Health insurance prices in Kankakee County, IL (2026)
65 marketplace plans from 4 insurers. Cheapest plan $353/mo; typical Silver $639/mo. Official marketplace: Get Covered Illinois (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 4.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $353–$626 (typical $415) · Silver $540–$980 (typical $639) · Gold $442–$755 (typical $524) · Catastrophic $603–$603 (typical $603)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Cigna HealthcareCigna Group | 10 | $406 | $417 | $615 | $491 | Connect Bronze CMS Standard | |
| UnitedHealthcareUnitedHealth Group | 16 | $379 | $426 | $622 | $513 | UHC Bronze Essential (No Referrals) | |
| Blue Cross and Blue Shield of IllinoisHCSC (Blue Cross Blue Shield company) | 28 | $353 | $406 | $643 | $524 | MyBlue Plus Bronze Standard - Select Rx Copays | |
| Ambetter (Centene) | 11 | $592 Gold | no Bronze | $663 | $616 | Standard Gold |
All 65 plans in Kankakee County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Bronze Standard - Select Rx Copays | Expanded Bronze | POS | $353 | $7,500 | $10,000 | $14,231 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Bronze 903 | Expanded Bronze | POS | $364 | $4,000 | $9,500 | $13,867 | |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | HMO | $379 | $10,600 | $10,600 | $15,154 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Bronze 912 | Expanded Bronze | POS | $381 | $1,500 | $10,000 | $14,570 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Bronze HMO Standard - Select Rx Copays | Expanded Bronze | HMO | $395 | $7,500 | $10,000 | $14,737 | |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | HMO | $404 | $7,500 | $10,000 | $14,843 | |
| Cigna Healthcare | Connect Bronze CMS Standard | Expanded Bronze | HMO | $406 | $7,500 | $10,000 | $14,867 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Bronze HMO 205 | Expanded Bronze | HMO | $406 | $7,400 | $10,600 | $15,478 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Bronze HMO 701 | Expanded Bronze | HMO | $413 | $4,500 | $10,150 | $15,103 | |
| Cigna Healthcare | Connect Bronze 5200 Indiv Med Deductible - Rx Copay | Expanded Bronze | HMO | $417 | $5,200 | $10,150 | $15,154 | |
| UnitedHealthcare | UHC Bronze Value (Rx Copay, No Referrals) | Expanded Bronze | HMO | $419 | $7,850 | $10,600 | $15,622 | |
| UnitedHealthcare | UHC Bronze Value+ (Rx Copay, Dental + Vision, No Referrals) | Expanded Bronze | HMO | $434 | $7,850 | $10,600 | $15,810 | |
| UnitedHealthcare | UHC Bronze Copay Focus (No Referrals) | Expanded Bronze | HMO | $437 | $0 | $10,600 | $15,848 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Gold Standard - Rx Copays | Gold | POS | $442 | $2,000 | $8,200 | $13,505 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Gold 910 | Gold | POS | $444 | $250 | $7,000 | $12,327 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Dental + Vision, No Referrals) | Expanded Bronze | HMO | $453 | $0 | $10,600 | $16,036 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Gold 909 | Gold | POS | $456 | $1,000 | $8,000 | $13,476 | |
| Cigna Healthcare | Connect Bronze 2250 Indiv Med Deductible | Expanded Bronze | HMO | $460 | $2,250 | $10,150 | $15,676 | |
| Cigna Healthcare | Connect Gold 2250 Indiv Med Deductible | Gold | HMO | $475 | $2,250 | $9,450 | $15,146 | |
| Cigna Healthcare | Connect Gold CMS Standard - Rx Copay | Gold | HMO | $487 | $2,000 | $8,200 | $14,041 | |
| Cigna Healthcare | Connect Gold 1500 Indiv Med Deductible | Gold | HMO | $495 | $1,500 | $7,800 | $13,738 | |
| UnitedHealthcare | UHC Gold Standard (Rx Copay, No Referrals) | Gold | HMO | $500 | $2,000 | $8,200 | $14,197 | |
| UnitedHealthcare | UHC Gold Advantage (No Referrals) | Gold | HMO | $505 | $2,000 | $7,000 | $13,062 | |
| Cigna Healthcare | Connect myHeartCare Gold | Gold | HMO | $508 | $750 | $9,950 | $16,051 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Gold HMO 703 | Gold | HMO | $517 | $1,600 | $10,600 | $16,801 | |
| UnitedHealthcare | UHC Gold Advantage+ (Dental + Vision, No Referrals) | Gold | HMO | $521 | $2,000 | $7,000 | $13,250 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Gold HMO 207 | Gold | HMO | $524 | $750 | $10,150 | $16,443 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Gold HMO Standard - Rx Copays | Gold | HMO | $532 | $2,000 | $8,200 | $14,581 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Silver 906 | Silver | POS | $540 | $3,000 | $10,100 | $16,580 | |
