Health insurance prices in Baker County, FL (2026)

124 marketplace plans from 4 insurers. Cheapest plan $520/mo; typical Silver $793/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $520–$1,014 (typical $712) · Silver $660–$1,609 (typical $793) · Gold $689–$1,646 (typical $973) · Platinum $1,304–$2,228 (typical $1,401)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Ambetter (Centene)19$520$534$723$715Everyday Bronze
Molina Healthcare19$564$597$724$760Molina Bronze Standard
Florida BlueFlorida Blue (Blue Cross Blue Shield company)72$576$739$807$1,102myBlue Bronze 26M01-23 (Rewards)
AvMed14$718$729$919$999AvMed Entrust Expanded Bronze Standard (2026)

All 124 plans in Baker County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Ambetter (Centene)Everyday BronzeExpanded BronzeHMO$520$8,450$10,150$16,385
Ambetter (Centene)Standard Expanded BronzeExpanded BronzeHMO$521$7,500$10,000$16,255
Ambetter (Centene)Everyday Bronze + Vision + Adult DentalExpanded BronzeHMO$534$8,450$10,150$16,554
Ambetter (Centene)Standard Expanded Bronze + Vision + Adult DentalExpanded BronzeHMO$535$7,500$10,000$16,424
Molina HealthcareMolina Bronze StandardExpanded BronzeHMO$564$7,500$10,000$16,774
Florida BluemyBlue Bronze 26M01-23 (Rewards)BronzeHMO$576$10,125$10,150$17,066
Molina HealthcareMolina Bronze Enhanced 3500Expanded BronzeHMO$578$3,500$9,950$16,890
Molina HealthcareMolina Bronze Enhanced 3500 Pluswith Adult VisionExpanded BronzeHMO$582$3,500$9,950$16,938
Ambetter (Centene)Elite BronzeExpanded BronzeHMO$594$0$10,500$17,622
Molina HealthcareMolina Bronze Enhanced 3500 Plus with Adult Dental and VisionExpanded BronzeHMO$597$3,500$9,950$17,109
Ambetter (Centene)Elite Bronze + Vision + Adult DentalExpanded BronzeHMO$610$0$10,500$17,815
Molina HealthcareMolina Bronze Premier with $0 Medical DeductibleExpanded BronzeHMO$633$0$10,350$17,940
Molina HealthcareMolina Bronze Premier with $0 Medical Deductible Pluswith Adult VisionExpanded BronzeHMO$637$0$10,350$17,989
Molina HealthcareMolina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and VisionExpanded BronzeHMO$651$0$10,350$18,159
Florida BluemyBlue Bronze 2219 ($75 PCP Visits / Rewards)Expanded BronzeHMO$657$2,625$10,150$18,029
Florida BluemyBlue Bronze 2312S ($50 PCP Visits / Rewards)Expanded BronzeHMO$658$7,500$10,000$17,890
Ambetter (Centene)Clarity SilverSilverHMO$660$8,000$8,400$16,318
Florida BluemyBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)Expanded BronzeHMO$665$6,000$10,150$18,129
Ambetter (Centene)Standard GoldGoldHMO$689$2,000$8,200$16,466
Florida BlueBlueSelect Bronze 24L01-01 (Rewards)BronzeEPO$693$6,150$10,150$18,466
Ambetter (Centene)Everyday GoldGoldHMO$704$800$7,250$15,695
Ambetter (Centene)Standard SilverSilverHMO$704$6,000$8,900$17,346
Florida BlueBlueCare Bronze 24K01-05 (Rewards)BronzePOS$707$6,150$10,150$18,636
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldHMO$707$2,000$8,200$16,689
Florida BluemyBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)Expanded BronzeHMO$710$0$10,150$18,670
Ambetter (Centene)Focused SilverSilverHMO$712$6,300$8,400$16,948
Florida BluemyBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)Expanded BronzeHMO$714$0$10,150$18,723
Molina HealthcareMolina Silver Saver with Four Free PCP VisitsSilverHMO$714$7,000$10,150$18,724
AvMedAvMed Entrust Expanded Bronze Standard (2026)Expanded BronzeHMO$718$7,500$10,000$18,621
Florida BlueBlueSelect Bronze 2342S ($50 PCP Visits / Rewards)Expanded BronzeEPO$719$7,500$10,000$18,630
Molina HealthcareMolina Silver CoreSilverHMO$720$6,000$8,990$17,629
Ambetter (Centene)Everyday Gold + Vision + Adult DentalGoldHMO$723$800$7,250$15,923
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverHMO$723$6,000$8,900$17,575
Florida BluemyBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)Expanded BronzeHMO$723$0$10,150$18,831
Molina HealthcareMolina Silver Core Pluswith Adult VisionSilverHMO$724$6,000$8,990$17,677
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug OptionsSilverHMO$724$5,000$8,650$17,339
Florida BlueBlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)Expanded BronzeEPO$725$6,650$7,400$16,104
Ambetter (Centene)Complete GoldGoldHMO$727$1,450$7,500$16,227
