell County | 19 | $354–$750 | $644 |
| Park County | 10 | $554–$832 | $811 |
| Petroleum County | 10 | $554–$832 | $811 |
| Phillips County | 10 | $554–$832 | $811 |
| Pondera County | 10 | $554–$832 | $811 |
| Powder River County | 10 | $554–$832 | $811 |
| Powell County | 10 | $554–$832 | $811 |
| Prairie County | 10 | $554–$832 | $811 |
| Ravalli County | 10 | $554–$832 | $811 |
| Richland County | 10 | $554–$832 | $811 |
| Roosevelt County | 10 | $554–$832 | $811 |
| Rosebud County | 10 | $554–$832 | $811 |
| Sanders County | 10 | $554–$832 | $811 |
| Sheridan County | 10 | $554–$832 | $811 |
| Silver Bow County | 10 | $599–$899 | $876 |
| Stillwater County | 19 | $354–$750 | $644 |
| Sweet Grass County | 19 | $354–$750 | $644 |
| Teton County | 10 | $599–$899 | $876 |
| Toole County | 10 | $554–$832 | $811 |
| Treasure County | 10 | $554–$832 | $811 |
| Valley County | 10 | $554–$832 | $811 |
| Wheatland County | 10 | $554–$832 | $811 |
| Wibaux County | 10 | $554–$832 | $811 |
| Yellowstone County | 19 | $354–$750 | $644 |
Other insurers in Montana
- Mountain Health CO-OP Silver $719/mo
- PacificSource Silver $749/mo
All Montana prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of Montana health insurance cost in Montana?
For plan year 2026, Blue Cross and Blue Shield of Montana marketplace plans in Montana cost $354 to $903 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $551, Silver $755, Gold $766. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of Montana plan in Montana?
Blue Focus Bronze POS℠ 705 (Bronze), from $354 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of Montana sell marketplace plans in Montana?
In all 56 counties of Montana.
How do I buy a Blue Cross and Blue Shield of Montana plan in Montana?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Montana, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.