| UnitedHealthcare | UHC Gold Copay Focus (No Referrals) | Gold | HMO | $544 | $0 | $7,000 | $13,531 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Silver 905 | Silver | POS | $557 | $5,000 | $8,000 | $14,687 | |
| Blue Cross and Blue Shield of Illinois | MyBlue Plus Silver Standard - Select Rx Copays | Silver | POS | $558 | $6,000 | $8,900 | $15,601 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Bronze PPO 701 | Expanded Bronze | PPO | $583 | $8,600 | $10,600 | $17,602 | |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | HMO | $585 | $6,000 | $8,900 | $15,922 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $592 | $2,000 | $8,200 | $15,300 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | HMO | $601 | $6,000 | $8,900 | $16,110 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Security PPO 200 | Catastrophic | PPO | $603 | $10,600 | $10,600 | $17,840 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $604 | $800 | $7,250 | $14,492 | |
| Cigna Healthcare | Connect Silver CMS Standard | Silver | HMO | $610 | $6,000 | $8,900 | $16,218 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $613 | $2,000 | $8,200 | $15,552 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Bronze PPO 201 | Expanded Bronze | PPO | $613 | $7,000 | $10,150 | $17,512 | |
| Cigna Healthcare | Connect Silver 6500 Indiv Med Deductible | Silver | HMO | $615 | $6,500 | $9,500 | $16,882 | |
| Ambetter (Centene) | Central Gold | Gold | HMO | $619 | $1,000 | $5,500 | $12,931 | |
| UnitedHealthcare | UHC Silver Advantage (Rx Copay, No Referrals) | Silver | HMO | $621 | $2,500 | $10,200 | $17,651 | |
| UnitedHealthcare | UHC Silver Copay Focus (No Referrals) | Silver | HMO | $623 | $0 | $10,400 | $17,878 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $625 | $800 | $7,250 | $14,749 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Bronze PPO Standard - Select Rx Copays | Expanded Bronze | PPO | $626 | $7,500 | $10,000 | $17,514 | |
| Cigna Healthcare | Connect Silver 3200 Indiv Med Deductible - Rx Copay | Silver | HMO | $636 | $3,200 | $9,500 | $17,130 | |
| UnitedHealthcare | UHC Silver Advantage+ (Rx Copay, Dental + Vision, No Referrals) | Silver | HMO | $637 | $2,500 | $10,200 | $17,840 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Silver HMO 704 | Silver | HMO | $639 | $7,000 | $8,200 | $15,865 | |
| UnitedHealthcare | UHC Silver Copay Focus+ (Dental + Vision, No Referrals) | Silver | HMO | $639 | $0 | $10,400 | $18,066 | |
| Ambetter (Centene) | Clear Silver | Silver | HMO | $640 | $7,000 | $7,000 | $14,684 | |
| Ambetter (Centene) | Central Gold + Vision + Adult Dental | Gold | HMO | $641 | $1,000 | $5,500 | $13,194 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Silver HMO 206 | Silver | HMO | $643 | $3,000 | $10,600 | $18,315 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $648 | $6,000 | $8,900 | $16,682 | |
| Blue Cross and Blue Shield of Illinois | Blue Precision Silver HMO Standard - Select Rx Copays | Silver | HMO | $661 | $6,000 | $8,900 | $16,830 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $663 | $6,300 | $8,400 | $16,356 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $671 | $6,000 | $8,900 | $16,958 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $687 | $6,300 | $8,400 | $16,638 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Gold PPO 204 | Gold | PPO | $726 | $1,200 | $10,600 | $19,308 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Gold PPO 901 | Gold | PPO | $739 | $2,000 | $10,150 | $19,015 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Gold PPO Standard - Rx Copays | Gold | PPO | $755 | $2,000 | $8,200 | $17,259 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Silver PPO 801 | Silver | PPO | $941 | $4,300 | $10,150 | $21,436 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Silver PPO 203 | Silver | PPO | $973 | $1,500 | $10,600 | $22,270 | |
| Blue Cross and Blue Shield of Illinois | Blue Choice Preferred Silver PPO Standard - Select Rx Copays | Silver | PPO | $980 | $6,000 | $8,900 | $20,663 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $353 | $415 | $626 | 18 | $7,450 | $10,150 | $15,316 |
| Silver | $540 | $639 | $980 | 23 | $6,000 | $8,900 | $16,830 |
| Gold | $442 | $524 | $755 | 23 | $1,600 | $8,200 | $14,492 |
| CatastrophicUnder 30 or hardship exemption only | $603 | $603 | $603 | 1 | $10,600 | $10,600 | $17,840 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.