AvMedAvMed Entrust Bronze 650 (2026)Expanded BronzeHMO$729$10,150$10,150$18,895
Florida BlueBlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded BronzeEPO$730$6,500$10,000$18,765
Ambetter (Centene)Focused Silver + Vision + Adult DentalSilverHMO$732$6,300$8,400$17,179
Molina HealthcareMolina Silver Core Plus with Adult Dental and VisionSilverHMO$738$6,000$8,990$17,847
AvMedAvMed Entrust Bronze 600 (2026)Expanded BronzeHMO$740$6,500$9,500$18,377
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalSilverHMO$744$5,000$8,650$17,575
Molina HealthcareMolina Silver StandardSilverHMO$744$6,000$8,900$17,834
Florida BlueBlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)Expanded BronzePOS$747$6,650$7,400$16,361
Florida BlueBlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)Expanded BronzePOS$747$7,500$10,000$18,962
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldHMO$747$1,450$7,500$16,463
Molina HealthcareMolina Gold Enhanced 895GoldHMO$756$895$8,700$17,769
Florida BluemyBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)SilverHMO$756$9,500$10,150$19,221
Molina HealthcareMolina Gold Core 1640GoldHMO$756$1,640$8,100$17,176
Molina HealthcareMolina Gold Enhanced 895 Pluswith Adult VisionGoldHMO$760$895$8,700$17,818
Molina HealthcareMolina Gold Core 1640 Pluswith Adult VisionGoldHMO$760$1,640$8,100$17,225
Florida BluemyBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)SilverHMO$760$9,500$10,150$19,276
Florida BlueBlueSelect Bronze 2139 ($50 PCP Visits / Rewards)Expanded BronzeEPO$762$0$9,900$19,041
Florida BlueBlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded BronzePOS$764$6,500$10,000$19,166
Florida BlueBlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)Expanded BronzeEPO$766$0$9,900$19,089
Florida BluemyBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)SilverHMO$768$7,000$9,150$18,362
Florida BluemyBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)SilverHMO$770$9,500$10,150$19,385
Florida BluemyBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)SilverHMO$772$7,000$9,150$18,414
Florida BlueBlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)Expanded BronzeEPO$774$0$9,900$19,186
Molina HealthcareMolina Gold Enhanced 895 Plus with Adult Dental and VisionGoldHMO$774$895$8,700$17,988
Molina HealthcareMolina Gold Core 1640 Plus with Adult Dental and VisionGoldHMO$775$1,640$8,100$17,395
Florida BluemyBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)SilverHMO$781$7,000$9,150$18,523
Florida BluemyBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)SilverHMO$785$6,500$9,200$18,615
Florida BluemyBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards)SilverHMO$789$6,500$9,200$18,667
Molina HealthcareMolina Gold StandardGoldHMO$791$2,000$8,200$17,695
Florida BluemyBlue Silver 2237 ($60 PCP Visits / Rewards)SilverHMO$793$3,150$8,675$18,191
Florida BluemyBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)SilverHMO$797$3,150$8,675$18,243
Florida BluemyBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)SilverHMO$798$6,500$9,200$18,776
Florida BluemyBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)SilverHMO$806$3,150$8,675$18,351
Florida BluemyBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)SilverHMO$807$6,000$8,900$18,581
Florida BlueBlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)Expanded BronzePOS$807$0$9,900$19,587
AvMedAvMed Entrust Silver Standard (2026)SilverHMO$900$6,000$8,900$19,700
AvMedAvMed Entrust Silver 550 (2026)SilverHMO$915$6,250$8,000$18,979
AvMedAvMed Entrust Silver 550 Dental+Vision (2026)SilverHMO$919$6,250$8,000$19,025
Florida BlueBlueOptions Bronze 24J01-06 (Rewards)BronzePPO$921$6,150$10,150$21,202
Florida BlueBlueSelect Silver 1443 ($10 Labs / Rewards)SilverEPO$929$4,000$8,100$19,246
Florida BlueBlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)SilverEPO$933$4,000$8,100$19,295
Florida BlueBlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)SilverEPO$941$4,000$8,100$19,393
AvMedAvMed Entrust Silver 350 (2026)SilverHMO$941$3,500$9,250$20,547
Florida BlueBlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)SilverEPO$944$6,000$8,900$20,231
AvMedAvMed Entrust Silver 350 Dental+Vision (2026)SilverHMO$945$3,500$9,250$20,594
Florida BlueBlueSelect Silver 1456 ($50 PCP Visits / Rewards)SilverEPO$955$3,125$8,100$19,558
