Health insurance prices in Fairfield County, CT (2026)
22 marketplace plans from 3 insurers. Cheapest plan $681/mo; typical Silver $935/mo. Official marketplace: Access Health CT (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $681–$834 (typical $726) · Silver $827–$1,036 (typical $935) · Gold $879–$1,520 (typical $931) · Catastrophic $371–$397 (typical $384)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (CT)Elevance Health (Blue Cross Blue Shield company) | 11 | $681 | $721 | $827 | $922 | Bronze HMO Pathway Enhanced | |
| ConnectiCare Benefits | 7 | $717 | $719 | $935 | $986 | Choice Bronze Standard POS | |
| ConnectiCare Insurance Company | 4 | $793 | $813 | $1,036 | $1,157 | Value Bronze Standard POS |
All 22 plans in Fairfield County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| ConnectiCare Benefits | Choice Catastrophic POS with Dental and Vision | Catastrophic | POS | $371 | $10,600 | $10,600 | $15,054 | |
| Anthem Blue Cross Blue Shield (CT) | Catastrophic HMO Pathway Enhanced | Catastrophic | HMO | $397 | $10,600 | $10,600 | $15,365 | |
| Anthem Blue Cross Blue Shield (CT) | Bronze HMO Pathway Enhanced | Expanded Bronze | HMO | $681 | $7,000 | $10,000 | $18,166 | |
| Anthem Blue Cross Blue Shield (CT) | Bronze HMO Pathway Enhanced with Adult Dental and Vision Benefits | Expanded Bronze | HMO | $687 | $7,000 | $10,000 | $18,249 | |
| ConnectiCare Benefits | Choice Bronze Standard POS | Expanded Bronze | POS | $717 | $7,000 | $10,000 | $18,608 | |
| ConnectiCare Benefits | Choice Bronze Alternative POS with Dental and Vision | Expanded Bronze | POS | $719 | $7,000 | $9,200 | $17,829 | |
| Anthem Blue Cross Blue Shield (CT) | Bronze PPO Pathway with PreventiveRx HSA | Expanded Bronze | PPO | $721 | $6,000 | $8,000 | $16,646 | |
| Anthem Blue Cross Blue Shield (CT) | Bronze PPO Standard Pathway HSA | Expanded Bronze | PPO | $732 | $6,500 | $7,225 | $16,005 | |
| ConnectiCare Benefits | Choice Bronze Standard POS HSA | Expanded Bronze | POS | $754 | $6,500 | $7,225 | $16,273 | |
| Anthem Blue Cross Blue Shield (CT) | Bronze PPO Standard Pathway | Expanded Bronze | PPO | $780 | $7,000 | $10,000 | $19,361 | |
| ConnectiCare Insurance Company | Value Bronze Standard POS | Expanded Bronze | POS | $793 | $7,000 | $10,000 | $19,515 | |
| Anthem Blue Cross Blue Shield (CT) | Silver PPO Standard Pathway | Silver | PPO | $827 | $5,000 | $9,400 | $19,330 | |
| ConnectiCare Insurance Company | Value Bronze Standard POS HSA | Expanded Bronze | POS | $834 | $6,500 | $7,225 | $17,228 | |
| Anthem Blue Cross Blue Shield (CT) | Gold HMO Pathway Enhanced with Adult Dental and Vision Benefits | Gold | HMO | $879 | $2,000 | $8,000 | $18,552 | |
| Anthem Blue Cross Blue Shield (CT) | Gold PPO Pathway with Adult Dental and Vision Benefits | Gold | PPO | $913 | $2,000 | $8,000 | $18,962 | |
| ConnectiCare Benefits | Choice Gold Alternative POS | Gold | POS | $928 | $2,000 | $7,900 | $19,031 | |
| Anthem Blue Cross Blue Shield (CT) | Gold PPO Pathway | Gold | PPO | $931 | $2,000 | $9,000 | $20,171 | |
| ConnectiCare Benefits | Choice Silver Standard POS | Silver | POS | $935 | $5,000 | $9,400 | $20,618 | |
| ConnectiCare Insurance Company | Value Silver Standard POS | Silver | POS | $1,036 | $5,000 | $9,400 | $21,837 | |
| ConnectiCare Benefits | Choice Gold Standard POS | Gold | POS | $1,045 | $1,200 | $7,375 | $19,918 | |
| ConnectiCare Insurance Company | Value Gold Standard POS | Gold | POS | $1,157 | $1,200 | $7,375 | $21,258 | |
| Anthem Blue Cross Blue Shield (CT) | Gold PPO Standard Pathway | Gold | PPO | $1,520 | $1,200 | $7,375 | $25,609 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $681 | $726 | $834 | 10 | $7,000 | $9,600 | $17,997 |
| Silver | $827 | $935 | $1,036 | 3 | $5,000 | $9,400 | $20,618 |
| Gold | $879 | $931 | $1,520 | 7 | $2,000 | $7,900 | $19,918 |
| CatastrophicUnder 30 or hardship exemption only | $371 | $384 | $397 | 2 | $10,600 | $10,600 | $15,209 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.