Health insurance prices in Sussex County, DE (2026)
40 marketplace plans from 3 insurers. Cheapest plan $542/mo; typical Silver $762/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $542–$652 (typical $582) · Silver $685–$893 (typical $762) · Gold $727–$833 (typical $767) · Platinum $1,015–$1,020 (typical $1,018) · Catastrophic $468–$468 (typical $468)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 17 | $559 | $581 | $718 | $765 | Everyday Bronze | |
| AmeriHealth Caritas Next | 8 | $542 | $576 | $766 | $752 | AmeriHealth Caritas Next Bronze Essential + No Referrals | |
| Highmark Blue Cross Blue Shield (DE)Highmark Health (Blue Cross Blue Shield company) | 15 | $578 | $628 | $849 | $784 | my Blue Access Select PPO Bronze 9200 |
All 40 plans in Sussex County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | PPO | $468 | $10,600 | $10,600 | $16,214 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | $542 | $10,600 | $10,600 | $17,108 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | EPO | $559 | $8,450 | $10,150 | $16,854 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | EPO | $561 | $7,500 | $10,000 | $16,729 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Expanded Bronze | HMO | $576 | $7,500 | $10,000 | $16,908 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Bronze 9200 | Expanded Bronze | PPO | $578 | $9,200 | $9,200 | $16,139 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $580 | $8,450 | $10,150 | $17,110 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | EPO | $582 | $7,500 | $10,000 | $16,987 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Expanded Bronze | HMO | $587 | $3,850 | $10,600 | $17,646 | |
| Ambetter (Centene) | Principal Bronze HSA | Expanded Bronze | EPO | $595 | $5,200 | $8,050 | $15,188 | |
| Ambetter (Centene) | Principal Bronze HSA + Vision + Adult Dental | Expanded Bronze | EPO | $618 | $5,200 | $8,050 | $15,461 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Standard Bronze 7500 | Expanded Bronze | PPO | $625 | $7,500 | $10,000 | $17,495 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Bronze 3800 | Expanded Bronze | PPO | $631 | $3,800 | $9,900 | $17,474 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision | Expanded Bronze | PPO | $652 | $3,800 | $9,900 | $17,722 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $685 | $6,000 | $8,900 | $17,123 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $692 | $6,300 | $8,400 | $16,700 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $718 | $6,300 | $8,400 | $17,018 | |
| Ambetter (Centene) | Clear Gold | Gold | EPO | $727 | $1,200 | $9,150 | $17,877 | |
| Ambetter (Centene) | Elite Silver | Silver | EPO | $736 | $0 | $8,350 | $17,185 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | $738 | $2,000 | $8,300 | $17,161 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $746 | $2,000 | $8,300 | $17,247 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Standard Gold 2000 | Gold | PPO | $748 | $2,000 | $8,300 | $17,275 | |
| Ambetter (Centene) | Clear Gold + Vision + Adult Dental | Gold | EPO | $755 | $1,200 | $9,150 | $18,210 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Gold 1700 HSA | Gold | PPO | $760 | $1,700 | $7,100 | $16,220 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | HMO | $761 | $6,000 | $8,900 | $18,026 | |
| Ambetter (Centene) | Elite Silver + Vision + Adult Dental | Silver | EPO | $764 | $0 | $8,350 | $17,523 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | $765 | $950 | $8,500 | $17,680 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | $766 | $6,100 | $9,000 | $18,188 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | HMO | $766 | $400 | $10,200 | $19,398 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision | Gold | PPO | $769 | $2,000 | $8,300 | $17,523 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $774 | $2,000 | $8,300 | $17,589 | |
| Ambetter (Centene) | Complete Gold | Gold | EPO | $781 | $1,450 | $7,500 | $16,870 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Gold 0 | Gold | PPO | $800 | $0 | $7,500 | $17,099 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Standard Silver 6000 | Silver | PPO | $805 | $6,000 | $8,900 | $18,562 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | EPO | $811 | $1,450 | $7,500 | $17,229 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Gold 0 + Adult Dental and Vision | Gold | PPO | $821 | $0 | $7,500 | $17,348 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision | Gold | PPO | $833 | $0 | $7,000 | $16,999 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision | Silver | PPO | $893 | $0 | $9,700 | $20,419 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Standard Platinum 0 | Platinum | PPO | $1,015 | $0 | $5,300 | $17,480 | |
| Highmark Blue Cross Blue Shield (DE) | my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision | Platinum | PPO | $1,020 | $0 | $5,000 | $17,246 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $542 | $582 | $652 | 13 | $7,500 | $10,000 | $16,987 |
| Silver | $685 | $762 | $893 | 10 | $6,000 | $8,900 | $17,775 |
| Gold | $727 | $767 | $833 | 14 | $1,450 | $8,300 | $17,261 |
| Platinum | $1,015 | $1,018 | $1,020 | 2 | $0 | $5,150 | $17,363 |
| CatastrophicUnder 30 or hardship exemption only | $468 | $468 | $468 | 1 | $10,600 | $10,600 | $16,214 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.