Florida BlueBlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)Expanded BronzePPO$956$7,500$10,000$21,467
Florida BluemyBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)GoldHMO$957$2,000$8,200$19,680
Florida BlueBlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)Expanded BronzePPO$964$6,650$7,400$18,969
Florida BlueBlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded BronzePPO$971$6,500$10,000$21,652
Florida BluemyBlue Gold 1605 ($0 Labs / Rewards)GoldHMO$973$940$4,500$16,176
Florida BlueBlueCare Silver 24K01-02 ($10 Labs / Rewards)SilverPOS$973$4,000$8,100$19,781
AvMedAvMed Entrust Gold Standard (2026)GoldHMO$981$2,000$8,200$19,968
AvMedAvMed Entrust Gold 125 (2026)GoldHMO$999$2,000$5,850$17,843
AvMedAvMed Entrust Gold 125 Dental+Vision (2026)GoldHMO$1,004$2,000$5,850$17,892
Florida BlueBlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)SilverPOS$1,006$6,000$8,900$20,975
Florida BluemyBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)GoldHMO$1,008$0$6,550$18,640
Florida BlueBlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)Expanded BronzePPO$1,014$0$9,900$22,071
Florida BlueBlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)SilverPOS$1,019$3,125$8,100$20,331
Florida BlueBlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)GoldEPO$1,045$2,000$8,200$20,734
Florida BlueBlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)GoldEPO$1,069$1,500$6,450$19,281
Florida BlueBlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)GoldEPO$1,097$0$6,250$19,419
Florida BlueBlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)GoldEPO$1,102$0$6,250$19,468
Florida BlueBlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)GoldPOS$1,113$2,000$8,200$21,550
Florida BlueBlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)GoldPOS$1,140$1,500$6,450$20,129
Florida BlueBlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)GoldPOS$1,180$0$6,250$20,409
Florida BluemyBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)PlatinumHMO$1,304$0$2,250$17,894
AvMedAvMed Entrust Platinum 25 (2026)PlatinumHMO$1,359$0$5,500$21,808
AvMedAvMed Entrust Platinum 25 Dental+Vision (2026)PlatinumHMO$1,364$0$5,500$21,867
Florida BluemyBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)PlatinumHMO$1,366$0$5,200$21,588
Florida BlueBlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)PlatinumEPO$1,368$1,000$4,000$20,419
Florida BlueBlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)PlatinumPOS$1,392$1,000$4,000$20,707
AvMedAvMed Entrust Platinum Standard (2026)PlatinumHMO$1,396$0$5,200$21,946
Florida BlueBlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)PlatinumEPO$1,406$0$2,525$19,399
Florida BlueBlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)PlatinumPOS$1,445$0$2,525$19,868
Florida BlueBlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)PlatinumEPO$1,465$0$5,200$22,786
Florida BlueBlueOptions Silver 24J01-03 ($10 Labs / Rewards)SilverPPO$1,489$4,000$8,100$25,968
Florida BlueBlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)PlatinumPOS$1,515$0$5,200$23,375
Florida BlueBlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)GoldPPO$1,565$2,000$8,200$26,978
Florida BlueBlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)SilverPPO$1,590$6,000$8,900$27,984
Florida BlueBlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)GoldPPO$1,602$1,500$6,450$25,674
Florida BlueBlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)SilverPPO$1,609$3,125$8,100$27,406
Florida BlueBlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)GoldPPO$1,646$0$6,250$25,996
Florida BlueBlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)PlatinumPPO$2,078$1,000$4,000$28,939
Florida BlueBlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)PlatinumPPO$2,138$0$2,525$28,182
Florida BlueBlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)PlatinumPPO$2,228$0$5,200$31,934
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$520$712$1,01440$6,150$10,000$18,421
Silver$660$793$1,60941$6,000$8,900$18,724
Gold$689$973$1,64629$1,500$7,500$17,892
Platinum$1,304$1,401$2,22814$0$4,600$21,838

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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